Commercial Banking

FIN 351

Dr. Thomas H. Payne Office: BA 109

Horace and Sara Dunagan Chair of Excellence in Banking Phone: 881-7324
Professor of Finance Home: 587-0088
College of Business and Public Affairs Fax: 881-7323
University of Tennessee at Martin Email: tpayne@utm.edu

Course Description:
Commercial Banking is a comprehensive study of commercial banks and their role in the
economy. The course emphasizes the practical application of business and economic
principles as they relate to bank management and regulatory policy. Topics covered include
banking history and regulation, consumer and commercial credit analysis, asset and liability
management, risk management, loan policy, and money management services. Trends such
as consolidation, on-line banking, internationalization, and project-line expansion are also
addressed.

Prerequisites: Finance 301

Texts and Course Materials:

Koch, Timothy W. and S. MacDonald, Bank Management, 5th Edition, The Dryden Press,
New York, NY, 1999.

Parker, George, and Terrence Beals, The Stanford Bank Game: Version 11, Boyd and Fraser
Publishing Company, Danvers, MA 1995.

The Wall Street Journal