Key Fact Statem

Allied Bank Limited,

--------Branch, Date
City.
IMPORTANT: Read this document carefully if you are consid
You may also use this document to compare different accoun

Account Types & Salient Features :

This information is accurate as of the date above. Services, fees and mark up rates may change

Particulars

Currency
(PKR, US, EUR, etc.)
To open
Minimum Balance
for Account (if any, provide the
amount) To keep
Account Maintenance Fee (if any, provide
the amount)
Is Profit Paid on account
(Yes/No)
Subject to the applicable tax rate
Indicative Profit Rate. (%)
Profit Payment Frequency (Daily, Monthly,
Quarterly, Half yearly and yearly)

Provide example: (On each Rs.1000, you can

earn Rs.------ on given periodicity)

Premature/ Early
Encashment/Withdrawal Fee (If any,
provide amount/rate)
Service Charges
IMPORTANT: This is a list of the main service charges for this account. It does not include
https://www.abl.com/”]. Please note that all bank charges are exclusive of applicable taxes

Services Modes

Inter City

Cash Transactions

Intra -City

Own ATM withdrawal

Other Bank ATM
ADC/Digital

Clearing
SMS Alerts
SMS Alerts

For other transactions

Classic

High Value Package (Sapphire)

High Value Package (Sapphire-200)

Platinum Debit Card

Premium
Debit Cards

UPI & Paypak Classic

UPI & Paypak Classic Plus

UPI & Paypak Gold

Basic Debit Card

Issuance
Cheque Book Stop Payment
Loose Cheque

Services Modes

Remittance Banker Cheque / Pay

(Local) Order

Foreign Demand Draft

Remittance
Foreign Wire Transfer
Statement of Annual
Account Half Yearly

Duplicate

ADC/Digital
Channels

Fund Transfer

Branch Counter(IBFT)

Branch Counter

Digital Banking

Internet Banking subscription

(onetime & annual)

Mobile Banking subscription

(one- time & annual
Clearing Normal

Intercity

Same Day

Closure of Account Customer request

Requirements to open an account: To open the account you will need to satisfy some identifica
requirements as per regulatory instructions and banks' internal policies. These may include prov
documents and information to verify your identity. Such information may be required
on a periodic basis. Please ask us for more details.
Requirements to open an account: To open the account you will need to satisfy some identifica
requirements as per regulatory instructions and banks' internal policies. These may include prov
documents and information to verify your identity. Such information may be required
on a periodic basis. Please ask us for more details.

Cheque Bounce: Dishonoring of cheques is subject to a criminal trial in Pakistan. Accordingly, y

should be writing cheques with utmost prudence.

Safe Custody: Safe custody of access tools to your account like ATM cards, PINs, Cheques, e-
banking usernames, passwords; other personal information, etc. is your responsibility. Bank
cannot be held responsible in case of a security lapse at the customer’s end. ABL do not initiate
to acquire any information.

Record updation: Always keep profiles/records updated with the bank to avoid missing any sign
communication. You can contact to our nearest branch and ABL helpline 111-225-225 to update
information.

What happens if you do not use this account for a long period? If your account remains
inoperative for 12 months, it will be treated as dormant. If your account becomes dormant, certai
transactions such as debit transactions and withdrawals shall not be allowed until the account is
activated on customer's request. All those accounts will be closed which are dormant since one y
with zero balance. To activate your account you must request your parent branch. Overseas
customers may also send their request using Banks procedure for dormancy activation.

(Portion to be used for the post-shopping stage)

I ACKNOW

Customer Name:
Product Chosen:
Mandate of account: Single/Joint/Either or Survivor
Address :

Contact No.:

Customer Signature:
 Key Fact Statement for Deposit Accounts

s document carefully if you are considering opening a new account. It is available in English and Urdu.
ocument to compare different accounts offered by other banks. You have the right to receive KFS from other banks fo

fees and mark up rates may change on monthly basis.For updated fees/charges, you may visit our website or visit o

Conventional

Allied Easy Current Account Allied Current Account

PKR PKR
Rs. 1000/- Rs. 1000/-

No Avg. Balance requirement Rs.25,000/- & above

0 Rs 50/-

No No

0.00% 0.00%

0 0

0 0

0 0
for this account. It does not include all charges. You can find a full list at [specify channels – e.g. “our branc
es are exclusive of applicable taxes.

Conv
Modes
Allied Easy Current Account
Cash Deposit :
Upto Rs.500,000 - Rs. 325/-
From Rs.500,001 to Rs.1,000,000 - 0.075%,
minimum Rs.375/-
Above Rs.1,000,000 - 0.10%, minimum Rs. 1,000/-
Maximum Rs. 3,000/-
Cash Withdrawal Thorugh Cheque:
Upto Rs.500,000 - Rs. 325/-
From Rs.500,001 to Rs.1,000,000 - 0.075%,
Minimum Rs.375/-
Above Rs.1,000,000 - 0.10%, minimum Rs. 1,000/-
Maximum Rs. 3,000/-
Cash Withdrawal Thorugh Biometric:
Upto Rs.500,000 - Rs. 350/-
From Rs.500,001 to Rs.1,000,000 - 0.080%,
Minimum Rs.400/-

Cash Deposit :
Free
Cash Withdrawal Thorugh Cheque:
Upto Rs. 250,000 - Rs. 20
Above Rs. 250,000 - Free
Cash Withdrawal Thorugh Biometric:
Rs.50

Free
Rs.18.75/- including FED or as
applicable.
0

SMS Pack 1: Rs.75/- per month

SMS Pack 2: Rs.150/- per month
 SMS Pack 1: Rs.75/- per month
SMS Pack 2: Rs.150/- per month

Annual Fees Rs 1,200/-

card replacement fees Rs.700/-

apphire) Annual Fees Rs 1,400/-

card replacement fees Rs.600/-

apphire-200) Annual Fees Rs 2,000/-

card replacement fees Rs.600/-
Annual Fees Rs 2,500/-
card replacement fees Rs.700/-

Annual Fees Rs 7,000/-

card replacement fees Rs.700/-

Not Available

Plus Annual Fees Rs 1,200/-

card replacement fees Rs.600/-

Annual Fees Rs 1,500/-

card replacement fees Rs.600/-
Annual Fees Rs 600/-
card replacement fees Rs.400/-
Rs. 12/- per leaf will be charged.
Rs. 750/- per instruction for Rupee Account
Not Available

Conventional

Allied Easy Current Account Allied Current Account

Issued by Debit to Account: Rs.
400 Flat
Issued Against Cash 0.20%,
Minimum Rs.1,250/- (Account
Holders & walk-in-customer)
Issued by Debit to Account: Rs. 400 Flat
Issued Against Cash 0.20%, Minimum Rs.1,250/-
(Account Holders & walk-in-customer)

Not Available Not Available

Not Available Not Available
 0 0
0 0
For each additional period For each additional period Rs. 30.17 Plus
Rs. 30.17 Plus Applicable FED, Applicable FED, not exceeding Rs. 35
not exceeding Rs. 35
MyABL: MyABL:
Upto Rs. 10,000/- Upto Rs. 10,000/- Rs. 25/-
Rs. 25/- Above Rs. 10,000/- Rs. 75/-
Above Rs. 10,000/- ATM:
Rs. 75/- Upto Rs. 10,000/- Rs. 50/-
ATM: Above Rs. 10,000/- Rs. 135/-
Upto Rs. 10,000/-
Rs. 50/-
Above Rs. 10,000/-
Rs. 135/-

Maximum Single Transfer of Rs. Maximum Single Transfer of Rs. 500,000/-

500,000/- Rs 500 /- Charges
Rs 500 /- Charges

Within City - Free Within City - Free

Inter City Inter City
0.1 %, Minimum Rs.350/- 0.1 %, Minimum Rs.350/- Maximum Rs.2,000/-
Maximum Rs.2,000/-

One Time One Time

Not Available Not Available

0 0
Rs.450/- (including NIFT Rs.450/- (including NIFT Charges)
Charges) (Rawalpindi-Islamabad are considered as one city)
(Rawalpindi-Islamabad are
considered as one city)

Rs.550/- (including NIFT

Rs.550/- (including NIFT Charges)
Charges)

Rs. 500/- or whatever minimum Rs. 500/- or whatever minimum balance available
balance available in Account in Account

You Must Know

you will need to satisfy some identification Unclaimed Deposits: In terms of Section 31 of Banking Companies Ord
nal policies. These may include providing ten years, except deposits in the name of a minor or a Government or a
rmation may be required banks, after meeting the conditions as per provisions of law. The surrend
information, please contact ypur nearest branch or ABL helpline/ call cen
you will need to satisfy some identification Unclaimed Deposits: In terms of Section 31 of Banking Companies Ord
nal policies. These may include providing ten years, except deposits in the name of a minor or a Government or a
rmation may be required banks, after meeting the conditions as per provisions of law. The surrend
information, please contact ypur nearest branch or ABL helpline/ call cen

iminal trial in Pakistan. Accordingly, you

Closing this account: In order to close your account please render you
nt like ATM cards, PINs, Cheques, e- unutilized cheques and cancel standing instructions, if any.
, etc. is your responsibility. Bank
e customer’s end. ABL do not initiate calls

How can you get assistance or make a complaint?

Contact Information
ith the bank to avoid missing any significant Allied Bank Limited
ABL helpline 111-225-225 to update your Complaint Management Division
Allied Bank, Head Office, 2nd Floor, 3-4 Tipu Block, New Garden Town,
Lahore
Tel : 042-35880043
Helpline:111-225-225
Email: complaint.management@abl.com
Website:www.abl.com

period? If your account remains
our account becomes dormant, certain
all not be allowed until the account is
closed which are dormant since one year
est your parent branch. Overseas
ure for dormancy activation.
If you are not satisfied with our response, you may contact :
Banking Mohtasib Pakistan
5th floor, Shaheen Complex, M. R. Kiyani Road, Karachi.
(+92 21) 99217334-38 (5 lines)
Fax (+92 21) 99217375
Email: info@bankingmohtasib.gov.pk

I ACKNOWLEDGE RECEIVING AND UNDERSTAND THIS KEY FACT STATEMENT

rvivor
 Ema

Signat
glish and Urdu.
ceive KFS from other banks for comparison.

may visit our website or visit our branches.

Allied Asaan Current Account

PKR
Rs. 100/-

No Avg. Balance requirement

No

0.00%

0
y channels – e.g. “our branches, on our website at "

Conventional
Allied Current Account
Cash Deposit :
Upto Rs.500,000 - Rs. 325/-
From Rs.500,001 to Rs.1,000,000 - 0.075%,
minimum Rs.375/-
Above Rs.1,000,000 - 0.10%, minimum Rs.
1,000/-Maximum Rs. 3,000/-
Cash Withdrawal Thorugh Cheque:
Upto Rs.500,000 - Rs. 325/-
From Rs.500,001 to Rs.1,000,000 - 0.075%,
Minimum Rs.375/-
Above Rs.1,000,000 - 0.10%, minimum Rs.
1,000/-Maximum Rs. 3,000/-
Cash Withdrawal Thorugh Biometric:
Upto Rs.500,000 - Rs. 350/-
From Rs.500,001 to Rs.1,000,000 - 0.080%,
Minimum Rs.400/-

Cash Deposit :
Free
Cash Withdrawal Thorugh Cheque:
Upto Rs. 250,000 - Rs. 20
Above Rs. 250,000 - Free
Cash Withdrawal Thorugh Biometric:
Rs.50

Free
Rs.18.75/- including FED or as
applicable.
0

SMS Pack 1: Rs.75/- per month

SMS Pack 2: Rs.150/- per month
SMS Pack 1: Rs.75/- per month
SMS Pack 2: Rs.150/- per month

Annual Fees Rs 1,200/-

card replacement fees Rs.700/-
Annual Fees Rs 1,400/-
card replacement fees Rs.600/-
Annual Fees Rs 2,000/-
card replacement fees Rs.600/-
Annual Fees Rs 2,500/-
card replacement fees Rs.700/-
Annual Fees Rs
7,000/-
card replacement fees Rs.700/-

Not Available

Annual Fees Rs 1,200/-

card replacement fees Rs.600/-
Annual Fees Rs
1,500/-
card replacement fees Rs.600/-
Annual Fees Rs 600/-
card replacement fees Rs.400/-
Rs. 12/- per leaf will be charged.
Rs. 750/- per instruction for Rupee Account
Not Available

Allied Asaan Current Account

Issued by Debit to Account: Rs. 400 Flat

Issued Against Cash 0.20%, Minimum Rs.1,250/-
(Account Holders & walk-in-customer)

Not Available
Not Available
 0
0
For each additional period Rs. 30.17 Plus
Applicable FED, not exceeding Rs. 35
MyABL:
Upto Rs. 10,000/- Rs. 25/-
Above Rs. 10,000/- Rs. 75/-
ATM:
Upto Rs. 10,000/- Rs. 50/-
Above Rs. 10,000/- Rs. 135/-

Maximum Single Transfer of Rs. 500,000/-

Rs 500 /- Charges

Within City - Free

Inter City
0.1 %, Minimum Rs.350/- Maximum Rs.2,000/-

One Time

Not Available
0
Rs.450/- (including NIFT Charges)
(Rawalpindi-Islamabad are considered as one
city)

Rs.550/- (including NIFT Charges)

31 of Banking Companies Ordinance, 1962 all deposits which have not been operated during the period of last
a minor or a Government or a court of law, are surrendered to State Bank of Pakistan (SBP) by the relevant
provisions of law. The surrendered deposits can be claimed through the respective banks. For further
ranch or ABL helpline/ call center at 111-225-225
 31 of Banking Companies Ordinance, 1962 all deposits which have not been operated during the period of last
a minor or a Government or a court of law, are surrendered to State Bank of Pakistan (SBP) by the relevant
provisions of law. The surrendered deposits can be claimed through the respective banks. For further
ranch or ABL helpline/ call center at 111-225-225

our account please render your request to account maintaining branch/parent branch along with debit card and
structions, if any.

complaint?

pu Block, New Garden Town,

se, you may contact :

Road, Karachi.

KEY FACT STATEMENT

 Email Address

Signature Verified
Allied Asaan Current Account

Cash Deposit :
Upto Rs.500,000 - Rs. 325/-
Cash Withdrawal Thorugh Cheque:
Upto Rs.500,000 - Rs. 325/-
Cash Withdrawal Thorugh Biometric:
Upto Rs.500,000 - Rs. 350/-

Cash Deposit :
Free
Cash Withdrawal Thorugh Cheque:
Upto Rs. 250,000 - Rs. 20
Above Rs. 250,000 - Free
Cash Withdrawal Thorugh Biometric:
Rs.50

Free
Rs.18.75/- including FED or as
applicable.
0
SMS Pack 1: Rs.75/- per
month
SMS Pack 2: Rs.150/- per
month
SMS Pack 1: Rs.75/- per
month
SMS Pack 2: Rs.150/- per
month

Not Available

Not Available

Not Available

Not Available

Not Available
Annual Fees Rs
1000/-
card replacement fees Rs.600/-

Not Available

Not Available

Not Available
Rs. 12/- per leaf will be charged.
Not Available
Not Available
osits which have not been operated during the period of last
endered to State Bank of Pakistan (SBP) by the relevant
e claimed through the respective banks. For further
osits which have not been operated during the period of last
endered to State Bank of Pakistan (SBP) by the relevant
e claimed through the respective banks. For further

maintaining branch/parent branch along with debit card and