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  • Repo Rate Vs Deposit Rate-20230228

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    Vijaya Kittu Manda
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    The Reserve Bank of India recently cut the repo rate by 25 basis points to 5.15%, which was the fifth consecutive cut this year. However, banks have not reduced deposit rates proportionately, maintaining wide interest rate spreads. This gap between repo rates and deposit rates could shrink further if banks choose to transmit lower borrowing costs to boost lending and economic growth.

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    Repo rate vs deposit rate-20230228

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    The Reserve Bank of India recently cut the repo rate by 25 basis points to 5.15%, which was the fifth consecutive cut this year. However, banks have not reduced deposit rates proportionately, maintaining wide interest rate spreads. This gap between repo rates and deposit rates could shrink further if banks choose to transmit lower borrowing costs to boost lending and economic growth.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    9 views1 page

    Repo Rate Vs Deposit Rate-20230228

    Uploaded by

    Vijaya Kittu Manda
    The Reserve Bank of India recently cut the repo rate by 25 basis points to 5.15%, which was the fifth consecutive cut this year. However, banks have not reduced deposit rates proportionately, maintaining wide interest rate spreads. This gap between repo rates and deposit rates could shrink further if banks choose to transmit lower borrowing costs to boost lending and economic growth.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    Repo Rate vs Deposit Rates

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    Source : Spark Research , internal analysis

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