Dear [Account Holder],

We would like to work with you to establish a payment plan that will help you to bring your past due
account with [Bank Name] current. We understand that unexpected expenses and financial
challenges can arise, which can make it difficult to make timely payments.

Please provide us with your financial information to help us create a personalized payment plan for
you. Once we receive your information, we will create a payment plan that includes manageable
monthly installments, due dates, and total amount owed.

If you have any questions or need assistance, please don't hesitate to contact us. We appreciate
your attention to this matter and look forward to working with you to bring your account current.

Sincerely,

[Your Name]

[Collection Agency]