This agreement is a sample only and does not endow the parties to the agreement with any rights

or obligations

ASSIGNMENT AGREEMENT

Part 1

PRINCIPAL CONDITIONS

1. Parties:
ESKETIT PLATFORM LIMITED, the company incorporated in the Republic of Ireland, registration number:
673443, legal address at 77 Lower Camden Street, Dublin D02 XE80, Ireland

Al Hajj Mohammad Saleem 2 Complex 45, Husni Soubar street, Al Bayader, Amman, Jordan, Registration
number 58384.

ALI FARAZ, Alte Glockengießerei 4, , DE.

2. Investor’s User ID number: INV-606349

3. Number of the Loan Agreement: 517415666
4. Composition of the Claim:
a. Principal amount of the purchased Claim: 10.00
b. Interest: 14.0% per annum
5. Loan maturity date: 22/09/2022
6. Claim Price: 10.00
7. Buyback obligation: Yes

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 Part 2

GENERAL CONDITIONS

1. DEFINITIONS

Agreement a distance agreement concluded between the User of the Platform

(www.esketit.com) and ESKETIT, which sets out terms and conditions of using
the Platform.

Assignment Agreement (this an agreement concluded between the Lender as assignor, the Investor as
agreement) the assignee and ESKETIT, pursuant to which the Lender transfers the Claim
to the Investor.

Borrower a natural person or legal entity, with whom the Lender has concluded the
Loan Agreement, and that has received the Loan.

Business Day any day, excluding Saturdays, Sundays and public holidays in Ireland.

Claim the Lender’s claim against the Borrower arising out of the Loan Agreement,
in full or a certain part of such claim as indicated in the Principal Conditions,
which is to be acquired by the Investor by this Assignment Agreement. The
Claim consists of the outstanding principal amount of the Loan and the
Interest for the use of the Loan, as specified in the Principal Terms of the
Assignment Agreement.

Claim Administration a set of activities carried out by ESKETIT in relation with selling of the Claim,
transferring of funds received from the Borrower to the Investor and other
actions described on the Platform and Section 8 of this Assignment
Agreement.

Claim Price a remuneration that the Investor pays to the Lender in return of transferring
the Claim.

Creditor a natural person or a legal entity that has a claim against the Borrower under
the Loan Agreement, in whole or in any part thereof, acquired either on the
basis of the Loan Agreement or the Assignment Agreement.

General Conditions Part II of the Assignment Agreement.

Interest predetermined remuneration for the purchased Claim or its part against the
Borrower, resulting from the Loan Agreement and specified in Principal
Conditions of the Assignment Agreement. The Interest shall not be
connected with the interest rate under the Loan Agreement and is
determined separately. An amount of the Interest shall be paid to Investor in
accordance with the terms and conditions of the Assignment Agreement.

Investor the user of the Platform, who has purchased the Claim from the Lender
pursuant to the Assignment Agreement.

Lender a legal entity that has granted a Loan to the Borrower in accordance with the
Loan Agreement and assigns the Claim to the Investor pursuant to the
Assignment Agreement.

Loan the funds issued by the Lender to the Borrower in accordance with the Loan
Agreement.

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Loan Agreement the agreement concluded between the Borrower and the Lender regarding
the issue of the Loan to the Borrower.

Parties ESKETIT, Investor and Lender.

Platform an internet website with the domain address www.esketit.com, which

operates as an online marketplace where its Users can invest in Loans issued
by the Lender by purchasing their Claim against the Borrower.

ESKETIT ESKETIT PLATFORM LIMITED, the company incorporated in the Republic of

Ireland, registration number: 673443, legal address: at 77 Lower Camden
Street, Dublin D02 XE80, Ireland.

Principal Conditions Part I of the Assignment Agreement.

Third Person any natural person or a legal entity which is not a party to the Assignment
Agreement

User Profile Investor’s personal site on the Platform (website) automatically created upon
the registration on the Platform and which is available for the Investor by
logging into it using Investor’s e-mail and password.

User a person registered on the Platform as its user, including the Investor

2. SUBJECT OF THE AGREEMENT

2.1. Pursuant to terms and conditions of this Assignment Agreement, the Lender hereby assigns to the Investor,
and the Investor accepts the Lender’s Claim against the Borrower arising from the Loan Agreement.

2.2. In return for the assignment of the Claim, the Investor pays to the Lender the Claim Price via the Platform in
accordance with the terms of this Assignment Agreement.

2.3. As a result of executing this Assignment Agreement the Investor shall have the Claim against the Borrower.

3. SCOPE OF THE ASSIGNMENT AND CONCLUSION OF THE ASSIGNMENT AGREEMENT

3.1. The Claim against the Borrower shall be transferred to the Investor only to the extent as agreed between the
Parties and set forth in the Principal Conditions of this Assignment Agreement.

3.2. In case the Investor purchases only a certain portion of the Lender’s claim against the Borrower arising out of
the Loan Agreement, the Investor hereby confirms that the Investor is aware of and agrees to the following:

3.2.1. the Claim does not contain all of the claims in full against the Borrower arising out of the Loan Agreement;

3.2.2. the Investor is not the only Creditor, and all the payments received from the Borrower are distributed
among all the Creditors in proportion with amounts of their claims against the Borrower.

3.3. By this Assignment Agreement, the Investor does not undertake any obligations towards the Borrower, which
may possibly arise from the Loan Agreement.

3.4. The Assignment Agreement is deemed to be concluded and enters into force when the Investor has
confirmed the purchase of the Claim via its User Profile on the Platform, and the funds for the payment of Claim
Price have been transferred from the Investor to the Lender.

3.5. If the Investor is using the Auto Invest function, the Investor has authorized ESKETIT to conclude assignment
agreements for purchasing claims that meet the criteria preset by the Investor. In that case the Assignment
Agreement is concluded subject to availability of claims that meet the pre-set criteria, however the Assignment
Agreement is deemed to be concluded at the moment when the Claim Price has been transferred from the

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Investor to the respective Lender.

3.6. The Claim is assigned from the Lender to the Investor at the moment when the Claim Price has been
transferred from the Investor to the Lender.

3.7. The Interest, which is calculated to the Borrower and still outstanding at the moment of assignment shall not
be transferred from the Lender to the Investor by the assignment of the Claim. For the avoidance of doubt, only
the Interest calculated as from the moment of the assignment of the Claim shall be transferred from the Lender
to the Investor.

3.8. The Lender hereby confirms that the Loan has been granted to the Borrower on the basis of the Loan
Agreement and the Borrower has received it.

3.9. The Investor hereby confirms that the Investor has reviewed, understands and agrees with the terms and
conditions of the Loan Agreement supporting the Claim. The terms and conditions of the Loan Agreement are
made available to the Investor for review on the Platform. The investor hereby waives any claims against the
Lender or ESKETIT in this regard.

4. PROCEDURE FOR PAYMENT OF THE CLAIM PRICE

4.1. For the purchase of the Claim the Investor shall pay to the Lender the Claim Price in the amount specified in
the Principal Conditions of the Assignment Agreement.

4.2. The Investor makes a payment of the Claim Price to the Lender after confirming the purchase of the Claim
following the procedure specified in the Agreement. By such confirmation the Investor authorizes ESKETIT to
carry out the payment of the Claim Price pursuant to Clause 5.8.1. of the Assignment Agreement.

4.3. If the Investor is using the Auto Invest function, by enabling the Auto Invest function the Investor has
authorized ESKETIT to conclude the Assignment Agreements and to carry out the transfer of funds necessary for
payment of Claim Price from the Investor’s User Profile balance to the Lender pursuant to the Assignment
Agreements.

4.4. The payment of the Claim Price is deemed to be made when ESKETIT has reduced the balance of the
Investor’s User Profile by the Claim Price.

5. AUTHORIZATION

5.1. By concluding this Assignment Agreement, the Investor provides authorization to the Lender as the fiduciary
agent to carry out the following actions:

5.1.1. to manage the Claim in the interest and for the benefit of the Investor, but in its own name, as well as to
use the rights, power and freedom of action on behalf of the Investor assigned to it pursuant to this Assignment
Agreement;

5.1.2. the Lender shall continue to exercise its rights and fulfil its obligations arising out of the Loan Agreement,
and act as a lender (fiduciary) in respect of the Borrower;

5.1.3. to manage the Claim in all aspects and to take all actions required relating to the repayment of the Loan
and fulfilment of the Loan Agreement until the Loan is repaid and the Claim is discharged in full;

5.1.4. to make amendments to the Loan Agreement and/or to enter in supplemental agreements of the Loan
Agreement, at its own discretion and without prior coordination with the Investor, always provided that such
amendments or supplementations are made by taking into account the interests of and for the benefit of the
Investor;

5.1.5. to settle all the matters and take all necessary steps for recovering the Claim, which includes but is not
limited to taking extrajudicial actions with the purpose of recovering the Claim, including preparation and
sending of all kinds of claims, warning letters, applications, explanations, and other correspondence, to represent

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in all and any public authorities and institutions, all courts wherever it proves to be necessary for the purpose of
recovering the Claim and all the associated ancillary claims, with all the rights, which are stipulated for the parties
by the civil and/or criminal procedure law in the respective country where the Claim collection takes place,
including, but not limited to - to give explanations, submit claims, counterclaims, applications, waive claims and
applications, present evidence and explanations, appeal against court decisions and judgments, submit executive
documentation for recovery, submit to and receive from all and any institutions applications, inquiries, requests,
decisions, opinions, to make all necessary payments, as well as due to the above-mentioned complete all the
necessary formalities associated with the execution of the given authorization.

5.2. The Investor hereby confirms that the Investor is aware of and agrees that the afore-mentioned
authorization to the Lender shall be valid throughout the duration of the Assignment Agreement and the actions
of the Lender are binding on the Investor.

5.3. Since the Investor has authorized the Lender to act as a fiduciary agent, the Parties hereby agree that they
shall not inform the Borrower of the conclusion of the Assignment Agreement.

5.4. During the validity of the Assignment Agreement, when exercising the authority granted by the Investor, the
Lender undertakes to act with utmost care and in the interests of the Investor.

5.5. The authorization to the Lender included herein is given with the rights of further authorization, and such
authorization shall also apply to any of the Lender’s employees and authorized representatives.

5.6. The Lender shall be entitled to, and the Investor irrevocably authorizes the Lender to delegate the debt
collection process in respect of the recovery of the Claim to any third party at the Lender’s discretion.

5.7. The Parties hereby agree that until the Claim is discharged in full, the Investor will not revoke the
authorization granted to the Lender by this Assignment Agreement. If the Investor fully or partially recalls the
authorization to the Lender specified in this Assignment Agreement, the Lender is entitled to exercise the re-
purchase rights of the Claim pursuant to Section 10. of the General Conditions. The Investor undertakes not to
inform the Borrower on the fact of assignment of the Claim and not to contact the Borrower directly even in case
if the Investor fully or partially recalls the authorization included in the Assignment Agreement.

5.8. By concluding this Assignment Agreement, the Investor provides authorization to ESKETIT to carry out the
following actions:

5.8.1. to carry out the payment of the Claim Price by deducting the Claim Price from the Investor’s User Profile
balance on the Platform and transferring the respective amount to the Lender;

5.8.2. to distribute the funds received from the Borrower for settling obligations under the Loan Agreement
among all the Creditors, who at the moment of receipt of funds have an effective claim right against the Borrower
arising out of the Loan Agreement, and to reflect the funds received by the Investor in its User Profile balance on
the Platform.

6. RIGHTS AND OBLIGATIONS OF THE LENDER

6.1. The Lender confirms that the Lender has not alienated, pledged to Third Persons or otherwise encumbered
the Claim transferred to the Investor.

6.2. The Lender shall notify the Investor of any circumstances, which affect or could affect the Lender's
performance of the Assignment Agreement.

6.3. Unless otherwise prescribed by this Assignment Agreement, the Lender shall be liable neither to the Investor
nor any successors or heirs of its liabilities and rights, nor to any other third party in the event the Borrower fails
to complete the Loan Agreement in full or any part thereof, and the Claim is not repaid and discharged.

6.4. In case the BuyBack Obligation is applicable and the Borrower is in delay with repayment of the Loan for
more than 60 (sixty) calendar days, as well as in the event where the Lender has extended the Loan repayment
period under the Loan Agreement, provided that the Loan Agreement has been prolonged for a period of at least

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60 (sixty) calendar days and the Borrower has not repaid the Loan during this term, the Lender shall have an
obligation to redeem the Claim in accordance with Section 9 of the Assignment Agreement (BuyBack Obligation).

6.5. Whether or not BuyBack Obligation applies is specified on the Platform and depends on the terms and
conditions of the agreement entered into between the Lender and ESKETIT.

7. RIGHTS AND OBLIGATIONS OF THE INVESTOR

7.1. The Investor confirms that it has familiarized itself with the Agreement and the terms and conditions of the
Assignment Agreement, understands the rights and obligations arising thereof and confirms that the terms and
conditions thereof conform to the will of the Investor.

7.2. The Investor hereby confirms that the contractual rights and obligations arising from the Assignment
Agreement are clear to the Investor and the Investor fully comprehends them, and the terms and conditions of
the Assignment Agreement meet the will of the Investor.

7.3. The Investor hereby confirms that at the moment of conclusion of the Assignment Agreement he/she is in full
capacity to act and is not under influence of alcohol, drugs and/or psychotropic or other intoxicating substances.

7.4. The Investor is not entitled to transfer the Claim to any other Investor or Third Person other than via the use
of the Platform, as well as to pledge or otherwise encumber the Claim and any claims arising from this
Assignment Agreement.

7.5. The Investor is informed and agrees that neither ESKETIT nor the Lender shall be liable for the Borrower
fulfilling its obligations under the Loan Agreement.

7.6. The Investor during the validity period of the Assignment Agreement shall not contact the Borrower directly
in respect of the concluded Assignment Agreement and assigned Claim, including shall not visit the Borrower at
its place of residence or business location, nor communicate with it using messenger applications or social
media, nor request from the Borrower any payments without mediation of the Lender, nor make any claims
against the Borrower and not initiate any claims in court or a court of arbitration against the Borrower.

7.7. The Investor understands and is informed that the Lender and ESKETIT have an obligation to ensure the
confidentiality of the Borrower’s personal data, therefore the Lender and ESKETIT in the scope of this Assignment
Agreement upon the Investor’s request shall disclose to the Investor only information of limited content about
the Borrower.

7.8. The Lender and ESKETIT shall not disclose to the Investor the name, last name, business name, personal ID
number, social security number, registration number, phone number, e-mail address, address, photo of the
Borrower and other confidential information. The Investor shall not request the Lender and/or ESKETIT to
disclose such confidential information about the Borrower, as well as shall not bring any claims against the
Lender and/or ESKETIT and/or the Borrower in this regard.

7.9. The Investor understands and is informed that ESKETIT and the Lender are not obliged to disclose to the
Investor the information and/or documents related to the debt collection proceedings against the Borrower. The
Investor shall not make any complaints against EKETIT, the Lender and the Borrower in this regard.

8. ADMINISTRATION OF THE CLAIM

8.1. According to the authorisation granted by the present Assignment Agreement, ESKETIT performs Claim
Administration, which includes accepting the payments arising from the Loan Agreement, which the Lender has
received from the Borrower, and transferring such payments to the Investor in compliance with the procedure
and amounts specified in the Assignment Agreement.

8.2. ESKETIT and the Lender shall not be liable, if the Borrower delays the payments arising from the Loan
Agreement.

8.3. ESKETIT services the payments made by the Borrower in compliance with the provisions of the Loan

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Agreement and transfers all the payments received from the Borrower to the Investor. If the Investor is not the
sole Creditor, then the received payments from the Borrower are distributed among the Creditors in proportion
to each Creditor’s claim against the Borrower.

8.4. Funds received from the Borrower due to the Investor shall be transferred, i.e. paid, by ESKETIT to the
Investor, by increasing the balance of the Investor’s User Profile, as soon as funds are received from the
Borrower.

8.5. The Investor hereby confirms that it understands that the Borrower is entitled to repay the Loan before the
maturity date set out in the Loan Agreement.

8.6. Upon the receipt of the Borrower’s payments from the Borrower, including the case where the Borrower
makes an early repayment, fully or partially and the case where the Borrower performs only partial Borrower’s
payment, the Lender shall retain from all received funds any applicable taxes, part of the interest due to the
Lender which is calculated from the difference between the interest rate specified in the Loan Agreement and the
interest rate specified in the Principal Conditions, and the late payment interest due to the Lender, as well as the
share due to the Lender of the Loan Amount, which is not assigned to other Creditors, and the remaining share
of the Interest pursuant to the interest rate specified in the Principal Conditions due to the Lender for the Loan
Amount not further assigned to other Creditors.

8.7. In case the Borrower has made an early repayment of the Loan, the Investor waives all claims against the
Borrower, the Lender or ESKETIT for suffered damages, including the loss of profit.

8.8. ESKETIT and the Lender shall ensure their accounting records are done in accordance with the requirements
of applicable laws and regulation and enable identification of the Claim owned by the Investor and the payments
due to the Investor under the present Assignment Agreement, regardless of functioning of the Platform and
ESKETIT financial standing.

8.9. The payments under the Loan Agreement payable to the Investor pursuant to this Assignment Agreement,
which are received in the Loan currency which differs from the Investor’s User Profile currency, are converted to
the Investor’s User Profile currency by applying the currency exchange rate of the European Central Bank that
was effective on the date immediately preceding to the date of this Assignment Agreement.

9. BUYBACK OBLIGATION

9.1. Information about the possibility to cede the Claim to the Lender is published on the Platform.

9.2. In case where the BuyBack Obligation is applicable, and the Borrower delays the Loan repayment for more
than 60 (sixty) calendar days, the Lender redeems from the Investor the Claim on the 61st (sixty first) day of
delay, and the Investor refuses in this regard to raise any objections or claims, including to raise objections and
claims for lost profit and any other damages in this respect.

9.3. In the event that the Investor wants to sell the Claim to another User, then the BuyBack Obligation shall also
apply to the new acquirer of the Claim.

9.4. In case the Lender is obliged to exercise the BuyBack Obligation, the Lender authorizes ESKETIT to execute
such BuyBack, and the ESKETIT platform shall reflect information on the fact of BuyBack in the Investor's User
Profile by paying the Investor a compensation for the Claim (BuyBack Price).

9.5. The BuyBack Price of the Claim paid by the Lender to the Investor is equal to the amount of the remaining
principal amount and accrued Interest of the Claim as specified in the User Profile as at the time of exercising the
BuyBack Obligation. BuyBack Price forms a full, final and overall payment to the Investor for the re-transfer of the
Claim and any other related rights and advantages, and it shall not be increased or reduced, and includes all
applicable taxes and dues (existing and any subsequent) in respect of the BuyBack Price, the payment whereof is
a responsibility of the Investor only.

9.6. The Claim is deemed to be transferred to the Lender, i.e. it is considered that the Lender has exercised the

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BuyBack Obligation, when the payment of the BuyBack Price has been made to the Investor following the
procedure provided for in the Assignment Agreement.

9.7. In case where the BuyBack Obligation is not applicable, the Lender shall pay interest calculated in accordance
with the Interest specified in Principal Conditions to the Investor until the Borrower fulfils its obligations under
the Loan Agreement and shall inform the Investor about further actions in relation to debt collection procedure.
The Investor agrees not to make any claims in this regard in relation to ESKETIT.

9.8. The Parties by concluding the Assignment Agreement agree on significant components of the agreement on
BuyBack Obligation. Terms and conditions of the agreement on BuyBack Obligation are included in the terms and
conditions of this Assignment Agreement, the conclusion of a separate agreement on BuyBack Obligation is
therefore not necessary. As of the time of payment of the BuyBack Price referred to Clause 9.6. by the Lender,
the agreement on BuyBack Obligation shall be considered concluded.

10. RE-PURCHASE OF THE CLAIM

10.1. The Lender is obliged to re-purchase the Claim from the Investor, without any objections, immediately
pursuant to the provisions of the Assignment Agreement in case of any of the following events:

10.1.1. if the Lender unilaterally terminates the Loan Agreement, from which the respective individual Claim
arises;

10.1.2. in case of the following defaults by the Borrower:

10.1.2.1. if the Loan Agreement, from which the respective individual Claim arises, is or shall for any reason
become invalid or unenforceable whether in whole or in part, or it becomes impossible or unlawful for any party
to perform its obligations, or for Lender and the Investor to exercise their rights; or

10.1.2.2. if, as reasonably believed by ESKETIT and the Lender, the Borrower’s fraud or fraudulent
misrepresentation has been established.

10.2. The Investor shall sell back the Claim to the Lender, if the Lender exercises its re-purchase rights or re-
purchase obligations. The Investor has the right to sell the Claim only to another User, ESKETIT or the Lender. If
the Investor sells the Claim to another User or ESKETIT, it shall take place together with the re-purchase rights
and the re-purchase obligations of the Lender on the Claim arising from the Assignment Agreement. If the
Investor, within the scope of the Platform, sells the Claim further to another User or ESKETIT, the re-purchase
rights and the re-purchase obligations of the Lender included in the Assignment Agreement and the re-transfer
obligation of the Investor becomes binding on the new acquirer of the Claim.

10.3. The Lender shall have the right to exercise the re-purchase of an individual Claim, all or part of the
outstanding Claims at its sole discretion at any time.

10.4. The re-purchase price of the Claim paid by the Lender to the Investor shall be equal to the amount of the
remaining principal amount of the Claim and accrued Interest as specified in the Assignment Agreement as at the
time of exercising the re-purchase obligations or the re-purchase right. The re-purchase price forms a full, final
and overall payment to the Investor for the re-transfer of the Claim and any other related rights and advantages,
and it shall not be increased or reduced, and includes all applicable taxes and dues (existing and any subsequent)
in respect of the re-purchase price, the payment whereof is a responsibility of the Investor only.

10.5. The Claim shall be considered as returned to the Lender from the moment of the payment of the re-
purchase price of the Claim to the Investor following the procedure provided for in the Assignment Agreement.
The Investor shall not make any complaints against the Lender in respect of the use of re-purchase rights or
exercise of the re-purchase obligations due to lost profit and any other damages in this respect.

10.6. The Parties by concluding the Assignment Agreement agree on significant components of the agreement on
re-purchase of the Claim. Terms and conditions of the agreement on re-purchase of the Claim are included in the
terms and conditions of the Assignment Agreement, the conclusion of a separate agreement on re-purchase of

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the Claim is therefore not necessary. As of the time of payment of the re-purchase price of the Claim by the
Lender the agreement on re-purchase of the Claim shall be considered concluded.

11. DURATION AND TERMINATION OF THE AGREEMENT

11.1. The Assignment Agreement is deemed to be concluded from the moment as prescribed by Clauses 3.4 and
3.5 of the Assignment Agreement.

11.2. After Assignment Agreement is concluded, it shall be available at the Investor’s User Profile on the Platform
at all times during the validity of the Assignment Agreement.

11.3. This Assignment Agreement is valid until the full execution of obligations set out therein.

11.4. ESKETIT and the Lender, together and each individually, are entitled to terminate the present Assignment
Agreement, immediately without prior notice and notification to the Investor in the following cases:

11.4.1. if the Investor makes attempts to communicate with the Borrower in connection with the Loan Agreement
and/ or the Assignment Agreement or Claim Administration, or otherwise breaches the provisions of the
Assignment Agreement, the Agreement or any other agreement concluded between the Investor and Lender
and/ or Investor and ESKETIT;

11.4.2. if the Investor has fully or partially recalled the authorization of the Lender and/or the ESKETIT provided
by the Section 5 of the Assignment Agreement or the Agreement;

11.4.3. ESKETIT unilaterally terminates the Agreement.

11.5. Without prejudice to the rights mentioned in Clause 11.4. of the Assignment Agreement, ESKETIT and the
Lender, together and each individually by notifying the Investor at least 10 (ten) days in advance is entitled to
terminate the present Assignment Agreement without demonstrating any grounds for termination.

11.6. In case where the Lender has exercised the BuyBack Obligation or the re-purchase right or obligation, the
Assignment Agreement shall be deemed to be terminated from the moment ESKETIT, on behalf of the Lender,
has executed a complete payment of the BuyBack Price or the re-purchase price in accordance with the terms
and conditions of the Assignment Agreement.

11.7. If the Investor sells the Claim to another Investor on the Platform, this Assignment Agreement shall be
deemed to be terminated, and a new Assignment Agreement is concluded with the Investor who purchased the
respective Claim.

11.8. Except as provided for in Clause 11.6 hereof, this Assignment Agreement shall be considered terminated as
of the moment, when ESKETIT and/or the Lender has informed the other Parties on its termination. The Claim
shall be considered as returned to the Lender from the moment of the termination of this Assignment
Agreement.

12. FINAL PROVISIONS

12.1. The present Assignment Agreement is concluded in electronic form in accordance with the procedures
specified in the Assignment Agreement, and is valid without the signatures of the Parties.

12.2. ESKETIT sends the Investor this Assignment Agreement electronically by making it available at the Investor's
User Profile at the time of conclusion of the Assignment Agreement, where the Investor may get acquainted
therewith during entire contractual period of the Assignment Agreement.

12.3. If the representation of the numbers in words in the text of the Assignment Agreement differs from the
representation in numbers, the representation of the numbers in words shall prevail.

12.4. The Agreement effective at the moment of conclusion of the Assignment Agreement and being an integral
part thereof shall be used in the matters not discussed in the Assignment Agreement. If Terms and Conditions of
the Platform contradict with the Assignment Agreement, the Assignment Agreement shall prevail.

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12.5. This Assignment Agreement is subject to laws of the Republic of Ireland.

12.6. Any disputes between the Parties arising from the present Assignment Agreement shall be settled in
compliance with the procedure set out in the normative acts of the Republic of Ireland.

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