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Wiseasy Group

“Banking & Payments made Easy”


About Wiseasy Group

Wiseasy Group is a global turn-key solution provider for next generation


banking & payment solutions with value added service. Composed of
Beijing Wiseasy IOT Technology Co., Ltd. and Paycooplus Co.,Ltd. Two-wholly Wiseasy
owned subsidiaries and Wiseasy AI Business Unit, We are committed to
Fintech innovation to promote business development.
IoT Ltd.
Wiseasy is the pioneer of the brand-new scenarios dominant banking &
payment system, which are defined by smart android payment terminals,
Wise Cloud device management platform, QR code payment platform,
payment and VAS android applications and face recognition AI platform.
Wiseasy Wiseasy AI
Characterized by the integration of embedded transaction and different use
cases, our solutions connect payment and business smartly. Paycoo+ Business
Ltd. Unit
Wiseasy has served more than dozens of industries in various scenarios. With
more than 1,000 technology partners and payment agencies, Wiseasy's products
and services have been exported to over 60 countries.
Wiseasy Journey

2017 2019
ü First foreign subsidiary established, and
ü Handheld Cloud Business Terminal
set up overseas factory in Belarus
WPOS-MINI
ü Set up of Morocco Regional Office
ü Intelligent Business Terminal WPOS-
2015 TAB
ü Launched VAS Payment Android
ü The first Full-touch Applications
2012 ü Handheld Could Terminal WISEASY
Screen Android POS ü Launch of EKYC QuickIDen Product
MINI2
ü Establishment of Beijing Wiseasy Technology passed CUP-WPOS-3 ü WPOS-3 IF Design Award
Co Ltd

2014 2016 2018 2020


ü Internet Android Terminal WPOS-2 ü Cooperation with Apple Pay by ü WPOS-3 produced from the production Launch of WiseLing QR
Apple 2.0 VAS line in Brazil Sound Box
ü WPOS-3 Red Dot Design Award ü AI Service Terminal WISEBOT Launch of WiseCube GMS
ü WPOS-3 passed EMV and PCI ü Smart Commercial Terminal WISENET5 Cloud Printer
Certification ü Launch of WiseCashier Payment
ü Launch of WiseCloud TMS Application
ü Launch of WPOSMINI & WPOSTAB
All You Need for Smart Business

Global supply chain in China, Brazil and


Belarus (under construction) ensures high quality
components and to manufacture with optimal
cost performance ratio.
Honors
Award-winning design team creates world-leading standard Android POS.
Wiseasy has acquired 5 invention patents, 8 utility patents,19 industrial design patents, and dozens of software
copyrights.
Wiseasy in World's Hands
Headquartered in Beijing, with branches, R&D and production centers in 10 cities. Wiseasy's products
have been exported to more than 60 countries and regions.
Certifications
Multiple international certifications provide full access to payment with security
and high-quality terminals.
Security
Certification

Global Payment
Certification

National Payment
Certification

Electronics &Telecom
Certification
Testimonials
Wiseasy is highly recommended by partners:

“Our relationship is very nice. Wiseasy team is very committed with all the support. I wish Wiseasy a
success in the overseas market. ”
Jorge Ribeiro, CEO of Gertec, Brazil

“We choose Wiseasy because we understand that is the future. We believe Wiseasy is our strategic
partner in the business of POS. Continuous improvement is the attitude to keep innovating, and we
share the same obsession of innovation with Wiseasy.”
Verónica Bustamente, General Manager of Scanntech, Uruguay

“WPOS-3 is an excellent device we have used for our merchants in North America. We find WPOS-3 is
very robust, very reliable, very easy to deploy with tons of features. Our customers really really like the
device and I would like to recommend it highly.”
Chris Renton, CGO of SnapPay, Canada

“As an exclusive distributor of the brand of Wiseasy in Morocco and other countries in Africa, Premium
Technology and Wiseasy share the same goals and challenges to meet the specific needs of African
customers. I want to stress that Wiseasy’s smart devices make payment easier and safer, and in the
multicultural environment we have a good cooperation and successfully empower the end users. ”
Ahmed Amine Khachla, CTO of Premium Technology, Morocco
Technology Partners
Cooperate with the top international partners, establish the industry technical
standards.

Providing secured Android OS Providing secured physical card Serving as value-added payment
transaction OS service partner of Apple Corp in China

Providing safe financial network to Providing safe financial network to Meeting the cloud POS system and
secure communication secure communication application market safety
standards of China Union Pay
Research Institute
WISEASY
Full Series Intelligent Business Terminals

WPOS-TAB WISEBOT2
Security Business Pad AI Service Terminal

WPOS-MINI WISEASY MINI2 WISENET5 WPOS-6


Handheld Cloud Terminal Handheld Cloud Terminal Commercial Smart Terminal Interent-based Smart POS

WPOS-3 WISEBOT3
Internet-based Smart POS AI Service Terminal
Use Cases for Wiseasy range of Smart Terminal POS

Industries Some Use Case


Digital Fulfilment
Banking Merchant Payments Agency Banking Loyalty & Rewards KYC Services

Telecom Voucher Generation Mobile Payments Sales Force Automation Loyalty & Rewards KYC
Retail Payments Inventory Management Loyalty & Rewards -
Bus Payments &
Transport Parking Taxi Payments Ticketing Logistics -
Petroleum Payments Loyalty & Rewards - - -
Digital Mobile Payments Loyalty & Rewards - - -
FMCG Order Booking Sales Force Automation Inventory Management -
Hospitality Hotels Entertainment Restraunts Loyalty & Rewards -

Financial Inclusions Loans Insurance Payments KYC Micro ATM


NGO Subsidies Refugee Camps Grants - -
Government Election Fine Collections Censuses - -

Learn More:
https://www.youtube.com/watch?v=09x8ZyqQPYI&feature=youtu.be
WPOS-3 (Card Payment Terminal)

Android 4G WIFI Bluetooth GPS

IC Card Magnetic NFC Code Payment


Reading Card Reading

1D/2D Printer
Scanner

Optional
Accessories Scanner Cradle
(optional)
Learn More:
https://www.youtube.com/watch?v=sYMlz8DECDk
WPOS-3 with Fingerprint Module
Fingerprint Module Specifications
Items Specification
Dimension 35x23x5mm (L X W x H)

Capture Mode Capacitive Touch

Platen Size 19.7 x 14.5 mm

Sensing Area 18.0 x 12.8 mm

Fingerprint Image 256 x 360 pixel


Size
Image Resolution Image Resolution 508 dpi

Communication UART (TTL 115200bps default),


Interface USB1.1/2.0
SPI

Gray level 256 level

Work Voltage 3.8-5V

Work Current 50mA

Temperature 0°C~55°C

Humidity 20-90% R.H


WPOS-TAB (Card Payment Tablet)

Android 4G WIFI Bluetooth GPS

IC Card Magnetic NFC Code Payment


Reading Card Reading

Full Touch Screen Rich I/o Industrial High Protection


Control Interface Integration Industrial
Experience Design Design

Optional
Accessories

Learn More: Bluetooth Cashbox Rotating Bracket WPRT-M


https://www.youtube.com/watch?v=ZcW6A5324eg
WPOS-TAB with Fingerprint Module
Fingerprint Module Specifications
Items Specification
Dimension 35x23x5mm (L X W x H)

Capture Mode Capacitive Touch

Platen Size 19.7 x 14.5 mm

Sensing Area 18.0 x 12.8 mm

Fingerprint Image 256 x 360 pixel


Size
Image Resolution Image Resolution 508 dpi

Communication UART (TTL 115200bps default),


Interface USB1.1/2.0
SPI

Gray level 256 level

Work Voltage 3.8-5V

Work Current 50mA

Temperature 0°C~55°C

Humidity 20-90% R.H

Learn More:
https://www.youtube.com/watch?v=MYj2kke3bdY
WPOS-MINI (Card Payment Mini Terminal)

Android 4G WIFI Bluetooth GPS

IC Card Magnetic NFC Code Payment


Reading Card Reading

1D/2D Push-talk
Scanner

Optional
Accessories

WPRT-M Bluetooth Earphone


Learn More:
https://www.youtube.com/watch?v=R1_fGP-K90w&t=14s
WalaWang Push-talk Software
One-to-one and one-to-many communication in real-time talking scenario.

WalaWang is an intelligent voice intercom product based on mobile communication network and VoIP
technology.

u With the integration team members into Walawang App,


the user-friendly interface allows corporate collaborators to
quickly build different working channels.

u WalaWang is a powerful communication tool that


enables collaborative workers to access to the channel quickly.

u WalaWang simplifies the communication experience,


and enables the team to work smarter and faster in
collaborative working scenarios.
WPOS QT (Card Payment Pocket Terminal)

Android 4G WIFI Bluetooth GPS

IC Card Magnetic NFC Code Payment


Reading Card Reading

1D/2D
Scanner

Learn More:
https://www.youtube.com/watch?v=ZbHj-xrgmbA
WISENET5 (Mobile Payment Terminal)

Android 4G WIFI Bluetooth GPS

NFC Code Payment

1D/2D Printer
Scanner

Learn More:
https://www.youtube.com/watch?v=5NKyUdxw9vU
WISENET5 with Fingerprint Module
Fingerprint Module Specifications
Items Specification
Dimension 35x23x5mm (L X W x H)

Capture Mode Capacitive Touch

Platen Size 19.7 x 14.5 mm

Sensing Area 18.0 x 12.8 mm

Fingerprint Image 256 x 360 pixel


Size
Image Resolution Image Resolution 508 dpi

Communication UART (TTL 115200bps default),


Interface USB1.1/2.0
SPI

Gray level 256 level

Work Voltage 3.8-5V

Work Current 50mA

Temperature 0°C~55°C

Humidity 20-90% R.H


Quick Compare Wiseasy POS Terminals
Model WPOS3 WPOSMINII WPOSQT WPOSTAB Wisenet5
Display 5.5 Inch 4.5 Inch 4 Inch 11.6 Inch 5.0 Inch
IC( Chip) Yes Yes Yes Yes No
MSR(Swipe) Yes Yes Yes Yes No
QR Code Yes Yes Yes Yes Yes
NFC (MiFare) Yes Yes Yes Yes Yes
Bar Code (1D/2D) Yes Yes Yes Yes Yes
Sign on Glass Yes Yes Yes Yes Yes
Dual Sim Yes Yes Yes Single Yes
Android Version 5.1/8.1 5.1/8.1 8.1 5.1 8.1
Printer Yes No No No Yes
GMS Yes on Android 5.1 Yes on Android 5.1 NA Yes on Android 5.1 Yes on Android 8.1
GSM 2G/3G/4G 2G/3G/4G 2G/3G/4G 2G/3G/4G 2G/3G/4G
Communication WIFI + BT WIFI + BT WIFI + BT WIFI + BT WIFI + BT
Certification Yes Yes Yes Yes Yes
Battery 6000 mAh 3000 mAh 2000 mAh 8000 mAh 5200 mAh
ECR Support Via BT Dongle Via BT Dongle Via BT Dongle Via BT Dongle Via BT Dongle

Biometric (Fingerprint) WPOS3FP External External Rotating Bracket Stand Wisenet5FP


Wiseling – QR Sound Box (Mobile Payment Terminal)

Learn More:
https://www.youtube.com/watch?v=1g429LbyARI
WISEBOT3 AI (Face ID Payment Terminal)

Android 4G NFC Bluetooth GPS

Binocular Face Self-service Voice


Recognition Collection Self-service

1D/2D Infrared Sensor


Scanner

Learn More:
https://www.youtube.com/watch?v=G7y6S8Th5Nk
WPRT-8001 Portable Printer

Thermal Printing Quick Charging Bluetooth USB

Items Specification Items Specification


Printing Method Thermal Line Printing Input Buffer 10Kbytes
Print Width 72mm (effective printing width) Power Adapter input AC 220V; output DC 9V/1A
Print Density 576 dot/line Lithium Battery 3600mAh/7.2V
Print Speed 90mm/s Charging Time 3 hours
Interface USB+Bluetooth Working Environment emperature 0℃~5 0℃;
humidity 20%~85%
Paper Width 80mm
Storage Environment temperature -20℃~60℃;
Roll Diameter 50mm humidity 5%~95%
Paper Thickness 0.06-0.08mm
Mechanical Properties 50 KM
Print Command ESC/POS
Operating System Android, IOS, (Win9X / WinME /Win2000 /
Character Size 24x24 point
WinNT / WinXP, WinVista , Win7, Win8, Linux)
Bar Code Type CODE39, DODE128
WPRT-M Portable Printer

Thermal Printing Quick Charging Bluetooth USB

Items Specification Items Specification


Printing Method Thermal Line Printing Print Content Western Font: ASCII/Codepage/
customized character(12x24/9x17 dots);
Print Width 48mm one - dimensional bar code:
Resolution 8 dots/mm(203dpi) UPCA/UPCE/EAN13/EAN8/CODE39/
ITF25/CODABAR/CODE93/CODE128;
Print Density 384mm/s two - dimensional bar code:
Print Speed MAX 80mm/s PDF417/QR CODE/DATA Matrix;

Paper Width 58mm Working Environment temperature:0℃~5 0℃; humidity:10%~80%


Storage Environment temperature: -40℃ ~ 7 0℃;
Paper Thickness 0.06-0.08mm
humidity: 10%~95%
Print Command ESC/POS
Lithium Battery 7.4V/2000mAh
Interface RS-232/USB/Bluetooth Power DC 12V, 2A
Roll Diameter ≤40mm Size 108(L)x78(W)x45(H)mm
Charging Time 3 hours Weight 150g (no print paper and battery)
WPOS-CBOX (BT Cashbox)
Wiseasy Applications
Wise UI—Deeply Customized business operating System
Scientific Division of Functional Areas One Click for Help
1. Quick help troubleshooting
1. Home default business application area
2. Help and feedback
2. Customized screen
3. Customer service phone
4. WeChat for help
The default service The third-party 5. Fault history
application area application area
Wise UI—Deeply Customized business operating System

Smart Terminal Equipment Butler

1. Comprehensive inspection 2. Peripheral management 3. One-click acceleration


Wise Cashier—An omnipotent payment APP

Comprehensive and flexible cashier

Wise Cashier enables users to customize their own combination of payment methods together with safe, stable and high-
performance bottom infrastructure. With Wise Cashier, the seemingly complicated payment system is always within your touch.

Fast code scanning capability, a perfect embodiment of great


simplification and intelligence

Wise Cashier integrates simple operated fast code scanning capability


and intelligent customer identification, which frees users from
miscellaneous work, such as member identification, usage of coupon,
scanning of diverse QR codes.
Wise Cashier—An omnipotent payment APP

Usage of equity price and expansion points of


payment activities
Wise Cashier enables merchants to gain business resource from bank purchase, marketing subsidies, and the exchange of air
miles. Merchants are able to use coupon and bonus point to cooperate with other business and check the status in the
mangement system.

Access to receive payment on


any occasions
With Wise Cashier, the payment at diverse occasions can be integrated into one App. Payment
among Apps: combination with mobile payment Apps All-in-one Cashier: combination with
cashier computer

Value-added interface of expansion

Wise Cashier is equipped with many payment interfaces. Invoice interface facilitates self-issued
invoice by customers Electronic change slip interface enables paperless management of cash
register receipt.
Basic Functions – UI Interface
Basic Functions – UI Interface

Video: https://youtu.be/knOwDceEWK4
QUICKIDEN- EKYC OCR based Application

ID document scanning ID documents digital copy

Digital contract and


Automatic SIM card
activation

Printing of customer’s
contract including all data

Customer Fingerprint
SIM Bar Code scanning and Signature
Choice of SIM card package

Learn More:
https://www.youtube.com/watch?v=_C54TQMEfKo
https://www.youtube.com/watch?v=_C4AWQXp3WY&t=8s 34
QUICKIDEN- Services

ADVERTISMENT DISPLAY

SIM Card Issuing E-VOUCHER

SIM Card Swap TOP-UP

Mobile Money Activation MONEY TRANSFERT

BILL PAYMENT
Loyalty Program

ENROLLMENT & IDENTIFICATION


USING FINGERPRINT

35
Wiseasy Software
Wise Cloud (Terminal Management System/TMS/MDM)
Wise Cloud is a smart POS TMS platform, which provides synchronized management and operation of multiple terminals for our partners.
Wiseasy offers this free for customers on Amazon Public Cloud Instance and also provides facility for On Premises/Private Cloud on different
commercial Models.
Wise Cloud

Multiple Security

Wise Cloud can be accessed safely with low latency all over the
world. Multiple security protections are at work to ensure device
cloud security. Millions of devices can be long-term connected by
Wise cloud, and a hundred thousand messages can be sent
simultaneously.

One-stop Management
Services
Wise Cloud also provides one-stop management services, from
data collection to application management. Users manage
equipment inventory through networks and labels, analyze and
manage equipment reporting logs, and export capabilities in form
of APIs.

Learn More:
https://www.youtube.com/watch?v=RlSZ4AzdTJg
PayCloud ( Mobile Payment Switch)
PayCloud offers options for online and offline payments, including mutiple payment methods
such as bank card, QR code, and cash transaction, for local banks, acquirers, payment service
providers, covering various payment scenarios.

We make PAYMENT as a CLOUD service

Mobile Payment Cloud Service Global Standard Remote Deployment


QR code payment,bank AWS, GCP, Azure, PCI-DSS, EMVCo Use heterogeneous
card, online payment Aliyun QR code cloud environment
PayCloud
Payment as a Cloud Service Payment Options

Line Pay VISA mastercard Apple Pay UnionPay

Online + Offline
Payment System RuPay American Wechat Pay Alipay Other mobile
express payment

Services for

ALL-IN-ONE Banks/Acquirers Payment service Payment technology


PAYMENT SOLUTION agencies service providers

Platform Industries
Product
PayCloud
Operation

Maintenance Transportation
Restaurant Hotel Tourism Shopping
(Car rental/Parking)
PayCloud

ü Business Overview
ü Transaction Inquiry
ü Transaction Summary
ü Message Notification
Merchants Merchant Center
ü Terminal Management
PayCloud

ü Agent Information & Account


ü Merchant Information Inquiry
ü Merchants & Terminals Management
ü Sub-Agent Management
ü Transaction Management
Agents Agent Platform
ü Commission Management
ü Data Statistics

Provide one-stop service for the most efficient management


National Mobile Payment Gateway
National Mobile Payment Gateway is the unified QR code payment management platform for central banks in
developing countries and regions, which help them to open access to local banks and payment institutions.

Financial institutions BANK A BANK B ACQURIER C



API

Payment
processing and Data analysis
WALLET forwarding
Secure
Service
Unified Barcode API monitoring
SUBPP INTERNET
Barcode management and
Secure Element processing Authentication
Payment
Gateway
system Central Bank
Value-added
POS service processing
Account system
and forwarding

API

Value-added service providers PROVIDER A PROVIDER B PROVIDER C



Platform System Architecture
National Mobile Payment Gateway
Significance of Platform Construction

• Establishing unified and authoritative bar code


payment standard

• Interactions and transactions are filtered and isolated


through the gateway, no risk of network attacks

• Building a market-oriented platform for content distribution,


operation management and technology access

• All transactions are conducted within the central bank


system

• Providing valuable reference for the following business


data analysis and market supervision
WiseSwitch – (Card & Mobile Payment Switch)

Micro Payment Gateway with MPI Wiseasy Acquiring


ATM Platform
Unified Payment Solution Suite
Payment ATM Controller
Gateway
POS Controller Bank
CARD
Mobile
Wallet Validation
Message
& Risk Security Routing
Formatter
Management

Tablet Mobile
EFT Switch – Acquiring & Issuing Payment

Clearing & Settlement


Smart
POS
Value-add
Service
Card Fraud Risk Management
Issuance
Merchant Management System
Interbank
Switching Merchant Reconciliation, Clearing and Settlement
WiseSwitch Payment Capabilities

Acquiring Platform
Channels we serve

POS/Tablet Payment Contactless UPI


Gateway Payments

EMI on Cards QR Based Host to Host Internet


(Payment Payments (Push Connectivity Banking
Gateway) and Pull)
Business Management Capabilities

01 02 03 04 05

Multi Tenancy System 7 different Hierarchy Single data point KYC Daily Transaction
for handling multi Configurations for Handling entries and Scoring reports at all Hierarchy
hierarchy configurations any type of Business Models configuration from Levels
with multi bank setups Merchant Onboarding,
Risk Configuration to
Settlement
06 07 08 09 10

Hourly Automated and Custom Sales/DSA/Distributor Automated Commission Charge Back


Settlement defined Outgoing and Handling Modules and Rental Calculations Management Module
Cycles Incoming File at Different levels
Processing

11 12 13 14

Retail Loans EMI Automated Automated Auto Hold and


Debits Settlement File Reconciliation and EOD Release as per Risk
Management Generations Closures Parameters
Unique Selling Point

Own IPR Scalability and No Flexible and Fully Complaint


through Partnership Geographic Restrictions Customizable Solutions and Certified Microsoft Azure DP

Cloud Low Under IBM’S GEP and PCI DSS V3.2 IBM soft layer DC
Hosted Turnaround Time preferred partner for Certified
payment solutions
WiseAdopter - Multi Protocol Communication Server
A solution that allows adoption of multiple protocols and different system interconnection at tour fingertips, a system that
converts one protocol to another through a common and fully configurable infrastructure that is Wiseadopter.

Standalone Protocol Conversion for ISO8583,Soap and Json)


Wiseasy References

Telecom Industry Bank Service Restaurant Industry Retail Industry Mobile Payment
Telecom On Boarding Solution

With the rise in KYC regulations, biometric fingerprint registration has been adopted by many countries. Wiseasy
provides customized embedded handheld terminals for selling SIM card at agent outlets (SSO) for telecom operators.

SSO solution for China Unicom

01 Together with our partner Sunrise, we provide mobile solution for China Unicom, supporting the functions of citizen ID
card identification, SIM card reading and writing, customer data upload and verification, NFC/MSR/IC/ QR code payment
and electronic handwritten signature.
Telecom On Boarding Solution

SSO solution for Algerian telecom operator Djezzy

02 According to the actual application scenario of Algerian Mobile operator Djezzy, we provide a combination of hardware
terminals with integrated software solution, which supports the identification of multiple types of documents such as
passports, ID cards, driving licenses, etc., and further realizes the functions of electronic handwritten signature, A4-paper
scanning, fingerprint identification and receipt printing. With Wiseasy offerings, Djezzy caters to their need of a complete
SIM card sales EKYC solutions, which connects customer identification, SIM card activation and customer information
retention under one terminal.
Micro-finance Solution

Wiseasy provides customized micro-finance solutions for community banks. Our handheld terminals enable
convenient living and financial services to reach a wider population.

Indian Fino Payments Bank

01 For remote areas of India, we provide FINO Payments Bank with a full range of WPOS-3-based financial terminals solution
that enables Fingerprint EKYC along with accounts, deposits, cash withdrawals, remittances, and the purchase of financial
products and services (gold, loans, insurance) and other functions, allowing the population in poor areas to enjoy
convenient banking services.
Micro-finance Solution

China Construction Bank

02 We provided smart service terminals for the "Jin Xiang Tong" service network project launched by the Hunan Branch of
China Construction Bank. Based on WPOS-3, our terminals enable the service outlets to provide traditional financial
services such as assistance to farmers, small deposits, money transfer, consumption by card, payment of fees and other
services to local county and township citizens and farmers. Meanwhile, our terminals also empower the service outlets
with the non-financial services such as China Unicom SIM card activation, telephone fee payment, China Unicom
electronic coupon consumption, logistics distribution etc. .
Micro-finance Solution

Mexican Bill Collection Agency

03 Partnering with Mexican bill collection agency, we have set up a mobile payment service network in the local
community, in which local residents can pay for water, electricity, telephone and other municipal necessities through
Wiseasy WPOS-3.
Intelligent Innovative Solutions
Wiseasy provides innovative and holistic solutions for different industries and application scenarios.

New Restaurant Solution


We provide an all-in-one solution from the
lobby to the kitchen to support queuing,
booking, membership, ordering, group
purchase, cashier, take-out and many other
functions in restaurant catering operation.

AI Service Terminal
We launch a brand new AI service terminal--WISEBOT,
New Retail Solution equipped with functions like face recognition and voice
interaction. Beyond providing aggregate payment, WISEBOT
We provide an online to offline solution that
realizes the combination of multi-functions, which include
completes the business process closed-loop,
through mobile cashiering, product selling, face recognition for membership, automatic
ordering, receiving, logistics and account discount,personalized marketing and other self-check
reconciliation etc., to realize the de-cashier services.
scene in new retail. These functions not only improve customers' shopping
experience, but also bring business management
convenience to the merchants.
Mahavir Shah,
Chief Business Development Officer,
mahavir@wiseasy.com
+917575022106

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