Filing # 59196253 E-Filed 07/18/2017 10:13:06 PM

EX HIB ITE
6200 Oak Tree Bv., SU!te 140
Independence, OH 44131
800-362-7255 Fax: 800-804-4058
Constnl&r In ul : 886-871-0300

Clmanl Addl'llea . - - . TR>nnerAddtNI

8tan,a
- ___ _j_ _ -- - - - -
CU"911t
l======--=========Dat=•=lhd:=::==-=-=-=-=Oata:::.·-:..:~ _

, _ (CX!9, 018, 010, 008)

686 • Sertoua delinquency
• 11me alnce delinCJJ•ncy is too recent or unknown
• Proportion Df balance8 to credit Hmit8 la too high on bank reYDhltng or other revohling accounts
• TDD many lnqufriee last 12 mon1h8
• Sco1& value was adv8f181y affacled by Cf&dit inqulr1ee present In the credit file.
Name lltPOIIIDIY Model c...op..s ~ AMIii
Laurence s. Sctlllelcler Expartan Feir taaac (112} Fetr tuao 320-8"
Faolol9 (3t. 13, 10. 21)
617 • Serious delinquency.
• Time elnce deHnquency le'°° f9C8nt or unknown.
• Proportion of balance to hid, CNdit on bank revolving or all revoilllng accounts.
• Amount put ell• to &c00\1'1111.
• S<:ore value- adllo aftectad by ctedit Inquiries present In the credltfile.;c;c:..
•- - - - - - - - - - . . - - - - - - = - - , - : : : , - ;
~ ~e,,, ,Rongo C-ialld flQpolladOII
Lawrance s. Schnelder Equftu FICO CIUllc v6 !Fair !Nae j384-818 10{27/2015 EQX-A1
" -(311, 13. 34, 14)
650 • &mou8 delinquency
• Time 11nce dellnquency 18 too recent or unknown
• Amount owed on delinquent acoount
• Length of time acoounta haw been 8111ab&ahad
• Score value wu adveraely atreol&d by cradlt Inquiries in 1hl ctadlt11le.

Credit History

Summary
l-,,Nc-_,-,---,ol-,-AccQi-=--n l l - - - - - - - , - _ , - - . , --~- - - -· - ---,,.._--ot-~Aocc-.-
-
~ ~ 1
 Paga 2 of8

PulOue 1'11¥-'l Bellnoe

$3,982 $2,617 $1,495

I!~
12/2007

-'":- ~ · ~ '-:::"'
La!INJMlv
11'2012
Cloud

.
Reportld
,11/2012A

PutDue
$0
f_
, $3,178
1111111a
$481,182
i;.MOnh=---Alvlewed--~..:~:..::
..
.,;;,~--·~_,;:_._· ~--- _ - _ [ ~ ~ - - .
I
Curr Acct

~ Opened ~ Hi,lc.d

--
~981537 lncllvldual 0111880 $71,780
~;;.-
El Puo, TX 791M18
888-2S8-3741
~'Ip
Open Credit Card PUIO... ,,._,.
· -· - ~ ( 0 0 1 ) $0 $70,078
~Ula
'OTlrnff

Opened Lal ldwll~ A.-, CtdLA'nll Hli;I\Credll

Dlll2D03 0t'2011 1CW2015A i $21,000 $22,398
Cal_---· T- ... - ·j-.,-;;,~ - PM!Due f'a)ffl9111('1111.) lllllaltae
CNcllt canl - Cu"!""1 (R01.J. _ • $0 $302 $18,630
ao..0a,11.111a
OTJmea

Ctac11 Llrnit jHIQh c...::1

-
~ $51
~f'a)mKII- -- ,
CurNftt (A01) PulO.,. ......... (MlnJ

- 1;~.:ai. TlmH
-·- $0 $30 $2.923

~
11/200I I ~. Ctodlll.Jtnlt IH!gl,~25
R1po11e110, MIMtroll"aYfflllll
mi- EXP-A1, ··- !Currant (001) • PMIDue l'll)tlllllll Blllnce
80-88 Da~La
OTlmN _ _ _ ___
ao. D&~ Late
joTJmes _ __ so $0

-Due
so
■•
~experian
•
Credit Report Prepared For:

LAURENC~ S SCi-4NEIDER

Experian Report As Of: Apr 3, 2017

Personal & Confidential

LAURENCE S SCHNEIDER Experian
Date of Report: Apr 3, 2017 !~xperian.
(iil

ARST AMERICAN BANK

A Open

ACCOUNT DETAILS CREDIT USAGE

e
Account Name FIRST AMERICAN BANK High Credit Usage
Keeping your account balances as low as possible can
Account# 4000XXXX
have a positive impact on your credit.
Account Status Open

Last Updated Mar 3, 2017

CONTACT INFORMATION
Account Type Home Equity Line Of Credit - Revolving Terms
700 BUSSE RD
Date Opened Jul 1, 2006 ELK GRDVE VLG, IL 60007
{847} 228-9300
Balance $1,708,894
PAYMENT HISTORY
Credit Limit $1,500,000
20l7 2116 21111
Monthly Payment $4,698 Jan Feb Mar Apr Jan Feb Mar Af,r Jan Feb Mar Apr

Past Due Amount $1,680,998 ~~~□ ~~(i)(i) ~(i)(i)(i)

May Jun Jul Aug May Jun Jul Aug May Jun Jul Aug

Payment Status Past due 180 days □□□□

Sep Oct Nov Dec
@~~~ ~(i)~~
Sep oet Nov Dec Sep oet Nov Dec

Highest Balance $1,708,894 DODO ~~~~ @(i)(i)[i]

2914 2D11 2912
Terms Revolving Jan Feb Mar Apr Jan Feb Mar Apr Jan Feb Mar Apr

Responsfbiflty Individual (i)~~(i) (i)~~(i) (i)(i)~~

May Jun Jul Aug May Jun Jul Aug May Jun Jul Aug

Comments (i)~(i)(i) (i) (i) ~ (i) ~~(i)(i)

Sep OCt Nov Dec Sep Oct Nov Dec Sep OCt Nov Dec
~(i)(i)@ (i)@(i)~ (i)(i)§]§]
2011 2010
Jan Feb Mar Apt Jan Feb Mar Apr
(i) ~ (i) (i) OOO(i)
May Jun Jul Aug May Jun Jul Aug
~(i)~~ [i]~§]~
Sep OCt Nov Dec Sep Oct Nov Dec
(i)(i)~~ §](i)(i)(i)

Sumrr,ary Accounts (Open) Collections Enquiries Public Records Credit Score

E(lUIFAX®

Credit Report Prepared For:

LAWRENCE S SCHNEIDER

Equifax Report As Of: Apr 3, 201 7

Personal & Confidential

~WRENCE s SCHNEIDER. Equifax
Date of Report Apr 3. 2017

FIRST AMERICAN BANK

A 4C.(IUXXXX
Open

ACCOUNT DETAILS CREDIT USAGE

Account Name FIRST AMERICAN BANK

8
High Credtt Usage
Keeping your account balances as low as possible can
Account# 4000)()()()(
have a positive impact on your credit.

Account Status Open

Last Updated Mar 3, 2017

CONTACT INFORMATION
Account Type
700 BUSSE HIGHWAY
Date Opened Jul 28, 2006 ELK GROVE VILLAGE. IL 60007
(847) 952-3700
Balance $1,708,894
PAYMENT HISTORY
Creditumit $1.500,000
2017 21116 211111
Monthly Payment $4,698 Jan Feb Mar Apr Jan Feb Mar Apr Jan Fob Mar A{)r

Past Due Amount $1,680,998 ~Gw□□

May Jun Jul Aug
@~~~ ~~~~
May Jun Jul Aug May Jun Jul Aug

Payment Status At least 120 days or more than four payments past due ODDO
Sep Oct Nov Dec
~[~)[~~ ~~~~
sep Oct Nov Dec Sep Oct Nov Dec

Highest Balance $1,539,165 DODO ~~GwGw ~~§]§]

2014 21111
Terms M Jan Feb Mar Apr Jan Fob Mar Apr

Responsibility Individual Account ~~~~

May Jun Jul Aug
DD~~
Jun Jul Aug
May

Comments ,VARIABLE RATE §]~~§] ~~§]~

sep Oct NOY Dec sep Oct Nov Dec
~~~~ ~~~~

Summary Accounts {Open) Collections Inquiries Public Records Credit Score

 • •
•
•• •

To ensure
security of your Experian Credit Tracker5M account, some of your personal information below
cannot be updated through the Edit Profile page. If you would like to make updates to any of the
information, please contact customer care.

Personal Information
Name

Laurence Schneider

Mother's maiden name

Membership ID #

340909994

Please have your Membership ID# number handy when you call customer support.

Username
Your username should be between 6-35 characters and may not contain spaces.

Username:
1larryschneider1

Update

Password
Please choose a password that is 8 to 35 characters. Your Password may not contain spaces and the
following characters: < > " ' · %
Current Password* Update

New Password*
Security Question
Balance $1,496,266.00
Balance N/A
Date
Address 700 BUSSE RDELK GROVE VLG, IL
60007-2137

May 23, 2015

FIRST AMERICAN BANK has flagged your
account as 30 Days Past Due.

Alert Date 5/23/2015

Source EXPERIAN
Company FIRST AMERICAN BANK
Payment 30 Days Past Due
Status
Status 5/4/2015
Date
Balance $1,498,729.00
Balance N/A
Date
Address 700 BUSSE RDELK GROVE VLG, IL
60007-2137

May 9, 2015
FIRST AMERICAN BANK has flagged your
account as Not more than two payments
past due (2).

Alert Date 5/9/2015

Source EQUIFAX
Company FIRST AMERICAN BANK
Payment Not more than two payments past
Status due (2)
Status Date 5/1/2015
Balance $1,498,729.00
Balance 5/1/2015
Date
Address PO Box 794Elk Grove Village, IL
60009-0794
 Status Date 1/1/2016
Balance $1 ,498,138.00
Balance 12/1/2015
Date

Address PO Box 794Elk Grove Village, IL

60009-0794

January 7, 2016
FIRST AMERICAN BANK has flagged your
account as 30 Days Past Due.

Alert Date 1/7/2016

Source EXPERIAN
Company FIRST AMERICAN BANK
Payment 30 Days Past Due
Status
Status 1/4/2016
Date
Balance $1,498,138.00
Balance N/A
Date
Address 700 BUSSE RDELK GROVE VLG , IL
60007-2137

September 11, 2015

FIRST AMERICAN BANK has flagged your
account as Not more than two payments
past due (2).

Alert Date 9/11/2015

Source EQUIFAX
Company FIRST AMERICAN BANK
Payment Not more than two payments past
Status due (2)
Status Date 9/1/2015
Balance $1 ,496,266.00
Balance 8/1/2015
Date
Address PO Box 794Elk Grove Village, IL
60009-0794

September 10, 2015

FIRST AMERICAN BANK has flagged your
account as 30 Days Past Due.

Alert Date 9/10/2015

Source EXPERIAN
Company FIRST AMERICAN BANK
Payment 30 Days Past Due
Status
Status 9/4/2015
Date
 August9,2016

FIRST AMERICAN BANK has flagged your

account as 90 Days Past Due.

Alert Date 8/9/2016

Source EXPERIAN
Company FIRST AMERICAN BANK
Payment 90 Days Past Due
Status
Status 8/4/2016
Date
Balance $1,552,984.00
Balance NIA
Date
Address 700 BUSSE RDELK GROVE VLG, IL
60007-2137

July 14, 2016

FIRST AMERICAN BANK has flagged your

account as Not more than three payments
past due (3).

Alert Date 7/14/2016

Source EQUIFAX
Company FIRST AMERICAN BANK
Payment Not more than three payments past
Status due (3)
Status Date 7/1/2016
Balance $1,548,229.00
Balance 5/1/2016
Date
Address PO Box 794Elk Grove Village, IL
60009-0794

January 9, 2016
FIRST AMERICAN BANK has flagged your
account as Not more than two payments
past due (2).

Alert Date 1/9/2016

Source EQUIFAX
Company FIRST AMERICAN BANK
Payment Not more than two payments past
Status due (2)
 . .-• Your security question and answer will give
J an added layer of protection in
:essing your Experian Credit Tracker
•• • :ount. If you'd like to change your
---lHity question and answer, please select
from below.
Current Question:
What street did you grow up on?

Update

©20 7C

Ov w Ab tU C tu
li &C dt P V yP I y

AdligtgPly G y FAQ
EQ..UIFAX
CREDIT FILE: May 18, 2017
• m
.

Confirmation # _ , 6 5 8 rowr-oo ~:u

cai0>08
n0:1:flJ8
ll> m,..l (Jl ~9
l,J<:-,,\1 L=iwrence S Schneider: ::0 " h v 0) &-
_5.i CD
Oi5 ~ ~
::.l
·Iv'>-: cW:> pl&«SOd to let you know that the results of the disput':t you recently filed with Equifax are complete. Here are a
cg¢o, ~ Ci)~
)>~
.~QwCfg
1,.- v, 111,n!!s lo know about the process: '11:::(/)0~6 ~~
,--n >
Were changes made to my credit report and what actions were taken? w-O~~s; ~-co
c..: er.
Cl'
~~~ m
w=-c. :::j
Plea~ see the following page(s) for more detailed information on your specific re::ults. N JJ (1) -
~ 0..... ~
II we were able to make changes to your credit report based or, the information you provided, we have done so ~ '=
Otherwtse. we contacted the company reporting the inlonnation to Equifax tor thc-n to im1es1lgatc your dispute. C1> ~
0
In nus situation: ~

We request that the reporting company verify the accuracy cf the information you disputed: §
0
0
We provide them with any relevant information and supporting documentation you provided us with the
dispute to consider as part of the investigation: and

We request that they send Equifax a response to your dispute and update their records and systems.
as necessary.

If your dispute invo!Ves a public record item, Equifax contacts a third party vendor to obtain the most recent status of
the public record.

How do I know that all of this is happening?

When the reporting company replies to us, they certitf that they have followed Equifro:'s instructions and the law:
considered all infonnation and documentation provided: and updated your information. as necessary
What should I do if! do not agree with the results of the investigation?

You have a few options:

You may add a statement of up to 100 words (200 words for Maine residents) to your credit report. If you provide a cons:.imer statement that contains
medical information related to se"'ices provided or medical procedures. then you expressly consent to including this information in every credit report we
issue about you.
You may contact the company that reports the information to us and dispute it directly with them. If you would like written proof about your accounts (such
as the original agreement). please contact you.r creditors directly.
You may provide us additional information or documents (such as an identity theft report or a letter from the reporting company) about your dispute to help
us resclve it by visiting our website https://www.ai.equitax.com/Creditlnvestigation/home.action. You may also ma!I yous documents to PO Box 740256.
Atlanta GA 30348 or contact us by calling a Customer Representative at ~888) 425-7961 from 9:00 a.m . to 5:00 p.m. Mor.day • Friday in your time zone.
You may contact tht- Consumer Fmancial Protection Bureau or your State Attorney Genoral's office about your issue or complaint against Equifax or the
company !€;porting the iniom,abon.
( Continued On \ e):'. Page ) Page 1 of 6 713105665&ADPl..ADM·002568653- 4074 · 11461
 - --
What else should I know?
If there has been a change to your credit report based on your dispute. or if you add a consumer statement. you may request that Equifax send an updated report to
companies who received your credit report within the last tvvo years for employment purposes. or within the last six months for any other purpose (the past 12
n ·.. unt,s tor residents of California, Colorado, Maryland. New York and New Jersey resident:;).

AIY::, . 1f you are interested. you may request a description of how the reinvestigation was conducted along with the business name, address and telephone number
· ·' •<:c'l~n.,bly available) of the furnisher of your dispu1ed information. •

i="o, ll equcmtly asked questions about your credit report and the dispute process, please visit Equifax at https://help.equifax.com/

As always. we thank you for contacting Equifax and the results of your dispute an:i on the pages following this letter

i Continued On Nelct Page ) Page 2 of 6 71 31056658APPLADM-002568653- 4074 - 1146 i ·

 ~'.
iow should I read my dispute results?
·o b~tt~r asstst you with understanding the results of your dispute. please review the infonnation below:

If an item stales "Deleted". we have removed it from your credit report and taken steps so it does not reappear.
II an item states ''Verified as Reported". the reporting company has certifed i1 is reporting accurately.
II an item states "Updated". we have updated one or more fields on the item based on information received from the reporting cgmpany.

The Results Of Our Reinvestis_ation

•>> We have reviewed your concerns and our conclusions are:
\t this tlmP.. no creditor received your Equifax credit file in the past 6 month~: thert,fore. a revised credit file Can not be sent.

Credit Account lnfonnation

(For your .ocurity, the /Jtllt 4 digits of account num"-'(s) have bffn rephr~d by 1 (Thi• section Includes open and c/o$0d accounts repotted by credit s,rantors)
=---~
Account History 1 : 30-59 Oavs Past Due 5 : 150-179 Days Past Due J Voluntary Surrender
2 : 60-89 Days Past Due 6 · 180 M More Days Past Due K Repossession
Status Code 3 : 90-119 Days Past Due G : Collection Account L Charge Off
Descriptions 4 : 120-149 Davs Past Due H : Forec:osure
->> We have researched the credit account Account# - 4000" The nJsults are: Historical account intorrnation was updated on this account. This account has
,een updated. The prior paying history on this account has been updated. If you have additional question s about this item please contact First American Bank,
>o Box 794, Elle Grove Village IL 60009-0794

First American Bank PO Box 794 Elk Grove Viliaoo IL 60(J()9.D794

,:'l,FI N•mb<e Date~e-!led H;qc, 0:1eo.1 C!adt· tt'T' 1 :1:1n:~ ;:,.:u,Sl'ln Teur.s FrP.:JJew.,,, Mon91i. nevd Al..!l\'1~• t.lH19".-,t1' C<ecitJf Cia5f.~t.-or
ooo· 07/01/2006 $1,549.143 $1.500.00C Mon:lily_ 49
!P\$ At. o' tl&Jnct!' A,r.a,nt Cat@- :-1 A.:r•.c\ S,~ ~1.-, U .:t~ :>t 13! r....:! :. • n.~_tfl ~l~ . ::;...~~ Ctl C,,,lurtdFac, ear,,,.:.:, B.,;:~y. ~:.,.;-
,tr• FiP"ftn Arr'l .).J"I' P~~! Lu• t...o.t F--nyPtnt J.-~rr.r.l A 1r,o:.mr '-1f'IV"'f1nt A1""'01.1r,t .lef.."1.J\ltr~ LmlAc:ri.1tv Oel.1t: ~ td Af'f'.~r ' St.~t O:i.t'-' An10f.ll'1t f'dV i:.ule ~Y4')d

S' H'l '2017 51 .756.754 $1.738.596 04/201': S.U S29.702 05/201 € SO $(1
'Ci~~ -Over 120 Days Pa&1 Du&: Typ& of Account• Line o1 Credit. Type of Loan• Hc,mi: Equity Linc 01 Creci1t: Woos& Accoun1 • 1r,div1dual Account: ADDITIONAL INFORMATIO'.J •
{ ~--~--~-=u!ty Lean: 180 Oavs c,r \iore Past Due: Variable'Adjustable Rate:
r.eount Hictorv rl4'201, OJ1201: 022011 012n1? 12 21,11, 11-20,5 102111·: Ci9'2Cll 6 00·'201 6 r;;· ,'(,l ti 00 «116 Obl'lU16 Ol'.!016
rth Status Codes 6 6 6 6 6 6 6 S 4 3 2 1 1
i1!'it'lr1cat Account tn1o•m.3t,ori I
j Schedu•<:d I Amour.I i lype of
j Balance
0 .:iyme""\:
Actual
Pa)•ment
0-ite of
~ast
IHi<Jh
Credit
C•eo,t
!..ir.-,i! j Pas! ILoa:'\
Activity
Dros:gnator I
I! .A.mount At'1ount Payment I
i $1.543.sq~
Due I I
i1, 7 $1 .738.591_; $4.698 14 ,1,20~6 $1.500.000 I $G 'horn?. Eql1ity Line Of Credit
I l
31 17 !$1.70&.894 I S4 s90 ·, I I,M 12016 j $L5~9 16[, is· .s,:o.ooo 13':: f Home Equity L,ne. Of Credit
l
' __J
2111 I $1.Gso.998 I $4.1398 i !4/1i2016 Ts, .534 .363 i $ 1 .SQQ .C'CO Isa Hom€ Equ1~y Line Of Cred,t
---'
li17 I $1 ,f\55.163 1$4 .698 I 14/1/2016 IS1 .529 .251 j ~ 1 .5(•0 .OJO ; $0 rlome Equity Un1:: 0: Cree:\

:;;o~hnued Ofl Next Page 1 Page 3 of 6 7131056658APPLADM-002568653- 4074 · 1 •

 H1sturical Account Information

-i'""'
I

Balance IScheduled Actual Date of High Type of Activity

Payment Payment Last Credit c,ea;,
Limit Past loan Designator
I Amount Amount Payment Due
I$4 .698
....____
, 12 lf-j $1,603.916

..--·----r
4/1/2016 $1 ,524.760 $1 ,500.000 $0 Horne Equity Line Of Credit

I'' 16 I $1.597 .4?6 I S4.698 I : 4/1/2016 I s1 .520.26a I $ 1 .soo.000 l$o Home Equity Linc Of Credit
r ---
1_____

r,o~fi, 5, .650.437
I
i $4.698 I I4/1/2016 Ii1 .s9o.314 l $1.soo.000 l$o Home Equity Lme Of Credit

p ; ; - ~ 7 .383 1$4,698 F~/2016 7$1.511.23~ !$1.500.000

- --- - ~-
I$0 11-!ome Equity Line Of Credit I
-~~--

!os·16 j$,.ss2.984 1$4.698 I I4!1 ,'20Hi Is 1.so6 .e~;,3 1s 1.5t)0 .ooo I $a I1-ome Eq1;1ty Line Of Credit l
I
01 11c. $ 1.548.229 I$4.698 I 14/1/2016 I$1.so2.911 j $1 .SOC .000 lso IHome Equity ~ine Of Credit I
~ •16 ~-;~~543.581 I$4.698 I j 411 /2016 1$1.502.977 I$1.son.000 i \ Home Equity Line Of Credit
I

'
I

I !$4.500 I4i 1/2016 Is1.502.911 Is, .5oo .ooo IHome Equilv L1ne a. Credit I
I
~
05116 $1.493.446 jS4 .698

04/16 / $ 1 .493 .248 \$4 .277 I$-1.soo I3,1i2C16 I$1.so2.9n Is 1 .$00 .000 I
I IHor.e E~uity Line Of Credit I I

03/16 j $1,493.470 Is2.a47 I$4.soo 12,112016 I$1.so2.9n !$1.500.000 I IHome Eauity Line Of Credit I
I
02116 $1 .493.853 I$3.029 Is9.3oo j 1/1.'201 6 i$1.502.977 Is· .soo ooo 1 IHome Equity Line O! Credit i
.01 '16 j S1 .498.138 1$3.730 I 111/1,'20 15 I$1 .502.s77 \ $ 1 .500 .000 1$0 IHome Equity Line Of Credit I
I
: · 2 15 $1.494.554 I$3.730 I$4.500 1,1 1112015 Is 1.502.977 IS1 .500 .OGO i IHome Equity Line Of Credit I
11 ;1 51s1.494.646 1$3.823 I$4.646 1101112015 I$1.so2.sn I$ 1 .5Cl~.OOG i IHome Equity Line Of Credit I

10/151 $1.495.469 1$2.517 I $3.983 1,01112015 l$1 .so2.9n Is1.5oo.ooo !so lHome Equity Line Of Credit I
I
0 9i 15 S1 .496.266 I$3.982 I$4.298 j a111201s Is1.so2.sn !$1.soo .000 i$0 IHome Equity Line Of Credit I
08115151 .494,806 I$3.982 Is4.os6 j 7/ 1/20 15 I$1.so2.911 1$1.soo.000 I j Home Equity Line Of Credit I I

t Continued On Next Page 1 Page 4 of 6 713"!056658AP PLADM-002568653- 4074 - , 1461 ·

 ~- ;

CREDIT FILE : May 18, 2017 Confirmation# 7131056658

: I
I 4 ;torsca! Account information

i i Sa1arce
l
ISchedi;led
1 Payment
\Actual
Payment
Date of
Last
H1gt1
Credit
IC,redil
Limit
Amou:,t
PaH
I :ype ot
Loan
ActJvity
Designator
I ! Amourt Amount Pnyment Due
,.; , ~ i $1.4~4.879 1$4.os5 I$4.248 611i20t5 $1 .50~.977 Is, .sco .ooo !' Home Equity Line Of Credrt
i •jf , 1 5 \ s 1 .4% 456 Is.4.427 !$7.700 5 11 /2015 $1 .503.157 Is1.so:i.000 ' ! ! Hom~ Equity Line Of Credit I I
•
.(·'> -IHome Equity Lir.e Of Credit
,--
·!, J s: 49e .129 Is3.584 I ;3. t /?.015 $1.499.?33 Is1.5o 1.000 ·- so
l ••.• -

Notice to Consumers
You may request a descripticn of the procedure used to determine the accuracyand completeness of the infonnation, including the business name and address of
the furnisher of information contacted. and it reasonably available the telephone number.
If the reinvestigation does not resot-Je your dispute. you have the right to add a statement to vour credit file disputing the accuracy or completeness of the
infonnation; the statement should be bnef and may be limited to not more than one hundred ·words (two hundred words for Maine residents) explaining the nature of
your dispute.
If the reinvestigation results in the deletion of disputed information. or you submit a statemen1 in accordance vi.th the preceding paragraph, you have the right to
reouest that we send your revised credit file to any company specificall~· designa1ed by you that received your credit report in the past SIX months (twelve months for
California. Colorado, Maryland, New Jersey and New York reS1den!s) for any purpose or in th<; past two years for employment purposes.

t Continued On Next Page ·1 Page 5 of 6 713 t 056658APPLADM-002568653· 4074 t 1461

( End QI Report ) Pago 6 of 6 7131056658APPLADM-002568653- 4074 - 11461 ·
-
Afr/ pudlft1 dlepulu ...tll be hlghllgtad 1M1ow.

,.._ Name{a) aaaoclated with your Q'edlt

Nlme ldenlifteaUon number
LAUREt«:E S SCHNEIDER 20512

t.AUREHCE SC!fi!IDER 4718

SCHNEIDER LAURENCE 26213

LAMENCE S SCHNEIDER 7629

LARRY 6 SCHIEDER 13043

LAUREHCE C SCHNEIDER 111183

LAURENCE SCHNl:LDER 2B658

LAAAV 8alffelOER 28838

LAURENCE S SHNEUJER 4793

Addr-(ea) nsoclated with your credit

Acldt-
ldentlflcetlon Residence 1Ypa G109fllph1Cal code
mimbllr

2901 CUNT MOORE RD #410 80C"A RATON Fl 0610765210 Apartment c;ompllllc 0-7006»91MNO
33411N041
360 E COCONUT PALM RD BOCA RATON FL. 0074274023 Slngl& family 0-750340-ilMi&O
3$432-7818
0074271888 SI.family 0-750340-8M980

oaooaaz«& Singlefrmly 0-750340-&9-8960

CJa2M771184 s,ngi. fam,ty G-77431~

007.t388616 Singlefemily 0-5925zo.ee.oeeo

0074253583 Multl,_lly 0-700S1~

2101 NN CORPORATE BLVD STE320 iOCA 00?42421113 MIAllftmlly 0-70081IHIH8110

RATON FL ~Si-'7311
N FL 007420811 S Singlefmil'J 0-77S030-9MMO

2101 ~ F L 007'283'1!!7 Mulutanur 0-700111~

3S431-~
0071202378 Poetalllcebox 0-~

00729116104 S~{amily o-&702111).86,61)l)O

S111Ql&f~ 0-9702~

021-4091969 Mullllan~~ 0-1111CM&-

0427""43 S,netefamily 0,00.0.SOOO

aG111415 Apa,t/Mnt ccmple,c 0-11121).18.6000

Mulifamlly 0-11120-M-
- 2300 GIRAIJlA E CIR APT2.04 PALM BEACH
OAROENS FL "410<5349
210U05 LA SAUNAS CIR BOCA RATON FL
0074023083

05838tM079
Ape,tmffll complmc lh'I021~NO&O

33428
Other pereonal 111formation aMor;iated with your a-.dit
SOGIII Stcu~ number vatllllon(IJ
XXX·XX-1358

VHr of bl rth

~cwppllcant
STEPHANIE

Cwf9llt ot former empl~)

SA CAPITAL PARTNERS

SA CAPITAL PARTN!M

HEAVENLY PROPERTIESGRAN

HEAVENI..Y PROPERTIES INC

Notices

111111 addrett 11111 peltnd to a buslnclllll; 300 E COCONUT PALU RD BOC.A RATON FL 3$432

....
No Publlc Record ltama appe.- on your report.

Accoullt 1111111 Statua

BANK OF AMERICA, M.A.

4808 SAVARESE CIR '11/pe

'WAPA,FlmM
800888M07
Add,_. i!Mnllflcatioo n11111bar
,..,,,..
Homa Equity

NA
- Account hlflolY
"'-tpay,nant
UIOUllt
Notl'lpOlted
SCRNilOliR - - ·-·· - - ·- ··- - - - ----y---

~~--~-~-OCC~-M-~~~---~Ocl-~M-~
20tl

2010
~~~~~-Ocl~- ~ ~~--~~~~~-~M-~•
ZOIZ

2009
2011

MGOUntllllM Account number llectlnt bMnc. DellopeMd Slltul

FIRST AMERICAN BANI< ,4000 •• 11,110,998 Bl of 07/2008
02/D!/2017

700BUSSERD TB• Cqdit li,.it or Daetofl&IIIIS

ELK GROV& VLG, IL 80007

.-.
Horne Ecpty original amount 10/2016
1147 221 9300 Terna, $1,600000 Fll'lt reported
i\dcf,... ldentiflcallon number NA High balanc. 0el2008
a,.eao.na Ralpon&lblllty
llomhly payment lnc.viclulll
$4.891
~tpayment
amount
$0

Account hlttolY

...
2017 2018
w... ..... ..., ,.~ ... 2011
... S•• ·~ ua,

-
Ju, DK 0cl 80) J,.,. May Apr ~ Oct Jul 1"'1 Apr M11 fell W'

-
Jul 01•

...,
~. -.... .
.... ,., ..,, ... .....
1014 20IS 2~12

-
DK 0cl Sep Aug J"" Ila~ A,- !lot '•b 0. . 0cl A"8 .i.. Illy Apt Fee, :>tc

Oct Sep .NI

""' Moy AJ, 1W J;,,,
ao11
0cl Aile ,a.; ,;..., ..., />,ft( !■n
2010
Die NO• 0c' s.,
""' 011• ~OD

MO .All ..ul Mty Ap, ...

,eo cr,y, pat dlle u of Oct 201• to Feb 2011
1150 days paat due• of Sep 2016
120 day• past - - of Aug 2018
80 days peat due a of Jul 2016, Jun 2016
30 day1 pett d.. • of May 2.018. Jan 2011
hl..,..hl■IIIM)'

The fol-,g data will ...-111 Ila fDllcw,fflQ fonnal·

0... ec:cCUll bal-- / dlte payrnent llleeiVtld I schodulwd ii-Yment amount I ai:tuai 11111aur.t Dllld
J9112017; $1,1145,113 / Afll De. 2016 / $4,IIH I No clllla
0.0 2011 S1,I03,816 / Ap 06. 2018 / 14,a!III I No cllla
New 2016.11,517,428 / A$lt 06. 2016114,ffa I No dltll
Oct 2016; $'1,660,-4$7 / ASI( O&, 2018114,818 / ND dlla
Sep2C10. 11,557.383/ Apr OS, 20181$4,IH/ N;>dMII
Aug 2018: S1,112,884 / Hit OS, 2018114.6111 / N;> dlll9
JIii 2ll18. S1,541.229 / Apr oa, 201t 114,8811 No data
Jun2016. $1,$43,At I Afll04, 2016/ 14,1118 I No data
"«Y 201&: 11.48S,441 / Ao,OII, 2018/$4,8811 / '4,500
Apr 2011: $1,ffl,a,te I ... 16. 2019 / l-4.277 / "4,SOO
M.- 2016. $1,◄IS,470 I Fib 17, 2011 / '2,147 / '4.500
Feb 2016: $1.48S,1163 I Jan 26, 2011 / SS.029 I S&,300
Jan201S: 11,418, 131/ Nov i7, 2015/ IS,730/Ho d8la
Dec 2015; $1,-414,664 / Nov %7. 20115 / 13,730114.600
Nov 2015 01,"84,8411 / Oct ao, 20\I / IU23 / '4,846
0ct2011: 11,415,aa, Oct 01, 201s 112,s11, sun
Sep 201&: 11.416,216 / AuQ a1, 2011113,882 / 14,298
Aug 2015- $1,◄M,80l!I / J~ 15, 2015 / $3,182114,011&
Jll 2015. 11,484,8711 / JUI 10, 2018 / '4,0&6 / '4.248
Jwi 2011: $1,495.◄57 I Mtti 28, 2015 / SUM I No data
Aor 2015: IUM.613 / M.- OI. 2015 / $3.584 / 14.248
MIi' 201': 91,485,277 I Jan 30, 2015 / $4,2461 No dllta
Fib 2015· 91,481,0211 / Jtn SO, 2015 I SU50 I 17.915
BIMlln Feb 2(115 and Jan 2017, your ciadit limit/high bela111:e waa 11,soo,000