MSME PRODUCT

PRESENTATION

ADANI CAPITAL || CSC

 MSME Secured Business Loan

Acceptable Secured Collateral: Owned Property,

Owned House, Owned Business Premise
OVERVIEW
Loan Size: 3 L – 50 L

ROI Range: 15% - 22%

 ABOUT THE PRODUCTS

Small Business Secured Loans

Ticket Size 3-20 lacs (for general profile)
BT allowed for minimum 9 MOB (not applicable for vehicle loans)
24 months-60 months (for upto 5 lacs)
Tenure 24 months-84 months (for upto 10 lacs)
24 months-120 months (above 10 lacs)
Business Vintage Minimum 3 years of existence & 2 years at same place
SORP - Resi 65% | Commercial 60%
LTV Mix use - Resi 60% | Commercial - NA
Fully Rented - Resi 50% | Commercial - 45%
RTR Minimum 12 MOB for cases above 10 lacs and BT
 ABOUT THE PRODUCTS
Enterprise Secured Business Loans
Ticket Size 10-50 lacs
Tenure 24 months-84 months (for upto 10 lacs)
24 months-120 months (above 10 lacs)
Business Vintage Minimum 5 years of existence & 2 years at same place
SORP - Resi 70% | Commercial 65%
LTV Mix use - Resi 60% | Commercial – 50%
Fully Rented - Resi 50% | Commercial - 45%

RTR Minimum 24 MOB for cases above 15 lacs and BT

Login Fees (IMD) 3000/-
OUTLINE MAP
Legend
Capital
Major cities
Noida
Rajasthan

ADANI
Gujarat
CAPITAL
PAN INDIA PRESENCE
Telangana
Maharashtra

Andhra Pradesh
Karnataka

Tamil Nadu
 File Sourcing (Self 65%, DSA 35%)

Customer Visit (Business Visit, Residence Visit and Collateral

Visit)
RESPONSIBILITIES
Documents Collection (KYC Docs, Photos, Banking,
OF A BUSINESS Property Docs)
EXECUTIVE
Updating the Login Form

Filling up the application form

 Collecting the IMD Amount

Updating the IMD Form

RESPONSIBILITIES Login the file into LOS

OF A BUSINESS
Getting Customer's Signature on SL and Execution Documents, LA
EXECUTIVE and MOD

Updating the e-NACH Form

Collecting the EMI of MNR customers and X-Bucket cases

TYPES OF SUITABLE BUSINESS

 Grocery & Kirana Shop • Hotel, Dhaba & Restaurant

 Medical Shop & Pharmacy • Garments & Tailor
 Fabrication • Dairy
 Furniture Shop • FMCG
 Paper & Book Binding • Computer & Printing Service
 Stationary Shop • Hardware
THANK YOU