0\

\RXU
0\

QDPH
QDPH
V 0\
 WR PHHW

WKLV LV
QLFH WR
DQG

)LQH WKDQNV

,
P 2. WKDQN

+RZ DUH \RX

WKLV LV WKLV
YHU\ ZHOO $QG \RX
LV
,
P
0\QDPHV
QLFH WR PHHW
\RX

+L $OLFH
-RVKXD &DWKHULQH (OOD
5REHUW /XNH 5XE\
+RZ DUH \RX
6RSKLH $OLFH +DUU\
0FNHQQD %ODFNPDQ
%RQG -KRQVRQ 9HU\ ZHOO WKDQN
 3

( +

& / 2

+ $ 0 % 8 5 * ( 5 7

0 8 9 2

( 6 , *
5 + 6 5
% $ * 2 , & $ 5
2 8 2 3

3 + 2 1 ( 6 $ 1 ' : , & +

. (

7HQ 1LQH )RXU

6L[ 7UHH 2QH (LJKW )LYH

RQH KRVSLWDO

WKUHH EXV

IRXU SL]]DV

WHDFKHUV
VHYHQ

WHQVWXGHQWV

HLJKWJODVV

VL[UHVWDXUDQW

QLQHEDOORQ

VDQGZLFKHV WD[LV
WHDFKHUV KRXVHV
SKRWRJUDSV
FRIHHV
IRRWEDOOV SL]]DV
KRVSLWDOV
VWXGHQWV
 JRRGE\H

JRRGE\H

JRRGDIWHUQRRQ
JRRGQLJKW

JRRGQLJKW

JRRGDIWHUQRRQ

E\HVHH\RXWRPRUURZ KDYHDQLFHGD\

DFXSRIWHDSOHDVH E\HVHH\RXODWHU VOHHSZHOO

 L
P

\RXDUH

LV LW
V

DUH

V

P
$UH

LV

\RX

\RX

\RXU
 ) 8

& 1
$ + $
1 , 7

& ( 1 (
& $ , 5 2 ( 1 * / $ 1 '

< 6
- $ 3 $ 1 7
5 8 6 6 , $ 7 $

W 7
& $ 1 $ ' D (
O 6

\
 +LV KLV KHU

KHU KH
V KHU

KHU VKH
V
KHU VKH
V
KLV KH
V

KHU VKH
V
KLV KH
V
KHU VKH
V
KLV KH
V
KRPHZRUN


 JRRG




IDQWDVWLF

RN

DZIXO
 KRPHZRUN

(XURSH

$IULFD

$VLD

[
[
[ [
HOHYHQ WZHQW\QLQH

HLJKWHHQ WZHQW\IRXU

IRXUWHHQ WZHQW\VHYHQ
 DP

DUH \RX
U

LV
VKH
V

LV LW
V
DUH WKH\
UH

DFDPHUD

P
DSKRWRJUDS DVDQGZLFK
DUH DFXS DERRN

P DQKRXVH DEDJ

DUH

UH

DUH

LV
V

DUH
LV LV
\RX
UH

\RXU
\RX
UH

\RXU
 % 3
8
6 /
7 $ ; , ' 5 , 9 ( 5
1 & 6

% 7 ( ( 7
1 8 5 6 ( 6 2 8
, $ 6 ) '
/ (
& 0 )
' 6 + 2 3 $ 6 6 , 6 7$ 1 7
( ( 1 & 7
5 5 (
% 8 6 ' 5 , 9 ( 5

,61
7 ,61
7
,6
,6 ,6
 ),5671$0(
&28175<

$''5(66

3+21(180%(5
02%,/(180%(5
$*(

-2%

0$55,('

ZKDW
VKLV\RXUQDPH

KRZROGLVKLV"
 3HWHUQRWDWD[LGULYHUKHDEXVGULYHU

KLLVIURPERVZHGHQ LVERIURPVZHGHQ
ZHDUHQRWIURPVSDLQZHDUHIURPLWDO\

LQRWPDUULHGLVLQJOH

ZKDW
VKLVMRE
\RXDUHQ
WQRWDQXUVH\RXDUHVWXGHQW

3DXODQGGRQQ\0F1DEDUHQRWGRFWRUV7KH\DUHVLQJHULQDEDQG ZKHUHDUHWKH\RQWRXU

/LVDLVZLWKWKHEDQG
 KRPHZRUN

Q W H H V L

D G
L Q H V

L \ R Q

L H G

L I H U H

W D L R

H H

Q G H U D Q

[ L W G

ROG

DGGUHVV
SKRQH ZRUN
FHOO
\RXU
MRE

DUH \RX
 KRPHZRUN

H[FXVHPH

FLHUWDPHQWH

L
PVRUU\
LGRQ
WXQGHUVWDQG

WKDW
VDOOULJKW LGRQ
WNQRZ
 DP

DUH DUHQW

LV
VKHLVQ
W

LV LWLVQ
W

ZHDUHQ
W

DUH WKH\DUHQ
W












IRUW\ILYH

VHYHQ
VL[W\HLJKW

RQHKXQGUHG
 KRPHZRUN

: 6
6 % :

. ( 1 ( ,
3 , = = $ , & ( & 5 ( $ 0

, 2 5 0

1 . ,
& 2 ) ) ( (
* 1

5 *
) 2 2 7 % $ / /

1
+ $ 0 % 8 5 * ( 5

(
 KRPHZRUN

LOLNHEHHU

ZHOLNHVNLLQJ
OLNHZLQH

GRQ
WOLNH
VZLPPLQJ

\RXOLNH
LFHFUHDP

ZH WKH\
GRQ
WOLNH GRQ
WOLNH

'2<28/,.(

'2<28/,.(

'2<28/,.( '2<28/,.(
 KRPHZRUN

ZKHUHGLG\RXJR

ZKDWZDVWKHVFRUH GLG\RXEX\DQ\WKLQJ

ZKDWGLGVKHFRRN
ZKDWGLG\RXGR

ZDVLWJRRG
LVLWFOHDQQRZ

DW RURQ

LQ

DW RQ

QRXVDPRVSUHSRVLFLRQFXDQGRHVDJR
 +
.
2
6 : , 0 0 , 1 *
5
, , 7 ( 1 1 , 6
1 ) 1 (
' , * 2 / ) 5
6 6 2 ' ,
8 + 2 $ '
5 , & 7 1 ,
) 1 $ % & 1
& < & / , 1 * 5 : $ / . , 1 *
1 ' / 1
5 8 * % < 6 $ , / , 1 *