A

SYNOPSIS
ON
“A STUDY ON MUTUAL FUND INVESTMENT”
SUBMITTED TO

SCHOOL OF COMMERCE AND MANAGEMENT

YASHWANTRAO CHAVAN MAHARASHTRA OPEN UNIVERSITY,
NASHIK

IN PARTIAL FULFILLMENT OF REQUIREMENT FOR THE AWARD

OF THE DEGREE OF MASTER OF BUSINESS ADMINISTRATION
(MBA)
SUBMITTED BY

NAME : Suraj Rameshrao Raskar.

PRN : 2020017001941721.

GROUP : MBA (MANAGEMENT).

Research Guide
Waghule S.N. Sir
------------------------------------------------
Department of Commerce AnandraoDhonde
Alias BabajiMahavidyalaya, Kada
Tal- Ashti; Dist- Beed. 414202 (MS)
INTRODUCTION AND SIGNIFICANCE OF THE STUDY
Executive Summary In the contemporary world, many fast mushrooming

financial institutions are, offering new product and services to the investors. They

entice them to invest their funds by providing incentives and facilities in terms of

flexible investment options and withdrawal plan. Mutual fund comes into this

category. The mutual fund industry has grown up in leaps and bounds,

particularly during the last two decades of the 20th century. Moreover, the entry

of private funds (since 1993) has injected a sense of competition and the industry

has been witnessing a structural transformation from a public sector monopoly to

monopolistic industry. Mutual funds pool money from different investors and

invest in different investment sources like stocks, shares, bonds etc.

A professional fund manager manages these and returns are paid in form of

dividends. Some schemes assured fixed returns that are less in risk and some

offer dividends based on the market fluctuations and prices.

WHAT IS MUTUAL FUND ?

An investment programme funded by shareholders that trades in diversified

holdings and is professionally manged that we called as Mutual Fund. Mutual

fund is a trust that pools the savings of a number of investors who share a

common financial goal. The money thus collected is then invested in capital

market instruments such as shares, debentures and other securities. The income

earned through these investments and the capital appreciation realized is shared

by its unit holders in proportion to the number of units owned by them. Thus a

Mutual Fund is the most suitable investment for the common man as it offers an

opportunity to invest in a diversified, professionally managed basket of securities

at a relatively low cost.

OBJECTIVES

To assess the investment opportunities usually preferred by the investors.

To study awareness of mutual fund among investors. To find out the reason

for Mutual fund investment To study whether the investors are considering Mutual

Fund a better option or not. Check satisfaction laval of mutual fund investors.
HYPOTHESIS
It was a good experience to be a part of kadam group for a period of 45 days. The

organization has created a great impact on my professional behaviour.

The main thing that I learned from the organization is the true meaning of famous

proverbs “TIME IS MONEY” and “LOOK BEFORE YOU LEAP”.

I learned the Mutual Funds on theoretical basis as well a on practical basis. This

implant training changed my view on such topic.

I learned the growth in this sector , how it reflects the Indian economy.

I learned Mutual fund schemes, different types of mutual funds.

How to interact with clients for various investments.

RESEARCH METHODOLOGY

Sources of data collection Two sources of collecting data has been employed i.e.

primary data and secondary data. Primary data A questionnaire is used as a tool for the

systematic collection of relevant information. A well questionnaire consisting of

simple questions has been prepared & directed to the respondents. (Questionnaire is

attached at the end of the projects) The questionnaire prepared consists of closed-

ended questions which includes Multiple choice Rating scale The questionnaire also

consists of open-ended questions. The first section of questionnaire is prepared mainly

for collecting the personal information about the respondents. The second section

contains multiple choice questions. It is prepared to collect the information about

customer perception. The close- ended questions are very easy to answer from the

questionnaire responded by the respondents. Secondary Data There are two sources of

collecting Secondary data. 1. Published data 2. Unpublished data Secondary data is

collected from the company’s websites, fact sheet etc.

NEED OF THE STUDY

To assess the investment opportunities usually preferred by the investors. To study

awareness of mutual fund among investors. To find out the reason for Mutual fund

investment To study whether the investors are considering Mutual Fund a better

option or not. Check satisfaction laval of mutual fund investors.

RESEARCH TOOL & TECHNIQUE

Que.1. what is Age of the investors ?

AGE NO. OF PERCENTAGE

RESPONDENTS
18-25 35 17.5

25-30 105 52.5

30 & Above 60 30
TOTAL 200 100

PERCENTA
GE

17.5
% 18-25
30
%
25-30

30 &
Above

52.5
%

Interpretation:
A study of mutual fund investment project shoud know the about age investor . Of the
total sample survey around 52.5% investor is belong to 25-30 age category, 30%
investors is related to who have age is 30 & more .last one is ,17.5% investor people
belong to 18-25 age.
Que.2. What is investor occupation ?

Occupation NO. OF PERCENTAGE

RESPONDENTS
Student 15 7.5
Job parson 90 45
Business persion 70 35
House kipper 35 17.5
Total 200 100

PERCENTA
GE
4
5
4
0
3 Student
5 Job parson
3
Business
0
2 persion House
5 kipper
2
0
1 Student Job Busines House
5 parson s kipper
persion
1
0
5
0
Interpretation:
In that study should know the occupation of investor . the total sample survey around
7.5% is a student. 45% is job person .35% is besiness person & 17.5% is house kipper.
Que.3.What is investor annual income ?

INCOME NO. OF PERCENTAGE

RESPONDENTS
Below 100000 10 5.0
100000-300000 40 20.0
300000-500000 90 45.0
Above 500000 60 30.0
Total 200 100

PERCENTA
GE
4
5
4
0
Below 100000
3
5 100000-
300000
3
0 300000-
500000
2
5 Above 500000
2
0
1 Below 100000 100000-300000 300000-500000
5 Above 500000
1
0
5
0
Interpretation:
In mutual fund investment study we should know the annual income of the
investor.this is important for investor financial planning . the total sample
survey around 5% people annual income is below 100000ru. 20% people
have a 100000ru to 300000ru annual income.45% investor annual income is
300000ru to 500000ru & 30% people have above 500000ru per annume.
SUGGESTION

The investors while investing give preference to the returns than security of
investment because investors have opportunity to earn maximum returns by
taking risk.

Investment in mutual fund gives more returns than bank deposits, since in
bank deposits they give fixed rate of interest while in mutual fund the market
prices are fluctuates.

Each and every people should aware about Mutual funds and its benefits
because it is not only secure but also gives more returns.

Mutual fund is also a good option like bank deposits as it is having

government regulatory body to control it.

People can make combination of security to diversify their risk and returns
because it is flexible investment.

Mutual funds are managed by professional managers who take all decisions
to buy and sell of securities so it is convenient for those who dont have
knowledge about capital market.

Mutual funds have more transparency and flexibility because through internet
also online you can buy mutual fund shares.
BIBLIOGRAPHY

Book
L M BHOLE, A. A. (1965). Financial Institutions and Markets. Location:
The
McGraw

Hill Companies

E.Gorden, A. A. (Year). Financial Services and Marketing. Mumbai:

Himalaya
Publishing

House

L M Bhole and Jitendra Mahakud, A. A. (2009). Financial Institutions and

Markets.Location: The McGraw Hill Companies
H. Sadhak, A. A. (Year). Mutual Funds in India. New Delhi: Response
Books

Website

http://www.amfiindia.com

http://www.moneycontrol.com

http://www.mutual funds india.com

http://www.kadamgroup.co.in

Journal Article

Ippolito, A. A.(1992). A Study of Mutual Fund Performance. The Quarterly

Journal of Economics, 104 (1), 23.
Sharp,William F., A. A. (1966). Mutual Fund Performance. Journal of
Business,39
(1), 119.