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Best Preparation for Tomorrow is

doing your Best Today


During difficult times like these, Family Health Care (Gold) prepares you and your
family against medical emergencies so that you can focus on recovering and not the
financial worries.
Sum Insured Eligibility for Members
GOLD • Indian Citizens • Non-resident Indian Citizens
PLAN 1 / 2 / 3 / 4 / 5 lacs
• India Post Payments Bank Customers

Entry Age Pre-policy check up

18 years to 65 years for Self & Spouse Up to 65 years no medical tests required
3 months to 25 years for Children (subject to no adverse medical history)

GOLD PLAN

In-patient Hospitalization Treatment without Day Care Procedures


any room rent restriction Organ Donor Expenses
Pre-Hospitalisation-60days Sum Insured Reinstatement Benefit
Post-Hospitalisation-90days Preventive Health Check Up- 1% of sum insured
Road Ambulance- Rs.3000/ hospitalization upto max Rs.2000/- on consecutive renewal of 3 years
as per actuals
Ayurvedic / Homeopathic Hospitalization

Waiting periods
Details Gold Plan
All treatments except any accidental injury First 30 days
Any Pre-existing conditions 36 months
Specific disease like- Cataracts, Hernia of all types, 24 months
Fistulae, Fissure in ano, Hysterectomy etc
Joint replacement surgery 36 months
Surgery for prolapsed inter vertebral disc 36 months
(unless necessitated due to an accident)
Surgery to correct deviated nasal septum 36 months
Hypertrophied turbinate 36 months
Congenital internal diseases or anomalies 36 months
Treatment for correction of eye sight due to refractive error 36 months
recommended by Ophthalmologist for medical reasons

Contact your nearest Post Office/IPPB Branch To Download


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