Desembolso 350,880,000

Plazo 12
Tasa Mensual Vencida 1.00%
Tasa Nominal Mensual Vencida 12.00%
Tasa Efectiva Anual 12.68% Valor a entregar al cliente: $ 350,880,000

Cuota Número INTERES CAPITAL CUOTA (CAPITAL + INTERES) SEGURO DE VIDA DEUDORES CUOTA COMPLETA
0
1 3,508,800 27,666,463 31,175,263 0 31,175,263
2 3,232,135 27,943,128 31,175,263 0 31,175,263
3 2,952,704 28,222,559 31,175,263 0 31,175,263
4 2,670,479 28,504,784 31,175,263 0 31,175,263
5 2,385,431 28,789,832 31,175,263 0 31,175,263
6 2,097,532 29,077,731 31,175,263 0 31,175,263
7 1,806,755 29,368,508 31,175,263 0 31,175,263
8 1,513,070 29,662,193 31,175,263 0 31,175,263
9 1,216,448 29,958,815 31,175,263 0 31,175,263
10 916,860 30,258,403 31,175,263 0 31,175,263
11 614,276 30,560,987 31,175,263 0 31,175,263
12 308,666 30,866,597 31,175,263 0 31,175,263
13 0 31,175,263 31,175,263 0 31,175,263
14 -311,753 31,487,016 31,175,263 0 31,175,263
15 -626,623 31,801,886 31,175,263 0 31,175,263
16 -944,642 32,119,905 31,175,263 0 31,175,263
17 -1,265,841 32,441,104 31,175,263 0 31,175,263
18 -1,590,252 32,765,515 31,175,263 0 31,175,263
19 -1,917,907 33,093,170 31,175,263 0 31,175,263
20 -2,248,839 33,424,102 31,175,263 0 31,175,263
21 -2,583,080 33,758,343 31,175,263 0 31,175,263
22 -2,920,663 34,095,926 31,175,263 0 31,175,263
23 -3,261,622 34,436,885 31,175,263 0 31,175,263
24 -3,605,991 34,781,254 31,175,263 0 31,175,263
25 -3,953,804 35,129,067 31,175,263 0 31,175,263
26 -4,305,094 35,480,357 31,175,263 0 31,175,263
27 -4,659,898 35,835,161 31,175,263 0 31,175,263
28 -5,018,250 36,193,512 31,175,263 0 31,175,263
29 -5,380,185 36,555,448 31,175,263 0 31,175,263
30 -5,745,739 36,921,002 31,175,263 0 31,175,263
31 -6,114,949 37,290,212 31,175,263 0 31,175,263
32 -6,487,851 37,663,114 31,175,263 0 31,175,263
33 -6,864,482 38,039,745 31,175,263 0 31,175,263
34 -7,244,880 38,420,143 31,175,263 0 31,175,263
35 -7,629,081 38,804,344 31,175,263 0 31,175,263
36 -8,017,125 39,192,388 31,175,263 0 31,175,263
 SIMULADOR PARA EL CÁLCULO DE CUOTAS DE CR

DESEMBOLSO 350,880,000
PLAZO 12
DTF TA VIGENTE 4.89
PUNTOS SOBRE EL DTF TA 12
TASA MES VENCIDA 1.45%
TASAS NOMINAL MES VENCIDA 17.38%
TASA EFECTIVA ANUAL 18.84%

EL CALCULO DE LOS INTERES ES DIFERENTE TODOS LOS MESES. LOS INTERES SE CALCUL

Nro cuotas INTERES CAPITAL

1 5,082,391 29,240,000
2 4,658,859 29,240,000
3 4,235,326 29,240,000
4 3,811,793 29,240,000
5 3,388,261 29,240,000
6 2,964,728 29,240,000
7 2,541,196 29,240,000
8 2,117,663 29,240,000
9 1,694,130 29,240,000
10 1,270,598 29,240,000
11 847,065 29,240,000
12 423,533 29,240,000
13 0 29,240,000
14 -423,533 29,240,000
15 -847,065 29,240,000
16 -1,270,598 29,240,000
17 -1,694,130 29,240,000
18 -2,117,663 29,240,000
19 -2,541,196 29,240,000
20 -2,964,728 29,240,000
21 -3,388,261 29,240,000
22 -3,811,793 29,240,000
23 -4,235,326 29,240,000
24 -4,658,859 29,240,000
25 -5,082,391 29,240,000
26 -5,505,924 29,240,000
27 -5,929,456 29,240,000
28 -6,352,989 29,240,000
29 -6,776,521 29,240,000
30 -7,200,054 29,240,000
31 -7,623,587 29,240,000
32 -8,047,119 29,240,000
33 -8,470,652 29,240,000
34 -8,894,184 29,240,000
35 -9,317,717 29,240,000
36 -9,741,250 29,240,000
37 -10,164,782 29,240,000
38 -10,588,315 29,240,000
39 -11,011,847 29,240,000
40 -11,435,380 29,240,000
41 -11,858,913 29,240,000
42 -12,282,445 29,240,000
43 -12,705,978 29,240,000
44 -13,129,510 29,240,000
45 -13,553,043 29,240,000
46 -13,976,576 29,240,000
47 -14,400,108 29,240,000
48 -14,823,641 29,240,000
49 -15,247,173 29,240,000
50 -15,670,706 29,240,000
51 -16,094,238 29,240,000
52 -16,517,771 29,240,000
53 -16,941,304 29,240,000
54 -17,364,836 29,240,000
55 -17,788,369 29,240,000
56 -18,211,901 29,240,000
57 -18,635,434 29,240,000
58 -19,058,967 29,240,000
59 -19,482,499 29,240,000
60 -19,906,032 29,240,000
RA EL CÁLCULO DE CUOTAS DE CRÉDITOS CON TASA VARIABLE

Valor a entregar al cliente: $ 350,880,000

MESES. LOS INTERES SE CALCULAN CON EL DTF TA VIGENTE. EL ABONO A CAPITAL ES CONSTANTE

CUOTA (CAPITAL + INTERES) SEGURO CUOTA COMPLETA

0
34,322,391 0 34,322,391
33,898,859 0 33,898,859
33,475,326 0 33,475,326
33,051,793 0 33,051,793
32,628,261 0 32,628,261
32,204,728 0 32,204,728
31,781,196 0 31,781,196
31,357,663 0 31,357,663
30,934,130 0 30,934,130
30,510,598 0 30,510,598
30,087,065 0 30,087,065
29,663,533 0 29,663,533
29,240,000 0 29,240,000
28,816,467 0 28,816,467
28,392,935 0 28,392,935
27,969,402 0 27,969,402
27,545,870 0 27,545,870
27,122,337 0 27,122,337
26,698,804 0 26,698,804
26,275,272 0 26,275,272
25,851,739 0 25,851,739
25,428,207 0 25,428,207
25,004,674 0 25,004,674
24,581,141 0 24,581,141
24,157,609 0 24,157,609
23,734,076 0 23,734,076
23,310,544 0 23,310,544
22,887,011 0 22,887,011
22,463,479 0 22,463,479
22,039,946 0 22,039,946
21,616,413 0 21,616,413
21,192,881 0 21,192,881
20,769,348 0 20,769,348
20,345,816 0 20,345,816
19,922,283 0 19,922,283
19,498,750 0 19,498,750
19,075,218 0 19,075,218
18,651,685 0 18,651,685
18,228,153 0 18,228,153
17,804,620 0 17,804,620
17,381,087 0 17,381,087
16,957,555 0 16,957,555
16,534,022 0 16,534,022
16,110,490 0 16,110,490
15,686,957 0 15,686,957
15,263,424 0 15,263,424
14,839,892 0 14,839,892
14,416,359 0 14,416,359
13,992,827 0 13,992,827
13,569,294 0 13,569,294
13,145,762 0 13,145,762
12,722,229 0 12,722,229
12,298,696 0 12,298,696
11,875,164 0 11,875,164
11,451,631 0 11,451,631
11,028,099 0 11,028,099
10,604,566 0 10,604,566
10,181,033 0 10,181,033
9,757,501 0 9,757,501
9,333,968 9,333,968
ONSTANTE

SALDO
350,880,000
321,640,000
292,400,000
263,160,000
233,920,000
204,680,000
175,440,000
146,200,000
116,960,000
87,720,000
58,480,000
29,240,000
0
-29,240,000
-58,480,000
-87,720,000
-116,960,000
-146,200,000
-175,440,000
-204,680,000
-233,920,000
-263,160,000
-292,400,000
-321,640,000
-350,880,000
-380,120,000
-409,360,000
-438,600,000
-467,840,000
-497,080,000
 -526,320,000
-555,560,000
-584,800,000
-614,040,000
-643,280,000
-672,520,000
-701,760,000
-731,000,000
-760,240,000
-789,480,000
-818,720,000
-847,960,000
-877,200,000
-906,440,000
-935,680,000
-964,920,000
-994,160,000
-1,023,400,000
-1,052,640,000
-1,081,880,000
-1,111,120,000
-1,140,360,000
-1,169,600,000
-1,198,840,000
-1,228,080,000
-1,257,320,000
-1,286,560,000
-1,315,800,000
-1,345,040,000
-1,374,280,000
-1,403,520,000