ACCOUNTING & FINANCIAL RATIOS

CURRENT RATIO (Current Assets / Current Liabilities)

Current Assets 40917000

Current Liabilities 26709000 1.53195552061103

WORKING CAPITAL (Current Assets - Current Liabilities)

Current Assets 40917000

Current Liabilities 26709000 14208000

DEBT RATIO (Total Liabilities / Total Assets)

Total Liabilities 36440000

Total Assets 82338000 0.442566008404382

EARNINGS PER SHARE (Net Income / Weighted Average Common Shares Outstanding)

Net Income 12,583,000

Shares Outstandin 3475 3621.0071942446

PRICE EARNINGS RATIO (Share Price (end of quarter / EPS)

Stock Price 52.4807
EPS 4.02 13.0549004975124
& FINANCIAL RATIOS

TOTAL ASSET TURNOVER RATIO (Total Revenue / Total Assets)

Total Revenue 81462000000

Total Assets 82338000 989.360926911025

FINANCIAL LEVERAGE (Total Assets / Shareholder's Equity)

Total Assets 82338000

Shareholder's Equi 45489000 1.8100639715096

NET PROFIT MARGIN (Net Income / Total Revenue)

Net Income 12,583,000

Total Revenue 81462000000 0.0001544646583683

RETURN ON ASSETS (Net Income / Total Assets)

Net Income 12,583,000

Total Assets 82338000 0.152821297578275

RETURN ON EQUITY (Net Income - Preferred Dividends / Shareholder's Equity)

NI - Pref. Div. 331000000
Shareholder's Equi 45489000 7.276484424806
 ACCOUNTING & FINANCIAL RATIOS

CURRENT RATIO (Current Assets / Current Liabilities)

Current Assets 27,100,000

Current Liabilities 19,705,000 1.37528546054301

WORKING CAPITAL (Current Assets - Current Liabilities)

Current Assets 27,100,000

Current Liabilities 19,705,000 7395000

DEBT RATIO (Total Liabilities / Total Assets)

Total Liabilities 30,548,000

Total Assets 62,131,000 0.491670824548132

EARNINGS PER SHARE (Net Income / Weighted Average Common Shares Outstanding)

Net Income 5,519,000

Shares Outstandin 3386 1629.94683992912

PRICE EARNINGS RATIO (Share Price (end of quarter / EPS)

Stock Price 48.43
EPS 1.87 25.8983957219251
& FINANCIAL RATIOS

TOTAL ASSET TURNOVER RATIO (Total Revenue / Total Assets)

Total Revenue 53,823,000

Total Assets 62,131,000 0.866282532069337

FINANCIAL LEVERAGE (Total Assets / Shareholder's Equity)

Total Assets 62,131,000

Shareholder's Equi 31015000 2.00325648879574

NET PROFIT MARGIN (Net Income / Total Revenue)

Net Income 5,519,000

Total Revenue 53,823,000 0.102539806402467

RETURN ON ASSETS (Net Income / Total Assets)

Net Income 5,519,000

Total Assets 62,131,000 0.0888284431282291

RETURN ON EQUITY (Net Income - Preferred Dividends / Shareholder's Equity)

NI - Pref. Div. 143000000
Shareholder's Equi 31015000 4.61067225536031
 Net Present Value (NPV) Calculator
Building

Initial Investment Year 1 2

Annual Cash Inflows Cash Flows $0 $0
Discount Rate NPV = $0 Year 11 12
Number of Years Cash Flows $0 $0
Salvage Value

Equipment

Initial Investment Year 1 2

Annual Cash Inflows Cash Flows $0 $0
Discount Rate NPV = $0 Year 11 12
Number of Years Cash Flows $0 $0
Salvage Value

Bonds

Initial Investment
Annual Cash Inflows
Discount Rate NPV = $0 Year 1 2
Number of Years Cash Flows $0 $0
Principal Returned
lculator

3 4 5 6 7 8 9 10
$0 $0 $0 $0 $0 $0 $0 $0
13 14 15 16 17 18 19 20
$0 $0 $0 $0 $0 $0 $0 $0

3 4 5 6 7 8 9 10
$0 $0 $0 $0 $0 $0 $0 $0
13 14 15 16 17 18 19 20
$0 $0 $0 $0 $0 $0 $0 $0

3 4 5 6 7 8 9 10
$0 $0 $0 $0 $0 $0 $0 $0
Rate of Return 10%
Initial Investment $10,000,000 Month 1 2
Interest $83,333 $84,028
Investment Value $10,083,333 $10,167,361

Month 1 2
Interest $92,059 $92,827
Investment Value $11,139,190 $11,232,017

Month 1 2
Interest $101,699 $102,547
Investment Value $12,305,609 $12,408,156

Month 1 2
Interest $112,348 $113,285
Investment Value $13,594,167 $13,707,452

Month 1 2
Interest $124,113 $125,147
Investment Value $15,017,654 $15,142,801

Month 1 2
Interest $137,109 $138,252
Investment Value $16,590,198 $16,728,450

Month 1 2
Interest $151,466 $152,728
Investment Value $18,327,409 $18,480,137

Month 1 2
Interest $167,327 $168,721
Investment Value $20,246,528 $20,415,249

Month 1 2
Interest $184,848 $186,388
Investment Value $22,366,604 $22,552,993

Month 1 2
Interest $204,204 $205,906
Investment Value $24,708,680 $24,914,586
 Time Value of Money - Monthly Compounding
Year 1
3 4 5 6 7 8 9
$84,728 $85,434 $86,146 $86,864 $87,588 $88,318 $89,054
$10,252,089 $10,337,523 $10,423,669 $10,510,533 $10,598,121 $10,686,439 $10,775,492
Year 2
3 4 5 6 7 8 9
$93,600 $94,380 $95,167 $95,960 $96,759 $97,566 $98,379
$11,325,617 $11,419,997 $11,515,164 $11,611,123 $11,707,883 $11,805,448 $11,903,827
Year 3
3 4 5 6 7 8 9
$103,401 $104,263 $105,132 $106,008 $106,891 $107,782 $108,680
$12,511,557 $12,615,820 $12,720,952 $12,826,960 $12,933,851 $13,041,633 $13,150,313
Year 4
3 4 5 6 7 8 9
$114,229 $115,181 $116,141 $117,108 $118,084 $119,068 $120,061
$13,821,680 $13,936,861 $14,053,002 $14,170,110 $14,288,194 $14,407,262 $14,527,323
Year 5
3 4 5 6 7 8 9
$126,190 $127,242 $128,302 $129,371 $130,449 $131,536 $132,632
$15,268,991 $15,396,233 $15,524,534 $15,653,906 $15,784,355 $15,915,891 $16,048,524
Year 6
3 4 5 6 7 8 9
$139,404 $140,565 $141,737 $142,918 $144,109 $145,310 $146,521
$16,867,854 $17,008,419 $17,150,156 $17,293,074 $17,437,183 $17,582,493 $17,729,014
Year 7
3 4 5 6 7 8 9
$154,001 $155,284 $156,579 $157,883 $159,199 $160,526 $161,863
$18,634,139 $18,789,423 $18,946,002 $19,103,885 $19,263,084 $19,423,610 $19,585,473
Year 8
3 4 5 6 7 8 9
$170,127 $171,545 $172,974 $174,416 $175,869 $177,335 $178,813
$20,585,376 $20,756,921 $20,929,895 $21,104,311 $21,280,181 $21,457,515 $21,636,328
Year 9
3 4 5 6 7 8 9
$187,942 $189,508 $191,087 $192,679 $194,285 $195,904 $197,537
$22,740,934 $22,930,442 $23,121,529 $23,314,208 $23,508,494 $23,704,398 $23,901,934
Year 10
3 4 5 6 7 8 9
$207,622 $209,352 $211,096 $212,855 $214,629 $216,418 $218,221
$25,122,207 $25,331,559 $25,542,655 $25,755,511 $25,970,140 $26,186,558 $26,404,779
 10 11 12
$89,796 $90,544 $91,299
$10,865,288 $10,955,832 $11,047,131

10 11 12
$99,199 $100,025 $100,859
$12,003,026 $12,103,051 $12,203,910

10 11 12
$109,586 $110,499 $111,420
$13,259,899 $13,370,398 $13,481,818

10 11 12
$121,061 $122,070 $123,087
$14,648,384 $14,770,454 $14,893,541

10 11 12
$133,738 $134,852 $135,976
$16,182,261 $16,317,113 $16,453,089

10 11 12
$147,742 $148,973 $150,214
$17,876,755 $18,025,728 $18,175,943

10 11 12
$163,212 $164,572 $165,944
$19,748,685 $19,913,258 $20,079,202

10 11 12
$180,303 $181,805 $183,320
$21,816,631 $21,998,436 $22,181,756

10 11 12
$199,183 $200,843 $202,516
$24,101,117 $24,301,960 $24,504,476

10 11 12
$220,040 $221,873 $223,722
$26,624,819 $26,846,692 $27,070,415
 Time Value of Money - Annual Compoun
Rate of Return 10% Year 1 2 3 4 5
Initial Investment $10,000,000 Interest $1,000,000 $1,100,000 $1,210,000 $1,331,000 $1,464,100
Investment Value $11,000,000 $12,100,000 $13,310,000 $14,641,000 $16,105,100
- Annual Compounding
6 7 8 9 10
$1,610,510 $1,771,561 $1,948,717 $2,143,589 $2,357,948
$17,715,610 $19,487,171 $21,435,888 $23,579,477 $25,937,425
 Time Value of Money - Present Value Annuity
Number of Years 10
Rate of Return 10% $61,445,671.06
Payment $10,000,000
 Time Value of Money - Future Value Annuity
Number of Years 10
Rate of Return 10% $159,374,246.01
Payment $10,000,000
 Time Value of Money - Present Value of Lump Sum
Rate 10%
Years 10 $3,855,432.89
Initial Investment $10,000,000
 Time Value of Money - Future Value of Lump Sum
Rate 10%
Years 10 $25,937,424.60
Initial Investment $10,000,000