MD.

MUNZURUL HAQ SAYEM

Dutch-Bangla Bank Limited

Internal Control & Compliance Division, Head Office
315/B, Shaheed Tajuddin Ahmed Saroni,
Tejgaon I/A, Dhaka-1208
Mobile No: 01714-885555
Email: mrmhsayem@yahoo.com

OBJECTIVE

To be a part of a promising Bank where I can explore my full potential and use my in-
depth banking experience at the required level to bring the most desired collective
success.

PROFESSIONAL EXPERIENCE

I, Joined Dutch-Bangla Bank Limited as a Trainee Officer on April 30,2009, at Bogura Branch and transferred to
Netaiganj Branch on September, 2009 and subsequently others branches handled in general banking & credit
department physically the task of:

Account Opening with proper scrutiny of details information, necessary papers,

operating instructions, Sector Code, KYC, TP etc.as Bangladesh Bank instructions & input
into system.
Opening & Closing of FDR/DPS/CHESS account & interest redemption.
Issuance, Liquidation & Balancing of PO/DD and maintenance of registers.
Checking particulars of all received clearing cheques & posted in BACH.
Receiving Fund Transfer cheques & posted & maintaining return register.
Preparation of Outward bills for collection (OBC) and voucher pass into System.
Providing SMS & Internet Banking facility & erudite 2FA to the customers.
Attend the task of account modification/instructions, mandate and signature & image
Change etc. as client request.
Attend visiting customers of the branch for different facilities under ATM Cards &
Remittance.
Issuance/deliver of cheque book, solvency certificate & deliver account statements,
balance Inquiry & product information to the client.
Monitoring Anti Money Laundering activities, KYC and TP etc. in every case.
Processing Salary payment of the employees of corporate clients through GEFU.
Printing all necessary daily EOD reports and proper preservation.
Maintaining Lost Instrument register and proper maintenance in the system
Proper checking & monitoring of CTR & STR process by way of update account
information.
Ensure forwarding CIB inquiry to Head Office.
Preparation of SOD & Guarantee proposal and arrange sanctioning of the limits.
Preparation for taking disbursement authority of SOD from Head office.
Communicating to the SOD customers for update as requires.
Proper knowledge on AML circulars and BIFU circulars issued by Bangladesh Bank.

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Marketing and development towards the annual target of Branch.

Credit:

To establish new customer relationships and strengthen existing relationships;

To carry out credit analysis, prepare credit proposals and make recommendations for
sending to Head Office;
To initiate CIB inquiry in the name of borrower when required;
To issue sanction advices to client and complete documentation;
Regular monitoring of Loans and Advances to ensure regular repayment and avoid
classification;
Different types of reporting as per requirement of Head Office and Bangladesh Bank;
To update credit information on clients and review risk grading on a periodic basis;
All sort of online posting regarding loans and advances as a teller, i.e., loan contract
creation, liquidation, realization of repayments, adjustments, and other related
transactions.

Accounts:

Preparation of month end provision vouchers including interest on H.O. General A/C
and Passing the entries into the system.
Maintaining of fixed Asset register & preparation of schedule of fixed assets of the
branch& Monitoring the monthly vouchers of depreciation passing by HO
Reconciliation of DBBL Collection a/c, Inter Br. Parking GL & other Parking GLs.
Preparation of stationery/security consumption voucher along with statement on Monthly basis
Stock position.
Preparation of different statements as required by Bank Mgt. and Central bank.
Ensure perfect scrutiny of the daily expenditure vouchers & posting into system.
Monthly Performance analysis of the branch and appraise the branch management of the
deviations from target.
Checking items rejected by the system and suspended to retain a balanced position.
Preparing & Sending daily Resource Position; Daily, Weekly, Monthly, Quarterly Statements
to Head office.
Preparation of Salary & Wages of Casual Staff & all daily expenses voucher.
Timely payment of house rent and utility bills as usual Fast-Track & ATM booth.
Obtaining of expenditure approval from Head Office as per requirement.
Monitoring & supervising of Branch Generators & Air-Conditioners.
Any other duties as assigned by the authority of the branch.

EDUCATION

Masters of Commerce (M. Com) 2001 (held in 2003)

National University
Concentration: Management
Result: 2nd Class

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Bachelor of Commerce (B. Com) 2000 (held in 2001)

National University
Concentration: Management
Result: 2nd Class
Higher Secondary Certificate (HSC) 1997
Rajshahi Board
Institution: Rajshahi College, Rajshahi
Concentration: Commerce
Result: 1st Division
Secondary School Certificate (SSC) 1995
RajshahiBoard
Institution: Naopara High School, Durgapur, Rajshahi
Concentration: Science
Result: 1st Division
PRESENT TASKS

I, Presently working as “Senior Officer” in Internal Control & Compliance Division, Head office since
September, 2014 with following responsibility.

In Audit & Inspection Department:

 Conduct various kinds of Inspections like Regular Inspection, Snap Inspection, Compliance Audit, ATM
Audit, Computer audit etc. During these Inspections, apart from transaction testing, a review of systems and
procedures adopted and their deficiencies are to be identified for effecting necessary Improvements.
 Carry out surprise checks in the sensitive areas.
 Conduct special investigation in case of gross employee misconduct or major violation.
 Identify deviation in the operational processes from set policies and procedures.
 Recommend process improvement as and when necessary.
 Recommend to the Head of Internal Control regarding the effectiveness of the control system of individual
unit as well as whole organization.
 Development of a well-defined policy for risk based internal audit.
 Adoption of risk assessment methodology for formulating risk based audit plan.
 Development of risk profile and drawing up of risk matrix taking inherent business risk and effectiveness of
the control system for monitoring the risk.
 Preparation of annual audit plan, covering all risks and their prioritization based on the level and direction of
each risk.
 Setting up of communication channels between the audit staff and the management, such as Risk Based
Internal Audit Report.

In Monitoring Department:

 Establish monitoring mechanism procedures to ensure high risks areas are regularly reviewed.
 Ensure all limits set in internally or externally are properly followed and appropriate reports are generated
regularly.

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 Review operational performances against key control issues of individual offices.

 Analyze various reports and assess key risk areas.
 Recommend Head of Internal Control to send audit/inspection team in areas where regular deficiencies are
identified.
In Compliance Department:

 To ensure timely dissemination of all regulatory updates.

 Obtain clarifications from regulatory authorities.

TRAINING OBTAINED

“Foundation Training Course” at DBBL Training Wing, Dhaka for 30 days for
Probationary Officers.
“Prevention of Money Laundering & Combating Terrorist Financing” at DBBL
Training Wing, Dhaka for 01 day.
“Training course on International Trade and Foreign Exchange” at DBBL Training
Wing, Dhaka for 6 days.

PERSONAL INFORMATION

Name : Md. Munzurul Haq Sayem

Father’s Name : Md. Deser Uddin
Mother’s Name : Most Momotaz Begum
Address : 47/3/C Indira Road, West Rajabazar, Farmgate, Dhaka
Permanent Add. : Vill: Shibpur, PO: Naopara, PS: Durgapur, Dist: Rajshahi
Date of Birth : February 03, 1981
Marital Status : Married
Nationality : Bangladesh (by Birth)
Religion : Islam

REFERENCES

Mr. Mohammed Nazim Uddin Mr. Samir Kumar Saha

VP & Deputy Head of IC & CD
Dutch-Bangla Bank Limited, Head office,
315/B Shaheed Tajuddin Ahmed Sharani, Tejgaon
I/A, Dhaka-1208
Mobile: 01819352322
Email: nazim.uddin@dutchbanglabank.com
SAVP, Vigilance Cell,
Dutch-Bangla Bank Limited, Head office,
195 C/A Sena Kallyan Bhabon, Motijheel, Dhaka-1000
Mobile: 01711705772
Email: samir.saha@dutchbanglabank.com

(Md. Munzurul Haq Sayem)

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