Case 1

Mr. Singh has a Partnership firm with his son and is in the business of manufacture of heavy machinery.
He supplies this to various parties across the country. His employee strength is around 100 . Mr. Singh
has his head office in Chennai and 5 branch offices across the country and has to make regular payment
to his workers across in various sites and also to other suppliers. He approaches the bank for a
Commercial Vehicle loan of 1 crore.

1. What is the business profile of this customer?

Partnership

2. What type of Current account could we offer him?

Smart business Account 2.0 Platinum

3. What would be his business requirement?

Current Account, Home loan, Salary accounts for his employees, Business loan, BLG, Machinery
loan, Credit cards, OD Limits, Bulk FD.

4. What are the various CMS solution we could offer him?

POS Machine, connected banking, Instabiz app, CIB, QR code, Eazypay, Connected Banking.

Case 2
Mr Kapoor owns a Private Ltd company into high end handicraft & luxury goods exports. He sourced his
material from across the country and exported them to various countries in the world. His monthly
transaction mounted to around 25000 USD.

1. What is the business profile of this customer?

Private Limited Company

2. What type of Current account , which variant could we offer him, and why?

Trade current account and platinum variant because Kapoor owns a private limited company and
his monthly transaction mounted to around 25000 in this account variant do 80000 USD in monthly
transaction.

3. What would be his business requirement?

Letter of Credit, Bank Guarantee, OD limit, BLG, Home Loan, Salary Account, Bulk FD.

4. What business solutions would be suitable for him?

Instabiz app, FX online, anywhere banking, POS machine, QR Code, Eazypay, Connected Banking
are the business solution that would be suitable for him.

Case 3
Mr Suhas is the owner of a food delivery platform called QuickEat. The business is 4 years old and is
operating in the Bangalore, Hyderabad, Kochi & Chennai. He has a large number of delivery partners
who would pick up the customer ordered items from their favourite restaurants and deliver to the
customers. The same company also exported packaged food items abroad.

1. What is the business profile of this customer?

Service Sector is the business profile of this customer.

2. What type of Current account , which variant could we offer him, and why?

One Global trade account in Gold because the HNI customer large amount of transaction will be
doing in month.

3. What would be his various business requirement?

Letter of credit, Bank guarantee, OD limit, CC limit, Current account, Salary account, owner
saving account and family banking, Home Loan, Business Loan.

4. What business solutions would be suitable for him?

Trade online Service, FX online services, Instabiz app, QR code, Eazypay, Connected banking.