PACE

Prowess Applica on for Credit Evalua on, or PACE, is a

solu on principally for credit officers in commercial banks
to help them evaluate corporate credit proposals.
It helps in the evalua on process by delivering detailed
financial statements of the last 10 years in a standardized
format to enable comparability of the financial data over
me. Credit officers are able to see the trends in financial
performance of their por olio companies.
A very useful feature of PACE is that it facilitates easy and
comprehensive comparison of the performance of a
company with its peers and with the appropriate industry
benchmarks. This is where the large database becomes
useful to the bank.
Banks can customize the service to their specific
requirements. CMIE creates private custom-made reports
for banks and also adds companies to suit the
requirements of banks.
The objec ve of the PACE service is to make the work of
the credit officers easier by removing the tedium and
adding the benefits of a readily available large database.

https://pace.cmie.com

Centre for Monitoring Indian Economy Pvt. Ltd.

PACE
Prowess Applica on for Credit Evalua on, or PACE, aims
to improve efficiency in and reliability of the evalua on of
corporate credit proposals in banks and NBFCs.
PACE delivers data on over 50,000 Indian companies. And,
it provides an excep onal service to its customers.
Data of ten years is presented in over 800 neatly laid-out
tabula ons.
PACE enables comparison of a company's performance
with that of its peers and with the appropriate industry
benchmarks. This is perhaps, the most powerful feature
of PACE. PACE automa cally finds the appropriate peers
and generates the appropriate benchmarks.
PACE also provides scanned images of Annual Reports,
charges on assets, interim financial results and Ra ng
ra onales.
The service element in PACE includes the following:
1. Crea on of private customised reports for each bank
as per its requirements. CMIE works closely with
individual banks to incorporate custom-made reports
into the PACE delivery exclusively for the bank. This
ensures full deployment of the service into the bank's
opera ons.
2. Addi on of companies to suit the needs of individual
credit officers in the bank. PACE offers an online
facility wherein a subscribing official of the bank can
make a request for the addi on of companies into
PACE. This ensures that PACE is directly useful to bank
officials.
3. Priority upda on of companies listed by the
subscribing credit officers. Subscribing bank officials
can request priority upda on of data for specified
companies through an online interface.

Centre for Monitoring Indian Economy Pvt. Ltd.

PACE Overview of Tabula ons

Type of Informa on Indicator Number of Peer Industry

Count per Co. Tabula ons Comparison Benchmark
per Co.
CMIE Benchmark Report for Credit Evalua on 36 1 - -
Summary Annual Financial Statements 191 44 Y Y
Financial Statements from Annual Reports 2,389 540 Y Y
Income & Expenditure 213 48 Y Y
Liabili es 440 108 Y Y
Assets 277 110 Y Y
Assets/Liabili es Tabula ons for Time Series 208 48 Y Y
Cash Flow & Sources & Uses of Funds 225 18 Y -
Financial Ra os and Growth Analysis 275 52 Y Y
Miscellaneous Reports 126 37 Y Y
Banking / NBFC Reports 745 119 Y Y
Interim Financial Statements 243 106 Y Y
Iden ty & Background 29 2 - -
Ownership & Governance 251 41 - -
Business Segments & Products 84 54 Y Y
Securi es Prices & Indicators 77 5 - -
Capital History 53 5 - -
Capex, M&A Reports 31 5 - -
Total per company 3,145 807
Updated on: 19 Oct 2021 9:28AM

Centre for Monitoring Indian Economy Pvt. Ltd.

PACE Tabula ons

(continued)...

Centre for Monitoring Indian Economy Pvt. Ltd.

PACE Tabula ons

...(concluded)

Centre for Monitoring Indian Economy Pvt. Ltd.


Report
Standalone Values
Standalone Y-O-Y Growth
Standalone Y-O-Y Indexed
Consolidated Values
Consolidated Y-O-Y Growth
Consolidated Y-O-Y Indexed
Peer Comparison : Values
Peer Comparison : Growth
Peer Benchmark : Values
Peer Benchmark : Growth
Industry Benchmark :Values
Centre for Monitoring Indian Economy Pvt. Ltd.
Industry Benchmark : Growth
PACE
Absolute values of a company’s standalone performance
Year-on-year growth of standalone values
Indexa on of standalone values
Absolute values of a company’s consolidated performance
Year-on-year growth of consolidated values
Indexa on of consolidated values
Comparison of company’s performance with its peers
Comparison of year-on-year growth of the company with its peers
Mul -dimensional benchmarking of a company's performance
Comparison of growth of the company against mul ple benchmarks
A company's performance compared to the industry benchmark
A company’s growth performance compared to industry benchmark
Cri cal Comparisons
 Contextual mul ple dimensions
PACE

of peer comparisons Standardized database facilitates

meaningful comparisons

Centre for Monitoring Indian Economy Pvt. Ltd.

Mul -dimensional Peer Comparisons
 Solu ons using Insights into Economic databases,
Company databases Household Well-being analysis & forecasts

First Source People of Indiadx Economic Outlook

A database of companies for Record level demographics data Macro-economic forecasts, insights
business development of Indian households & copious me-series data

ProwessIQ Composi on of Incomesdx States of India

Prowess for Interac ve Querying Record level detailed income data Comprehensive compila on of
of an informa on-rich database for Indian households states & districts data and news

PACE Household Expenses Detailsdx Industry Outlook

Prowess Applica on for
Credit Evalua on
Prowessdx
Prowess data extrac on
applica on for academia
CapEx
Tracking the crea on of
new capaci es
Record level data of detailed
consump on expenses of Indian
households
Household Ameni es, Assets
& Liabili esdx
Record level data for assets,
ameni es, investments and
borrowings of Indian households
200+ industries with data,
insights & forecasts
Commodi es
Comprehensive commodity prices
& fundamental data
Tradedx
A detailed database of India's
foreign trade

CapExdx
CapEx data extrac on
applica on for academia

Mission : Help our clients take informed decisions

Vision : Be the most effective source of economic information & knowledge solutions
Values : Independence, Integrity, Reliability

since 1976

Centre for Monitoring Indian Economy Pvt. Ltd.

www.cmie.com