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Personalized proposal for securing your long-term goals

with

Hi ,<Surbhi Kalra>,
Congratulations on taking the first step of securing
future of your loved ones with guaranteed income
and a life insurance cover.
Please go through the details of your quote and
contact your advisor who will assist you to
purchase this plan.
Snapshot of your plan

You pay
Monthly^ premium ` 5,000/-
<Annual> <50000> <Surbhi kalra>
for 10
5 years. 35 <Female>
40 years / Male

Age 40 49 52 81
Years

You get:

`
Guaranteed Income of Life Insurance Cover of Maturity benefit of
` 54,708/-
<15,000> ` 6,00,000/-
<50,00,000> * ` 6,60,000/-
<2,50,000>
every year
<Month>starting at the for entire policy term (at the end of policy term)
46 yrs till 81
age of 52 54 yrs

*This is the minimum life insurance cover available under the product

Benefit Benefit term Benefit amount

Guaranteed Income 15 years


30
` 16,41,240/-
<2,25,000>
Yearly 54,708/-
<Yearly>`<15000> 15X 30 years

` Maturity benefit At end of policy term 41


15 years ` 6,60,000/-
<12,25,000>

Total benefit ` 23,01,240/-


<12,25,000>

Life Insurance Cover 41 years


30 ` 6,00,000/-
<12,25,000> *

Total premium paid ` 6,00,000/-


<12,25,000>
The dates and ages mentioned in the illustration throughout the document are only indicative.
Tax benefits as per prevailing tax laws.
Detailed break-up of premium amount

Instalment Applicable Total Tax benefit


Premium taxes amount under

Instalment Premium
` 5,000/-
<XXXX> ` 226/-
<XXXX> ` 5,226/-
<XXXX> Section 80C
for 1st year

Instalment Premium
` 5,000/-
<XXXX> ` 114/-
<XXXX> ` 5,114/-
<XXXX> Section 80C
from 2nd year onwards

^While you have chosen to pay premiums monthly, you have the option to convert the frequency of premium payment to annual mode. You can avail
this option on any policy anniversary during the premium payment term.
You can visit our website or any of our branch offices to avail this option

Why choose us:

7.72 Cr ` 2.36 Lakh Cr


Lives covered as on Benefits paid till
March 31, 2023 March 31, 2023

` 2.50 Lakh Cr
24 hrs claim settlement
Assets under management as on
Quick claim settlement
March 31, 2023
process available
Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN:L66010MH2000PLC127837.
ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru Guaranteed
Income For Tomorrow (Long-term) UIN: 105N185V13. . For more details on the risk factors, term & conditions please read the policy document.
COMP/DOC/Feb/2022/252/7490.
Benefit Illustration of ICICI Pru Guaranteed Income For Date: 09-Sep-2023 21:29:37
Tomorrow (Long-term)

Name of the Policyholder : Mr. Name of the Product : ICICI Pru Guaranteed Income
For Tomorrow (Long-term)
Age of the Policyholder at policy : 05-Aug-1983 (40 years) Tag Line : A Non-Linked Non-Participating
inception Individual Life Insurance
Savings Plan
Gender of the Policyholder : MALE
Name of the Life Assured : Mr. Unique Identification No. : 105N185V13
Age of the Life Assured at policy : 05-Aug-1983 (40 years) GST Rate for Year 1 : 4.5%
inception
Gender of the Life Assured : MALE GST Rate For Year 2 Onwards : 2.25%
Policy Term : 41 years Sales Channel : BOL
Premium Payment Term : 10 years
Amount of Instalment Premium (Without : Rs. 5,000/-
GST and cesses if any)
Frequency of premium payment : Monthly

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details
Policy Option (Plan Option Income with 110 percent ROP Guaranteed Income as per frequency chosen by you : Rs. 54,708
selected by You)
Sum Assured on Death (at Rs. 600,000 Frequency of Guaranteed Income: Yearly
inception of the Policy) :
Guaranteed Income payable in a year : Rs. 54,708
Income Period : 30 years
Benefit payable on maturity (110% Return of Premium) : Rs. 660,000

Premium Summary
Base Plan ICICI Pru Non-Linked ICICI Pru Non-Linked Total Instalment Premium
Accidental Death and Accidental Death and
Disability Rider (Accidental Disability Rider (Accidental
Death Benefit option) Total & Permanent
Disability Benefit option)
Instalment Premium without GST and Cesses, if any Rs. 5,000/- - - Rs. 5,000/-
Instalment Premium with First Year GST and Cesses, if any Rs. 5,226/- - - Rs. 5,226/-
Instalment Premium with GST and Cesses, if any 2nd Year Rs. 5,114/- - - Rs. 5,114/-
Onwards

Policy year Annualized premium Guaranteed Benefits Non-Guaranteed Benefit Surrender Value Payable
(Higher of A and B)
Survival Benefit (Guaranteed Maturity Benefit Death Benefit(Life Min. Guaranteed Special Surrender Value
Income) Insurance Benefit) Surrender Value (A) (B)
1 60,000 0 0 600,000 0 0 0
2 60,000 0 0 600,000 36,000 36,000 36,000
3 60,000 0 0 600,000 63,000 63,000 63,000
4 60,000 0 0 600,000 120,000 109,185 120,000
5 60,000 0 0 600,000 150,000 150,480 150,480
6 60,000 0 0 600,000 180,000 199,106 199,106
7 60,000 0 0 600,000 210,000 256,064 256,064
8 60,000 0 0 600,000 240,000 322,635 322,635
9 60,000 0 0 600,000 270,000 400,176 400,176
10 60,000 0 0 630,000 330,000 490,272 490,272
11 0 0 0 630,000 330,000 540,473 540,473
12 0 54,708 0 630,000 330,000 595,884 595,884
13 0 54,708 0 630,000 275,292 596,677 596,677
14 0 54,708 0 630,000 250,584 597,477 597,477
15 0 54,708 0 630,000 195,876 598,433 598,433
16 0 54,708 0 630,000 141,168 599,451 599,451
17 0 54,708 0 630,000 86,460 600,555 600,555
18 0 54,708 0 630,000 61,752 601,831 601,831
19 0 54,708 0 630,000 7,044 603,226 603,226
20 0 54,708 0 630,000 0 604,685 604,685
21 0 54,708 0 630,000 0 606,350 606,350
22 0 54,708 0 630,000 0 608,212 608,212
23 0 54,708 0 630,000 0 610,271 610,271
24 0 54,708 0 630,000 0 612,510 612,510
25 0 54,708 0 630,000 0 614,964 614,964
26 0 54,708 0 630,000 0 617,676 617,676
27 0 54,708 0 630,000 0 620,659 620,659
28 0 54,708 0 630,000 0 623,929 623,929
29 0 54,708 0 630,000 0 627,614 627,614
30 0 54,708 0 631,576 0 631,576 631,576
31 0 54,708 0 636,037 0 636,037 636,037
32 0 54,708 0 640,894 0 640,894 640,894
33 0 54,708 0 646,279 0 646,279 646,279
34 0 54,708 0 652,237 0 652,237 652,237
35 0 54,708 0 658,726 0 658,726 658,726
36 0 54,708 0 665,951 0 665,951 665,951
37 0 54,708 0 673,879 0 673,879 673,879
38 0 54,708 0 682,652 0 682,652 682,652
39 0 54,708 0 692,318 0 692,318 692,318
40 0 54,708 0 702,948 0 702,948 702,948
41 0 54,708 660,000 714,708 0 714,708 714,708

Note: Annualised Premium excludes underwriting extra premium, the premiums paid towards the riders, if any, Goods and Service Tax and Cesses, if
any.

Important points to note:

Example to understand when does Guaranteed Income become payable (if Save the Date is not chosen):
If your last annual premium is paid on Jan 15, 2031 then Guaranteed Income will start from
• For Annual mode: Jan 15, 2034 • For Monthly mode: Feb 15, 2033

The surrender values and Death Benefit (Life Insurance Benefit) mentioned above are illustarted assuming that the event occurs at the end of the year.
Please refer to your sales brochure and policy document for more details.

I, __________________________________, have explained I, ______________________________, having received the


the premiums, and benefits under the policy fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.


1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: lifeline@iciciprulife.com
www.iciciprulife.com

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