Postal Regn. No.
: HD/1145-2020-2022
RNI Regn. No. : APENG/2011/38018, Dated 24-06-2011
Hamara Prayas
THE MONTHLY TABLOID OF ANDHRA PRADESH MAHESH CO-OPERATIVE URBAN BANK LTD.
From the
Chairman’s Desk
H o w t o r e m a i n c a l m w h e n y o u ' r e saying stupid stuff. In her book, Abrams
approaching a difficult situation
It's natural to feel tense when you're going into
a stressful situation, but tension can trigger
emotions that derail conversations.
Unfortunately, our remote world isn't helping.
We have fewer conversations, and that's
impacting our communication skills, says
Hesha Abrams, author of Holding the Calm: The
Secrets to Resolving Conflict and Defusing
Tension.
Our society is so fractured now. We don't have
BOARD OF DIRECTORS to talk to each other anymore. As a result, we
CHAIRMAN don't know how to resolve conflict other than,
'Let me just tell you how wrong you are. You
RAMESH KUMAR BUNG
should listen to me.' And that is fatally
SR. VICE-CHAIRMAN ineffective. Part of the problem is our biology,
PURSHOTAMDAS MANDHANA specifically the amygdala, which is located in
the back of our brain just above the brainstem.
VICE-CHAIRMAN “[It's] the fear and negativity centre of the
LAXMINARAYAN RATHI brain,” says Abrams. “[The amygdala is useful if
you were a caveman or cavewoman who wants
DIRECTORS to know, 'Is that a stick or a snake?' The brain
makes that decision in a nanosecond, although
SMT. ANITA SONI sometimes it can be wrong.”
ARUNKUMAR BHANGADIA The prefrontal cortex, which is the part of the
BADRIVISHAL MUNDADA brain that drives logic and reason, takes a
couple of seconds to engage. And that can be
BHAGWAN PANSARI
too late to the party if your amygdala already
SMT. BHAGWATI DEVI BALDWA took over. In a nanosecond, the amygdala
BRIJGOPAL ASAWA detects friend or foe, and boom, you're in
GOVIND NARAYAN RATHI conflict. To let the prefrontal cortex take over,
you need to calm down, but that's easier said
KAILASH NARAYAN B. than done. Once the amygdala has been
CA MURALI MANOHAR PALOD triggered, the worst thing you can say to
PREM KUMAR BAJAJ somebody is, 'Calm down.' Never in the history
of calming down has anyone ever calmed down
SMT. PUSHPA BOOB by being told to calm down.
RAMPRAKASH BHANDARI There are three ways you can regain control:
Intentionally Hold the Calm: Once you feel
PROFESSIONAL DIRECTORS triggered, saying the words, “I'm holding the
RAMAKANT INANI, LLB calm,” can help you feel powerful instead of
powerless. Now, I have options and choices
CS SUMAN HEDA, LLM where before I felt like I had none. I have
created a moat between the intensity of what
MANAGING DIRECTOR & CEO (I/C)
I'm feeling and how I choose to act and
RAGHURAMA SHETTY respond, protecting myself from doing and
Knowledge ensures peace and bliss – Ramesh Kumar Bung.
Date of Publication : 7th September, 2022
Date of Posting : 9th September, 2022
Volume - XII | Issue : 9 | Price : `1/-
Editor : Ranjana Sharma
Associate Editor : A. V. Rama Rao
provides several ways for holding the calm. For
example, you can decide to listen to the other
person—without jumping in with your
viewpoint or advice. You can offer something
and take advantage of the power of reciprocity.
You can let silence fill the space. You can turn
frustrations into curiosity and ask questions.
Or, you can choose to avoid reacting to
someone else's tantrum.
Look for the Power Position: Once you walk
into the room holding the calm, Abrams says
the first thing to do is to identify the power
position, then sit as close as possible to it. If
your boss is at the head of the table, sit to his or
her left or right. What happens in the amygdala,
is it says, 'I'm scared. I'm nervous. I'm afraid, so
I will sit away'—thinking it will protect you.
Honestly, this will make you more scared,
afraid, and worried. So, go right to wherever
the position of power is.
React with Questions: Once you listen to
whatever is being said, don't react by
responding; react by asking a question,
depending on what's happening. For example,
you might ask, “What did you mean by that
remark? Did you intend to offend me? Did you
intend to exclude me? Have you considered the
consequences of that statement?” All of a
sudden, it becomes a discussion in problem-
solving or in trying to achieve your goals rather
than you reacting and defending. Reacting and
defending are never persuasive. You could be
100% right, but you won't persuade anybody.
In the end, it's about getting what you want or
preventing something you don't want from
happening.
All conflict starts with tension, says Abrams,
but most of us ignore it, thinking it will go away.
Often, we don't handle the tension because we
don't know what to do. It's like spilling
spaghetti sauce on the counter. If you leave it
overnight, you'll have to scrape it off with a
spatula. But if you wipe it up with a sponge
right away, it comes right off. Holding the calm
is how you address tension right away.
Ramesh Kumar Bung
01
 To,
Kumar Bung
Sri Ramesh Ltd.
e Urban Bank
Chairman
es h M ah es h Co-operativ
Andhra Prad
Hyderabad

02 Work purifies the heart– Ramesh Kumar Bung.

 MD & CEO SPEAKS
WHEN WAS THE LAST TIME YOU DID SOMETHING painting, handwriting, new art forms, driving, swimming, a new sport,
technical education, spiritual study groups, gardening, raising pet birds
FOR THE FIRST TIME? and animals, keeping an aquarium, photography, culture..... the list is
truly endless. Choose any and remain an active student.
My Dear Colleagues, Always be an explorer of life. Keep experimenting. Keep trying. Feed your
For most people, life is a repetitive drill. Waking up at the same time, curiosity and inquisitiveness. Keep attempting something that has not
struggling in bed for a minutes before getting up, brushing the same way, been attempted before. Try our new cuisines. Wear clothes you are not
drinking the same coffee, reading the same newspaper, a time bound shy of wearing. Try a new hairstyle. Visit unusual places. Men, run the
bath, a hurried breakfast, road rage on the way to work, same office, same kitchen for a day. Have a husbands' get-together on a Sunday and serve
work, gossip and lunch, same talk, same route back home, same mega the wives. Spend a day blindfolded. Go on voice rest another day. Use
serials, same arguments, compulsive dinner, same bed, crash out and public transport for a day. Switch roles at your workplace. Again, the list is
wake up another time to another day to the same drill. endless. Get creative with life. Keep going.
Life need not be mundane. Life need not be boring. Life need not be a More than all your success, achievements and accomplishments, the
year's experience repeated 'n' times. Life need not be an imposition. formula to a lively life is to keep answering this question: When was the
Life need not be a life imprisonment. There is more to life than last time I did something for the first time? Celebrate life. Stamp your
existing. presence on every day of your life. Spell life with LIFE. Be excited to
Pursue a new proficiency every year and see how exciting life can be. Let be alive.
there not be a phase in your life when you are not enrolled as an active
student. It could be music lessons, playing instruments, dance classes, Cordially Yours,
alternative medicine, new fitness regimes, yoga, new languages, Raghurama Shetty
advanced grammar, creative writing, public speaking, cooking classes, MD & CEO [I/C]

NO PHYSICAL- GO DIGITAL

All obligatory acts are aids to knowledge– Ramesh Kumar Bung. 03

 BANK COMMEMORATES 45th FOUNDATION DAY CELEBRATIONS
Sri Ramesh Kumar Bung, Chairman, Sri Mahesh Chandra Laddha, IPS, IG, CRPF, Southern Sector, Hyderabad and
Sri Pramod Vijayvargia, GM, SIDBI, Hyderabad and Sri Purshotamdas Mandhana, Sr. Vice Chairman,
Sri Laxminarayan Rathi, Vice Chairman and Sri Raghurama Sheety, MD & CEO (I/C) inaugurating the celebrations by lighting the lamp.
The Bank has celebrated its 45th Foundation Day at its Head Office, in
the pleasant ambience on 9th August, 2022. Sri Mahesh Chandra
Laddha, IPS, Inspector General of Police, Central Reserve Police Force,
Southern Sector, Hyderabad and Sri Pramod Vijayvargia, General
Manager, SIDBI, Hyderabad Regional Office graced the occasion as
Chief Guests. Sri Ramesh Kumar Bung, Chairman of the Bank, Sri
Purshotamdas Mandhana, Sr.Vice-Chairman, Sri Laxminarayan Rathi,
Vice-Chairman all the directors on the board, Sri Raghurama Shetty
MD & CEO, former directors, employees from various branches,
executives have participated in the function enthusiastically. The
guests were extended with floral welcome. The programme
commenced with lighting the lamp by distinguished guests.
In his inaugural address, Sri Ramesh Kumar Bung said that the bank
has surpassed the business mix of Rs.3795 crores and the owned funds
of the bank crossed Rs.390 crores for the Financial Year ending
31.3.2022 and registered a profit of Rs. 44 crores. He further said that
the bank is functioning with a network of 45 branches covering 4
States with 20 ATMs.
Sri Bung said that in today's business, more particularly in banking,
relies on IT to deliver innovative solutions and to solve complex
business problems and it is a hot topic in the industry to accelerate
digital transformation, since Technology has become an integral and
strategic part of country's banking sector. Cashless economy has
provided a major boost for the sector growth. The Bank has ambitious
plans to introduce e-KYC facility Aadhaar Pay, Bharat QR Code, Prepaid
Payment Instruments, Artificial Intelligence Enabled BOT solution,
Tab Banking & Loan origination System etc,.
Sri Bung advised staff working to remain quick learners and re-
learners throughout their life move beyond your comfort zones to the
areas of uncertainty and have to convert the challenges into
opportunities suggested to cope up with the changing trends and
develop the organization and develop professional career.
Sri Raghurama Shetty, MD & CEO said that Mahesh Bank has spoke
about latest trends of banking and said that new technologies have
emerged and play a pivotal role in the future banking. He advised the
04
staff to equip themselves with the latest developments in banking
technology and have full knowledge of products to educate the
customers for using the same which are at par with other
Banks/NBFC/Fin-tech companies.
Speaking on the occasion Sri Mahesh Chandra Laddha, IPS stated that
he had a long association with Mahesh Bank since 1997-98. Needless
to say that it is a symbol of spirit of cooperative movement in the
banking sector with a strong foundation added with ethical values.
With its strong reserves Mahesh Bank came out of the panic situation
among the cooperative fraternity prevailed during 2002-2003 turmoil
and continued its unprecedented journey with remarkable
performance by competing with other banks. In this context of role of
the employees is undoubtedly laudable. He complimented the Board of
Directors for the growth of Mahesh Bank since they are of dynamic and
progressive nature. Their leadership qualities are remarkable and
Inspite of the prevalent interest guidelines and security norms in
vogue the bank has excelled well in its credit portfolio, Sri Mahesh
Chandra Laddha stated.
Sri Pramod Vijayvargia, initially explained the framework of SIDBI, its
network and its activities. He opined that digital transformation is very
significant in the banking sector and Mahesh Bank has already on this
path. He anticipated further enormous growth of Bank in the coming
days. Sri Pramod greeted all the Directors, employees and
shareholders of the bank on this occasion. In the present days there is a
shift in the nature of services being rendered to the customers and
Mahesh Bank is more responsive towards its clients and to the society,
he averred.
Later, to commemorate the event, the Guests released the Special Issue
of Hamara Prayas, a monthly magazine brought out by the Bank. The
Guests have distributed the awards to the best performing branch
managers, the employees participated in the Gold Loan campaign, the
staff that completed 25 years of service in the bank and scholarships to
the meritorious students of all cadres of staff of the bank. The
celebrations were concluded with a vote of thanks proposed by Sri
Purshotamdas Mandhana Sr.Vice-Chairman of the bank.
Wisdom eradicates fear– Ramesh Kumar Bung.
 Sri Mahesh Chandra Laddha, Sri Pramod Vijayvargia, Sri Ramesh Kumar Bung, Sri Ramesh Kumar Bung, Chairman
Sri Purshotamdas Mandhana, Sri Raghurama Shetty, MD & CEO (I/C) speaking on the occasion. felicitating the guests of honour.

Performing Branch Managers receiving awards from the dignitaries.

Employees completed 25 years of service are greeted by the dignitaries.

Meritorious children of employees are being greeted by the guests.

Launching the Special Issue of 'Hamara Prayas' in the event. Performers in the Gold Loan Mahotsav are being awarded by the guests.

Directors of the Bank and a mammoth gathering of invitees and staff of the bank attending the function.

Endurance is a condition of wisdom– Ramesh Kumar Bung. 05

 WHAT IS MONKEYPOX, AND HOW
CAN YOU STAY SAFE AS IT SPREADS?
As a global outbreak of monkeypox continues to grow, public health
officials are stressing the importance of education in fighting the virus.
"This is an outbreak that can be stopped if countries, communities and
individuals informed themselves, take the risk seriously and take the
steps needed to stop transmission and protect vulnerable groups,"
World Health Organization Director said. WHO has declared the
outbreak a public health emergency of international concern, but the
Biden administration has not issued its own public health emergency
declaration.
Monkeypox is a poxvirus, related to smallpox and cowpox. It generally
causes pimple- or blister-like lesions and flu-like symptoms such as
fever, according to the US Centres for Disease Control and Prevention.
The lesions typically concentrate on the arms and legs, but in the latest
outbreak, they're showing up more frequently on the genital and
perianal area, which has raised some concerns that monkeypox lesions
may be confused with STDs.
The rash is "showing up in different parts of the body than we typically
expect to see it. Experts have been emphasizing that fact to remind
people that people may come in for an evaluation of what they think is
an STD, but we'd like the provider to think 'Could it be monkeypox as
well?' if the circumstances fit the story.
How is monkeypox spread?: Monkeypox spreads through close
contact, according to the CDC. That includes direct physical contact
with lesions as well as "respiratory secretions" shared through face-to-
face interaction, and touching objects that have been contaminated by
monkeypox lesions or fluids. The virus may also pass to a fetus through
the placenta. Many of the cases in the latest outbreak appear to be
connected to sexual contact, but monkeypox is not an STD. Monkeypox
is not a sexually transmitted infection in the typical sense, but it can be
transmitted during sexual and intimate contact, as well as with
personal contact and shared bedding and clothing. The CDC says it's
not clear whether monkeypox can spread through semen or vaginal
fluids, but the virus can't spread asymptomatically.
Who is at risk of monkeypox?: Anyone who has had contact with
someone with a monkeypox-like rash, or who has had contact with
someone who has a probable or confirmed case of monkeypox, is at
high risk for infection. However, a large number of cases in this
outbreak have been in men who have sex with men, including gay and
bisexual men, and public health officials are focusing their prevention
efforts in this group. The virus is not unique to this community, but the
nature of its close-contact spread has led to a disproportionate impact.
According to the CDC, those at higher risk during this outbreak include
people who "had skin-to-skin contact with someone in a social
network experiencing monkeypox activity," including men who have
sex with men who meet partners online, through an app or at a social
event.
What should I do if I have monkeypox symptoms?: If you notice a new
rash or other monkeypox symptoms, avoid any close contact with
other people until you have seen a doctor and gotten tested. When you
see a healthcare provider, wear a mask, and remind them that the virus
is circulating in the area. If you're diagnosed with monkeypox, the
agency recommends isolation at home and away from family members
until the rash or lesions are gone.
What's the treatment for monkeypox?: According to the CDC, there
is no approved treatment specific for monkeypox. But because it's
genetically similar to smallpox, doctors can use similar treatments,
such as antiviral medications. The CDC is making doses of tecovirimat,
an antiviral medication, available for monkeypox patients at risk of
severe disease. This may include those whose infection has advanced
into the severe stage and people with weakened immune systems.
06
Treatment for monkeypox should also include efforts to manage
symptoms and complications, WHO says.
Is there a monkeypox vaccine?: Two vaccines are available in the US
to prevent monkeypox, but not everyone is eligible to get one. The US
has "ample supply" of the smallpox vaccine ACAM2000, which can also
be used to prevent monkeypox. However, it shouldn't be used in people
with certain health conditions, according to the CDC. But its side
effects mean that it would not be worth giving it widely throughout the
general population."
Another vaccine, Jynneos, is specifically intended for monkeypox, but
it's in short supply. Federal stock is being distributed to municipalities
based on the number of cases and the population at risk in a given area.
According to the US Department of Health and Human Services, more
than 300,000 doses of Jynneos have been distributed from the
strategic national stockpile. The Biden administration has announced
the release of a stock of Jynneos doses from Denmark, which it says
should make an additional 786,000 doses available in the US. The
government expects to make almost 2 million doses available this year
and 2.2 million more in the first half of 2023. Jynneos is a two-dose
vaccine, with a four-week gap between doses. But in light of the
shortages, some experts have called for a single-dose regimen until
supply improves.
Monkeypox vaccination can be used as pre-exposure prophylaxis
(PrEP), post-exposure prophylaxis (PEP) and outbreak response PEP
(PEP++), according to the CDC. PrEP refers to vaccinations given to
members of high-risk communities, such as lab or health care workers,
before they may come into contact with the virus. PEP means
vaccinating people after a known exposure to prevent disease or help
ease symptoms. For prevention, the CDC recommends that the vaccine
be given up to four days after exposure. PEP given four to 14 days after
exposure may result in milder disease. PEP++ is the CDC approach for
people with unconfirmed exposure to the virus but with risk factors
that may make them more likely to get it. "When coupled with self-
isolation and other prevention measures when symptoms first occur,
PEP++ may help slow the spread of the disease in areas with large
numbers of monkeypox cases.
Can I get a vaccine?: Monkeypox vaccine demand is high, but supply
shortages and eligibility restrictions mean it can be difficult to find at
this point. Eligibility for the vaccines remains somewhat strict. People
who are known, confirmed contacts of people with monkeypox are
eligible to be vaccinated. Also eligible are presumed contacts who had
a sex partner in the past 14 days diagnosed with monkeypox, those
who had multiple sex partners in the past 14 days in an area where
monkeypox is spreading, and those whose jobs may expose them to
monkeypox, according to the CDC. If you think you meet one of these
criteria and want to find out about your eligibility, contact your doctor
or your local health department.
How do I keep myself safe?: The CDC recommends avoiding close
contact or shared objects with someone with monkeypox. Frequent
hand-washing is also recommended. For social gatherings including
parties, raves, clubs and festivals, the CDC says to stick to events with
more clothing, where skin-to-skin contact may be less frequent. Avoid
sex or close physical intimacy if any partner involved has monkeypox.
If you do have sex and you or your partner have confirmed or suspected
monkeypox, the CDC recommends keeping a physical distance of at
least 6 feet between partners, washing toys and avoiding contact with
the rash. If rash is confined to the genitals or anus, condoms may help;
however, condoms alone are likely not enough to prevent monkeypox.
Ranjana Sharma
Dy. General Manager /Editor
Works are conducive to knowledge– Ramesh Kumar Bung.
 JAMES WEBB SPACE TELESCOPE'S FIRST PHOTOS
REVEAL HOW UNIVERSE LOOKED 13 BILLION YEARS AGO
The space telescope remains in a fixed position
relative to the Earth and Sun and it must remain as
stable as possible to capture the best pictures of
our universe. US president Joe Biden released one
of the first images of the universe the James Webb
Space Telescope clicked on Monday (local time).
The image shows the deepest view of the universe
that has never been seen before.
In the image one can see SMACS 0723 which is a large group of galaxy
clusters which act as magnifying glass for the objects behind them.
Using the gravitational lensing technology, the Webb telescope created
the first deep field view of old, distant and faint galaxies. NASA
Administrator Bill Nelson said the image captured by the telescope is
the deepest image of the universe that has ever been taken.
“This slice of the vast universe covers a patch of sky approximately the
size of a grain of sand held at arm’s length by someone on the ground,”
the NASA release said. Some of the images of these distant galaxies and
star clusters were never seen earlier. The galaxy cluster is shown in the
picture as it appeared 4.6 billion years ago.
The photo was clicked by Webb’s Near-Infrared Camera. The images
were clicked at different wavelengths of light over the course of twelve
and a half hours and it is faster than the Hubble Space Telescope as its
deepest fields took weeks to capture the image. More high-resolution
images featuring the faraway planets and “stellar nurseries" where
SAVITRI JINDAL REPLACES CHINA'S YANG
HUIYAN AS THE RICHEST WOMAN IN ASIA. THEIR STORIES
In 2005, Yang Huiyan inherited her father's stake in the real
estate developer, becoming one of the youngest billionaires
on the planet. In the same year, Savitri Jindal was forced to
take over the reins of her husband Om Prakash Jindal's
conglomerate after he died in a helicopter crash. China's
Yang Huiyan had a fortune of about $24 billion, making her
the richest woman in Asia. But that was in 2021. Owing to
the real estate crisis in China, Huiyan--who controls China's
largest real estate developer Country Garden Holdings--lost
$11 billion this year and lost her rank in the billionaire's
index to Savitri Jindal.
With a net worth of $18 billion, Savitri Jindal is India's
richest woman and the only woman in the top 10 of Forbes' list of richest
Indians in 2021. While it has been a dramatic fall for Yang Huiyan, who for
the past five years was Asia's richest woman, Savitri Jindal's net worth
has fluctuated wildly in the recent years. It fell to $3.2 billion in April
2020 at the start of the Covid pandemic and then reached as high as $15.6
billion in April 2022 as Russian invasion of Ukraine sent commodity
prices soaring, reported Bloomberg.
The 2005 connection: In 2005, Yang Huiyan inherited her father's stake
in the real estate developer, becoming one of the youngest billionaires on
the planet. She had in 2018 famously made $2billion in 4 days. This year,
however, she lost more than $1 billion in just one day. The 41-year-old
now owns about 60 per cent of Country Garden and a 43 per cent stake in
its management-services unit. In the same year when Yang Huiyan rose
to power, Savitri Jindal was forced to take over the reins of her husband
The wise should an example to the masses– Ramesh Kumar Bung.
stars form will be shared. The new images will
include the Carina Nebula, WASP-96b, the
Southern Ring Nebula and Stephan’s Quintet.
The Carina Nebula is a stellar nursery where more
stars larger than our sun reside. It is more than
9,600-light years away. The exoplanet WASP-96b
and its atmosphere’s images will also be released.
The planet is 1,150 light-years from Earth and is
half the mass of Jupiter and it orbits around its sun in just 3.4 days.
US president Biden was full of awe following the release. “It’s hard to
even fathom,” the US president said while grasping the fact that the
Webb telescope is capturing universe imagery from some 13 billion
years ago.
“These images are going to remind the world that America can do big
things and remind the American people, especially our children, that
there’s nothing beyond our capacity,” Biden was quoted as saying by
news agency AFP. The Webb space observatory was launched earlier in
December last year via an Ariane 5 rocket. The space observatory is
orbiting the sun a distance of 1.6 million kilometers from the Earth
from an area in space called the Lagrange point. The primary mirror of
the space telescope is over 6.5 meters wide and is made up of 18 gold-
coated mirror segments. It has fuel to run for 10 years and has reserve
fuel as well to power it for some more time.
A.V. Rama Rao
Om Prakash Jindal's steel and power conglomerate after he
died in a helicopter crash. She was 55. Today, she is the
Chairperson Emeritus of the OP Jindal Group, whose
revenue grew by four times under her leadership.
Public life: Despite her high-profile fortune, Yang Huiyan
maintains such a low profile that not many photos of her can
be found on the internet. Savitri Jindal, on the other hand,
lives an active public life. She was elected to the Haryana
Vidhan Sabha from Hisar constituency in 2005 after her
husband's death. She lost the seat after the 2014 elections.
She is a member of the Indian National Congress party.
Interestingly, however, in an interview to Forbes in 2010,
Savitri Jindal had famously said that women in the Jindal family do not
venture out. “We remain in charge of the house while the men take care of
everything outside."
“I had never even been to the Hisar market. Jindal sahab used to say that
everyone in the market was a relative and elder to you. And women in our
house were not supposed speak to elders,'' she had said. Born in a town
called Tinsukia in Assam in on March 20, 1950, Savitri married OP Jindal
in the 1970s. Besides being a successful businessman, he was also a
minister in the Haryana Government and a member of the Haryana
Vidhan Sabha from Hisar constituency. The mother of nine children,
Savitri Jindal had four sons with OP Jindal: Prithviraj, Sajjan, Ratan and
Naveen Jindal who now control the group's companies.
V. Jyothi
HO: PAD
07
 THE LEGEND ABOUT A CHESS BOARD
Chess is one of the oldest games in the world. It was invented many many
centuries ago by Indians. It is not necessary to know how to play chess to
understand this story. It is enough to know that it is played on a chess
board with 64 squares. King Sheram was thrilled by the huge number of
clever moves one could make in the game. Learning that its author was
one of his Indian subjects, he commanded the man to be brought before
him in order to reward him personally for his marvellous invention.
The inventor, a man called Seshu, appeared before the king-a simply clad
scholar who made his living by teaching. “I wish to reward you well for
your wonderful invention”, the king greeted Seshu. The sage bowed. The
king continued, “I am rich enough to satisfy your most cherished wish.
Just name what you would have and you shall have it”. Seshu was silent.
The king encouraged him: Don't be shy; Say what you would like to have. I
shall spare nothing to satisfy your wish”.
The scholar replied, “Your kindness knows no bounds, Lord; but give me
time to consider my reply. Tomorrow, after I have well thought about it, I
shall tell you my request”. The next day Seshu surprised the king by his
extremely modest request. He said, “Sir, I should like to have one grain of
wheat for the first square on the chessboard”. “A grain of ordinary what?”,
the king could hardly believe his ears. “Yes, sir. Two for the second, four
for the third, eight for the fourth, 16 for the 5th, 32 for the 6th ....”
The king was irritated and said: “Enough, you shall get your grains for all
the 64 squares of the chessboard as you wish, every square double the
amount of the preceding square. But know that your request is not
worthy of my generosity. By asking for such trite reward, you have shown
disrespect for me. Truly as a teacher, you could have shown a better
example of respect for your king's kindness. Go! My servants will bring
you your sack of grains”. Seshu smiled and went out, and then waited at
the gate for his reward.
At dinner, the king remembered Seshu and inquired whether the chess
inventor had been given his miserable reward. He was told: “Sir, your
command is being carried out. The accountants are calculating the
number of grains he is to receive”. The king frowned. He was not
accustomed to see his command fulfilled so slowly. In the evening, before
going to bed, the king again asked whether Seshu had been given his bag
of grains.
The reply was: “Sir, the mathematicians are working incessantly and
hope to compute the sum before dawn break”. The king demanded
RBI HIKES REPO RATE BY 50 BPS TO 5.40%; LOAN EMIS TO GET COSTLIER
RBI hikes repo rate: The Reserve Bank of India (RBI) on
5th August, 2022 increased the repo rate by 50 basis
points to 5.40 per cent as the new rates jumped back to
pre-pandemic level, the highest since August 2019.Also
Read - Tough Days Ahead? EMIs to go Costlier as RBI
Plans to Hike Repo Rate by 35-50 bps. The RBI's
Monetary Policy Committee (MPC), headed by the
Governor, announced the repo rate hike to tame inflation.
In last two policies, the central bank has hiked the rate by
a cumulative of 90 basis points in May and June, due to
high inflation, which was breaching RBI's upper
tolerance band for the consecutive months.
RBI increases repo rate by 50 BPS to 5.4%: What it means:
The Reserve Bank of India's (RBI) rate-setting committee hiked 50 basis
08
angrily: “Why are they so slow? Before I awake, Seshu must be paid in full,
to the last grain. I do not command twice!” In the morning, the king was
told that the chief court mathematician had asked for an audience. The
king ordered him to be admitted. King Sheram began, “Before you tell me
what you have come for, I want to know whether Seshu has been given the
niggardly reward he asked for”.
The old accountant replied, “It is because of this that I have dared come
before your eyes so early in the morning; we have worked
conscientiously to calculate the number of grains Seshu wants. It is
tremendous, indeed...” The king interrupted him impatiently: “However
tremendous, my granaries can easily stand it. The reward has been
promised and must be paid!”
“It is not within your power Sir, to satisfy Seshu's wish. Your granaries do
not hold the amount of grain Seshu has asked for. There is not that much
grain in the whole of your kingdom; in fact, in the whole world. And if you
would keep your word, you must order all the land in the world to be
turned into wheat fields, all the seas and oceans drained, all the ice and
snow in the distant northern deserts melted. And if all this land is sown to
wheat, then perhaps there will be enough grain to give Seshu”.
The king listened awe-struck to the wise man. “Name this grand number”,
h e s a i d t h o u g h t f u l l y. T h e o l d a c c o u n t a n t r e p l i e d , “ I t i s
18,446,744,073,709,551,615”. The reward would run into such a number
is not difficult to see with a little patience we can calculate it ourselves.
Starting with one, we must add up the number-1, 2, 4, 8, etc., the result of
the 63rd power of 2 will show us how much the inventor was to receive
for the 64th square. We will easily find the number of grains if we find the
value of 264 and subtract 1.
If you want to have a clear picture of what this giant number is really like,
just imagine the size of the granary that will be required to store all this
grain. It is well known that a cubic metre of wheat contains 15,000,000
grains. Hence, the reward asked by the inventor of chess would require a
granary of approximately 12,000,000,000,000 cubic metres or 12000
cubic kilometres. If we take a granary of 4 metres in height and 10 metres
in width, its length must be 300,000,000 kilometres, i.e., twice the
distance from the earth to the Sun. As a result, the king was unable to
satisfy Seshu's request.
D. Prabhakar
HO: GST
points in repo rate in the monetary policy meeting held
on 05.08.2022. All home, auto and personal loans are set
to become costlier as the RBI increased the repo rate in
the third consecutive policy rate hike to check elevated
retail inflation. RBI's repo rate hike will have a direct
impact on loan borrowers since banks and Non-Banking
Financial Companies (NBFCs) are anticipated to raise
lending rates.
Borrowers would have to pay higher EMIs as banks and
housing finance companies may raise their lending rates
in response, resulting in an addition in your EMIs.
Wisdom kills all doubts– Ramesh Kumar Bung.
 Sri Ramesh Kumar Bung, Chairman hoisting the National Flag on 15th August, 2022 at the Head Office Premises on the occasion of
Nation's 76th Independence Day. Sri Purshotamdas Mandhana, Sr. Vice Chairman, Sri Laxminarayan Rathi, Vice Chairman,
Smt. Pushpa Boob, Sri Ramprakash Bhandari, Sri Ramakant Inani, Directors and Staff present on the occasion

7 SELF-HELP BOOKS BY INDIAN AUTHORS TO ADD TO YOUR READING LIST

There's a rising market for self-help books and the pandemic has a huge health, and work on their relationships.
role to play in it. Several surveys that charted the average Indian's
4. 'The Art of Attracting Abundance': The Essential Guidebook to
consumer habits during the lockdown months discovered two things.
Master Visualization and Achieve your Dream Life by Rajesh
First, that Indian adults were back to reading more. Second, they were
Vairapandian: This book is all about powerful visualisations and deep
buying more self-help books. Why is that? The argument against self-
manifestations. Rajesh Vairapandian believes that those employing
help books has always been that they don't accrue to a “one size fits all”
these practices in their everyday lives can attract abundance in every
solution. After all, everyone's journey is different. However, the right
form: professional success, personal relationships, money and health.
book won't seek to preach or direct you to the finish line. Instead, it can
The book is divided into three categories: Visualization, Mastering the
act as a tried-and-tested referral, offering tips that might help you look
Law of Attraction, and Wealth Management, and the chapters under
inwards and gain new perspectives. To this end, here is a list of self-help
each are fast reads, between one to five pages. He also lists out ways in
books by Indian authors that revolve around mindfulness, success and
which the theoretical practice can be utilised in practical terms.
beyond…
5. 'What the Heck do I do with My Life? How to Flourish in Our
1. 'Think Like a Monk': Train Your Mind for Peace and Purpose Every
Turbulent Times': by Ravi Venkatesan: In this book, author and
Day' by Jay Shetty: Instead of attending his college graduation
UNICEF's Special Representative for Young People and Innovation, Ravi
ceremony, Jay Shetty headed to India to become a monk. And he spent
Venkatesan directs people to live more “intentionally”. He directs his
three years in an ashram doing exactly that. When he returned to
gaze primarily at those hustling to make a name for themselves across
London, he reunited with old friends who were burning out from the
industries and tells them to not get caught up in the sway of the politics
stressors of their corporate jobs. Upon their invitation, he began to
of power, instead focussing their energies on making deliberate choices
coach them in lessons of mindfulness, purpose and well-being. In this
that will cement who they are and who they want to be.
book, Shetty draws on his time in the ashram and combines ancient
wisdom with modern experiences to advise readers on how to 6. 'Sulk or Seize: How to Seize Every Opportunity and Make the
overcome obstacles that come in the way of them tapping into their true Best of Your Life': by Rena Venugopal: In this book, Rena Venugopal
power and potential. He also offers tips on how to override negative lists out the characteristics of three types of individuals: Dream
thoughts to channel calm and a true sense of purpose. Walkers, Dream Talkers, and Dream Busters. Breaking down advice
collected from philosophers and industry leaders from across the
2. 'Why Should I Worry When I Can Face the World?': by Shibu Nair:
world into simple, consumable content, the book focuses on the power
In this fast-paced book modelled around his own experiences, Shibu
of positive affirmations.
Nair dedicates a chapter each to relatable problems that we all face like
anxiety, depression, fear and overthinking. But instead of adopting a 7. 'Pitch Perfect': by Srimoyi Bhattacharya: Part memoir, part-guide
preachy tone in his writing, the author simply shares the methods he and part self-help book, Pitch Perfect chronicles PR maven Srimoyi
employed to get through his lowest points—making readers feel seen Bhattacharya's journey to the top of the ladder. While the book can
and less isolated. function as a playbook for entrepreneurs for lessons in storytelling,
branding and PR, it also features as an inspiring self-help read for
3. 'The Magic Mindset: How to Find Your Happy Place' :by Preeti
anyone who comes across it. Bhattacharya is adamant about the fact
Shenoy: Bestselling author Preeti Shenoy keeps it real in this book
that it entails the many challenges she faced when she was just starting
when she says it isn't possible to always seek out the proverbial silver
off, and how she faced them head on, a feat that could provide referral to
lining. Sometimes tragedies happen, and it is what it is. The focus, she
a large chunk of her readers.
writes, should instead be on shifting the perspective from hopelessness
to hope, despondency to joy and cynicism to belief. To be resolute in the Smitha Kolleri
fact that change will come for the better, a conviction that will help alter HO: Audit
one's outlook towards life, help them improve their physical and mental

One should not abandon one’s duty– Ramesh Kumar Bung. 09

 AN INDIAN VILLAGE, MORE THAN 100 VARIETIES OF MANGOES
Some are as large as coconuts while others are as tiny as
gooseberries. Some have the pleasant sweetness of cane
sugar while others have the sharp tartness of tamarind.
Some are bright red, others sport a dull pistachio hue. This
is just a glimpse of the biodiversity of mango species found
in the tiny village of Kannapuram, located in India's
Kannur district in the southern state of Kerala. The
plethora of native mango varieties here is truly mind
boggling.
With 207 indigenous varieties and counting, it rains mangoes in
Kannapuram. In fact, Kuruvakkavu, a small area within Kannapuram,
boasts a whopping 102 varieties among 382 trees, growing on a plot of
just 300 square meters (3,230 square feet). On July 22, 2020—World
Mango Day—the Kerala State Biodiversity Board declared Kuruvakkavu
an Indigenous Mango Heritage Area. All this is thanks to the efforts of
about 20 local families, led by 42-year-old police officer Shyju Machathi.
A resident of Kannapuram, Machathi nurtured a love for mangoes even as
a child. Summer vacations meant climbing different mango trees,
collecting the fruits and distributing them among family and neighbours.
“During the mango season, eating, collecting, and distributing different
varieties was my hobby,” he says. “It was a time when mangoes were not
commercially available and we all ate whatever was available locally.”
Machathi's parents cultivate rice, but he has no formal background in
farming. His foray into mango variety conservation began in 2016, when
a friend alerted him that a 200-year-old mango tree bearing fruit of the
rare, sweet “Vellatha” variety was being cut down. “Even though I reached
there only the next day along with a friend from the agricultural
department, we were able to obtain close to 50 [cuttings] which we
grafted and propagated successfully,” says Machathi. Keeping just one for
himself, he distributed the cuttings among the community so people
could plant them and the variety could be preserved. Local news
channels covered his mango rescue operation, which further inspired
Machathi to identify and preserve other regional varieties.
The next year he collected and documented 36 indigenous mango
varieties and, with the support of friends and officials from the
agricultural department, organized an event highlighting the wealth of
the indigenous species in the area. It was the first of many mango events
to come and motivated locals to support Machathi in his efforts. “It was
05.06.1959 – 18.08.2022
10
indeed a surprise for us to discover so many varieties in
our own backyard,” says Jeyachandran, who has been
helping Machathi collect and document varieties. “The
best part is that each one has a unique taste and flavor.”
By 2020, and with the help of about 20 families, Machathi
had identified more than 100 varieties by analyzing
features such as color, taste, thickness of outer skin, fiber
content, pulp characteristics, and the shape of the leaves.
Before this, locals had no idea there were so many kinds of mangoes in
Kannapuram. The community identification project put the village on the
national mango map alongside states that produce mangoes
commercially, such as Uttar Pradesh and West Bengal. Every year, on the
first Sunday of May, Kannapuram now hosts a mango fest. Varieties of
mangoes and delectable dishes prepared from them are displayed,
dignitaries are invited, and discussions held.
Kothanda Raman
HO: Clearing
HARD
01. Marriage is hard. Divorce is hard.
Choose your hard.
02. Obesity is hard. Being fit is hard.
Choose your hard.
03. Being in debt is hard. Being financially
disciplined is hard.
Choose your hard.
04. Communication is hard. Not communicating is
hard.
Choose your hard.
05. Life will never be easy. It will always be hard.
But we can choose our hard.
PICK WISELY.
P. Sai Deepthi
HO: Forex
Sri Thakur Roop Singh, Emp. No: 1512, Shroff, breathed his
last and reached the Heavenly Abode on 18th August, 2022.
He joined the Bank on 18.07.1984, elevated as Bill Collector
and Shroff and after serving the organisation for more than
33 years, he retired from the services on 30.06.2017. Later,
he joined the services of the Bank again on 19.08.2017 in
Estates Department. Dedicated and sincere worker, Sri
Roop Singh contributed much for the construction of new
building of Corporate Office.
Management of the Bank and Editorial Team of Hamara
Prayas express deep condolences at the sudden demise of
Sri Roop Singh and pray the Almighty that His Soul may rest
in peace and give sufficient strength to bear with the
irreparable loss of him to the bereaved family.
Virtues are conducive to self knowledge– Ramesh Kumar Bung.
DO
DO YOU
YOU KNOW ?
01. We blink our eyelids 84000000 times in a year.
02. Roosevelt's pet animal in his house was a bear.
03. Puffer fish are the most poisonous fish in the world. With its poison,
we can kill 30 people.
04. In olden days, Egyptians used to worship 1400 gods.
05. The first country which released a postal stamp is Britain.
06. A certain portion of White House in USA was built by slaves.
07. It is prohibited in China to produce Time Travel movies.
08. It takes 8 minutes and 20 seconds for the rays from the Sun to reach
earth.
09. Australia is famous for red coloured Bananas.
10. There would be 200 times more bacteria on the keyboard than that
of toilet seat.
11. The lifespan of Dolphin is 17 years.
12. Even Abraham Lincoln's dog was also murdered.
13. In France, highest people face depression.
14. Daily 30000 websites are being hacked.
15. It requires 27000 trees to be felled for making toilet papers in a
single day.
16. The name of the river in Australia is 'Never Never River'.
17. People who eat fondly the hotdogs are not really sandwiches.
HOW TO HOST THE PERFECT PLASTIC-FREE PICNIC
Wood and plastic do not belong in our mouths period. Metal utensils –
whether spoon, fork, or chopstick – are the only objects I'm happy to eat
with. For this reason, I was never the one bringing pasta salads to picnics.
And let's not get started on disposable plates. They too have no place in
our world. Apart from the toll they take on the environment, they also
simply make the world uglier. But despite these self-imposed
restrictions, I still very much love picnics. And at the heart of any good
picnic is the perfect picnic food: the sandwich. The sandwich is the most
democratic food on earth; it is the universal equaliser.
I once read a recipe for “rose petal sandwiches” in a book titled The
Gentle Art of Cookery by Mrs CF Leyel and Olga Hartley from 1921. The
recipe is made using “bright-pink Damask or old-fashioned roses”
layered in bread with unsalted butter. Although I've never made a rose
sandwich, the idea of it sounds very romantic. What I have eaten a lot of
are stewed bean sandwiches. Known as “ful” sandwiches in Egypt, where
I come from, they are served in pitta bread with a thick, stewed broad-
bean filling. Ful sandwiches are most common for breakfast, but also
eaten throughout the day. The idea of carbs-on-carbs may sound odd to
some, but I will always reach for a bean sandwich or a potato sandwich
when presented with the luxury.
Possibly even more important than what goes in the sandwich is the
bread. Which brings me to the first (and arguably) most important
principle of sandwich making. Good bread makes a good sandwich. Bad
bread… should be used for something other than sandwiches. The bread
is a vehicle for the filling, and if your vehicle is old and unpleasant, the
ride won't be as good. And the simpler the sandwich, the more important
the bread. Use any kind of bread that you see suitable, as long as it is good.
The same is to be said about most cooking. Instead of being dead set on
cooking a particular food before going to the market, make the trip, and
Begin and think rightly– Ramesh Kumar Bung.
18. An average American woman wears 14 jean pants.
19. The horse shoe crab has eyes all over its body.
20. It is believed that if you eat cheese, you will not get nightmares.
21. At the Eifel Tower, it is prohibited to sell its photographs during
nights.
22. Apples can be stored under a controlled temperature for a period of
10 months.
23. Picasso is a suspect in stealing of Monalisa painting.
24. Unicorn is the national animal of Scotland.
25. When you listen to music, your brain releases dopamine and causes
you pleasure.
26. The cost of Belgium pigeon Armando costs Rs. 11 Crore.
27. Barrack Obama is the only American President who won Grammy
Award twice.
28. Each of the Dutch police cars contains teddy bear invariably.
29. Snakes can anticipate earthquakes.
30. If the body temperature of butterflies falls below 80 degrees, they
cannot fly.
P. Venugopal Reddy
HO: Credit
then decide what actually looks good. The uncertainty may sound
stressful to some, but the more you do this the more you'll get
comfortable, and ultimately the better cook you will become.
Once you've decided on what bread to use, either butter or add olive oil
and then add the filling. I often find sandwiches to be overstuffed. Too
much filling jammed in between two pieces of bread that can hardly hold
it together. Keep things light and don't overfill. Rule number four of
sandwich making is to salt the sandwich. A little coarse salt before closing
up the sandwich goes a long way. To me, a sandwich that is not salted feels
incomplete. Finally, avoid sogginess by adding any wet ingredients, and
the salt, at the very last minute. I also like to bring boiled eggs as they're
the perfect portable snack. I wrap them in Gohar World egg lace dresses.
Once my picnic food is sorted, I spend time thinking about the setting and
ambience. This may sound obvious, but pick a spot in your local park with
a view. I live half a block from Central Park in New York and have a
favourite area that overlooks a lake. As far as picnic blankets go, I use any
piece of fabric large enough to accommodate the guests. This can be a
tablecloth, a canvas drop cloth from the art supply shop, or even just a
large piece of fabric from the fabric shop. I also like to pack linen napkins.
Yes, you'll have to do a little washing at the end, but I think it adds a nice
touch. In keeping with the plastic-free picnic theme, I pack drinks served
in glass bottles. I also like to pick up a bunch of flowers. Why bring flowers
when you're sitting in a park, you ask? Well, because it feels a little
fabulous to have flowers not only surrounding you, but also as a part of
the picnic itself. Don't call me over the top. At least I'm not suggesting that
you pick Damask roses for a sandwich.
Gopal KD Sharma
HO: Clearing
11
 FULL LIST OF INDIA'S MEDAL WINNERS
AT COMMONWEALTH GAMES 2022
Commonwealth Games 2022: Here is the breakdown of India's gold,
silver and bronze medal winners from Birmingham CWG. India's
Commonwealth Games 2022 campaign ended on Monday with 61
medals - the fourth-best country in the standings in Birmingham. India
won 22 gold, 16 silver and 23 bronze medals to record its fifth-best medal
haul in CWG history. Here is a look at the full Indian medal winners list
from Commonwealth Games 2022:
Gold medal winners for India in Commonwealth Games 2022
Gold - PV Sindhu - Badminton Women's Singles
Gold - Lakshya Sen - Badminton Men's Singles
Gold - Nikhat Zareen - Boxing Women's Light Flyweight
Gold -Vinesh Phogat - Wrestling Women's Freestyle 53kg
Gold - Ravi Kumar Dahiya - Wrestling Men's Freestyle 57kg
Gold - Naveen - Wrestling Men's Freestyle 74kg
Gold - Sharath Kamal - Table Tennis men's singles
Gold - Nitu Ghanghas - Boxing Minimumweight
Gold - Amit Panghal - Boxing Flyweight
Gold - Bajrang Punia - Wrestling Men's Freestyle 65kg
Gold - Sakshi Malik - Wrestling Women's Freestyle 62kg
Gold - Deepak Punia - Wrestling Men's Freestyle 86kg
Gold - Mirabai Chanu - Weightlifting Women's 49kg
Gold - Jeremy Lalrinnunga - Weightlifting Men's 67kg
Gold - Achinta Sheuli - Weightlifting Men's 73kg
Gold - Lovely Choubey, Pinki, Nayanmoni Saikia, Rupa Rani Tirkey - Lawn
Bowls Women's Fours
Gold - Sharath Kamal, Sathiyan Gnanasekaran, Harmeet Desai, Sanil
Shetty - Table Tennis Men's Team
Gold - Sudhir - Para Powerlifting Men's Heavyweight
Gold - Bhavina Patel - Table Tennis Women's Singles Classes 3-5
Gold- Eldhose Paul- Men's Triple Jump
Gold - Sharath Kamal, Sreeja Akula - Table Tennis Mixed Team
Gold - Satwik Sairaj Rankireddi and Chirag Shetty - Badminton men's
doubles
PV Sindhu wins India's 200th gold medal in Commonwealth Games, full
list of gold winners for India in CWG history
Silver medal winners for India in Commonwealth Games 2022
Silver - Indian Women's Cricket Team
Silver - Anshu Malik - Wrestling Women's Freestyle 57kg
Silver - Murali Sreeshankar - Men's Long Jump
Silver - Kidambi Srikanth, Satwik Sairaj, Sumeeth Reddy, Lakshya Sen,
Chirag Shetty, Treesa Jolly, Aakarshi Kashyap, Ashwini Ponappa, Gayatri
KARMA
After Shri Krishna killed Kansa, he went to the jail to release Vasudev and
Devki, his mother and father. Devki mata asked eagerly, "Child, you are
God yourself, and you have divine powers; then, why did you wait
fourteen years to kill Kansa and release us"? Shri Krishna replied, ′′
Respected mother, forgive me. But why did you send me to the jungle for
fourteen years in my last birth?
Devki was very surprised and said, ′′ Krishna, how is this possible? Why
are you saying this?" Shri Krishna replied, ′′ Mother, you will not
remember anything about your previous birth. But you were Kaikayi in
12
Gopichand, PV Sindhu - Badminton Mixed Team
Silver - Sharath Kamal, G Sathiyan - Table Tennis Men's Doubles
Silver - Vikas Thakur - Weightlifting Men's 96kg
Silver - Shushila Devi Likmabam - Judo Women's 48kg
Silver - Bindyarani Devi - Weightlifting Women's 55kg
Silver - Tulika Maan - Judo Women's +78kg
Silver - Sanket Sargar - Weightlifting Men's 55kg
Silver - Avinash Sable - Men's 3000m Steeplechase
Silver - Priyanka Goswami - Women's 10km Race Walk
Silver - Dinesh Kumar, Chandan Kumar Singh, Sunil Bahadur, Navaneeth
Singh - Lawn Bowls Men's Fours
Silver- Abdullah Aboobacker - Men's Triple Jump
Silver - Sagar Ahlawat - Boxing Men's Super Heavyweight
Silver - Indian men's hockey team
Bronze medal winners for India in Commonwealth Games 2022
Bronze - Gururaja Poojary - Weightlifting Men's 61kg'
Bronze - Vijay Kumar Yadav - Judo Men's 60kg
Bronze - Harjinder Kaur - Weightlifting Women's 71kg
Bronze - Lovepreet Singh - Weightlifting Men's 109kg
Bronze - Saurav Ghosal - Squash Men's Singles
Bronze - Gurdeep Singh - Weightlifting Men's 109kg+
Bronze - Tejaswin Shankar - Men's High Jump
Bronze - Divya Kakran - Wrestling Women's 68kg
Bronze - Mohit Grewal - Wrestling Men's 125kg
Bronze- Jaismine- Boxing Women's Lightweight 60kg
Bronze - Pooja Gehlot - Wrestling Freestyle Women's 57=0kg
Bronze - Pooja Sihag - Wrestling Freestyle Women's 76kg
Bronze - Hussamuddin - Men's Boxing Featherweight
Bronze - Deepak Nehra - Wrestling Freestyle Men's 97kg
Bronze - Sonalben Patel - Para Table Tennis Women's Singles Classes 3-5
Bronze - Rohit Tokas - Boxing Men's Welterweight 67kg
Bronze - Indian Women's Hockey Team
Bronze- Sandeep Kumar- Men's 10,000m Race Walk
Bronze - Annu Rani - Women's Javelin Throw
Bronze - Saurav Ghosal and Dipika Palikkal - Squash Mixed Doubles
Bronze - Kidambi Srikanth - Badminton Men's Singles
Bronze - Gayathri Gopichand, Treesa Jolly - Badminton Women's Doubles
Bronze - G. Sathiyan - Table Tennis Men's Singles
G. Amarnath
HO : Estates
your last birth and your husband was Dashrath". Devki was very
surprised and asked curiously, ′′ Then, who is Kausalya now?"
Shri Krishna replied, ′′ Mother Yashoda. The fourteen years of mother's
love that she was deprived of in her last life, she got it in this life ′′
Everyone has to bear the fruits of their karma, even the gods cannot
escape from it. Keep an eye on what karma you want accumulate.
Sandhya Rani Patnaik
HO: F&A
A pure heart is man’s only passport– Ramesh Kumar Bung.
 PERFORMING GANESH POOJA AT HEAD OFFICE
Sri Ramesh Kumar Bung, Chairman, Sri Brijgopal Asawa, CA Murali Manohar Palod, Sri Ramakant Inani,
CS Suman Heda, Directors paying obeisance to Lord Ganesh installed at our Head Office.
ARE WE HEADING FOR A DIGITAL AMNESIA EPIDEMIC?
Scientists are saying that our dependence on smartphones to remember
important information could be harming our memories. Whether you like
it or not, smartphones are irrevocably part of our lives. For many of us, they
bookend our days, as we wake in the morning to the tinny chime of an i-
Phone alarm and drift off at night after numbing our brains with TikTok.
And as for our waking hours: Gen Z has a staggering average screen-time of
7 hours and 20 minutes a day.
To be fair, not all of this time is spent doom-scrolling or perusing niche
meme accounts – much of it is spent doing ‘practical’ things, like jotting
down notes or reminders. According to a survey, 91% of people use the
internet “as an extension of their brains”, with 21% relying on their
memories alone to remember information.
Treating our phones as such is wreaking havoc with our ability to recall
information. you would be a total mess without your phone: your Notes
app is a chaotic miscellany of lists – groceries, birthday present ideas,
things you need to do – while your camera roll is littered with screenshots
of articles you want to read and recipes you want to try. Your sense of
direction is also totally nonexistent, lying dormant in an entirely
unexercised part of your brain which has always outsourced its work to
Google Maps or Citymapper.
You rely on your phone to remember things, from the timings of your work
shifts to the passwords. If you have changed a password and you haven't
written it down in your notes app, there's no way you are going to
remember what it is. We say, “My phone definitely helps me remember
things, but I do feel that social media usage has impacted my memory.
When I’m on social media I'm just constantly consuming content and news
and information all the time. It’s like my brain is full.” You are not alone:
research affirms that excessive mobile phone use can lead to memory loss.
There is evidence that some aspects of short-term memory can be harmed
and others helped by using your phone as a memory device. For example, if
you store something like a shopping list in your phone and it then runs out
of battery, you will probably find that you remember it less well than if you
had relied on your own memory all along. On the other hand, your memory
for other things will probably be improved if you do not spend all your time
thinking about the shopping list.
Arguably, ‘outsourcing’ our memories isn’t really anything especially new.
We’ve been creating tangible reminders for centuries: Leonardo da Vinci
wrote to-do lists, Samuel Pepys wrote a diary, Victorians took photographs
with their deceased loved ones to honour their memory. So is this just talk
of phones rotting our brains just another moral panic that is grossly
exaggerating the issue at hand? People have worried about ‘outsourcing’
the task of remembering for almost as long as we have had the
technologies. For example, over 2,000 years ago Socrates warned that
writing things down might make people forgetful. These fears are greatly
overstated.
Some very strange effects have been claimed, for example, the idea that
simply having your phone visible in front of you can harm your memory or
even reduce your IQ. These studies have tended to be quite limited, and
more recent evidence has failed to back up their conclusions. So this
Fight with the mind with the sword of wisdom– Ramesh Kumar Bung.
evidence needs to be treated with scepticism too. People have worried
about ‘outsourcing’ the task of remembering for almost as long as we have
had the technologies over 2,000 years ago Socrates warned that writing
things down might make people forgetful.
It’s certainly true that phones can cause distraction, so they definitely can
impact cognitive function in this respect. But there is no clear evidence that
phones cause long-term cognitive harm. Claims like this tend to be based
on low-quality evidence which fails to establish a true effect. It’s a central
part of being human that we use tools to enhance our abilities – this
includes both physical and mental tools. If we were forced to rely on
nothing but our brains and bodies, our abilities would be greatly limited.
It’s evident that many of us are taking advantage of tech to record the
minutiae of our lives. Take the rising popularity of apps like BeReal and 1
Second Everyday (1SE), which allow users to create visual diaries, or the
‘memories’ or ‘archive’ features on Instagram, Snapchat, and Facebook.
Sometimes these are unwelcome reminders – if you’re feeling lonely it’s
doubtful you want to see a reminder that 365 days ago you were sharing a
sushi platter with your ex. Sometimes we live vicariously through our past
selves, reposting ‘on this day’ pictures from our archives when our present
lives are less exciting.
There’s no way anyone would be able to recall at will what they were doing
on any given day from the past ten years using sheer brain power – a quick
glance at my own Instagram archive tells me that on this day last year, a
new leaf unfurled on my cheese plant, a small detail I would have otherwise
forgotten – so why shouldn’t we make the most of this?. We uses social
media as a way of documenting our media diet. We use apps like Goodreads
and Letterboxd and TV Time to keep track of what we want to consume and
what we have consumed. We believe we’re all more inclined to
commemorate the little things as a result of the pandemic, as witnessed in
the rise of ‘casual’ posting on apps like BeReal and mundane photo dumps
on Instagram.
We suddenly couldn’t have access to life events like weddings and
graduations. We needed to find another way to make sense of our lives. Our
society is built around linear growth and milestone achievements, and we
make sense of this through the material and the visual. Without either,
there’s very little way to commemorate existential changes. Even though
we’re now out of lockdown, many of us are still finding it hard to make
sense of time passing – a 2021 survey by memory researcher Catherine
Loveday found that 80 per cent of participants felt that their memory is
worse now than before the pandemic.
Evidently, it’s not as simple as saying ‘phones are rotting our brains’. As Dr
Gilbert points out, we’ve been using tools to help us remember things since
time immemorial, and most of us can agree it’s fun to scroll through
archives and remind ourselves of happy times. That said: if you feel like
your attention is being pulled in a thousand different directions – or, as Ella
says, like your “brain is full” – it might be best to put your phone down for a
bit and try to focus on the here and now.
Ramesh Kumar Bung
13
PANCHATANTRA
THE STORY OF JACKAL, LION, LEOPARD AND THE TIGER
In a certain part of the jungle, there lived a jackal by the name of
Mahachaturaka. One day, he came across a dead elephant. He went
round and round him, trying to tear the elephant's thick skin but he
could not. Meanwhile, a lion, who was wandering about here and
there, arrived on the scene. When the jackal saw the lion approaching,
he bowed himself low on the ground, joined his paws in obeisance
and said very humbly, 'Your Majesty! I am keeping watch over this
elephant for you. Now that you have come, please be good enough to
eat him'.
When the lion saw the jackal behaving so humbly, he said, 'Thank you
very much, but I never eat a prey that has been killed by someone else.
And so, I shall make you a present of this dead elephant'. The jackal
said, 'It is very proper on the master's part to treat his servants so'.
After the lion had left, a leopard arrived on the scene. When the jackal
saw him, he thought to himself, 'I got rid of the wicked lion by bowing
humbly before him, but how shall I manage this one? He is extremely
brave, so I cannot handle him except by cunning'.
With this, the jackal raised his shoulders proudly and said
condescendingly to the leopard, 'Uncle! Why have you ventured into
the jaws of death? The lion killed this elephant, appointed me to
watch over him and is now gone to wash himself in the river. When he
left, he said to me, 'If any leopard turns up, come to me quietly and
inform me, I shall then see that this jungle is wiped out of all leopards.
For once, one of them polluted my kill of an animal and I have been
very angry with leopards ever since'. When the leopard heard this, he
was frightened and he said, 'Nephew! Please save my life! Don't tell
the lion that I have been here'. And with these words, he bolted.
01. Tunku: I could not find such a mad lady like my wife in this
world. Friend: What happened? Tunku: Yesterday, while she was
walking on the road on the way home, she found a necklace on the
street worth some lakhs of rupees but did not lift and brought
home. Friend: Perhaps she did not want to take it as it belongs to
someone. Tunku: The same I asked her. She told me that she did not
like its design.
02. Friend: How do you want to be born in your next birth? Tunku: I
wish to be born as a cockroach or a like a lizard. Friend: What a third
rate wish you have? Tunku: Except for a cockroach or a lizard, my
wife is not afraid of anybody. I want to threaten her in those forms.
03. Tunku: My Lord, why girls are beautiful and modest and wives
are nasty and arrogant? God: I create only girls; you made them as
your wives.
04. Tunku: Vani, you look very beautiful after consuming drinks.
Vani: I never had drinks. Tunku: Not you, while I drink you look
smart.
05. Wife: When you say that marrying is an error, why did you
marry me? Tunku: We lift phone when it rings; then only we will
know whether it is wrong number or not.
14
When the leopard had left, a tiger arrived on the scene. When the
jackal saw him, he started thinking, 'He has very strong sharp teeth. I
will make him tear open the elephant's hide'. With this in mind, he
said to the tiger, 'Nephew! How is that I see you after such a long time?
And you look starved. Be my guest. This elephant has been killed by a
lion and he ordered me to keep watch over him. But until he returns,
eat as much as you can and then leave quickly'. The tiger said, 'If that
is the case, I don't want anything to do with it, for the lion may kill me.
And so, I am leaving'.
The jackal said, 'You coward! Eat and don't worry about it. I will tell
you when the lion is coming back, while he is still quite a long way off'.
The tiger was taken in by the jackal's cunning talk. But hardly had he
cut through the elephant's hide and taken a few mouthfuls, when the
jackal shouted, 'Stop! You had better run, nephew! The lion is
coming'. As soon as the tiger heard this, he took to his heels. The
jackal had just started feeding on the flesh, through the opening made
by the tiger, when another jackal arrived on the scene, looking very
angry. Guessing that his own strength matched this newcomer's,
Mahachaturaka recited himself the following verse:
“Bow before the great, Pit two brave opponents against each other,
Give small presents to the mean, And fight with the equally powerful”.
He fought the other jackal, bit him with his sharp teeth and chased
him away. And he enjoyed the elephant's flesh all to himself for a long,
long time.
T. Gangadhar Rao
Head Office
06. Friend: Tell me some domestic medical treatment to prevent
Carona. Tunku: Collect mustard and poppy seeds equally of 100
grams each, mix them and pour them in a plate. Then sit in a room
and separate them one by one by not coming out of the room. You
will not get Covid at all.
07. Wife: Dear, please take me home. Tunku: I thought would enjoy
at your mother's place at least for a month. How come you are
thinking of coming back so soon? Wife: It is true. But I am not
getting any enjoyment by fighting with my parents, sister and
brother as I used to get fun by fighting with you.
08. Madam Margaret: Children, today's online class is over. Please
ask me doubts if anybody has got. Tunku: When you were teaching
the lesson, a person was sweeping your house with broomstick. Is
he your husband?
09. Wife: You used to take me for picnics, movies and to other places
for enjoyment before our marriage. After wedding you have
stopped everything. Why? Husband Tunku: Mad Lady, whether
anybody canvass after elections are over?
10. Girl: Dear brother, the Pani Poori prepared by you nowadays is
very tasty than before. What is the secret? Tunku: I am mixing as
usual madam. However, I have started washing my hands after
Carona.
Saritha Joshi
Begum Bazar Branch
Life is a big struggle; face the difficulties bravely– Ramesh Kumar Bung.
 RUCHIRA KAMBOJ BECOMES THE FIRST WOMAN TO TAKE
OVER AS INDIA'S PERMANENT REPRESENTATIVE TO THE UN
On 2nd August, 2022, Ruchira Kamboj took over as
India's Permanent Representative to the UN—the first
woman to hold the position— after presenting her
credentials to Secretary-General Antonio Guterres.
Earlier she tweeted: "It is my deepest honour to serve my
country in this new position". Kamboj will take her seat at
the Security Council, where India is an elected member, at
a time of heightened international tensions following the
Russian invasion of Ukraine, with the body hobbled by
permanent members' veto powers.
As the Indian envoy, she will have to deal with the intense
pressure the country is facing from all sides over its independent
stand on Ukraine, neither backing Russia nor unequivocally
condemning it and having to frequently reiterate the position in
speeches and votes at the UN. Kamboj is scheduled to preside over the
Security Council in December. On Security Council reforms, an
important issue for India, she has particular expertise, having been a
member of the team of G4 made up of India, Brazil, Germany and
Japan that work together on expanding the Council's permanent
THE EIGHTH DAY WAR
When 8th day dawned, Bhishma arrayed his army in tortoise formation.
Yudhishtira said to Drishtadyumna: 'See there, the enemy is in Koorma
Vyooha. You have to answer at once with a formation that can break it'.
Drishtadyumna immediately proceeded to his task. The Pandava forces
were arrayed in a three-pronged formation. Bhima was at the head of one
prong, Satyaki of another, and Yudhishtira at the crest of the middle
division. Our ancestors have developed the science of war well. It was not
reduced to writing but was preserved tradition in the families of
Kshatriyas. Armour and tactics were employed suitably to meet the
weapons of offence and the tactics which the enemy used in those days.
The Kurukshetra battle was fought some thousands of years ago. Reading
the story of the battle in Mahabharata, we should not, having the practice
and incidents of modern warfare in mind, reject Mahabharata narrative
as mere myth with no relation to fact. We must be prepared for very
strange things in the procedure and events of a period so long back as that
of the Mahabharata war.
Bhima killed eight of Dhritarashtra's sons early in the battle that day.
Duryodhana's heart quailed before this. It seemed to his friends as if
Bhima would complete his revenge this very day, even as he swore in the
assembly hall, where the great outrage was enacted. Arjuna had a great
bereavement in this day's battle. His dear son Iravanta was killed. This
son of Arjuna by his Naga wife had come and joined the Pandava forces at
Kurukshetra. Duryodhan sent his friend, the rakshasa Alambasa to
oppose the Naga warrior. Iravanta was slain after a fierce fight. When
Arjuna heard this, he broke down completely. Said he turning to
Vasudeva: 'Vidura had indeed told us plainly that both sides would be
plunged in grief unbearable. What are we doing all this wretched
destruction upon one another for? Just for the sake of property. After all
Be as you are – imitate not– Ramesh Kumar Bung.
membership.
Kamboj brings to the UN a wide range of experience with
multilateral organisations, including stints as a
Counsellor at India's mission in New York, Permanent
Representative to the UNESCO in Paris, and deputy head
of the Office of the Commonwealth Secretary-General in
London. An Indian Foreign Service officer of the 1987
batch, she was Ambassador to Bhutan before assuming
her new role. Earlier, she had been the High
Commissioner in South Africa and was also the chief of
protocol. She succeeds T.S. Tirumurti, who has retired
from the foreign service.
After 21 Indian representatives at the UN, she is the first woman to be
the permanent representative. However, Jawaharlal Nehru's sister
Vijaya Lakshmi Pandit had twice been designated the chief delegate
to the General Assembly.
P. Vengopal Rao
HO: Estates
this killing, what joy are we or they likely to find in the end? O Krishna, I
now see why the far-seeing Yudhishtira said he would be content if
Duryodhana would give five villages to us. Keeping everything else to
himself and he would not resort to fighting if that were agreed to.
Duryodhana in his obstinate folly refused to give even these five villages
and so, these great sins have to be committed on both sides. I continue
fighting only because men would otherwise think me a coward, who
could submit tamely to wrong. When I see the dead warriors lying on the
field, my heart is filled with unbearable anguish. Oh, how wicked we are
to carry on in this miserable, sinful way!'
Seeing Iravanta killed, Ghatotkacha uttered a loud war-cry which made
all the assembled soldiers tremble, and with his division, fell upon the
Kaurava army ferociously. So great was the destruction he wrought that
at many points the Kaurava formation was broken. Seeing this,
Duryodhana personally led an attack on Bhima's son. The king of Vanga
joined Duryodhana with his elephants. Duryodhana fought most bravely
on the eight day of the battle. He killed a great number of warriors on
Ghatotkacha's side. Ghatotkacha hurled a javelin which would have
ended Duryodhana's career but for the Vanga chief 's prompt
intervention with one of his elephants. The missile hit the beast which fell
dead and Duryodhana was saved.
Bhishma was anxious about Duryodhana and sent a large force under
Drona to support the Kaurava prince. Many were the veterans who were
in the force that attacked Ghatotkacha. So tumultuous and fierce was the
fight at this sector of the battle that Yudhishtira feared for Ghatotkacha's
safety and sent Bhima in his aid. There the battle became even fiercer
than before. Sixteen of Duryodhana's brothers perished on this day.
A.V. Rama Rao
15
BANK CONDUCTS WORKSHOP ON SARFAESI AT HEAD OFFICE

Sri Ramesh Kumar Bung, Chairman, Sri Raghurama Shetty, MD & CEO (I/C) and the executives
inaugurating the workshop conducted on SARFEASI at our Staff College.

Sometimes, when you don't get We are created for unique

what you want when you want, destinations. It seems we are in one
it might turn out to be race but each one's direction and
your greatest turning point. finishing line is uniquely different.

Ramesh Kumar Bung Raghurama Shetty

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