A PROJECT REPORT ON

HEALTH INSURANCE SCEHEME:SPECIAL REFERENCE

TO DOMESTIC PEOPLE

BACHELOR OF ARTS
RITICK KUMAR PUN
107220391028

BHAVAN’S VIVEKANANDA COLLEGE

(Affiliated Osmania University)
Chapte Description Page
r number
number
Introduction
1.1- Definition of topic
1 1.2- Objectives
1.3- Need to study
1.4- Research
Methodology
1.5- Scope and Period of
Study
1.6- Limitations of study
Institution Profile
2 2.1- Introduction
2.2- Vision and Mission
2.3- Board of Directors
2.4- Administration

4
 5
6 Sample Analysis
7 Conclusion
8 Bibliography

INTRODUCTION:
The introduction of a health insurance
scheme for domestic workers is a welcome
move that is aimed at providing financial
security and access to quality healthcare
services to this vulnerable group. Domestic
workers form a large and significant part of
the workforce, yet they often go ignored in
terms of their rights, benefits and
entitlements. The introduction of health
insurance for domestic workers is an
important move that is set to improve the
quality of life and wellbeing of this group.

DEFINATION OF THE TOPIC:

Health insurance is a type of insurance coverage that
pays for medical and surgical expenses incurred by the
insured. It can also cover additional benefits such as lost
wages, disability, and rehabilitation. Health insurance is
an important form of protection for individuals and
families, especially those with limited financial resources.
For domestic workers, health insurance plays a
particularly important role. Domestic workers are often
employed in informal settings and may have little access
to government-run health care systems. Additionally, as
many domestic workers are immigrants or from minority
populations, they may be excluded from more traditional
forms of health insurance.
As such, it is important for governments and employers
to ensure that domestic workers have access to
adequate health insurance. This can be achieved in a
number of ways, including providing employers with
incentives to offer health insurance plans to their
domestic workers, providing tax credits, and providing
direct subsidies to low-income households to access
health insurance.

OBJECTIVES:
The primary objective of this research is to examine
the health insurance scheme for domestic workers
in India. It will explore how the scheme works and
the various options available to domestic workers
to access health services. Furthermore, this
research will investigate the current situation of
health insurance for domestic workers in India and
the challenges they face in availing this service. The
research will also investigate any existing policies
and programmes available to address the health
insurance needs of domestic workers in India. The
research will also assess the effectiveness of such
policies and programmes in promoting access to
health services among domestic workers. Finally,
the research will identify any gaps and recommend
strategies to address these gaps in order to make
health insurance schemes more effective for
domestic workers.

NEED TO STUDY:
It is important to study the health insurance
scheme for domestic workers in India in order to
understand the current situation and identify
areas for improvement. This research study will
explore how the health insurance scheme works
and the various options available to domestic
workers to access health services. It will
investigate the current situation of health
insurance for domestic workers in India and the
challenges they face in availing this service.
Additionally, the research will assess the
effectiveness of any existing policies and
programmes available to address the health
insurance needs of domestic workers in India.
Finally, the research will identify any gaps in
the system and recommend strategies to address
these gaps in order to make health insurance
schemes more effective for domestic workers.

RESEARCH METHOLODY:
The research methodology for this study on the health
insurance scheme for domestic workers in India will
involve both qualitative and quantitative research.
Qualitative research will be used to conduct in-depth
interviews and focus group discussions with domestic
workers to understand their experiences with health
insurance schemes. This will provide insights on the
challenges they face in accessing health services, their
perceptions and knowledge about existing health
insurance schemes, and any gaps in the system.
Quantitative research will be conducted using secondary
data sources to assess the current situation of access to
health insurance schemes for domestic workers in India.
This will involve analyzing the existing policies and
programmes related to health insurance for domestic
workers, as well as examining the prevalence of health
insurance coverage among this population. The findings
of these research studies will be used to determine areas
that need improvement and suggest strategies to address
these challenges.

SCOPE AND NEED TO STUDY:

The scope of the study will cover the health insurance
schemes for domestic workers in India and the period of
the study will be from 2021 to 2023. The research will
analyze both current and past policies and programs
related to the health insurance of domestic workers in
India. Additionally, the research will compare the current
situation of health insurance access for domestic workers
in India with other countries. The research will involve
conducting in-depth interviews and focus group
discussions with domestic workers, as well as using
secondary data sources to assess the prevalence of health
insurance coverage. The results of the research will be
used to identify areas for improvement and suggest
strategies to address the challenges faced by domestic
workers in accessing health services.

Limitation:
One of the limitations of the study is the availability of data
sources. Data related to health insurance access for domestic
workers is scarce and limited to a few published articles and
reports. Additionally, the research may be subject to bias due to
the sample size of domestic workers used in the study.
Furthermore, the lack of access to certain information and data
related to health insurance access for domestic workers can limit
the scope of the study. Finally, the research may be impacted by
external factors such as changes in regulations or policies related
to health insurance for domestic workers.
One of the primary limitations of the health insurance scheme
for domestic workers is their lack of access to the same
information and services as other workers. For example,
domestic workers may not receive the same level of access to
employers’ health insurance plans, or may not be able to access
the same level of health care services or coverage. Additionally,
the health insurance scheme for domestic workers may be
subject to bias due to the sample size used in the study, or the
lack of data sources available. Furthermore, external factors
such as changes in regulations or policies related to health
insurance for domestic workers can limit the scope of the study.
Finally, the research may be impacted by the limited resources
available to domestic workers, including access to medical care
and financial support.