Personalized proposal for securing your family

with

Hi RTG TT Kalra>
<Surbhi
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.
 Snapshot of your plan
You pay RTG TT kalra>
<Surbhi
35 <Female>
Yearly premium ` 9,490/-
<Annual> <1234.56>
25 years / Female
<Non-Smoker>
4 for 35 years.
Non-smoker <Yes/No>
Loyalty Benefit: No
Age 25 59 65

Years

You get

A life cover of
Critical illness cover Accidental Death Benefit
` 50,00,000/-
50,00,000
payable as Lump-Sum
+ ` 0/-
20,00,000 + ` 0/-
20,00,000

+
Maturity benefit of ` 3,48,758/-
55,000
(at the end of policy term)

Benefit Benefit term Benefit amount

Life Insurance Cover 40 years

15 ` 50,00,000/-
50,00,000

Critical illness cover 150 years ` 0/-

50,00,000

Accidental Death Benefit 150 years ` 0/-

50,00,000

At the end of
Return of Premium (Maturity Benefit) 40 years
15 ` 3,48,758/-
50,00,000

Premium details Payment term Premium Amount

Premium to be paid every year

<year> 35
5 years ` 9,490/-
12,000
If 'Loyalty benefit' is applicable, only the first year’s premium will be discounted and the discounted Yearly
6 months ` 9,490/-
premium will be <1000>.
 Detailed break-up of premium amount

Instalment Applicable Tax benefit

Premium taxes under
`
Life cover ` 9,490/-
<XXXX> ` 428/-
<XXXX> Section 80C

Critical illness cover ` 0/-

<XXXX> ` 0/-
<XXXX> Section 80D

Accidental Death Benefit in case

` 0/-
<XXXX> ` 0/-
<XXXX> Section 80C
of death due to accident

Total Instalment Premium ` 9,490/-

<XXXX> ` 428/-
<XXXX> ` 9,918/-
<XXXX>
for 1st year

Total Instalment Premium ` 9,490/-

<XXXX> ` 215/-
<XXXX> ` 9,705/-
<XXXX>
from 2nd year onwards

Why choose us:

5.81 Cr ` 2.04 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2022 March 31, 2022

` 2.40 Lakh Cr
24 hrs claim settlement
Assets under management as on
March 31, 2022 Quick claim settlement
process available
Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru iProtect
Return of Premium, UIN: 105N186V01. For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Feb/2022/42/7342.
 Benefit Illustration of ICICI Pru iProtect Return of Premium

Name of the Policyholder : Ms. RTG TT Name of the Product : ICICI Pru iProtect Return
of Premium
Age of the Policyholder at policy : 01-Apr-1997 (25 years) Tag Line : A Non-Linked Non
inception Participating Individual Life
Insurance Savings product
Gender of the Policyholder : FEMALE
Name of the Life Assured : Ms. RTG TT Unique Identification No. : 105N186V01
Age of the Life Assured at policy : 01-Apr-1997 (25 years) Sales Channel : Agency
inception
Gender of the Life Assured : FEMALE Applicable tax on installment : 4.5%
premium for Year 1
Is Life Assured Smoker / Non-Smoker? : Non-smoker Applicable tax on installment : 2.25%
premium for Year 2 onwards
Policy Term : 40 Years Plan Option : Return of Premium
Premium Payment Term : 35 years Sum Assured on Death : Rs. 5,000,000
Premium Payment Option : Limited Pay 60-Age years Maturity Benefit : Rs. 348,758
Frequency of premium payment : Yearly
Death Benefit Payout option : Lump-Sum Benefit Option : Life
Death Benefit Payout Term : 0 years Accidental Death Benefit : Rs. 0
Lump Sum Percentage : 100% Accidental Death Benefit coverage : 0 years
term
Income Percentage : 0% Critical Illness Benefit : Rs. 0
Critical Illness Benefit coverage term : 0 years
Loyalty Benefit : No
This benefit illustration captures benefits only for an individual life(as specified under Life Assured)

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Premium Summary
Benefit Base Plan Accidental Death Critical Illness Riders Total
Benefit Benefit
Tax Benefit 80C 80C 80D
Instalment Rs. 9490 Rs. 0 Rs. 0 - Rs. 9490
Premium(without
GST and cess if
any)
Applicable Taxes Rs. 428 Rs. 0 Rs. 0 - Rs. 428
Total Premium Rs. 9918 Rs. 0 Rs. 0 - Rs. 9918
Total installment Rs. 9918
premium payable
in first year(as per
frequency chosen
by you)
Total installment Rs. 9705
premium payable,
2nd year
onwards(as per
frequency chosen
by you)
Total Annualized Rs. 9490 Rs. 0 Rs. 0 - Rs. 9490
premium

Policy Year Single/Annualized Guaranteed Benefits Non-Guaranteed Benefit Surrender Value Payable
Premium (Higher of A and B)
Maturity Benefit Death Benefit Minimum Special Surrender
Guaranteed Value(B)
Surrender Value(A)
1 9,490 0 5,000,000 0 0 0
2 9,490 0 5,000,000 5,694 5,694 5,694
3 9,490 0 5,000,000 9,965 9,965 9,965
4 9,490 0 5,000,000 18,980 1,399 18,980
5 9,490 0 5,000,000 23,725 1,918 23,725
6 9,490 0 5,000,000 28,470 2,529 28,470
7 9,490 0 5,000,000 33,215 3,236 33,215
8 9,490 0 5,000,000 38,909 4,058 38,909
9 9,490 0 5,000,000 44,840 5,013 44,840
10 9,490 0 5,000,000 51,009 6,118 51,009
11 9,490 0 5,000,000 57,415 7,377 57,415
 12 9,490 0 5,000,000 64,058 8,837 64,058
13 9,490 0 5,000,000 70,938 10,506 70,938
14 9,490 0 5,000,000 78,055 12,416 78,055
15 9,490 0 5,000,000 85,410 14,603 85,410
16 9,490 0 5,000,000 93,002 17,091 93,002
17 9,490 0 5,000,000 100,831 19,938 100,831
18 9,490 0 5,000,000 108,898 23,173 108,898
19 9,490 0 5,000,000 117,202 26,827 117,202
20 9,490 0 5,000,000 125,743 31,010 125,743
21 9,490 0 5,000,000 134,521 35,720 134,521
22 9,490 0 5,000,000 143,536 41,082 143,536
23 9,490 0 5,000,000 152,789 47,120 152,789
24 9,490 0 5,000,000 162,279 53,976 162,279
25 9,490 0 5,000,000 172,006 61,705 172,006
26 9,490 0 5,000,000 181,971 70,443 181,971
27 9,490 0 5,000,000 192,173 80,282 192,173
28 9,490 0 5,000,000 202,612 91,374 202,612
29 9,490 0 5,000,000 213,288 103,856 213,288
30 9,490 0 5,000,000 224,201 117,900 224,201
31 9,490 0 5,000,000 235,352 133,723 235,352
32 9,490 0 5,000,000 246,740 151,492 246,740
33 9,490 0 5,000,000 258,365 171,451 258,365
34 9,490 0 5,000,000 270,228 193,857 270,228
35 9,490 0 5,000,000 282,328 219,020 282,328
36 0 0 5,000,000 286,479 240,399 286,479
37 0 0 5,000,000 290,631 263,835 290,631
38 0 0 5,000,000 294,783 289,538 294,783
39 0 0 5,000,000 298,935 317,788 317,788
40 0 348,758 5,000,000 298,935 341,782 341,782

Note: Annualised Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any,
Goods and Service Tax and Cesses, if any.

Important points to note:

The Maturity Benefit mentioned above is paid at the end of the year.
The surrender values and Death Benefit (Life Insurance Benefit) mentioned above are illustarted assuming that the event occurs at the end of
the year.
Tax benefits may be available as per the prevailing Tax laws.
Please refer to your sales brochure and policy document for more details.

I, __________________________________, have explained I, ______________________________, having received the

the premiums, and benefits under the policy fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com