For Dezimalzahlen ("decimal numbers"), Germans use das Komma ("a comma"), not a decimal point:

0.638 = 0,638 (null Komma sechs drei acht)

1.08 = 1,08 (eins Komma null acht)
Fun Fact
The German expression in null Komma nichts (“in zero point zero”) means "in an instant" or "in a
flash."

1. Symbol for the “decimal separator”

In German: „EUR 999,50“ or „EUR 2,5 Millionen“
In English: “EUR 999.50” or “EUR 2.5 million”

Notice how in UK/US English a decimal point, and not a comma, is placed as separator before the
cents (the fractional part of the decimal number).

2. Symbol for the “thousands separator”

In German: „US-$ 400.456,50“
In English: “US-$ 400,456.50”

Notice how in US/UK English a comma, and not a point, is placed as a 3-digit group separator.

By the way:
To avoid confusion, especially in international documents, in recent years the use of spaces for digit
grouping (preferably a "thin space") has been advocated in numerous German and English style
sheets and standards. Example:

In English: “The yearly water consumption in New York is 42 705 gallons on average per capita.”
In German: „Der jährliche Wasserverbrauch in New York beträgt durchschnittlich 161 655 Liter pro
Kopf.“