February 2, 2019

“Solar Loans” through the Home Developmet Mutual Fund (Pag-IBIG FUND) can be applied as a Home
Improvement Loan by any Pag-IBIG Fund member, as per memorandum dated may 19, 2015:
Pag-IBIG is know for their efficiency and low interest rates. Their loan facility can be applied for online or
through visiting any Pag-IBIG branch. For online application, visit:

https://www.pagibigfundservices.com/HousingLoan/Apply/Portal.aspx

Once in the portal, select “Apply for Housing Loan”

Then enter Pag-IBIG number, Name, and generated code

Once inside, simply fill out the form:

Select “Home Improvement” as the purpose of the loan

The system will generate your estimated monthly payment depending on your loan amount, loan term and
desired repricing period.

*The repricing period will determine when the system will update the interest rates applied. Historically, Pag-IBIG
interest rates have been decreasing through the years, so a 3-year repricing period is currently suggested.

Be sure to fill in all required fields as well as all possible fields that can be filled up.
Click on “I Agree”. This will generate a summary and direct you to a list of Pag-IBIG branches where you can
submit all required documents.
The next step will be to visit your nearest Pag-IBIG branch to submit your required documents. You only need
the basic requirements upon loan application:
The loan facilitation officer will advise if there are any additional requirements needed, as well as how many
days to process. Given complete documents, a loan can be approved within 10-14 working days.