Please read important notes related to PRUActive Term and PRUActive Protect.

• All proposals (new or replaced) will undergo the usual underwriting and only successful
policies will be eligible for the premium discount.
• Please note that the premium discount applies for the first two policy years only and there
may be potential disadvantages with switching. The new policy may cost more or have fewer
benefits at the same cost.
• All proposals for PRUActive Term and PRUActive Protect that are eligible for the promotion
will receive communication confirming their eligibility by 31 March 2023.
Inspire to Dream Big IV Promotion
Don’t forget too that the Single Premium promotion “Inspire to Dream Big IV” is still
available. It has been extended to 31 December 2022.
Footnotes
^ Also applicable for purchase of PRUActive Life III bundled under PRUFirst Promise.
* PRUWealth (USD) is a USD plan and the minimum annualised premium is in USD.
1 Premium discount will be applied on the total premiums paid for the basic policy and
supplementary benefit(s), including the extra premiums payable due to substandard loadings,
in each of the first and second policy year of the Eligible Insurance Plan(s). Increased premium
that comes with the Incremental Sum Assured benefit (where applicable) will not be entitled
to the premium discount.
2 The Minimum Annualised Premium is defined as the total premium due in a year for the basic
policy and supplementary benefit(s), where applicable. Excluding top-ups made via
Investment Booster (Lump Sum), if any.
3 An Ascend or Opus customer and/or their family members who purchase PRUActive Term,
PRUActive Protect and PRUActive Life III will receive an additional 10.0% first-year premium
discount, applicable only if the premium is paid on an annual basis. This additional discount
will be applied on premiums paid on the basic policy and supplementary benefit(s). Family
refers to spouse, children, parents, siblings and grandchildren.
4 The Minimum Annualised Premium for PRUVantage Wealth is defined as the total premiums
paid in a year for the basic policy, excluding premiums paid for supplementary benefits or top-
ups via the Investment Booster (Lump Sum), if any.
5 Only awarded during promotion period, Promotional Bonus Units is in the form of additional
units added to the Initial Investment Account and is calculated as a percentage of the
annualised first-year premium for the basic policy only, excluding any premiums paid for
supplementary benefits or top-ups via the Investment Booster (Lump Sum), if any.
6 The Minimum Single Premium is defined as a single up-front premium payment to fully pay
for the basic policy.
7 Discount is applicable on Total Single Premium paid and will be applied on the premium for
the basic policy.
8 Discount is applicable to cases submitted by 31 December 2022 and incepted by 28 February
2023 (with the exception for PRULife Vantage Achiever Prime (USD) where the inception is
till 31 March 2023). Other terms and conditions apply.