Communication in Action Presentation

Systematic Investment Plan

(FIRST SLIDE)

What is A SIP?
A systematic Investment Plan, commonly referred to as an SIP, allows you to
invest a small sum regularly in your preferred mutual fund scheme. By
activating an SIP, a fixed amount is deducted from your bank account every
month, which gets invested in the mutual fund of your choice.

Unlike a lump sum investment, you spread your investment over time with an
SIP. Therefore, you don’t need to have a large amount of money to get started
with your mutual fund investment through SIPs. By investing via an SIP, you
are forced to set aside a sum at regular intervals, which help you instil a sense of
financial discipline in the long run.

(SECOND SLIDE)

How Do SIPs Work?

Every time you invest in a mutual fund scheme through an SIP, you purchase a
certain number of fund units corresponding to the amount you invested. You
don’t need to time the markets when investing through an SIP as you benefit
from both bullish and bearish market trends.

When the markets are down, you purchase more fund units while you purchase
fewer units when the markets are surging. Since NAV of all mutual funds are
updated on a daily basis, the cost of purchase may vary from one SIP instalment
to another. Over time, the cost of purchase averages out and turns out to be on
the lower side. This is known as rupee cost averaging. This benefit is not
available when you invest a lump sum.
(THIRD SLIDE)

Benefits of investing in mutual funds via SIP

With an SIP, you can get started with your investment with a small
amount and reap significant returns in the long run. It’s simple and the
most convenient way of investing in mutual funds. It also brings
financial discipline.
(FOURTH SLIDE)

Why should you invest in SIP Mutual funds?

Poeple should invest in SIP mutual funds because The concept of SIPs is
focused on the philosophy of “Save First, Spend Next”.
With an SIP, you can invest small amounts at fixed intervals (weekly, monthly or
quarterly) instead of making a one-time investment.
(FIVTH SLIDE)

Who Should Invest Through SIP?

The first-time mutual fund investors may consider starting their
mutual fund journey by initiating an SIP. This is ideal for those
having a regular source of income, such as a salary. You can divert a
portion of your regular income towards mutual fund investments by
initiating an SIP. This helps you instil a sense of financial discipline
in the long run as you will be forced to set aside a sum at regular
intervals.

(SIXTH SLIDE)

SIP or one-time: How should you invest?

One-time investment
In this mode of investment, you make a one time payment of a
considerable sum of money.

Monthly SIP
On the other hand, in an SIP, a fixed amount of sum is
deposited at regular intervals of time in a mutual fund scheme.
In short, one-time investment mode can be chosen if you have
money in hand right now that can be invested, and an SIP can
be chosen if you are expecting a regular inflow of money in
future. First-time investors are advised to take the SIP route.
(SEVENTH SLIDE)

How to Choose Best SIP Mutual funds?

The internet will provide you with the A-Z of the mutual funds you
shortlisted including their past returns.
However, you have to make sure that the fund you pick meets the
below criteria.

Goals
It is important to ensure that you choose to invest in those funds that
help you achieve your goals.
You have to assess your requirements and match them with the
objectives of the fund under consideration before initiating an SIP
into it.

Risk tolerance
It is essential that you invest only in those funds whose risk level falls
under your risk appetite.
If you are a risk-averse investor, then it is important that you invest in
those funds that carry minimal to no risk.
(EIGHTH SLIDE)

How To Invest in SIP

Set Investment Goals

Every mutual fund is built around an objective to achieve.
You have to analyse your requirements and choose that fund
which is in sync with your goals and risk profile. If you are
finding it difficult to choose the right mutual fund, then let us
know your requirements, we will shortlist funds accordingly.

Decide between SIP or lump sum

There are two ways of investing in mutual funds; a lump-sum
investment or stagger your investment over time via an SIP.
You have to assess your profile and choose to invest either a
lump sum or an SIP.

KYC
All our mutual fund investments mandate KYC
documentation and a net banking account. Undergoing KYC
verification is mandatory as per the norms of the Securities
and Exchange Board of India (SEBI), without which you
cannot invest in mutual funds, and it is a one-time process.
There is usually no need to sign cheques and fill out forms if
you are investing in mutual funds with us.
(NINETH SLIDE)

How to become crorepati by SIP?

You can accumulate Rs 1 crore in your investment
account by following the simple rule of 15*15*15. It
says that on investing Rs 15,000 through a monthly SIP
for fifteen years in a mutual fund scheme that offers
annualised returns of 15%, your investment account
would accumulate Rs 1 crore at the end of 15 years.

THANK YOU