M.V.P.

SAMAJ’S
K.R.T ARTS, A.M.SCIENCE AND B.H.COMMERCE
COLLEGE, GANGAPUR ROAD
NASHIK.

A PROJECT REPORT
ON
BANK MANAGEMENT SYSTEM
Developed by
YASHODIP PARMESHWAR PATIL
RITESH NANDU SHEWALE
B.C.A. (Science)
(2022-2023)
Under the guidance of
Smt. J.A.Mahatme
 M.V.P.SAMAJ’S
K.R.T ARTS, A.M.SCIENCE AND B.H.COMMERCE
COLLEGE, GANGAPUR ROAD
NASHIK.
CERTIFICATE
This is to certify that project report on

Bank Management System

Has been successfully completed by,

YASHODIP PARMESHWAR PATIL

RITESH NANDU SHEWALE
For fulfillment of T.Y.B.C.A. (Science)
During the academic year 2022-2023

(Project Guide) (Head of Department)

(External Examine) (Internal Examine)

 Acknowledgement

I undertook this project work, as the part of my semester

project of Python course. I had tried to apply my best of
knowledge and experience, gained during the study and
experience. However, developing software system is
generally a quite complex and time-consuming process. It
requires a systematic study, insight vision and professional
approach during the design and development. Moreover,
the developer always feels the need, the help and good
wishes of the people near you, who have considerable
experience and idea.
I would like to extend my sincere thanks and gratitude to
my teacher Smt. J. V. Mahatme . I am very much thankful
to teachers for giving valuable time anf moral support to
develop this software management system.

YASHODIP PARMESHWAR PATIL

RITESH NANDU SHEWALE

 INDEX

Sr.No Title Page NO.

1. Introduction
2. Problem Statement & Definition.

3. Objectives of goals
4. Project Scope
5. Feasibility study.
6. H/w and s/w requirement
7. ERD
8. DFD
9. Data Dictionary.
10. Sample I/O Screen.
11. Limitation
12. Conclusion
13. Advantages
14. Bibliography
INTRODUCTION

Banking management is software for solving financial

applications of a customer in banking environment in order to
nature the needs of an end banking user by providing various
ways to perform banking tasks.
Also to enable the user's workspace to have additional
functionalities which are not provide under conventional
banking software.
It maintains the following details
They are:

• Balance enquiry
• Customer account details
• Funds transfer
• Request for cheque book/ATM card

PROBLEM STATEMENT &DEFINITION

Bank management is characterized by the specific object of

management – financial relations connected with banking
activities and other relations, also connected with
implementing management functions in banking.
Objectives of goals

Objectives are goals, and it is toward these results that all

activities are directed. Objectives may change over time, but
they are looked upon as firm and binding contracts once
formulated. Bank objectives are usually stated in short,
concise terms and limited to ten to twelve items. A few items
from a list of one bank s objectives follow:

1. Our business is selling financial services in Oregon and in

selected regional, national, and international markets.
We will extend our business into areas that provide
sound expansion opportunities meeting predetermined
profit criteria.
2. We will strive for stability in earning growth, acquiring
high-quality investments, and pursuing sound and
innovative tactics ‘. Through strategic planning and
strong management, we will aggressively expand
income sources while remaining in control of costs.
3. Our primary marketing objective is to increase our
market share through superior service and appropriate
products consistent with corporate strategic plans.
4. Management will provide continuity of policies and
directions. Changes will be implemented quickly and in a
manner that considers both individual and corporate
needs.
5. Our objective is to promote people within the
organization. However, expansion into new fields and
the need for specialized talent may require hiring people
from other sources.
 6. We are sensitive to social and economic concerns and
recognize our responsibilities as corporate citizens. We
support and participate in activities to improve social
and economic conditions.

Project Scope
It may help collecting perfect management in details. In a
very short time, the collection will be obvious, simple and
sensible. It will help a person to know the management of
passed year perfectly and vividly. It also helps in current all
works relative to Bank Management System. It will be also
reduced the cost of collecting the management & collection
procedure will go on smoothly.
Our project aims at Business process automation, e. we have
tried to computerize various processes of Bank Management
System
In computer system the person has to fill the various forms &
number of copies of the forms can be easily generated at a
time.

• In computer system, it is not necessary to create the

manifest but we can directly print it, which saves our
time.
• To assist the staff in capturing the elfort spent on their
respective working areas.
• To utilize resources in an efficient manner by increasing
their productivity through automation.
 • The system generates types of information that can be
used for various purposes.
• It satisfy the user requirement
• Be easy to understand by the user and operator
• Be easy to operate
• Have a good user interface
• Be expandable
• Delivered on schedule within the budget.

Feasibility study
The only tangible benefit provided by the proposed system is
that the paper work is reduced to the minimum and hence the
reduction in cost incurred on Stationary and its storage. The
system provides many benefits that can’t be measured in
terms of Money for e.g. user’s friendliness, more user
response being more efficient.

✓ TECHNICAL FEASIBILITY:-
The proposed system is technically feasible as it can be
developed easily with the help of available technology.
The proposed system requires MS – VISUAL Studio 2005
using VB.Net as a Interface for Programming & back-end
as MS-SQL Server 2000 for storing/maintaining database.
The database can be easily interconnected using MS-SQL
Server 2000.

✓ OPERATIONAL FEASIBILITY:-
Automation makes our life easy. The proposed system is
highly user friendly and is much easily able to interact
with the system. Therefore the users will readily accept
 the system as data entry and making queries can be easily
done.

✓ ECONOMICAL FEASIBILITY:-
This is a very important aspect to be considered while
developing a project. We decided the technology based
on minimum possible cost factor.
• All hardware and software cost has to be borne by the
organization.
• Overall we have estimated that the benefits the
organization is going to receive from the proposed
system will surely overcome the initial costs and the later
on running cost for system.

H/w and s/w requirement

Hardware specifications

Hardware is a set of physical components, which performs the

functions of applying appropriate, predefined instructions. In
other words, one can say that electronic and mechanical parts
of computer constitute hardware.
This package is designed on a powerful programming language
Visual Basic. It is a powerful Graphical User Interface. The
backend is ACCESS, which is used to maintain database. It can
run on almost all the popular microcomputers. The following
are the minimum hardware specifications to run this package:
Personal Computer: -
It minimum contains P-III
Processor with 128 MB RAM
Software Requirements:
The software is a set of procedures of coded
information or a program which when fed into the
computer hardware, enables the computer to perform
the various tasks. Software is like a current inside the
wire, which cannot be seen but its effect can be felt.
1. Operating System:- Windows NT / 2000 / XP
2. Application Software:- Application software uses front end
visual basic and database access etc.
o You don't have to wait in line.
o You don't have to plan your day around the bank's hours.
• You can look at your balance whenever you want, not
just when you get a statement.

ERD
DFD
Sample I/O Screen.

• Login Page

• Admin Account Setup

• Create Customer Account

• Create Customer Account

• View Customer Account

• Deposit

• Withdraw
• Check Balance

• Transfer Money

• Account List
Limitation

o Security problems: Online hackers' hacking of e-

banking systems has led to several security problems.
Customers could suffer significant financial loss if they
lose their login information when making payments.
o High Start-Up Cost: It costs a lot to set up different
computers, software, hardware, a modem, and an
internet network. Banking businesses must make
significant investments to launch online banking services.
o Lack of Direct Interaction Between Clients and
Banks: Direct communication between customers and
banks is one barrier to internet banking. Customers
communicate with banks online through their websites.
Customers can occasionally not address their problems
by contacting the bank virtually.

o Transaction issues: Banking servers frequently go

down, which causes transactions to fail. Online payment
issues that customers encounter are inconvenient.
o Training and development: Banks must teach their
employees so that they can better serve clients online.
For keeping skilled and trained workers, significant
investment is needed.
o Long process to use e-banking: In certain nations,
government banks offer online banking through the
completion of an application, which is then approved
before allowing access to a security password to log in.
To properly log in, one must download the relevant
banking app and fill out all required fields (Sharma, 2016).
 o Challenging for beginners: It will be difficult for
novices to understand e-banking; they may find it
difficult. Because they are worried about losing money,
customers are typically reluctant to explore all of the
features and alternatives offered on the website or app.
If prompt assistance is not provided, new clients typically
give up and switch back to traditional banking.
o No Cash Deposit Platform: There is no platform for
cash deposits in e-banking services. This suggests that e-
banking customers must visit their local bank branches or
automated teller machine locations to deposit cash
instead of using the platform (whether they need instant
services or not).

Conclusion

This project is developed to nurture the needs of a user in a

banking sector by embedding all the tasks of transactions
taking place in a bank. Future version of this project will still
be much enhanced than the current version. Writing and
depositing checks are perhaps the most fundamental ways to
move money in and out of a checking account, but
advancements in technology have added ATM and debit card
transactions. All banks have rules about how longit takes to
access your deposits, how many debit card transactions you're
allowed in a day, and how much cash you can withdraw from
an ATM. Access to the balance in your checking account can
also be limited by businesses that place holds on your funds.
Banks are providing internet banking services also so that the
customers can be attracted. By asking the bank employs we
came to know that maximum numbers of internet bank
account holders are youth and business man. Online banking
is an innovative tool that is fast becoming a necessity. It is a
successful strategic weapon for banks to remain profitable in
a volatile and competitive marketplace of today. If proper
training should be given to customer by the bank employs to
open an account will be beneficial secondly the website should
be made friendlier from where the customers can directly
make and access their accounts. Thus, the Bank Management
System it is developed and executed successfully.
Advantages

o Convenience: E-banking makes it very easy for users to

do different financial activities. People don't need to go
to the bank to access their bank accounts; they can do it
at any time while sitting in their homes. Finding time in a
busy schedule to go to the bank to check on account
balances, interest rates, successful money transfers, and
other updates might take a lot of work. For the
convenience of its customers, banking systems have
created virtual banking systems that may be accessed
from any location and at any time. There are several
reasons why a banking holiday prevents the transfer of
your money. By offering services around-the-clock, 365
days a year, online banking systems have made things
easier. It resolves issues that customers faced with the
previous banking system. There is no need to stand in line
for money transactions or deportations.
o Faster Service: People don't have to wait in line to pay
their bills or transfer money thanks to this system, which
offers quick service. Instant money transfers between
accounts are possible with internet payment options.

o Higher Interest Rate: Online banking services offer

their users higher interest rates. It has decreased the
operational costs of banks, enabling them to provide
better interest rates on consumer deposits.
o Service Quality: Internet banking has raised the level of
client service. Using online banking to make payments is
quick, secure, and effortless. Using e-banking apps,
customers may keep track of all account-related
transactions.
o 24-7 Facility: Customers have access to e-banking
services around-the-clock, seven days a week, 24 hours a
day. Customers can access banking services and products
at any time, from any location.

o Liquidity: It gives customers access to more readily

available finances. They can conveniently withdraw cash
from ATMs at any time and from any location.
o Discounts: The ability to take advantage of numerous
discounts is another significant benefit of using online
banking services. People benefit from several discount
programs in stores that accept credit or debit cards.
o Transfer assistance: The virtual banking system makes
it simple to transfer money 365 days a year. You don't
have to limit yourself to carrying out transactions during
business hours; you have 24 hours to do as you choose.
 o Surveillance service: Customers have access to an
updated passbook at any time to manage their financial
plans and keep track of their transactions.
o Paying bills online: Because it offers a feature to pay
any sort of bill, including energy, water supply,
telephone, and other services, you don't need to stand in
line to pay your bills.
Bibliography
BOOK: - Black Book on Visual Basic .Net 2003 By Steven
Holzner

WEBSITES: - WWW.VBTUTORIALS.COM
WWW.VBSOURCECODE.COM
WWW.LOGICATWORK.INFO
SEARCH ENGINES: - YAHOO, MSN, GOOGLE etc.