Manager, Data Management

Financial Risk Modelling

Location: Bangalore
At CommBank, we never lose sight of the role we play in other people’s financial wellbeing.
Our focus is to help people and businesses move forward, to progress. To make the right financial decisions and
achieve their dreams, targets and aspirations.
Regardless of where you work within our organisation, your initiative, talent, ideas and energy all contribute to
the impact that we can make with our work. Together we can achieve great things.

CBA Group is a leading financial services Our values are how we treat each other and
organisation globally, built around a simple every person we interact with. They define our
purpose: culture.

For more insight and information into careers with us, visit www.commbank.com.au/careers
Your business Your team
Financial Risk Modelling is a team within Risk
Risk Management is responsible for developing and Management that is responsible for developing
deploying the risk frameworks to allow the Group to models and performing advanced analytics across
take conscious exposures to credit, market, the Group to provide key risk and business insights.
operational, compliance and insurance risks within a
Board-approved appetite. The team develops estimates for Probability of
Default, Loss Given Default and Exposure at Default
Risk Management ensures that the Group has for credit portfolios, including retail and non-retail.
appropriate strategies and frameworks in place to These estimates are used across all CBA lending
assess, manage and report on credit, market, business units, including ASB and Bankwest.
operational, compliance and insurance risks. We do
this by:
 Establishing frameworks to manage risks that are
consistent with the Group’s business objectives;
 Identifying, assessing and reporting risks to the
Board, Risk and Audit Committees, Executive
Committee and Business Units;
 Assessing the impact of proposed changes in
laws, regulations and industry codes; and
Working collaboratively with the Business Units to
achieve the optimal risk and return outcomes for the
Group within the risk appetite approved by the
Board.

Your impact & contribution Your reporting lines

 You will be part of a skilled quantitative team
serving all lending businesses across the
CBA Group, and lead new initiatives
contributing to the development,
maintenance and enhancement of key credit
risk models that are used for calculating
credit risk RWA and provisioning
 Your role is to contribute to the management
of the Financial Risk Modelling teams’ Data
Assets, by developing and implementing a
process to bring data under management, in
line with the Groups Data Management
Policy and Delivery Framework
This position reports to the Sr Manager, Data
Manager and Governance, Financial Risk Modelling
As part of your role, you will interface on a day-to-
day basis with other teams that have involvement in
the credit modelling lifecycle across the Group,
including
 Model Developers
 Independent model validation unit
 Project teams that deliver solutions for our
modelling data and analytics needs,
 Enterprise services teams that implement the
models we build within the bank’s systems
 Business unit risk teams that conduct model
monitoring and fit-for-purpose validations
 Data Owners and Data Stewards
 Support Unit Data Office
 Group Data Office
 Risk Technology

For more insight and information into careers with us, visit www.commbank.com.au/careers
Your responsibilities
Develop and implementing a comprehensive process to bring data under management meeting the needs of the
Financial Risk Modelling (FRM) team
 Support the implementation of data management to ensure consistent application and compliant adherence to
policies and frameworks
 Develop and further enhance a process to deliver Data Management across the Critical Data Elements
required by modelling teams in FRM
 Proactive management of deliverables according to project timelines
 Continuously improve processes to improve data quality and process efficiency
 Understand business requirements and develop solutions that empower end users
 Share technical expertise by mentoring colleagues and assisting with troubleshooting programs as well as
provide cross-functional technical support and consultation services
 Delivery of the Risk Management Strategy, in particular the evidencing of controls and processes that attest to
the quality of data

Your skills & experience Your qualifications

 Experience within data governance will be highly  At least 6 years of experience role in data
regarded management roles
 Proven ability to shape poorly defined problems using
 Strong data skills with expert level competency in
creative and critical thinking to generate strategic
SQL, SAS and in at least one of the open source
insights
languages of R and Python
 Exposure to large-scale Data transformation projects  Industry certifications highly desirable
 Strong business analysis skills
 Masters degree in a quantitative discipline
 Strong stakeholder management and influencing skills  Strong Governance experience
and the ability to build rapport at all levels across the
organization.  Formal qualification or certification in Agile or Scrum
 Strong Agile or project management skills related discipline desirable
 Development & Maintenance of complex business
Data Asset
 Demonstrated skills in written and verbal
communication
 Experience in proactively managing a diverse range
of internal stakeholders and presenting to technical
forums, committees and line 1 business.

Your development
If you live the values and demonstrate the people capabilities we can offer great opportunities. Whether you
want to move across the organisation or up into a leadership role, the way you live the values and
demonstrate the people capabilities are key. Use the capabilities required for this role as a guide to the
critical skills and behaviours you need for your next move.

For more insight and information into careers with us, visit www.commbank.com.au/careers
People capabilities are skills we all focus on, and they build on our values. By working on the same skills in our people
capabilities we all pull in the same direction. Sales capabilities are the skills required for your specific role.

Our people capabilities are reflective of our culture and, regardless of level, are capabilities we expect to see
demonstrated by all CBA Group employees. For more information, visit CommNet or www.commbank.com.au/careers

Creating value in each customer interaction and focusing on the total customer
Customer Focus
experience.

Inspires others to demonstrate CBA Group’s values and works together to create a
Team and Culture
passionate, high performing culture.

Continuous Continuously improving and innovating what we do to make things simple and easy for our
Improvement customers and each other.

Effective Communicating clearly and with impact to ensure understanding, engagement and
Communication commitment to action.

Understanding and using CBA knowledge, industry information and financial drivers in
Judgement
decisions and actions.

Initiating action and committing to achieving business outcomes by taking accountability

Drive Results
for goals.

Identify opportunity or Identifies and defines opportunities or problems and develops hypotheses
Sound
problem within business context.
Select Analytic
Selects the most appropriate analytic frameworks, tools and data (qualitative
Frameworks & Tools to Sound
and quantitate) to test hypotheses.
Manage Data

Analyse and Interpret

Enriches the collected data into insightful information. Sound
Information

Generate Insights &

Present Generates insights, options and presents actionable recommendations. Sound
Recommendations

For more insight and information into careers with us, visit www.commbank.com.au/careers