Case Analysis: Answer the following questions.

In order to pay for the former's urgent hospitalization, J borrowed P 75,000 from A using the
latter's credit card (to be reimbursed over time). J pledged to pay the monthly fee each month
when the bill is received. Soon after, J used A's credit card information on multiple times
without his knowledge to make purchases online. J accrued debt of P 100,000. He did not,
however, make a single monthly amortization. When A learned, he told J that he couldn't fulfill
his duties. J finally fled to Germany after going into hiding. J owes a total of P 150,000 after
interest of P50,000 was added to his debt.

Hello, here is the proposed response to your query;

What exactly does J have to provide A, and what is its nature?

Cash or money from the willful breach of the duty that J must give to A is the essence of the
item that J must do.

Is J liable to A? If yes, for how much?

Yes. J is liable to A for a total of P 150,000 due to an accrued debt of P100,000 plus P50,000 in
interest.
Even though they may not have been stated, supplying all of an item's attachments and
accessories is part of the responsibility to offer a specific product. Article 1167, 1097a. If
someone who is required to perform something doesn't, it will be carried out at their expense.
In general, if a thing is lost due to unavoidable circumstances, the responsibility to supply that
object is no longer in effect (Art. 1174). Yet, a duty to supply an ambiguous or generic item is not
as easily terminated by luck.