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Dear [Card Holder],

I am reaching out to you regarding your delinquent credit card account. We have made several
attempts to contact you and have not received a response from you.

It is important that we resolve this matter as soon as possible to avoid further negative impact on
your credit score and to ensure that you are not subjected to any legal action.

Please get in touch with us at your earliest convenience to discuss a repayment plan or to explore
any other possible solutions to resolve this issue.

We look forward to hearing back from you.

Sincerely,

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