1.

Finova Capital
 Finova Capital is an RBI-approved non-banking financial company that provides
loans to small and micro-enterprises in India. Here are some key points about
Finova Capital:
 The company offers loans ranging from INR 50,000 to INR 10 lakh to micro and
small businesses, as well as individuals.
 The loan application process is entirely digital, with minimal paperwork required.
 The company uses advanced technology and data analytics to assess the
creditworthiness of applicants.
 Loan disbursement is fast, with funds typically being transferred to the borrower's
account within 48 hours of loan approval.
 The company also offers flexible repayment options to borrowers.
 Interest rates are competitive and vary depending on the loan amount and
repayment tenure.
 Finova Capital has a presence in 17 states across India, with over 350 branches.

2. ZestMoney
 ZestMoney is an RBI-approved fintech company that offers digital credit services
to consumers in India. Here are some key points about ZestMoney:
 The company provides loans for online purchases, including consumer durables,
electronics, and travel bookings.
 Loan amounts range from INR 5,000 to INR 5 lakh, with repayment periods
ranging from 3 to 24 months.
 ZestMoney uses a proprietary credit-scoring algorithm to assess the
creditworthiness of applicants.
 Loan approvals are fast, with funds typically being disbursed within 24 hours of
approval.
 The company partners with several leading e-commerce platforms, including
Amazon, Flipkart, and Myntra.
  Interest rates are competitive and vary depending on the loan amount and
repayment tenure.
 ZestMoney has a presence in over 1,000 cities and towns across India.

3. Rupeelend
 Rupeelend is an best RBI-approved loan apps in India, that offers short-term
personal loans to borrowers in India. Here are some key points about Rupeelend:
 The company provides loans ranging from INR 1,000 to INR 50,000, with
repayment periods ranging from 3 to 12 months.
 Loan approvals are fast, with funds typically being disbursed within 24 hours of
approval.
 The company uses a proprietary credit-scoring algorithm to assess the
creditworthiness of applicants.
 Interest rates are competitive and vary depending on the loan amount and
repayment tenure.
 Rupeelend has a user-friendly online application process, with minimal
paperwork required.
 The company has a presence in several major cities across India.

4. Loanfront:

 Loanfront is the best RBI-approved loan apps in India, platform that provides personal
loans, business loans, and other financial products to customers. The platform is known
for its fast and hassle-free loan disbursal process, with loans being approved and
disbursed within 24 hours of application. Here are some key features of Loanfront:
 Loanfront offers unsecured personal loans and business loans to customers with minimal
documentation and eligibility criteria.
 Loan amounts range from Rs. 50,000 to Rs. 5 lakhs for personal loans and Rs. 1 lakh to
Rs. 50 lakhs for business loans.
 The platform provides a repayment tenure of 3-24 months for personal loans and 6-36
months for business loans, making it easier for borrowers to repay their loans at their
convenience.
 Loanfront uses advanced technology to assess a borrower's creditworthiness, making it
easier for customers with limited credit history to avail loans.
 The platform also provides attractive interest rates starting from 16%, making it a cost-
effective option for customers in need of funds.
5. Anytime Loan:
 Anytime Loan is a fintech platform and best RBI-approved loan apps in India that offers
personal loans to salaried individuals, self-employed professionals, and business owners.
The platform is known for its instant loan disbursal process, with loans being approved
and disbursed within minutes of application. Here are some key features of Anytime
Loan:
 Anytime Loan offers unsecured personal loans to customers ranging from Rs. 1,000 to
Rs. 50,000.
 The platform uses advanced algorithms to assess a borrower's creditworthiness and
provides instant loan approvals and disbursals to eligible customers.
 Anytime Loan offers flexible repayment options ranging from 62 days to 365 days,
making it easier for borrowers to repay their loans at their convenience.
 The platform charges a competitive interest rate of 2.5% per month on the loan amount,
making it a cost-effective option for customers in need of funds
6. Bonn Credit:
 Bonn Credit is a digital lending platform and best RBI-approved loan apps in India, that
offers personal loans, business loans, and other financial products to customers. The
platform is known for its easy loan application process and quick loan disbursal. Here are
some key features of Bonn Credit:
 Bonn Credit offers unsecured personal loans ranging from Rs. 10,000 to Rs. 50 lakhs to
customers with minimal documentation and eligibility criteria.
 The platform provides a repayment tenure of 6-60 months, making it easier for borrowers
to repay their loans at their convenience.
 Bonn Credit uses advanced algorithms to assess a borrower's creditworthiness, making it
easier for customers with limited credit history to avail loans.
 The platform also provides attractive interest rates starting from 11.99%, making it a
cost-effective option for customers in need of funds. Additionally, Bonn Credit offers
customers the option of availing a top-up loan once their existing loan has been repaid,
making it easier for them to avail credit in the future.
 Overall, these RBI-approved loans are a great way for customers to avail quick and
hassle-free access to funds at competitive interest rates.
7. CreditFair:

 CreditFair is the best RBI-approved loan apps in India also an online lending platform
that provides quick personal loans for salaried individuals. The platform allows users to
avail loans ranging from Rs. 5,000 to Rs. 1 lakh with flexible repayment options ranging
from 3 to 12 months. The loan application process is entirely digital and can be
completed in just a few minutes. Some of the notable features of CreditFair include:
 Instant approval: CreditFair provides instant approvals on loan applications, allowing
users to receive the loan amount in their bank accounts within 24 hours.
 Competitive interest rates: The interest rates on CreditFair personal loans are competitive,
making it an affordable option for borrowers.
 No collateral required: CreditFair does not require any collateral or security to be pledged
against the loan amount, making it an ideal option for individuals who do not have any
assets to pledge.
 Minimal documentation: The loan application process is entirely digital, and only
requires minimal documentation, making it a hassle-free experience for borrowers.

8. LoanAdda:

 LoanAdda is another RBI-approved online lending platform that provides personal loans,
business loans, and loan against property to salaried and self-employed individuals. Some
of the key features of LoanAdda include:
 Quick approval and disbursal: LoanAdda provides quick loan approvals and disbursals,
ensuring that users receive the loan amount in their bank accounts within 24 hours.
 Flexible repayment options: LoanAdda offers flexible repayment options, ranging from
12 to 60 months, making it easier for borrowers to manage their finances.
 Competitive interest rates: The interest rates on LoanAdda personal loans are
competitive, making it an affordable option for borrowers.
 Minimal documentation: The loan application process is entirely digital and requires
minimal documentation, making it a hassle-free experience for borrowers.

9. LoanTap:

 LoanTap is an RBI-approved digital lending platform that offers a range of loan products,
including personal loans, EMI-free loans, and personal overdrafts. Some of the key
features of LoanTap include:
 Customizable loans: LoanTap allows borrowers to customize their loan amount, tenure,
and repayment options based on their individual needs and preferences.
 Quick approval and disbursal: LoanTap provides quick loan approvals and disbursals,
ensuring that users receive the loan amount in their bank accounts within 24 hours.
 Competitive interest rates: The interest rates on LoanTap personal loans are competitive,
making it an affordable option for borrowers.
 No prepayment charges: LoanTap does not charge any prepayment penalties, allowing
borrowers to repay their loans without any additional charges.
10. Qbera:

 Qbera is an RBI-approved online lending platform that offers personal loans, business
loans, and loans against property to salaried individuals. Some of the key features of
Qbera include:
 Customizable loans: Qbera allows borrowers to customize their loan amount, tenure, and
repayment options based on their individual needs and preferences.
 Quick approval and disbursal: Qbera provides quick loan approvals and disbursals,
ensuring that users receive the loan amount in their bank accounts within 24 hours.
 Flexible repayment options: Qbera offers flexible repayment options, ranging from 6 to
60 months, making it easier for borrowers to manage their finances.
 Competitive interest rates: The interest rates on Qbera personal loans are competitive,
making it an affordable option for borrowers.
 Minimal documentation: The loan application process is entirely digital and requires
minimal documentation, making it a hassle-free experience for borrowers.

11. Quick Credit:

 Quick Credit is an RBI-approved online lending platform that offers instant personal
loans to individuals who need money for various purposes, such as medical emergencies,
weddings, education, and other financial needs.
 Quick Credit provides loans up to Rs. 5 lakhs with flexible repayment tenures ranging
from 3 months to 36 months. The application process is simple, and individuals can apply
for a loan online through the Quick Credit website or mobile application.
 Instant Approval: Quick Credit offers instant loan approval and disbursal within 24 hours
of the loan application submission.
 No Collateral Required: Quick Credit offers unsecured loans, which means that
borrowers do not need to provide any collateral or security to avail of the loan.
 Flexible Repayment Tenure: Quick Credit offers flexible repayment tenures ranging from
3 months to 36 months, which allows borrowers to repay the loan according to their
convenience.
 Minimal Documentation: The loan application process is straightforward, and the
documentation required is minimal.

12. Shubhloan:

 Shubh Loans is an RBI-approved lending platform that provides affordable and

convenient financial solutions to individuals who have limited access to formal credit.
 Shubh Loans offers various types of loans, such as personal loans, business loans, and
education loans, to borrowers who do not have a credit history or have a low credit score.
 No Credit Score Required: Shubh Loans offers loans to individuals who do not have a
credit history or have a low credit score.
 Affordable Interest Rates: Shubh Loans offers loans at affordable interest rates, which
makes it an attractive option for borrowers.
 Quick Disbursal: Shubh Loans provides quick disbursal of loans, and borrowers can
receive the loan amount within 48 hours of the loan application submission.
 Flexible Repayment Options: Shubh Loans offers flexible repayment options ranging
from 3 months to 24 months, which allows borrowers to choose repayment tenure
according to their convenience.
 No Hidden Charges: Shubh Loans does not charge any hidden fees or charges, which
makes it a transparent and trustworthy lending platform.
13. ZipLoan:

 ZipLoan is a Delhi-based fintech startup that offers digital lending services to

small and medium-sized enterprises (SMEs) across India.
 The platform provides short-term business loans of up to INR 7.5 lakhs ($10,000)
to small business owners. The company has been approved by the RBI to offer
loans to its customers.
 ZipLoan's online loan application process is quick and hassle-free, requiring only
basic documentation.
 The platform uses advanced algorithms and data analytics to evaluate the
creditworthiness of borrowers, allowing it to offer quick loan approvals and
disbursals. The loan repayment period can range from 12 to 24 months, depending
on the borrower's preference.
 The platform also provides customers with a unique 'ZipScore' that helps them to
understand their creditworthiness and improve their chances of getting approved
for future loans. In addition to loans, ZipLoan offers a range of financial services
such as insurance, business credit reports, and credit monitoring.

14. AnyTimeLoan:
  AnyTimeLoan is a digital lending platform that offers personal loans to salaried
individuals across India.
 The platform offers loan amounts ranging from INR 10,000 to INR 2 lakhs, with
repayment tenures ranging from 3 to 24 months.
 AnyTimeLoan has been approved by the RBI to provide loans to its customers.
 AnyTimeLoan's loan application process is entirely online, making it convenient
for customers to apply for loans from the comfort of their homes.
 The platform uses advanced algorithms and machine learning to evaluate
borrowers' creditworthiness, enabling it to offer quick loan approvals and
disbursals.
 AnyTimeLoan charges competitive interest rates and processing fees, making it
an affordable option for those looking for personal loans.
 The platform also offers a range of value-added services, such as credit reports,
credit monitoring, and financial planning tools.
15. ZipLoan:
 ZipLoan is an RBI-approved digital lending platform that provides small business loans
to micro and small enterprises (MSMEs) across India. The platform uses its proprietary
underwriting model, ZipScore, to evaluate the creditworthiness of borrowers and offer
loans at competitive interest rates.
 ZipLoan offers short-term business loans, working capital loans, machinery loans, and
other types of business loans.
 The loan amount typically ranges from INR 50,000 to INR 10 lakh, and the loan tenure
ranges from 12 to 24 months.
 ZipLoan has a fully digital loan application process that allows borrowers to apply for a
loan online and receive a loan approval decision within hours.
 The platform also provides flexible repayment options, including daily, weekly, and
monthly repayments, which help borrowers manage their cash flow better.

16. StashFin:
 StashFin is a leading digital lending platform that offers quick and hassle-free loans to
individuals and small businesses in India.
 It is a non-banking financial company (NBFC) registered with the Reserve Bank of India
(RBI) and has partnered with several banks and financial institutions to provide loans at
competitive rates.
 One of the unique features of StashFin is its credit scoring system, which uses advanced
algorithms and data analytics to assess an individual's creditworthiness.
 This enables StashFin to offer loans to individuals who may not have a traditional credit
history or have been rejected by other lenders.
 The platform also provides instant approval and disbursement of loans, making it a
popular choice among borrowers.
 StashFin also offers a mobile app that allows borrowers to apply for loans, track their
loan status, and make repayments.

17. MobiKwik:

 MobiKwik is the best RBI-approved loan apps in India digital wallet and financial
services platform that offers a range of services such as mobile recharge, bill
payments, and digital payments.
 The platform also offers loans to individuals and businesses in partnership with
various banks and NBFCs. The loans offered include personal loans, instant loans,
and credit lines.
 One of the unique features of MobiKwik is its 'Boost' feature, which allows users to
get an instant loan approval within seconds.
 The platform also offers flexible repayment options and competitive interest rates.
MobiKwik's loan approval process is completely digital, with no physical documents
required, making it a convenient option for borrowers.
 MobiKwik also provides a mobile app that allows borrowers to apply for loans, track
their loan status, and make repayments.
 The platform has a customer support team that provides assistance to borrowers in
case of any queries or issues.
 18. ftcash:

 ftcash is best RBI-approved loan apps in India and digital payments platform that offers
various financial services to small businesses in India, including loans. The platform
offers quick and hassle-free loans to small businesses, with loan amounts ranging from
Rs. 10,000 to Rs. 2,00,000.
 One of the unique features of ftcash is its focus on providing loans to small businesses in
the unorganized sector, such as small retailers and street vendors.
 The platform uses advanced algorithms and data analytics to assess the creditworthiness
of these businesses and offers loans at competitive rates.
 ftcash also offers a mobile app that allows borrowers to apply for loans, track their loan
status, and make repayments.
 The platform has a customer support team that provides assistance to borrowers in case of
any queries or issues.
19. Capital float:
 Capital Float is a and best RBI-approved loan apps in India and fintech company
that provides digital lending services to small and medium-sized businesses
(SMBs) in India. The company is registered with the Reserve Bank of India (RBI)
as a non-banking financial company (NBFC). Here are some key features of
Capital Float:
 Loan amount: Capital Float offers business loans ranging from Rs. 1 lakh to Rs.
50 lakhs. The loan amount is based on the borrower's financials and credit score.
 Interest rates: The interest rates on Capital Float loans range from 15% to 24% per
annum. The rates are competitive compared to other lenders in the market.
 Repayment period: Borrowers can choose to repay their loan over a period of 3 to
36 months.
 Eligibility criteria: To be eligible for a Capital Float loan, the borrower must be a
registered business with a minimum turnover of Rs. 10 lakhs per year, and have a
good credit score.
 Loan disbursement: Capital Float disburses loans within 2-3 days of approval.
  Online application: Borrowers can apply for a Capital Float loan online through
the company's website or mobile app. The application process is simple and can
be completed in a few minutes.
 Flexible loan products: Capital Float offers a range of loan products, including
term loans, invoice financing, and line of credit. The company also offers
customized loan solutions based on the specific needs of the borrower.

20. Lendingkart:

 Lendingkart is another best RBI-approved loan apps in India and fintech company
that offers business loans to small and medium enterprises (SMEs) in India. The
company is registered with the RBI as an NBFC. Here are some key features of
Lendingkart:
 Loan amount: Lendingkart offers business loans ranging from Rs. 50,000 to Rs. 2
crore. The loan amount is based on the borrower's financials and credit score.
 Interest rates: The interest rates on Lendingkart loans range from 18% to 27% per
annum. The rates are competitive compared to other lenders in the market.
 Repayment period: Borrowers can choose to repay their loan over a period of 1 to 36
months.
 Eligibility criteria: To be eligible for a Lendingkart loan, the borrower must be a
registered business, have a minimum turnover of Rs. 6 lakh, and have a good credit
score.
 Loan disbursement: Lendingkart disburses loans within 72 hours of approval.