INDIAN INSTITUTE OF BANKING & FINANCE

TRAINING PROGRAMME
ON

BALANCE SHEET READING AND RATIO ANALYSIS

(ON-LINE)
From 24.08.2022 – 26.08.2022 (Wednesday, Thursday & Friday)

Coordinated by:

Indian Institute of Banking & Finance,

Professional Development Centre, South Zone,
94, Jawaharlal Nehru Road
Vadapalani, Chennai - 600 026

Website: www.iibf.org.in
For Details & Nomination, please contact:
Individuals can also register for the program at their own cost
Mr. R Govindarajan Ms. Priya Maria A
Head – PDC, South Zone, Chennai Officer, PDC-South Zone
Phone: +91- 44 - 23721429 Phone: +91- 44 -24722990
Mobile: +91 9619160141 Mobile: +91 9566274128
Email: govindarajanr@iibf.org.in Email: priya@iibf.org.in
 Programme on Balance Sheet Reading & Ratio Analysis
(On-line)

BACKGROUND

During its 93 years of service, IIBF which is an "Institute of the Bankers, for the
Bankers and by the Bankers", has emerged as a premier institute in banking and
finance education. Considering the emerging requirements of the bankers in the ever
changing dynamic environment, IIBF has been providing training to bankers in select
areas. IIBF has world class training facilities at its Leadership Center, Mumbai. It
also has three Professional Development Centres (PDCs) at Delhi, Chennai &
Kolkata with residential facilities at Delhi to accommodate more than 50 participants
at a time.

PURPOSE

The program on Balance Sheet Reading & Ratio Analysis envisages competence
building among the participants by improving their knowledge and skill in reading
and analysing the Balance Sheets of businesses and deriving meaningful
information about the entities concerned. The program takes the participants
through accounting concepts, classification of various items of Balance Sheet, Ratio
Analysis, CMA data Analysis, Cash Flow & Fund Flow statement and limitations of
Financial Statements with emphasis on interactions, sharing of experience and
exercises, apart from the traditional training methods. During the course of the
Program, the participants are taken through the entire gamut of financial statements
enabling them, to return to their work place with added confidence in handling credit
proposals.

OBJECTIVES

• This program has been designed taking in to account the bankers' need to
improve the knowledge and skill of the Officials working in the Credit Department
in Branches and controlling offices.
• It aims at comprehensive understanding of Financial Statements
• It envisages to develop professional credit officials to man the credit department
of the banks.
CONTENT OVERVIEW

 Accounting Concepts & Components of Financial Statements

 CMA Data Analysis
 Ratio Analysis - Cases & Exercises
 Preparation and Analysis of Cash Flow & Fund Flow Statement
 Statutory Provisions and Limitations of Financial Statements
 Introduction of Ind AS and its impact on Financial Statements

TARGET GROUP

Junior & Middle level officers working in Credit Department at Branches,

Central Processing Cells and Controlling Offices as well as officers working in
Internal Audit and Training Departments.

METHODOLOGY

Virtual (Online) Interactive Lectures, Case Studies, Group Discussions,

Presentations and Sharing of Experiences

Live sessions by Faculty shall be conducted and participants can view the sessions
from home or office using Laptop/Desktop.

Login details for accessing the sessions shall be shared on registered mail IDs of
participants 24/48 hours before the program.

DURATION

3 Days - From 24th to 26th August 2022 (Wednesday, Thursday & Friday)
10 A.M. to 5.00 P.M.

FEE
Rs.6000/- plus GST @18% Rs.1080/- aggregating to Rs.7080/- per participant (In
case of TDS deduction, please send us TDS certificate)

Programme fees may be remitted to the credit of Institute’s account with State Bank
of India, details of which are given below:

 Name of the Bank branch: State Bank of India, Vidya Vihar(West),

Mumbai.
 Account no: 37067835882 IFSC code: SBIN0011710
 PAN No: AAATT3309D and GSTIN No. 33AAATT3309D2ZY
 Indian Institute of Banking & Finance,
Professional Development Centre, South Zone,
94, Jawaharlal Nehru Road
Vadapalani, Chennai - 600 026
NOMINATION FORM

Programme title: Balance Sheet Reading and Ratio Analysis

Date: 24.08.2022 – 26.08.2022 (Wednesday, Thursday & Friday)
Programme Type: On-line
PARTICIPANTS NOMINATED:
Individuals can also register for the program at their own cost
Sl. Name (Mr./Ms./Mrs.) Designation Branch Mobile No.and E-mail
No /Office Land Line No.
1
2
3
4

Bank/Organisation: ______________________________________________________
Address:_______________________________________________________________
___________________________________________________ Pin Code: __________
Phone: ______________Fax: _____________ E-mail: ________________________Bank’s
GST no._____________, UTR Details with Date of Remittance_______________________
Fee
Rs.6000/-per participant plus GST@18% i.e. Rs.1080/- aggregating to Rs.7080/-
(In case of TDS deduction, please send us TDS certificate)

Programme fees to be remitted to credit of Institute’s account details as follows:

 Account Name: Indian Institute of Banking & Finance

 Name of the Bank branch: State Bank of India, Vidya Vihar (West), Mumbai
 Account no: 37067835882 IFSC code: SBIN0011710
 PAN No: AAATT3309D and GSTIN No. 33AAATT3309D2ZY

Please send your nominations at the earliest to:

Mr. R Govindarajan Ms. Priya Maria A

Head – PDC, South Zone, Chennai Officer, PDC-South Zone
Phone: +91- 44 - 23721429 Phone: +91- 44 -24722990
Mobile: +91 9619160141 Mobile: +91 9566274128
Email:govindarajanr@iibf.org.in Email: priya@iibf.org.in