In conditions of crisis, most banks face bankruptcy and are unable to handle

with their operational, market and liquidity risks. At that time, KredoBank has
shown impressive results over the past year and continues to run business
successfully.

KredoBank is one of the leading banks in the country and it is sufficiently

flexible to the changing investment climate. The bank continues to provide quality
banking services to its customers and tries to keep one step ahead their wishes.
Also, it demonstrates its commitment to ethical investments and uses
psychological insights. The investment projects it offers meet high standards of
ethics and standards of social responsibility.

Over the past 12 months, KredoBank has shown steady growth in all
financial indicators, which confirms its high level of professionalism and
experience in the financial industry. The bank has made efforts to provide its
clients with new investment opportunities that will allow them to increase their
capital, reduce risks and make reasonable returns.

KredoBank is also known for its innovative solutions and the reliability of
its platform. The bank's clients can get access to the most modern technologies and
tools for making financial gain.