Date : 08.06.

2022
To
The Manager,
Purasawalkam Dhana Vardhana Saswatha Nidhi Limited,
No.2, Krishnappa Mudali Street,
Chennai 600 084.

From

N.THARABAI and N.KAMALAKANNAN

JOINT ACCOUNT HOLDERS
No.5, Saraswathi Nagar, 1st Street,
Thiruvottiyur,
Chennai 600 019.

Sirs,

Subject / Concerns :

01.Non-Payment of Interest on Fixed deposits

02.Not allowing to Withdraw the eligible amount in Saving Account No.3816
03.Refusing to renew / refund the Matured Fixed deposit amount
04.Refund of both Interest and Principal deposits

We the joint account holders maintains various Fixed deposits with your
Establishment since 2017 and the Interest income earned thereon is the only
livelihood for our Family. Since December 2021, we are trying to withdraw the
Interest earned from our Saving deposit Account No.3816 which was not allowed to
us stating that restructuring process is going on and will be paid together with
additional Interest. However, we observed and it was triggered among the other
depositor that the Establishment is unable to pay the Interest as well as the Principal
amount for the matured deposits as the amount has been diverted to various other
business and inflow out of the same were blocked.

Since then we are regularly approaching your Office to withdraw the Interest
amount as accumulated in our Pass Book account NO.3816 and foreclose the
following Fixed deposits maintained jointly by us with your Company. However, our
requests were denied convincing us to wait for further few days to resolve all the
issues. It is almost more than 150 days you have not allowed us to either withdraw
the Interest or the Principal Amount.
……2
 Receipt No. Date of Deposit Maturity Date Amount of Deposit
FM60/01181 24-05-2017 25-05-2022 50,000.00
FM60/01502 14-09-2017 18-06-2022 10,000.00
FM60/01374 26-07-2017 26-07-2022 53,000.00
FM60/01605 24-10-2017 08-10-2022 10,000.00
FM60/02026 23-06-2018 23-06-2023 1,50,000.00
FM60/02024 23-06-2018 23-06-2023 1,50,000.00
FM60/02027 23-06-2018 23-06-2023 47,000.00
FM60/02025 23-06-2018 23-06-2023 1,50,000.00
FM60/02028 23-06-2018 27-06-2023 2,00,000.00
FM60/02295 26-11-2018 12-11-2023 1,50,000.00
FM60/02294 26-11-2018 12-11-2023 1,50,000.00
FM60/02293 26-11-2018 12-11-2023 1,50,000.00
FM60/02292 26-11-2018 26-11-2023 70,000.00
FM60/02403 21-02-2019 18-02-2024 1,50,000.00
FM60/02404 21-02-2019 18-02-2024 1,50,000.00
FM60/02405 21-02-2019 18-02-2024 2,00,000.00
FM60/02399 21-02-2019 22-02-2024 1,00,000.00
FM60/02401 21-02-2019 22-02-2024 1,50,000.00
FM60/02402 21-02-2019 22-02-2024 1,50,000.00
FM60/02406 21-02-2019 24-02-2024 1,10,000.00
FM60/02398 21-02-2019 27-02-2024 2,00,000.00
FM60/02400 21-02-2019 28-02-2024 2,00,000.00
FM60/02422 06-03-2019 15-03-2024 10,000.00
FM60/02950 23-06-2021 15-06-2026 1,00,000.00
TOTAL 28,60,000.00

We once again request you to close the above fixed deposits and the accumulated
interests credited thereon in Saving Pass Book No.3816 immediately and remit the
proceeds to our Account NO. 50100180188864 IFSC Code HDFC0001299 maintained
by us in our Joint name with HDFC Bank Limited and confirm.

Failing which we will have the option to file a complaint to recover our hard earned
money with appropriate regulators in that event you are fully responsibility for the
cost and consequences arise thereon.

Yours truly,

N.THARABAI N. KAMALAKANNAN