12/8/2022

PsfO M !
g]kfnsf] z}lIfs Oltxf;

1 2

g]kfnL lzIff
/f0ffsfneGbf k"j{sf]] z}lIfs cj:yf
k|hftGqk"j{sf] sfn k|hftGqkl5sf] sfn ljsf; sfn • lj=;+=!*@% eGbf cufl8sf] cjlwnfO{ :jb]zL sfnsf] lzIff / lj=;+= !*@% b]lv
/f0ffsfnsf] k|f/De ;Ddsf] cjlwnfO{ z}lIfs pk]Iffsf] r/0fsf] ¿kdf lnOG5 .
df}lns sfn c;fjwfgL] sfn lj/f]w sfn lj=;+= @))& b]lv @)@& kl5sf] sfn • k|frLg lzIff Joj:yf ;+:s[t / af}4 u/L b'O{ k|sf/sf .
@)@& ;Ddsf] sfn
• j}lbs sfndf cfdf / afa'kl5 Clifd'lgx? g} u'?sf ?kdf
uf]kfn j+z k[YjLgf/fo0f lj=;+= @))& b]lv /f=lz=k= sf] • ;+:s[t lzIff j}lbs wd{af6 cg'k|fl0ft . j0ff{>d Joj:yfdf cfwfl/t /x]sfn]
ls/ftsfn zfxaf6
+
huaxfb'/af6
/f=lz=k=of]= nfu' of]hgfaf6 lzIffbLIffsf nflu a|Xdrfo{ cf>dsf] Joj:yf
dNn sfn h+uaxfb'/ @))& ;Ddsf] x'Fbf cl3;Ddsf] sfn cfh;Ddsf] sfn • a|Dxrfo{>dnfO{ -)–@% jif{;Dd_ lzIff cfh{g ug]{ cj:yf elgGYof] .
zfx sfn sfn
;Ddsf] sfn • u[xf:yf>d -@%–%) jif{_, jfgk|:yf>d -%)–&% jif{_ / ;Gof>d -&%–!))_
cfw'lgs sfn cfw'lgs sfn • j]bsf] cWoogkl5 ;Gof; lng] dlxnfnfO{ j|DxjflbgL, u[x:yf>d k|j]z ug]{
k|frLg sfn dWosfn dWosfn dlxnfnfO{ ;wf]jw' elgGYof]
a}lbs lzIff
• jf}4 lzIffdf k|fs[t tyf kfnL efiff, jf}4 bz{g tyf ;flxTo, lqlk6s, hfts cflb
lzIff lzIff ljifox? k9fOg],
•af}4 lzIff ljsf;sf s'g} ljsf;df lzIff ljsf;df ;+VofTds / u'0ffTds
•u'?s'n lzIff sfo{ gePsf] cj/f]w ePsf]] ljsf; ePsf] sfn
•k/Dk/fjfbL sfn sfn
lzIff
3

1
 12/8/2022

/f0ffsfneGbf======
• af}å lzIff ljxf/ / u'Dafdf leIf'åf/f lbOg]
• lnR5ljsfnLg lzIff d"nt M wd{k|wfg
• lnR5ljsfnsf] z}lIfs If]q x]g]{ k|zf;lgs c+u cu|xf/
• c+z'jdf{n] lzIff cfh{gsf nflu z}j, j}i0fj / jf}4
;d'bfodf lzIf0f;+:yf u/L # ju{df juL{s/0f
• lzIff ;~rfngsf] d"n cfwf/ u'7L
• hol:ylt dNnn] Joj;flos l;k l;sfpg] Joj:yf
• dNnsfnLg lzIff hfthfltsf] ljefhg u/L cfkm\gf cfkm\gf
Joj;fodf cfwfl/t . hol:yltdNnsf] hftLo
sfo{ljefhg .
/f0ffsfneGbf======
• k[YjLgf/fo0f zfxn] ;}lgs lzIff / 5fqj[lQ k|yfsf]
;'?jft u/]sf . kmf/;L efiff k9\g a'l4dfgl;+xnfO{ ?
@).– / j}ofs/0f s];/LnfO{ ;+:s[t k9\g ? %).
5fqj[lQ lbO b]z aflx/ k9\g k7fPsf .
• eLd;]g yfkfn] k|]mGr clkm;/ lemsfO cfw'lgs ;}lgs
lzIff lbPsf .

lzIffsf] cfw'lgs Oltxf; /f0ffsfndf lzIff ljsf;sf k|of;x?

lj=;+= !(!) cflZjg @& ut] -;g\ !*%# cS6f]j/ _
• cf}krfl/s lzIffsf] z'?jft -g]kfndf_ lj=;+= !(!% - ;g\ !*%*_
• lzIff 8fO/]S6/sf] sfof{no tyf lzIff ljefu v'n]sf] .
• b/af/ :s"nsf] :yfkgf
• ljefusf klxnf] 8fO/]S6/ hg/n ckm klAns OG:6«S;g hg/n aa/hª\u /f0ff lgo'Qm .
• hª\uaxfb'/sf] ;dodf lj=;+= !(@&
• yfkfynL b/af/sf] bfvrf]ssf] e'OF tnfdf cª\uh |] L k|f/lDes :s'n • gf/fo0flx6L ;+:s[t kf7zfnf
:yfkgf • ljb]zL;Fusf] kqfrf/sf] /]vb]v ug{ pb'{, c/aL, c+u|]hL / a+ufnL efiff hfGg]
• ;'kl/j]Ifs >L /f];nfO{ / k|wfgfWofks >L s]lgª . d:tjL/ Vjfhf cxdbnfO{ !(@& h]7 ! df d'G;Lvfgfdf lgo'Qm .
• b/af/ :s'nsf] ;DaGw snsQf ljZjljBfno;Fu . dl6xfgL ;+:s[t ljBfno
• b/af/ :s'ndf Oltxf; / e"uf]n k9fpg lgif]w . • ;a}eGbf k'/fgf] ;+:s[t ljBfno
• sIff Psb]lv tLg;Dd k|fylds, sIff rf/b]lv kfFr;Dd pRr k|fylds / • dxf]Q/Lsf] dl6xfgLdf :yfkgf
sIff ^ b]lv * ;Dd ldl8n u/L ;~rfng ;'? . • lj=;+= !&&% df

7 8

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 12/8/2022

lj=;+= !(#! -;g\ !*&$_ lj=;+= !($! j}zfv !

• wL/ zdz]/n] %$ hgf a|fDd0fx¿nfO{ lgTo ef]hg u/fO{ j}lbs lzIff
• Nxf;fsf g]kfnLsf nflu kf7zfnfsf] Joj:yf eof] . lbg u'7L /fvL tLgwf/f kfszfnfsf] k"jf{wf/ v8f . tLgwf/f
lj=;+= !(#@ - ;g\ !*&% _ kfszfnfdf aL/zd;]/n] lj=;+= !($# j}zfv $ df yk %$ ;lxt !)*
hgfnfO{ cfjf;Lo kf7zfnfsf] Joj:yf u/]sf . aL/zD;]/n] lgTo
• wL/zdz]/ lzIff 8fO/]S6/df lgo'Qm . ef]hg, lbgsf] Ps k};f blIf0ff / cfjf;sf] ;'ljwf pknAw u/fPsf]df
lj=;+= !(*& df3 @* df eLdzd;]/n] /f]Ssf u/fPsf .
• ef]hk'/ lbª\nfdf >L if8fgGb clwsf/Laf6 ;+:s[t kf7zfnfsf]
lj=;+= !($@
:yfkgf .
• jL/zdz]/sf] kfnfdf b/af/ :s'ndf ;j{;fwf/0f hgtfsf 5f]/fn]
lj=;+= !(#$ - ;g\ !*&& _ k|j]z kfpg] ePsf .
• /fgLkf]v/L ;+:s[t kf7zfnfsf] :yfkgf . ;/sf/L :t/sf] klxnf] • /fli6«o lzIffsf] :j¿k / efjL lbzfaf/] P]ltxfl;s 5nkmn .
;+:s[t kf7zfnf • b/af/ :s'nsf ljBfyL{x¿nfO{ vfhf v'jfpg] Joj:yf ePsf] .
• g]kfndf k|fljlws lzIffsf] vfFrf] 5 eGg] /f0ff k|wfgdGqL jL/zd;]/
lyP . pgn]] cfkm\gf 5f]/f u]x]Gb|zdz]/sf ;fy} % hjfg ljBfyL{nfO{
hfkfg k7fO{ k|fljlws lzIffsf] k|j]z u/fpg] hdsf]{ u/]sf .
9 10

lj=;+= !($$ lj=;+= !(%&

• rGb| zdz]/ lzIff ljefusf] 8fO/]S6/ lgo'Qm .
lj=;+= !($%
• ef/taf6 cfPsL u+ufjfO{ gfdsL dlxnfsf] g]t[Tjdf dlxnf lzIffsf] z'?jft
jL/ zd;]/sf] kfnfdf ePsf] . 7d]ndf cfwf/e't k|fylds lzIff
lj=;+= !($*
• jL/zdz]/sf] kfnfdf b/af/ :s'nsf] :yfoL ejg v8f ePkl5 dflyNnf]
tnfdf b/af/ :s'n / tNnf] v08df /fgLkf]v/L kf7zfnf rnfpg] u/L
/0fd'Q]mZj/af6 :yfgfGt/0f ul/Psf] . tTkZrft\ /fgLkf]v/L ;+:s[t
kf7zfnfsf] gfd /fhsLo ;+:s[t kf7zfnf .
lj=;+= !(%%
• /fgLkf]v/Lsf] kf7zfnfdf dWodf;Ddsf] k9fO x'GYof] . /fgLkf]v/L kf7zfnfsf]
kf7\oqmd / k/LIff ljlw ued]{G6 ;+:s[t sn]h agf/;;Fu ;DalGwt .
11
• jL/ k':tsfno :yfkgf .
• !(%& cfiff9df ;'Gwf/fdf ;j{k|yd d]l8sn :s'nsf] :yfkgf .
• b]jzdz]/n] k|fylds lzIff Jofks agfpg] 3f]if0ff .
• b]jzdz]/n] b/af/ :s'nsf] pRr sIffdf g]kfnL efiff ;dfj]z ug{ nufP .
• pgn] 5f]6} cjlwdf pkTosfdf %& / pkTosf aflx/ !)) j6f efiff kf7zfnf
vf]n] . efiff kf7zfnf vf]Ng] k|wfgdGqL b]jzd;]/
• ljBfyL{nfO{ n]Vg] l;nf]6 / cIf/f+s lzIff gfd k':ts lgMz'Ns ljt/0f u/] .
• cIf/f+s lzIff -g]kfnL efiffsf] klxnf] kf7\ok':ts_ k|fylds txdf
k9fOGYof] .
• hok[YjLaxfb'/ l;+xn] cIf/f+s lzIffsf] cltl/Qm afnaf]w, ;|]:tf af]w, e"uf]n
ljwf cflb lstfa n]v]sf .
• lzIffsf lktf eGgfn] b]jzdz]/
12

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 12/8/2022

lj=;+= !(%* lj=;+= !(^# -;g\ !()&_

• !(%* j}zfv @$ uf]/vfkq k|sfzg . -b]jzd;]/sf] kfnfdf_ • ho k[YjLaxfb'/ l;+xn] cfk"m gS;fndf a:bf cfk\mgf] b/jf/leq
• rGb| zdz]/n] lzIfs b/aGbL / jflif{s tnj lgwf{/0f ;TojfbL gfdsf] Pp6f k|fylds kf7zfnf ;~rfng u/fPsf .
• eLd zdz]/ lzIff ljefusf] 8fO/]S6/ lgo'Qm . lj=;+= !(^$
lj=;+= !(^) • !(^$ df jgf/;af6 g]kfnL dfl;s klqsf dfwjLsf] k|sfzg– /fddl0f
• s]6fs]6L k9fpg] lstfa th'{df c8\8fsf] :yfkgf .
cfrfo{ bLlIftaf6
lj=;+= !(^&
lj=;+= !(^@ sflt{s -;g\ !()%_
• !(^& sflt{sdf kfF;hfFr c8\8f v8f . xflsdsf] ?kdf k+=nf]s/fh
• c8\8fdf n]vfk9L ug]{ lx;fa lstfa /fVg], n]vGbf;, >]:t]bf/, alxbf/
lgo'Qm .
cflb tof/ kfg]{ x]t'n] >]:tf kf7zfnf v'n]sf] . z'?sf ljifo n]vf / >]:tf
-@ kf;]_ . >]:tf kf7zfnfdf k9\g ? #^.– 5fqj[lQsf] Joj:yf .
• lqrGb| ef/tL ejg kf7zfnf l;nu9L 8f]6Ldf :yfkgf ePsf] .
13 14

lj=;+= !(&) lj=;+= !(&^

• !(&) kmfu'g @ df uf]/vf efiff k|sflzgL ;ldlt gGbLs]z/ axfndf v'n]sf] .
uf]/vf lzIff klxnf] efu lj=;+= !(&@ df, bf];|f] / t];|f] efu qmdz lj=;+= • rGb| zdz]/n] efiff kf7zfnfx¿sf] lg/LIf0f ug{ OG;k]S6/L
!(&# / !(&$ df k|sfzg . clkm; v8f ug{ nufPsf .
lj=;+= !(&@ • >]:tf kf7zfnfdf n]vf, >]:tf / lx;fa kf7\oqmd -
• pkTosf aflx/ l;/fxfdf rGb| ldl8n :s'nsf] gfdaf6 klxnf] cª\u]h
| L tLg kf;]_ lgwf{l/t ePsf] .
ldl8n :s'nsf] :yfkgf .
lj=;+= !(&% • sn]h :s'n uf]Zjf/f v8f ePsf] .
• efb| @& ut] lqe'jg rGb| sn]hsf] :yfkgf . lj=;+= !(&&
• snsQf ljZjljBfno;Fu ;DaGwg • lqe'jg rGb| sn]hdf OG6/ ldl8o6 :t/sf] lj1fgsf] k9fO
• z'?df ^ hgf ljBfyL{ egf{ ePsf / lk|lG;knsf] ?kdf a6's[i0f d}q]o .
klg ;~rfng ePsf] . . z'?sf] jif{ # hgf ljBfyL{ egf{
• snsQf ljZjljBfnon] g]kfnL efiffnfO{ Dofl6«s'n]zg, cfO P / jLPsf]
kf7\oqmddf Ps k|d'v ljifosf] ?kdf dfGotf . .
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 12/8/2022

lj=;+= !(&* lj=;+= !(*%

• >]:tf kf7zfnfsf] kf7\oqmddf Ps ljifo cf}7f klg ylkPsf] . n]vf, >]:tf,
lx;fa / cf}7f oL rf/ ljifo kf; u/]sf sfl/GbfnfO{ rf/ kf;] elgGYof] .
lj=;+= !(*)
• rGb| zdz]/n] sf7df8f} 9f]sf6f]ndf sGof kf7zfnf :yfkgf u/]sf . -
cf}krfl/s ?kdf dlxnf lzIffsf] z'?jft_
• lqe'jg rGb| sn]hsf] gfd lqrGb| sn]h /xg uPsf] .
• lqrGb| sn]h / b/jf/sf] :s"nsf] ;DaGw snsQf ljZjljBfnoaf6 k6gf
ljZjljBfnodf ;fl/Psf] .
lj=;+= !(*@
• b/jf/ :s"nsf] klxnf] g]kfnL x]8df:6/sf] ?kdf ?b|/fh kf08] lgo'Qm
lj=;+= !(*$
• >L # rGb| ldl8n :s'n af/f lhNnfsf] ejfgLk'/df :yfkgf .
17
• >]:tf kf7zfnfsf] kf7\oqmddf rf/ kf;df g]kfnL / ;flxTo
ljifo yk ul/Psf] . -^ kf;]_
• g]kfn /fhsLo cfo'j]{lbs ljBfno :yfkgf ePsf] .
lj=;++ !(*^
• k6gf ljZjljBfnosf] P; Pn ;L k/LIff s]Gb| sf7df8f}df
v'n]sf] . h;n] ubf{ k/LIff lbg ef/t hfg'kg]{ ljBfyL{x¿sf]
b'Mv x6\of] .
• d[u]Gb| zdz]/ lzIff ljefusf] 8fO/]S6/ lgo'Qm .
lj=;+= !(*&
• kmfNu'g !( df j;Gtk'/ s'df/L rf]sdf 6]lSgsn :s'n v'n]sf] .
18

lj=;+= !(*(
• cª\u]h| L lzIff / ;+:s[t lzIffk§L 5'§f5'§}
lgb]{zssf] Joj:yf . cª\u]h | L lzIffk§L
d[u]Gb| zdz]/ h=a=/f= / ;+:s[t lzIffk§L
x]d/fh kf08]nfO{ 8fO/]S6/df lgo'Qm .
• uf]/vf efiff k|sflzgL ;ldltsf] gfd g]kfnL
efiff k|sflzgL ;ldlt
• s[lif :s"nsf] :yfkgf h'4zd;]/af6
lj=;+= !(()
• l;len d]l8sn :s'nsf] Joj:yf ePsf] .
• sflt{s !^ ut]sf lbg P;=Pn=;L= k/LIff af]8{ u7g .
• P;=Pn=;L= k/LIff af]8{sf] klxnf] k/LIff kf}if dlxgfsf] clGtd xKtfb]lv ;'?
ePsf]
• k/LIff s]Gb| b/jf/ :s'nb]lv blIf0fk§Lsf] ejg dhln; 3/df /x]sf] .
• k6gf ljZjljBfno;Fusf] ;DaGw cf}krfl/s ?kdf x6]sf]] .
• P;Pn;L af]8{ u7g x'Fbf @ j6f xfO:s"n -b/jf/ xfO:s'n / kf6g xfO:s"n_ .
• k/LIffdf b/jf/ :s"naf6 @& hgf / kf6g xfO:s"naf6 & hgf u/L #$
hgfn] cfj]bg e/]sfdf Psdfq 5fqf cfj]bs ;ljgfs'df/L b]jL cg'kl:yt .
• s"n *)) k"0ff{Í, pTtL+0ff+s @** /x]sf] / !) hgf l4tLo >]0fLdf Pjd\ (
hgf t[tLo >]0fL u/L !( hgf pQL0f{
• P;Pn;L af]8{sf k|yd k/LIff lgoGqs gGb/fd pk|]tL lyP .
• 6]lSgsn :s'ncGtu{t g]kfn cf6{ :s'n :yfkgf u/fPsf .

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 12/8/2022

lj=;+= !((@
lj=;+= !((%
• c;f/ ! ut] ;gbaf6 k6gf ljZjljBfnosf] k/LIff s]Gb| lqrGb| • kf7zfnf v'n]sf] #@ jif{ jif{kl5 >L
sn]h tf]lsPkl5 sn]hsf ljBfyL{x¿ k/LIff lbg k6gf hfgaf6
d'Qm . ;TojfbL k|fylds kf7zfnfn] :jLs[lt
lj=;+= !((# kfPsf] . h'4 xfO -cfbz{_ :s'n,
• @@ ;b:oLo lzIff ;ldlt -af]8{_ sf] u7g ePsf] . lj/f6gu/n] :jLs[lt kfPsf] .
• u'NdLsf] ef;]{df ef;]{ kf7zfnf :yfkgf -lj|l6; uf]/vf ;}lgs_
lj=;+= !(($ • r}q @* ut] ;f]daf/ b'lgofsf tk{maf6
• lj/f6gu/df cfbz{ xfO:s'n vf]Nbf s[i0fk|;fb sf]O/fnf y'gfdf k|fOe]6 :s'n v8f ug{ v8\u lgzfgf
k/]sf .
• k|fylds :s"n kf7\oqmd ;j{k|yd k|sfzg .
l/kf]6 ;b/ ePsf]
21 22

lj=;+= !((^ -lzIff;DaGwL Ol:txf/_

• lj=;+= !((^ df3 * df lzIff;DaGwL klxnf] Ol:txf/ -lgodfjnL_ 3f]if0ff lj=;+= !((&
• h;df $@ bkmf /x]sf lyP .
• Ol:txf/df ljBfno lzIffsf] ;+/rgf #±$±# lyof] . sIff # ;DdnfO{ • c;f]h !* g]kfnL efiffg'jfb kl/ifb u7g .
k|fylds, sIff $ b]lv & dWod v08 / sIff * b]lv !) ;Dd pRr v08
• klxnf]rf]l6 ljBfno ;~rfns ;ldltsf] Joj:yf u¥of] .
lj=;+= !((*
• lzIffsf] dfWod c+u|]hL / lx;faafx]s ;a} g]kffnL efiff . • 6]lSgsn :s'ndf OlGhlgol/ª zfvf v'Nof] .
• lzIff ljefuaf6 :jLs[t kf7\ok':tsdfq k9fpg kfOg] .
• @)Ü ul/a ljBfyL{nfO{ lgMz'Ns k9fpg ;lsg] Joj:yf . • ljBfnosf] lj:tf/ lgoGq0f ug{sf nflu OG;k]S6/ ckm
• jif{sf] b'O{k6s hfFr lng'kg]{, *)Ü xflh/ geO{ sIff r9fpg gx'g] :s'n clkm;sf] :yfkgf . g]kfndf ljBfno lg/LIf0fsf]
l;kmfl/; .
z'?jft .

23 24

6

lj=;+= !(((
• cf}krfl/s ?kdf g]kfndf k|fljlws tyf Jofj;flos lzIffsf]
z'?jft, k|fljlws tflnd lzIffnosf] :yfkgf h;n]
;jcf]e/l;o/ tflnd ;~rfng u/]sf] .
• OG;k]S6/ ckm :s'n clkm;sf] :yfkgf ePkl5 cflZjg @@
ut] klxnf] OG;k]S6/ ckm :s'nsf] ¿kdf >L ;"o{k|;fb
pkfWofo -9'ª\u]n_ lgo'Qm .
lj=;+= @))!
• df3 !@ ut]sf] ;gbaf6 sf7df8f} pkTosf aflx/
jL/u~hdf klxnf] P;=Pn=;L= s]Gb| lqh'4 :s'ndf v]n]sf] .
25
lj=;+= @))$
• lqrGb| sn]hdf ;j{k|yd tLg 5fqfx¿ egf{ ePsf . lj1fg ljifodf
:gfts txsf] k7gkf7g z'? .
• sGofx¿sf nflu klxnf] xfO:s'n kßsGof ljBf>d l8NnLahf/df v'n]sf] .
• k|f}9 lzIff @))$ df . cfwf/ :s"nsf] ^–* df k9\g] ljBfyL{n] nfdf]
ljbfsf] ;dodf ^ dlxgfdf sd;]sd !@ hjfg k|f}9 -!^–$% jif{sf_ nfO{
;fIf/ agfpg'kg]{ Joj:yf . # dlxgf k"j{ ;fIf/tf sIff / csf]{ # dlxgf
pQ/ ;fIf/tf sIff .
• ;+:s[t efiffsf lj/f]wL ljrf/x¿ k|=d= kb\dzD;]/ -;+:s[tnfO{ d[t efiff
eg]sf_ n] JoQm u/]sf]n] lj=;+= @))$ ;fndf æhoGt' ;+:s[td\Æ sf]
cfGbf]ng eof]
• lj=;+= @))$ df3 !# df ;+jw} flgs sfg"gsf] 3f]if0ff -hgtfsf] df}lns xs
:jLsf/_ u/]kl5 ljBfnox¿ vf]Ng] cleofg rNof] . pkTosfaflx/ y'k|}
:s"nx¿ v'n] .
• :s"nsf lktf kb\dzd;]/
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12/8/2022
lj=;+= @))#
• z}lIfs k|zf;gsf] b[li6sf]0fn] sf7df8f} pkTosf k"j{k§L
k"jf{~rn / klZrdk§L klZrdf~rn If]q ;d]t hDdf tLg
OG;k]S6/ ckm :s'n /xg] ePsf . -sf7df08f}, kfNkf /
hgsk'/_
• klZrddf kfNkf / k"j{df hgsk'/ . kfNkfdf /fdl;+x 7s'/L
/ hgsk'/df bL3{/fh sf]O/fnf OG:k]S6/ lgo'Qm .
sf7df08f}df Clifs]z ;fx
• lj=;+= @))# P; Pn ;L k"/s k/LIff z'? . lj=;+= @)@#
af6 aGb eO{ k'g @)%$ af6 k"/s k/LIff z'? ul/Psf] .
26
lj=;+= @))$
cfwf/ lzIff
• cfwf/ lzIffsf] z'?jft @))$ df
• cfwf/ lzIffsf] cjlw @))$ b]lv @)!$ ;Dd
• l;nfO, a'gfO, stfO h:tf Jofj;flos lzIff
• ufGwLafbL lzIff klg elgg]
• @))$ c;f]h !^ b]zsf !$ 7fpFdf !$ cfwf/ :s"n :jLs[t ePsf .
• cfwf/ :s"n tLg txsf -k|fylds sIff !–#, dfWolds sIff $–% /
pRr cfwf/ lzIff sIff ^–*_ .
• b/jf/ :s'nsf] k|fª\u0fdf eJo ;df/f]x aLr cfwf/ lzIffsf] pb\3f6g
-sflt{s & ut]_ .
• cfwf/ :s'ndf k9fpg] lzIfs tof/ ug{ tfxrndf klxnf] lzIfs
lzIf0f s]Gb| :yfkgf -h]7 !) ut]_ . cfwf/ lzIfs lzIf0f s]Gb|
:yfkgf cfwf/ :s'ndf k9fpg] -lzIfs tflndsf_
28
7
 12/8/2022

lj=;+= @))% lj=;+= @))&

• tfTsfnLg lzIff 8fO/]S6/ d[u]Gb| zd;]/sf] cWoIftfdf @% • lj=;+= @))& ;fnsf] P;Pn;L k/LIff w]/}n] alx:sf/ u/]sfn] k'gM k/LIff
;b:oLo ljZjljBfno of]hgf sld;g u7g -efb| !) ut]_ . ;~rfng .
• Ps} jif{df b'O{ k6s P;Pn;L k/LIff lnOPsf] .
• dG6]Zj/L :s"nsf] :yfkgf efb| ( ut] . k|=c= s]=o'= efd|f /
lzIfs >LdtL df]xgLb]jL efd|f -ef/t_ .
• sf7df08f}sf] dgf]x/fdf u|fd ;]ljsf ljBfno ;~rfng ul/Psf]
.
lj=;+= @))^
• ljBfyL{sf] :jf:Yo k/LIf0f ug{ lzIff ljefu cGtu{t :jf:Yo
kmfF6 v'n]sf] .
29 30

cGo
• ;}lgs :s'nsf] :yfkgf h'4zdz]/ .
• gubsf] ;§f lhG;L lbP/ rnfOg] kf7zfnf ;~r/L kf7zfnf
eLdzd;]/sf] kfnfdf .
• h'4zdz]/sf] kfnfdf !! kf;, ^ kf;nfO{ lghfdtL k|ydf / !!
kf;nfO{ lghfdtL dWodf eGg] ul/Psf] . /f0ffsfnkl5sf dxTjk"0f{ z}lIfs 36gf,
• c¿sf s'/f 5fl8b]pm, cfkm\gf 5f]/f5f]/LnfO{ c+u|]hL k9fpm eGg] –
k|=d= h+uaxfb'/ /f0ff . kl/jt{g tyf ljsf;
• b'lgofFsf 5f]/fn] k9\g kf7zfnf rflxG5 – /0ff]2Lk l;+x
• ;a}n] Ond l;sL ljBf k9L, hfGg]nfO{ c¿nfO{ xfFsL xf]:6] eGg]
x'g'k5{ – hok[YjLaxfb'/ l;+x
• lzIffsf lktf eGgfn] b]jzdz]/ / :s'nsf lktf eGgfn]
kb\dzdz]/nfO{ dflgG5 .
31 32

8

lj=;+= @))&
• lj=;+= @))& ;fn kmfNu'0f & ut] lzIff dGqfnosf] :yfkgf
ul/Psf] .
• @))& df g]kfndf #@! cf]6f k|fylds ljBfno, !! cf]6f
dfWolds ljBfno / Ps cf]6f dxfljBfno -lqrGb| sn]h_ dfq
lyP .
• ;fIf/tf @Ü / dlxnf ;fIf/tf )=&Ü dfq /x]sf] lyof] .
33
lj=;+= @))(
• lj=;+= @))( -;g\ !(%@_ df g]kfn sf]nDaf] of]hgf -@& b]zsf]
;fdflhs cfly{s If]qsf] ;'wf/sf nflu ag]sf] If]qLo ;+u7g_ sf]
;b:o ag]sf] .
• lj=;+= @))( df ;/sf/nfO{ g]kfnsf] lzIff s:tf] x'G5 egL /fo
;Nnfx lbg lzIff ;ldlt -lzIff;DaGwL af]8{_u7g ug]{ lg0f{o
ePsf] lyof] .
• lj=;+= @)!) j}zfv ! ut] k|sflzt lzIffsf] ;"rgfadf]lhd @)
;b:oLo pQm ;ldltdf ?b|/fh kf08] ;efklt -cWoIf_ /
nIdLk|;fb b]jsf]6f pk;efklt /x]sf lyP .
35
12/8/2022
lj=;+= @))*
• @))* >fj0f @@ b]lv g]kfn uh]6 -/fhkq_ sf] k|sfzg
;'? .
• k'/ftTj ljefusf] :yfkgf, k|yd 8fO/]S6/ ?b|/fh kf08]
34
lj=;+= @)!)
• lj=;+= @)!) df3 !^ ut] z}lIfs ljs]Gb|Ls/0f ug]{ p2]Zon] b]zsf]
e"efunfO{ & If]qdf afF8L l8lehgn OG:k]S6/sf] Joj:yf ePsf] -wgs'6f,
hgsk'/, sf7df8f}+, kf]v/f, tf}lnxjf, g]kfnuGh / l;nu9L_
• lj=;+= @)!) df o'g]:sf]sf] ;b:otf .
• j}zfv ! ut]sf] /fhkqcg';f/ * ;b:oLo lhNnf :t/Lo lzIff ;ldltsf]
u7g ePsf] -a8fxflsdsf] ;efkltTjdf_ .
• df3 !^ ut] lzIff ljwfg g]kfn @)!) tof/
36
9
 12/8/2022

g]kfn /fli6«o lzIff of]hgf cfof]u lj=;+= @)!!

• u7g M lj=;+= @)!) ;fn r}q ( -lj=;+= @))( df ul7t ;ldlt jf af]8{sf] • /fli6«o lzIfs lzIf0f s]Gb|sf] :yfkgf M lj=;+= @)!! efb| @$
l;kmfl/;cg';f/_ • k|fylds lzIfsx¿nfO{ klg tflnd lbg ;'? ul/of] .
• cWoIf M ?b|/fh kf08] ,
• ;b:o ;lrj M q}nf]Sogfy pk|]tL
• ;Nnfxsf/ M8f= Xo'u aL= p8
• ;b:o ;+Vof M $^ hgf
• k|ltj]bg k]z M @)!! kmfu'g !^ df -g]kfndf lzIff gfds k|ltj]bg_
• k|ltj]bg M tTsfnLg lzIffdGqL l8NnL/d0f /]UdLnfO{ a'emfOPsf]
• @)!! sf] k|ltj]bg cg';f/ ljBfno lzIffsf] ;+/rgf %±%

37 38

lj=;+= @)!@ lj=;+= @)!#

• lzIfs k|lzIf0f tflnd ;fdu|L pTkfbg ug]{ pb\b]Zon]
lj=;+= @)!@ ;fndf lzIff ;fdu|L s]Gb| -xfnsf] hgs
lzIff ;fdu|L s]Gb| lnld6]8_ :yfkgf .
• lj=;+= @)!# efb| @$ -( ;]K6]Da/ !(%^_ df sn]h ckm Ph's];g
-lzIff lzIf0f dxfljBfno_ sf] :yfkgf
• lzIfsnfO{ tflnd k|bfg ug{ gd{n :s'nsf] :yfkgf
• 3'DtL -3'd'jf_ lzIfs tflnd
• k"j{ ;]jfsfnLg / ;]jfsfnLg lzIfs tflnd ;~rfng
• of]hgfa4 ¿kdf k|f}9 lzIffsf] ;'?jft ePsf] .

39 40

10
 12/8/2022

lj=;+= @)!$ lj=;+= @)!%

• g]kfne/sf ljBfnox¿df g]kfnL efiffaf6 k9fpg'kg]{ Joj:yf
ePsf] .
• g]kfndf b"/ lzIffsf] ;'?jft -sn]h ckm Ph's]zgaf6 /]l8of]af6 o'jfx?sf
nflu k|;f/0f ul/Psf] sfo{qmd_
• lj=;+= @)!% b]lv g]kfnL efiffn] /fi6«efiffsf ¿kdf j}wflgs
dfGotf .
• /fhf dx]Gb|af6 ax'p2]ZoLo dfWolds ljBfnosf] ¿kdf g];gn
xfO:s'n kf]v/fdf pb\3f6g .
• ax'p2]ZoLo ljBfnosf] cjlw lj=;+= @)!% b]lv @)@% ;DdnfO{
dflgG5 .

41 42

lj=;+= @)!^ lj=;+= @)!*

• lj=;+= @)!* j}zfv #) ut]af6 lqe'jg ljZjljBfnodf g]kfnL efiffnfO{
• lj=;+= @)!^ j}zfv ! ut]b]lv nfu" x'g] u/L k|fylds :s'nsf] k/LIffsf] dfWod agfOof] .
kf7\oqmd ;/sf/L tj/af6 k|sflzt ul/Psf] . • ;jf{ª\uL0f /fli6«o lzIff ;ldlt
• lqe'jg ljZjljBfnodf @)!^ c;f/ #) ut]b]lv k7gkf7g ✓ u7g M lj=;+= @)!* ;fn j}zfv @%
;'?jft . c;f/ #) ut]nfO{ lqe'jg ljZjljBfnosf] :yfkgf ✓ cWoIf M lzIff dGqL ljZjaGw' yfkf
✓ k|ltj]bg k]; M @)!* c;f/ !% ut]
lbgsf ¿kdf dflgG5 .
✓ ljBfno lzIffsf] ;+/rgf M %±^
• lqe'jg ljZjljBfnosf] k|yd s'nklt >L % sflGt /fHonIdL • lj=;+= @)!* cfiff9 #! ut] kf; hfFr c8\8fnfO{ k/LIff lgoGq0f sfof{nodf
b]jL zfx . uflePsf] .
• lj=;+= @)!* df g} !$ j6f c~rn lzIff clwsf/L :yfkgf ul/of] .
• lj=;+= @)!^ kf}if -!(%( l8;]Da/_ df s/fFrLdf ePsf] ;Dd]ngn]
• lzIff ;fdu|L s]Gb| nfO{ lzIff ;fdu|L / n]vg s]Gb|sf] ?kdf ?kfGt/0f .
;g\ !(*) ;Dddf ;j{JofkL clgjfo{ lgMz'Ns k|fylds lzIff
• :s'n k'gu{7g bf}8fxf 6f]nL -# ;b:o_ v8f ul/Psf] lyof] .
pknAw u/fpg] k|:tfj kfl/t u/]sf] lyof] .
43 44

11
 12/8/2022

lj=;+= @)!( lj=;+= @)@)

• klxnf] lzIff P]g .
• &% lhNnf lzIff lg/LIfssf] sfof{no :yfkgf ul/of] .
• k|fljlws Pjd\ Jofj;flos tflndsf] nflu afnfh'l:yt
d]sflgsn k|lzIf0f s]Gb| / a'6jn 6]lSgsn OlG:6Ro'6sf]
:yfkgf u/L Jofj;flos tflnd Jojl:yt ¿kdf lbg
;'? ul/Psf] .
• /fli6«o clen]vfno :yfkgf .
• lj=;+= @)@) df3 !# ut] emfkf a'waf/]df >L % dx]Gb|af6 clgjfo{ tyf
lgMz'Ns k|fylds lzIffsf] pb\3f6g ul/aS;]sf] lyof] .
• z'?df k|of]usf nflu !)( ufpF k~rfot tyf gu/ k~rfotdf clgjfo{
lgMz'Ns k|fylds lzIff nfu" ul/Psf] .
lj=;+= @)@!
• d+l;/ @& df ;femf k|sfzgsf] :yfkgf .
• lzIff dGqfnon] lgoldt ¿kdf tYof+s ;+sng / k|sfzg ug{ ;'? .
• ljz]if lzIffsf] ;'¿jft lj=;+= @)@! kmfu'gaf6 n]af]/]6/L :s'n sLlt{k'/df
b[li6ljxLg ljBfyL{sf nflu k7gkf7gsf] yfngLaf6 ePsf] -PsLs[t
ljBfnosf] ?kdf_ .

45 46

lj=;+= @)@@ lj=;+= @)@#

• lzIf0f dxfljBfnodf Pd=P8= k9fO ;'? .
• tfxfrndf c+u|]hL efiff tflnd s]Gb|sf] :yfkgf .
• sn]h ckm Ph's]zgsf] lj:tf/ s]Gb| -PS;6]G;g ;]G6/_
jL/u~hdf :yfkgf .
• k|fylds lzIfsx¿sf nflu lj:tf/ tflnd sfo{qmd -lzIf0f:t/
j[l4 sfo{qmd_ ;'? .
• lj=;+=@)@# b]lv @)%# ;Dd sDkf6{dG] 6 -PSh]D6]8_ k/LIffsf] klg
Joj:yf .
• klxnf] lzIff lgodfjnL k|sflzt ePsf]
• ljz]if lzIfftkm{ alx/fx¿sf nflu ljBfno -afndlGb/
gS;fndf_ :yfkgf ePsf] .
• g]kfndf cWofkg clwsf/ kqsf] Joj:yf ul/Psf] . @) lhNnfdf

47 48

12
 12/8/2022

lj=;+= @)@$
lj=;+= @)@&
• h]7 @( df ;fgf]l7dLdf /fli6«o Jofj;flos k|lzIf0f s]Gb|
:yfkgf . • lj=;+= @)@& sflt{s ! ut]sf c~rn lzIff clwsf/L
• lzIff ;fdu|L / n]vg s]Gb|nfO{ hgs lzIff ;fdu|L s]Gb|sf] ?kdf vf/]h
gfdfs/0f . • lj=;+= @)@&÷)@* df o'lg;]kmsf] ;xfotfdf ælzIffdf
lj=;+= @)@^ dlxnfnfO{ ;dfg cj;/Æ ljifos sfo{qmd ;'? ul/Psf]
• zf/Ll/s ckf+utfsf] If]qdf :jod\ ckf+u JolQm vu]Gb|axfb'/ lyof] .
j:g]tsf] ;lqmotfdf :yflkt g]kfn cGwf ckf+u ;+3n] lj=;+=
@)@^ df hf]/kf6Ldf lzIff / Jofj;flos tflnd lbg ljBfno
:yfkgf .

49 50

lj=;+= @)@* lj=;+= @)@*

/fli6«o lzIff k4ltsf] of]hgf @)@*–#@
/fli6«o lzIff k4ltsf] of]hgf @)@*–#@
• gofF lzIff of]hgf klg elgg]
• % jif{df # r/0fdf nfu" • /fli6«o ljsf; ;]jf -/f=lj=;]=_ sf] ;'?jft . lzIff, :jf:Yo,
• r/0f Mk|of]ufTds r/0fdf !% lhNnf, dWofjlw r/0fdf #^ lhNnf / lgdf{0f / s[lif u/L $ bndf ljefhg lyof] .
:yfoL r/0fdf @$ lhNnf_ nfu" . • lzIff zf:q cWoog ;+:yfgsf] :yfkgf
• klxnf] jif{ lrtjg / sf:sL u/L @ lhNnfdf nfu"
• klxnf]b]lv kfFrf} jif{;Dd qmdz M @±!#±!^±@)±@$ lhNnfdf nfu" • lzIfs tflnd clgjfo{
• ljBfno lzIffsf] ;+/rgf M #±$±# • pRr lzIffdf ;]di] 6/ k|0ffnL nfu"
• dfWolds ljBfno tLg lsl;dsf M ;fwf/0f, ;+:s[t / Jofj;flos
• clgjfo{ Jofj;flos dfWolds lzIffsf] z'?jft lj=;+= @)@* df
ePsf], h;sf] cjlw lj=;+= @)@* b]lv @)#& ;Dd .
• pRr lzIffdf rf/ tx M k|df0fkq, :gfts, :gftsf]Q/ / cg';Gwfg
51 52

13
 12/8/2022

lj=;+= @)@* lj=;+= @)@*

• efb| @$ lzIff P]g @)@* hf/L, pQm P]g sflt{s !% ut]b]lv nfu"
• efb| % ut] kf7\oqmd ljsf; s]Gb|sf] :yfkgf ePkl5 b]ze/
Pp6} /fli6«o kf7\oqmd nfu" ug]{ sfo{sf] yfngL ePsf] .
• lzIff gLlt lgdf{0f ug{ ;/sf/nfO{ ;'emfj lbg /fli6«o lzIff
;ldltsf] Joj:yf ul/Psf] lyof] . lzIffdGqL cWoIf /xg] /fli6«o
lzIff ;ldltdf lj=;+= @)@* df 8f=df]xDdb df]xl;g ;b:o
;lrj /x]sf lyP .
• # k|sf/sf ljBfno lg/LIfs M k|f=lj=lg=, lg=df=lj=lg= /
df=lj=lg=sf] Joj:yf
• ljBfno lg/LIf0f b'O{ k|sf/ M -s_ ef}lts kIf / -v_ k9fO kIf
• k|f}9 lzIffsf k|sf/ @ M s_ ;fIf/tf km}nfpg] / v_ sfo{d"ns
k|f}9 lzIff

53 54

lj=;+= @)#) lj=;+= @)#!

• c;f/ @! df lzIffdGqL 1fg]Gb|axfb'/ sfsL{sf] cWoIftfdf ljz]if
lzIff kl/ifbsf] u7g
• lgDgdfWolds ljBfno lg/LIfs x6fOof] .
• -uf]/vf :s'n_ xªsª P; Pn ;L k/LIff s]Gb| lj=;+= @)#) -;g\
!(&$_ df :yfkgf ul/Psf]df lj=;+= @)%@ ;fnb]lv xªsª s]Gb|
aGb eof]
• lj=;+= @)#! kmfNu'0f !@ ut]bl] v lzIff lbj; dgfpg ;'?
ul/Psf] / To;} cj;/df k|fylds lzIff lgMz'Ns ul/g]
3f]if0ff ePsf] .
• /f=lz=k=of]=sf] dWofjlw d"Nof+sg

55 56

14
 12/8/2022

lj=;+= @)#% lj=;+= @)#&

• kf}if !& ut] cGt/f{li6«o afnjif{sf] 3f]if0ff ePsf] pknIodf
k|fylds txsf sIff !–# sf ;Dk"0f{ 5fq5fqfx?nfO{ kf7\ok':ts
lgMz'Ns ug]{ u/L >L % af6 3f]if0ff ePkl5 kf7\ok':ts lgMz'Ns
ljt/0f x'g yfn]sf] .
• /]l8of] lzIff lzIfs tflnd kl/of]hgfsf] z'?jft,
• hgs lzIff ;fdu|L s]Gb|nfO{ lnld6]8sf] ¿kdf ;~rfng .
• efb| $ ut]b]lv /]l8of] g]kfnaf6 lzIfs tflnd sfo{qmd
k|;f/0fsf] k|f/De ul/Psf] .
• lghL If]qdf sn]h :yfkgf ug{ :jLs[t lbg yflnof] .
• lg/LIf0f PsfO of]hgf ;'? .
• cfw'lgs k|fljlws lzIffnosf] z'?jft
• lj=;+= @)#& >fj0f % df klxnf] cfw'lgs k|fljlws lzIffnosf]
?kdf s0ff{nL k|fljlws lzIffno h'Dnf sf] :yfkgf .

57 58

lj=;+= @)#* lj=;+= @)#(

• o'lg;]km, o"Pg8LkL / o'g]:sf]sf] ;xof]usf] u|fdL0f ljsf;sf • g]kfndf ;j{k|yd ;|ft] s]Gb| Joj:yfkg k|0ffnL -ljBfno ;d"x
lglDt lzIff kl/of]hgf -;]tL kl/of]hgf_ nfu" ul/Psf] lyof] . k|0ffnL÷;]6n] fO6 :s"n_ sf] k|f/De, -;g\ !(*@ df_ ;]tL
• ;]tL c~rnsf ;a} % lhNnfdf sfo{qmd nfu" ul/Psf] . kl/of]hgfn] u/]sf] Joj:yf adf]lhd
• k|f}9 lzIff, r]nLa]6L sfo{qmd, • lqe'jg ljZjljBfnodf ;d]i6/ k|0ffnLsf] ;§fdf jflif{s k/LIff
• kf7\oqmd sfof{Gjog of]hgf nfu" . ljBfno lzIffsf] ;+/rgf k|0ffnL nfu" .
%+@+ # • lj=;+= @)#( efb| ! ut] /0fwL/ ;'Aafsf] cWoIftfdf zfxL pRr
• cGt/f{li6«o ckf+u jif{ -;g\ !(*!_ dgfOPsf] . lzIff cfof]u u7g ePsf] .
• lj=;+= @)#( b]lv Pl;ofnL ljsf; a}s + sf] ;xof]udf lj1fg
lzIff kl/of]hgf ;'? ePsf] .
59 60

15
 12/8/2022

lj=;+= @)$#
lj=;+= @)$! • lj=;+= @)$# df lzIffzf:q cWoog ;+:yfgnfO{ lzIffzf:q
• k|fylds lzIff kl/of]hgf emfkf, wgs'6f, tgx'F, sf:sL, bfª / ;ª\sfodf kl/0ft ul/Psf] .
;'v]{t u/L ^ lhNnfdf nfu" ePsf] . • d+l;/ @% df bfªsf] a]ne'mG8Ldf dx]Gb| ;+:s[t ljZjljBfno -bf];|f]
ljZjljBfno, xfn g]kfn ;+:s[t ljZjljBfno_ sf] :yfkgf
lj=;+= @)$$
• b'u{d !* lhNnfsf sIff $ / % df lgMz'Ns kf7\ok':ts ljt/0f .
• If]qLo lzIff lgb]{zgfno dfkm{t cfwf/e"t lzIfs tflnd -!%) 306]_
lj=;+= @)$%
• lj=;+= @)$%÷!!÷!@ df k|fljlws lzIff tyf Jofj;flos tflnd
kl/ifb -CTEVT_sf] :yfkgf .
• ;fIf/tf sfo{qmdnfO{ cleofgsf ¿kdf ;~rfng ug'{kg]{ gLltcg'¿k
61
;'v]{t lhNnfdf dfu{bz{g kl/of]hgf nfu" 62

lj=;+= @)$^ lj=;+= @)$(

• lj=;+= @)$^÷!!÷!@ df pRr dfWolds lzIff kl/ifb\ u7g . • c;f/ !^ ut] ;/sf/n] @)$( ;fpgb]lv !)±@ sIff ;~rfng ug]{
lj=;+= @)$& lg0f{o .
• k|fylds ljBfnodf egf{ ug'{kbf{ hGdbtf{ k|df0fkq clgjfo{ .
• kmfu'g !$ df /fli6«o lzIff cfof]usf] u7g, cWoIf M s]z/h+u
/fodfemL. • c;f/ !$ df /fli6«o lzIff cfof]un] k|ltj]bg k]; . !@ jif]{ ljBfno
lzIff, ;+/rgf %±#±@±@, pRr lzIffdf Pd lkmn l;kmfl/;,
• cfof]usf cWoIfx? qmdz M s]z/h+u /fodfemL, /fdxl/ hf]zL ljZjljBfno cg'bfg cfof]u, v'nf÷ax' ljZjljBfno, k|df0fkq tx
/ uf]ljGb/fh hf]zL vf/]hL, ljBfno ;d"x Joj:yf -;|f]ts]Gb|_
• @)$( df3 @ sf] lg0f{on] lzIff tyf ;+:s[lt dGqfnosf] gfd lzIff,
lj=;+= @)$* ;+:s[lt tyf ;dfh sNof0f dGqfnosf] ¿kdf ¿kfGt/0f,
• d+l;/ @% df lghL If]qsf] klxnf] ljZjljBfnosf] ?kdf • cfwf/e"t tyf k|fylds lzIff kl/of]hgf -klxnf]_ -!((@ — !((&_
sf7df08f} ljZjljBfno :yfkgf . • k|fylds lzIff ljsf; kl/of]hgf z'?
63 64

16
 12/8/2022

lj=;+= @)%) lj=;+= @)%@

• >fj0f ! df z}lIfs hgzlQm ljsf; s]Gb|, b"/ lzIff s]Gb| :yfkgf . - • h]7 !! df >L df]xdb cfnd vfFsf] cWoIftfdf db/;f hfFra'em
/f=lz=cfof]u @)$( sf] l;kmfl/;_
sfo{ .
• d++l;/ & ut] ljZjljBfno cg'bfg cfof]u P]g kfl/t .
• lghL:t/df klg k|fljlws lzIffno ;~rfng :jLs[lt lbg] sfo{sf]
• ;fpg @@ df k|yd a|]n k':tsfno :yfkgf .
yfngL eof] . • g]kfn 6]lnlehgaf6 b"/ lzIff sfo{qmdsf] k|;f/0f kmfNu'g &
• ckf+utf ePsf afnaflnsfnfO{ lzIff lbg ljBfno ;|ft] sIff :yfkgf af6 .
u/L PsLs[t lzIffsf] lj:tf/ . • xª\sªaf6 g]kfnL P;=Pn=;L= k/LIff s]Gb| x6fOPsf] .
• ljBfno lg/LIf0fsf ;Gbe{df k|f=lj=lg= vf/]h, Ps} k|sf/sf ljBfno
lg/LIfs /xg] Joj:yf
lj=;+= @)%!
• ;fpg ! df k"jf{~rn ljZjljBfno :yfkgf .
65 66

lj=;+= @)%# lj=;+= @)%$

• /fli6«o cgf}krfl/s lzIff kl/ifb\sf] :yfkgf ePsf]
• ljz]if lzIff gLlt, @)%# kfl/t . cgf}krfl/s lzIffsf] kf7\oqmd
:jLs[t .
• lqe'jg ljZjljBfnon] lzIff, dfgljsL, Joj:yfkg / lj1fg
ljifodf :gfts txsf] cjlwnfO{ @ jif{af6 a9fO{{ # jif]{ agfPsf]
-@)$( sf] cfof]usf] l;kmfl/;_ .
• >fj0f @ ut] kf]v/f ljZjljBfno :yfkgf -kfFrf} ljZjljBfno_ .
• j}zfv !@ df lzIffdGqL b]jL k|;fb cf]emfsf] cWoIftfdf
pRr:t/Lo /fli6«o lzIff cfof]u u7g .
• cfof]usf cWoIfx? M b]jLk|;fb cf]emf, s'naxfb'/ u'?ª /
ch'{gg/l;+x s];L
• r}q @^ ut] ljBfno lzIfs lstfavfgfsf] :yfkgf .

67 68

17
 12/8/2022

lj=;+= @)%% lj=;+= @)%^

• pRr:t/Lo /fli6«o lzIff cfof]uåf/f @)%% c;f/ !% df k|ltj]bg
k]; .
• pQm cfof]un] k"j{ k|fylds lzIffnfO{ ljBfno ;+/rgfdf ;dfj]z
;lxt !# jif]{ ljBfno lzIffsf] l;kmfl/;
• sflt{s !! df aL=kL= sf]O/fnf :jf:Yo lj1fg k|lti7fg
:yfkgf .
69
• lj=;+= @)%^ b]lv z}lIfs ;q >fj0fdf ;'? .
• cgf}krfl/s lzIff s]Gb|sf] :yfkgf .
• h]7 ( ut] lzIff ljefusf] :yfkgf .
• lj=;+= @)%^ df /fli6«o lzIfs ;]jf cfof]usf] :yfkgf .
• cfwf/e"t tyf k|fylds lzIff sfo{qmd bf];|f] nfu" .
• cf=j=)%^÷)%& -;g\ @)))_ df k/LIf0fsf ¿kdf afFs], sfe|],
l;Gw'kfNrf]s / pbok'/ u/L $ lhNnfsf !@ ljBfnodf gd"gf
k/LIf0fsf ¿kdf ;dflxt lzIff sfo{qmd nfu" ul/Psf] . oL
lhNnfx¿dWo] klxnf] lhNnf afFs] xf] .
70

lj=;+= @)%& lj=;+= @)%*

• z}=;= @)%&÷)%* b]lv k/LIf0fsf ¿kdf % lhNnf M Onfd,
lrtjg, :ofª\hf, ;'v]{t / s~rgk'/df sIff ! b]lv # ;Dd
lg/Gt/ ljBfyL{ d"Nof+sg / pbf/ sIff]Gglt k|0ffnL nfu"
ul/Psf] .
71
• j}zfv @( ut] 8f= lgd{ns'df/ kf08]sf] cWoIftfdf % ;b:oLo
lzIff;DaGwL pRr:t/Lo sfo{;ldlt u7g .
• lj=;+= @)%* df3 @% ut] lzIff P]g @)@* sf] ;ftf}+ ;+zf]wg
• lj=;+= @)%*÷!)÷@% af6 lzIfs ;]jf cfof]u gfdfs/0f . cfof]un]
df3 @% nfO{ :yfkgf lbj;sf] ?kdf dgfpg] u5{ .
• ljBfno b'O{ k|sf/sf M ;fd'bflos / ;+:yfut
• lzIfs x'g cWofkg cg'dlt kq clgjfo{
• b"/ lzIff k4ltdf cfwfl/t /xL lqe'jg ljZjljBfnon] k|f/lDes
afnljsf;df Ps jif]{ lj=P8= ;~rfng .
• k"jf{~rn ljZjljBfnon] klg b"/ lzIffdfkm{t lj=P8= sfo{qmd
;~rfng .
72

18

lj=;+= @)%(
• lj=;+= @)%( M d+l;/ @) ut] z}lIfs If]qsf] ;'wf/sf nflu lzIff
dGqfnoaf6 @( a'Fb] sfo{qmd hf/L .
• lzIff lgodfjnL, @)%( hf/L .
• lj=;+= @)%( b]lv z}lIfs ;q j}zfvdf ;'? .
• d+l;/ !@ df lrlsT;f lj1fg /fli6«o k|lti7fg -jL/ c:ktfndf_ sf]
:yfkgf .
• cf=j= @)%(÷)^) b]lv !% j6f ;fd'bflos ljBfnodf k|fljlws lzIff
sfo{qmd -k|f/Dedf Pg]S; sfo{qmd eGg] ul/GYof]_ ;~rfngsf]
;'?jft ul/Psf] .
• lj=;+= @)%( -;g\ @))@_ b]lv lzIff tyf v]ns'b dGqfnosf] ¿kdf
gfdfs/0f .
• lzIfs lzIf0f cfof]hgf -@))@–@))(_ z'?
73
lj=;+= @)^@
• h]7 @$ df lzIfs tflnd gLlt :jLs[t .
lj=;+= @)^#
• dx]Gb| ;+:s[t ljZjljBfnonfO{ g]kfn ;+:s[t ljZjljBfnodf
gfdfs/0f lj=;+= @)^#.$.!! df ul/Psf] .
• lj=;+= @)^#÷&÷!# ut]sf] lg0f{ocg';f/ P;Pn;L k/LIffdf sIff !)
af6 dfq k|Zg ;f]Wg] Joj:yf .
• @)^#÷!)÷@% ut] cgf}krfl/s lzIff gLlt dlGqkl/ifb\af6 :jLs[t .
• @)^#÷!)÷@% ut] ;j{k|yd /fli6«o kf7\oqmd k|f¿k @)^# lzIff
dGqfnon] :jLs[t . pQm k|f?k ;j{k|yd ljBfno lzIffnfO{ cfwf/e't
tx -sIff !–*_ / dfWolds tx -sIff (–!@_ sf] ?kdf :jLsf/
u/]sf] .
75
12/8/2022
lj=;+= @)^)
• sIff ! b]lv g} c+u|]hL ljifo clgjfo{ .
lj=;+= @)^!
• efb| @( df dfWolds lzIff ljsf; s]Gb| / b"/ lzIff s]Gb|nfO{ z}lIfs
hgzlQm ljsf; s]Gb|df uflePsf] .
• ;a}sf nflu lzIff sfo{qmd -@))$–))(_ nfu" . p2]Zo # j6f
-s_ k|fylds lzIffdf kx'Fr tyf ;dGoflostfsf] ;'lglZrtf,
-v_ u'0f:t/ Pjd\ ;fGble{stf clej[l4 /
-u_;+:yfut ;Ifdtf Pjd\ sfo{bIftfdf ;'wf/
• ;j{k|yd ljBfyL{ egf{ cleofg ;'? .
• d+l;/ !$ df n'lDagL af}4 ljZjljBfno :yfkgf .
• jif{df b'O{ k6s tYof+s lng] -Flash I h]7 & / Flash II r}q @#_ Flash
Reporting System
74
lj=;+= @)^$
• df3 @# df kf6g :jf:Yo lj1fg k|lti7fgsf] :yfkgf .
• lj=;+= @)^$ b]lv @)^^ ;Dd lkmgNofG8 ;/sf/sf] ;xof]udf ^ lhNnf
-s~rgk'/, kfNkf, /;'jf, wgs'6f, ;'g;/L / emfkf_ sf & cf]6f ljBfnodf
cf7 cf]6f efiffdf ax'efifL lzIff sfo{qmd k/LIf0f ul/Psf] .
• lgDgdfWolds txsf] @ jif]{ / dfWolds txsf] ! jif]{ v'nf lzIff sfo{qmd
z'? .
lj=;+= @)^%
• lj=;+= @)^%÷%÷!% df lzIff tyf v]ns'b dGqfnonfO{ 5'6\ofO{ lzIff
dGqfno / o'jf tyf v]ns'b dGqfno .
• cf=j=)^%÷)^^ ;fIf/ agf}+, Ifdtf a9fcf}+ eGg] d"n gf/faf6 /fli6«o ;fIf/tf
cleofg ;~rfng
• ljBfno If]q ;'wf/ of]hgfsf] k/LIf0f # lhNnf M slknj:t', 88]Nw'/f / /;'jf
76
19
 12/8/2022

lj=;+= @)^^ lj=;+= @)^&

• @)^^÷!@÷@) df ax'eflifs lzIff sfof{Gjog lgb]{lzsf hf/L .
• s[lif tyf kz' lj1fg ljZjljBfno, dWoklZrdf~rn
ljBfno If]q ;'wf/ of]hgf @)^^–)&@ -;g\ @))( b]lv @)!% ;Dd_
• :jLs[lt M @)^^ efb| $
ljZjljBfno / ;'b"/klZrd ljZjljBfno v'n]sf -c;f/ #_ .
• sflt{s !# ut] z}lIfs u'0f:t/ k/LIf0f s]Gb|sf] :yfkgf . • lj=;+= @)^& c;f/ & ut]sf] lqe'jg ljZjljBfno ;efsf]
• lzIfssf] k];fut ljsf; sfo{qmd -l6kL8L_ z'?jft lg0f{oaf6 k|df0fkq txdf egf{ glng] lg0f{o sfof{Gjog .
• lzIfsnfO{ j[lQ ljsf;sf nflu $ >]0fL M gjk|j]zL, cg'ejL, lgk"0f{ / ljz]if1
u/L juL{s/0f ug{ ;lsg] gLlt
• sIff ! b]lv * nfO{ cfwf/e"t / sIff ( b]lv !@ nfO{ dfWolds -*±$_
• p2]Zo # j6f
-s_ ;dGoflos kxF'rsf] ;'lglZrttf,
-v_ z}lIfs u'0f:t/ / ;fGble{stfdf ;'wf/ /
-u_ cfGtl/s ;Ifdtfdf ;'wf/
77 78

lj=;+= @)^* lj=;+= @)^(

• ljZj j}s + sf] ;xof]udf k|fljlws lzIff tyf Jofj;flos tfnLd • cfwf/e"t tx sIff ^–* sf] kf7\oqmd @)^( :jLs[t eO{ z}lIfs
;Lk clej[l4 kl/of]hgf -Oe]G6 kl/of]hgf_ nfu" ;q @)&) b]lv b]ze/ nfu' .
• lj=;+= @)^* ;fnsf] hgu0fgf cg';f/ g]kfnsf] ;fIf/tf ^%=( • ;fIf/ g]kfn cleofg -@)^(–@)&@_ cjwf/0ffkq dlGqkl/ifb\af6
k|ltzt -dlxnf %&=$ k|ltzt / k'?if &%=! k|ltzt_ k'u]sf] . :jLs[t c;f]h !$, @)^( df .
• z}lIfs u'0f:t/ k/LIf0f s]Gb|n] klxnf] k6s sIff * sf ljBfyL{sf] • ljBfno lzIffdf ;"rgf tyf ;~rf/ k|ljlwsf] k|of]u;DaGwL
/fli6«o pknlAw k/LIf0f u/]sf] . lgb]{lzsf @)^( hf/L .
• lzIff dGqfno s]z/dxnaf6 l;+xb/af/ ;/]sf],
• u];k]k/df k|ltaGw nufPsf] .

79 80

20

lj=;+= @)&)
• z}=;= @)&) b]lv (( j6f dfWolds ljBfnodf k|fljlws wf/sf]
k7gkf7g ;'? -ljBfno If]q ;'wf/ of]hgfn] u/]sf] Joj:yf
adf]lhd_ .
• @)&)÷^÷! ut]b]lv /fli6«o lj1fg lbj; dgfpg ;'? ul/Psf] .
• lj=;+= @)&)÷!@÷% ut] /fli6«o k|f/lDes sIff k9fO sfo{qmd
d'Vo b:tfj]h tof/ .
• lj1fg tyf k|ljlw ;+sfodf $ jif]{ :gftssf] k7gkf7g z'?
81
lj=;+= @)&!
• lj=;+= @)&! df P;Pn;L k/LIffdf k|fljlwstkm{ cIf/f+sg k4lt
cyf{t n]6/ u|]l8ª k4lt -^ j6f u|]8_ ckgfpg] lg0f{o -
@)&!÷*÷@$ sf] lg0f{o_
lj=;+= @)&!÷#÷#) sf] kl/ifb\sf] lg0f{o
• :yfgLo kf7\oqmd k|f¿k @)&! :jLs[t
• /fli6«o kf7\oqmd k|f¿kdf @)^# df klxnf] kl/dfh{g
• dfWolds sIff (–!) sf] clgjfo{ ljifosf] kf7\oqmd kl/dfh{g
-;Ifdtfdf cfwfl/t_ k/LIf0f @)&@, nfu" @)&#
• cIf/f+sg k4lt nfu" ug]{ ;}4flGts lg0f{o
83
12/8/2022
lj=;+= @)&!
• cf=j=)&!÷)&@ æ;fIf/ g]kfn cleofgÆ ;DkGg ug{ lg/If/tf
pGd"ng jif{sf ¿kdf dgfOg] 3f]if0ff .
• klxnf] ;fIf/ lhNnfsf] ?kdf l;Gw'kfNrf]s @)&!.#.@ df 3f]if0ff
• cf=j= )&!÷)&@ b]lv o"P;PcfO{8Lsf] ;xof]udf /fli6«o k|f/lDes
k9fO ;Lk k|j4{g sfo{qmd ;~rfng ePsf]df ljBfnodf
cf=j=)&@÷)&# b]lv ^ lhNnf df ;3g ¿kdf nfu" ePsf] .
82
lj=;+= @)&@
• lj=;+= @)&@ M ljBfno lzIffdf cIf/f+sg k4lt sfof{Gjog sfo{ljlw
:jLs[t -@)&@÷*÷@# sf] lg0f{ofg';f/_ . o;df ( j6f u|]8 sfod
ul/Psf] . ;fwf/0f wf/df ;d]t cIf/f+sg k4lt sfof{Gjog .
• lj=;+= @)&@÷%÷#) df pRr lzIff gLlt @)&@ hf/L .
• cf=j= @)&@÷)&# sf] ah]6 jQmJodf Joj:yf ePadf]lhd e"sDkaf6
k|efljt !! lhNnfsf !)) cf]6f ljBfnodf er'{cn sIffsf]7fsf] ldlt
@)&#÷(÷@$ af6 ljlwjt ;'?jft ul/Psf] .
• @)&@÷!@÷# ut] lzIfssf] ;Ifdtf k|f¿k @)&@ -* j6f dfkb08_ /
lzIfssf] k];fut ljsf; k|f¿k @)&@ :jLs[t .
• lzIffzf:q ;+sfodf $ jif]{ :gfts txsf] k7gkf7g z'?
• ul0ft / c+u|]hL ljifodf b"/ lzIff k4ltdf Pd=P8=sfo{qmd
;~rfng -lq=lj=_
84
21

lj=;+= @)&#
• j}zfv % ut]nfO{ lgMz'Ns kf7\ok':ts ljt/0f lbgsf ¿kdf
dgfOPsf] . /+lug kf7\ok':tssf] z'?jft
• @)&#÷#÷!% df lzIff P]g @)@* sf] cf7f}+ ;+zf]wg . lzIffsf] ;+/rgf
cfwf/e"t -k|f/lDes afnlzIffb]lv sIff * ;Dd_ / dfWolds -sIff (
b]lv !@_
• lj=;+= @)&#÷#÷!% df /fli6«o k/LIff af]8{ :yfkgf .
• lj=;+= @)&#÷#÷#) df v'nf ljZjljBfno P]g hf/L .
• @)&#÷&÷* ut] ljBfno If]q ljsf; of]hgf -@)&#–@)*)_ d"n
b:tfj]h :jLs[t . % j6f p2]Zo -s_ ;dtf, -v_ u'0f:t/, -u_
bIftf, -3_ zf;g / Joj:yfkg Pjd\ -ª_ pTyfgzLntf
• @)&#÷(÷@^ df ;dfj]zL lzIff gLlt :jLs[t .
85
lj=;+= @)&%
• æPs aRrfsf] egf{ d]/f] ;fdflhs bfloTj, kx'Frdf ;'lglZrttf
/ l;sfOdf :yfloTjÆ eGg] cleofgsf ;fy z}lIfs ;q @)&%
sf] ljBfyL{ egf{ tyf :jfut sfo{qmd ;~rfng . ljBfyL{ egf{
cleofgdf klxnf]k6s pRr:t/sf] /fhgLlts k|lta4tf .
• @)&%÷@÷^ ut]sf] g]kfn ;/sf/ dlGqkl/ifb\sf] lg0f{on] lzIff
ljefu, z}lIfs hgzlQm ljsf; s]Gb| / cgf}krfl/s lzIff
s]Gb|nfO{ vf/]h u/L lzIff tyf dfgj ;|f]t ljsf; s]Gb| agfpg]
lg0f{o . pQm lg0f{o @)&% >fj0f ! b]lv sfof{Gjogdf NofOPsf] .
• @)&%÷#÷#@ ut]sf] dlGqkl/ifb\sf] lg0f{on] k|To]s k|b]zdf
;fdflhs ljsf; dGqfno dftxt lzIff ljsf; lgb]{zgfno /
lzIff tflnd s]Gb| -& j6f_ /xg] ;+/rgf :jLs[t .
87
12/8/2022
lj=;+= @)&$
• @)&$÷%÷!( df lzIffdGqL uf]kfndfg >]i7sf] cWoIftfdf ^%
;b:oLo pRr:t/Lo lzIff cfof]u u7g .
• @)&$÷!@÷! df lzIff dGqfnodf lj1fg tyf k|ljlw yk u/L
lzIff, lj1fg tyf k|ljlw dGqfno gfdfs/0f .
• @)&$÷!@÷@& ut]sf]] lg0f{on]] lhNnf lzIff sfof{nosf] :yfgdf
lzIff ljsf; tyf ;dGjo OsfO{sf] :yfkgf .
86
lj=;+= @)&%
• @)&%÷%÷@ ljBfno txsf] gofF kf7\oqmd 9fFrf :jLs[t u/]sf] .
• @)&%÷^÷@ ut] clgjfo{ tyf lgz'Ns lzIff;DaGwL P]g hf/L .
• @)&%÷!!÷!) df /fli6«o lrlsT;f P]g @)&% hf/L eO{ lrlsT;f lzIff
cfof]u :yfkgf .
• @)&%÷!!÷# ut] ;|f]ts]Gb| Joj:yfkg k|0ffnL vf/]h .
• afudtL k|b]zn] !# lhNnfdf æPs ljBfno Ps g;{ sfo{qmdÆ
;'?jft cf=j= @)&%.)&^ df .
æa]6L k9fp, a]6L arfp cleofgÆ
• dw]; k|b]z -k|b]z @_ ;/sf/n] cf=j= @)&%.)&^ sf] ah]6af6
• @)&% ;fn ebf} !% ut] cfjZos sfg'g tof/ u/L ;fj{hlgs
• d'VodGqLn] @)&% ;fn df3 ! ut] cf}krfl/s yfngL
• /fi6«kltaf6 @)&% ;fn kmfu'g ( ut] cf}krfl/s pb\3f6g ePsf] .
88
22

lj=;+= @)&^
• z}=;= @)&^ df !* lhNnfsf !)# ljBfnodf PsLs[t kf7\oqmd,
k/LIf0f . sIff ! df k/LIf0f
• @)&^÷%÷@) ut] /fli6«o kf7\oqmd k|f?k @)&^ :jLs[t .
• @)&^ sflt{s !* ut] /fli6«o lzIff gLlt :jLs[t,
• u08sL k|b]zn] @)&^÷^÷@& ut] u08sL ljZjljBfno P]g @)&^ hf/L
u/L k|b]z:t/Lo ljZjljBfnosf] ?kdf u08sL ljZjljBfnosf]
:yfkgf -g]kfnsf] !@ cf}+ tyf k|b]z:t/sf] klxnf] ljZjljBfno_ .
• sIff ^ b]lv !@ ;Ddsf 5fqfx?sf nflu lgz'Ns :oflg6/L Kof8
ljt/0f sfo{qmd z'? .
• sf]/f]gf efO/;sf] dxfdf/Lsf sf/0f P;OO k/LIff ljBfnosf]
cfGtl/s d"Nof+sgsf cfwf/df glthf k|sfzg
89
lj=;+= @)&*
• z}=;= @)&* df sIff @, #, ^ / !@ df gofF kf7\oqmd nfu" .
• cflZjg $ ut] sf7df08f}nfO{ ;fIf/ lhNnf 3f]if0ff -%% cf}+
;fIf/ lhNnf_
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12/8/2022
lj=;+= @)&&
• sf]/f]gf efO/;sf sf/0f @)&& j}zfvb]lv z}lIfs ;q k|f/De x'g
g;s]sf], ;f]xL sf/0f cj?4 lzIf0f k|lqmofnfO{ j}slNks dfWodaf6
@)&& c;f/ ! ut]bl] v ;~rfng ug{ lzIff, lj1fg tyf k|ljlw
dGqfnon] j}slNks l;sfO lgb]{lzsf @)&& hf/L u/]sf] .
• z}lIfs ;q @)&& af6 sIff ! df gofF PsLs[t kf7\oqmd / sIff !!
df gofF kf7\oqmd nfu" .
• sIff @, # / ^ df gofF kf7\oqmd k/LIf0f .
• ;]K6]Da/ * sf lbg cGt/f{li6«o ;fIf/tf lbj; / /fli6«o lzIff lbj;
;Fu;Fu} dgfpb} cfOPsf]df lj=;+= @)&& df cGt/f{li6«o ;fIf/tf
lbj;dfq dgfOPsf] .
• cf=j=@)&&÷)&* b]lv ;/sf/n] k|f/lDes afnljsf;b]lv sIff %
;Ddsf ;a} ljBfyLx?sf nflu lbjf vfhf sfo{qmd lj:tf/ u/]sf] -
s0ff{nL c~rnsf % lhNnfdf b}lgs ? @). / cGo lhNnfdf b}lgs ?
!%. sf b/n] !*) lbg_ .
90
lj=;+= @)&*
• cflZjg !! ut] afudtL k|b]znfO{ ;fIf/ k|b]z 3f]if0ff -
klxnf] ;fIf/ k|b]z, ;fIf/tf (&=@ k|ltzt_
• cflZjg @$ ut] u08sLnfO{ ;fIf/ k|b]z 3f]if0ff -bf];|f] ;fIf/
k|b]z, ;fIf/tf (^=%& k|ltzt_
• cfly{s jif{ @)&*÷)&( sf] ah]6af6 ;/sf/n] æk9\b} sdfpb}Æ
sfo{qmd k/LIf0fsf nfu" .
• @)&* d+l;/ @^ ut] /fi6«kltaf6 s0ff{nL :jf:Yo lj1fg
k|lti7fg h'Dnfdf PdljljP;sf] k7gkf7gsf] z'ef/De
• n]6/ u|]l8ª lgb]{lzsf, -:jLs[lt @)&*.(.&_ M * j6f u|]8
sfod
92
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 12/8/2022

lj=;+= @)&( ljZjljBfnox?

• @)&( c;f/ d;fGt;Dd ^! j6f lhNnf ;fIf/ 3f]if0ff ePsf -^! cf}+ l;=g+= ljZjljBfnosf] gfd :yfkgf ldlt s}lkmot
! lqe'jg ljZjljBfno @)!^÷#÷#)
;fIf/ lhNnfsf] ?kdf @)&( c;f/ #@ ut] afFs] lhNnfnfO{ ;fIf/ @ g]kfn ;+:s[t ljZjljBfno @)$#÷*÷@%
3f]if0ff_ .
# sf7df08f} ljZjljBfno, sf7df08f} @)$*÷*÷@%
• cfly{s jif{ @)&*.)&( sf] ah]6af6 ;/sf/n] z'? u/]sf] æk9\b}
sdfpFb}Æ sfo{qmd cfly{s jif{ @)&(.)*) df yk !)) u/L s"n @$) $ k"jf{~rn ljZjljBfno, df]/ª @)%!÷$÷!
% kf]v/f ljZjljBfno, sf:sL @)%$÷$÷@
j6f ljBfnodf nfu" . ^ n'lDagL af}4 ljZjljBfno, ?kGb]xL @)^!÷*÷!$
• cfly{s jif{ @)&(.)*) b]lv ljBfno lbjf vfhf sfo{qmdnfO{ sIff ^ & s[lif tyf jg ljZjljBfno, lrtjg @)^&÷#÷#
df lj:tf/ . * dWoklZrd ljZjljBfno, ;'v]{t @)^&÷#÷#
• %^ cf}+ cGt/f{li6«o ;fIf/tf lbj; -* ;]K6]Da/ @)@@_ sf] gf/f ( ;'b'/klZrd ljZjljBfno, s~rgk'/ @)^&÷#÷#
!) v'nf ljZjljBfno, nlntk'/ @)&#÷#÷#) @)&$÷@÷#) b]lv ;~rfngdf
æ;fIf/tf l;sfO If]qdf ?kfGt/0f+Æ .
• efb| @# ut] k|b]z ! nfO{ ;fIf/ k|b]z 3f]if0ff -t];|f] ;fIf/ k|b]z, !! /fhifL{ hgs ljZjljBfno, wg'iff @)&$÷!@÷!^
;fIf/tf (^=&$ k|ltzt_ . !@ u08sL ljZjljBfno, kf]v/f sf:sL @)&^÷^÷@& u08sL k|b]z ;/sf/ dftxt
• efb| @# ut] s~rgk'/ ;fIf/ lhNnf 3f]if0ff -^@ cf}+ ;fIf/ lhNnf_ !# dgdf]xg k|fljlws ljZjljBfno, df]/ª @)&^÷^÷!^ k|b]z ! ;/sf/ dftxt
93 !$ dw]; s[lif ljZjljBfno, ;Kt/L @)&* dw]; k|b]z ;/sf/ dftxt 94

cEof;sf nflu k|Zgx? cEof;sf nflu k|Zgx?

!= g]kfnsf] z}lIfs Oltxf;df cfw'lgs sfnsf] k|f/De s'g cjlwaf6 ePsf] $= lj=;+= !(^& df :yflkt ;+:yf b]xfosf dWo] s'g xf] <
dflgG5 < s_ hfFrkf; c8\8f v_ >]:tf kf7zfnf
-s_ cf}krfl/s lzIffsf] k|f/De lj=;+= !(!) af6 u_ kfF;hfFr c8\8f 3_ uf]/vf efiff k|sflzgL ;ldlt
-v_ lj=;+= @))& k|hftGqsf] k|flKt kl5 %= k|fylds lzIfsx?nfO{ tflnd lbg :yflkt klxnf] tflnd s]Gb| s'g xf] <
-u_ /f=lz=k=of]= @)@* af6 s_ gd{n :s"n v_ /fli6«o lzIfs lzIf0f s]Gb|
-3_ k|hftGqsf] k'gj{xfnL @)$& af6 u_ cfwf/ :s"n 3_ lzIfs lzIf0f s]Gb|
@= b/jf/ :s"nsf] k|yd ;'kl/j]Ifs sf] lyP < ^= kf7\oqmd ljsf; s]Gb|sf] :yfkgf slxn] ePsf] xf] <
-s_ /f]; -v_ s]lgª -s_ lj=;+= @)#* -v_ lj=;+= @)!*
-u_ aa/h+u -3_ ?b|/fh kf08] -u_ lj=;+= @)@* -3_ lj=;+= @)%)
#= b/jf/ :s"n :yfkgfsf] slt jif{ kl5 pQm :s"nn] g]kfnL x]8df:6/ k|fKt &= pRr dfWolds txdf k7gkf7gsf] z'?jft slxn] b]lv ul/of] <
u¥of] <
-s_ z}=;=@)$( -v_ z}=;= @)$^
-s_ ^@ jif{ -v_ ^* jif{ -u_ &% jif{ -3_ &@ jif{
-u_ z}=;= @)$* -3_ z}=;= @)%)
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 12/8/2022

cEof;sf nflu k|Zgx? pQ/ s'l~hsf

*= cWofkg clwsf/kqsf] Joj:yf ;j{k|yd slt lhNnfdf nfu" ul/of] <
k|Zg g++ pQ/
-s_ !* lhNnf -v_ #@ lhNnf
-u_ ;a} lhNnf -3_ @) lhNnf ! v
@ s
(= lzIff ljefusf] :yfkgf slxn] eof] / o;sf] k|yd 8fO/]S6/ sf] lyP < # 3
-s_ lj=;+= !(!%,h+uaxfb'/ /f0ff -v_ lj=;+= !(!%, aa/h+u /f0ff $ u
-u_ lj=;+= !(!), aa/h+u /f0ff -3_ lj=;+= !(!%, v8\uh+u /f0ff % v
^ u
!)=lqe'jg ljZjljBfnocGtu{t lj1fg tyf k|ljlw, Joj:yfkg, lzIff / & s
dfgljsL tyf ;dfhzf:q ;+sfotkm{ k|df0fkqtxdf egf{ glng] lg0f{o
slxn]bl] v sfof{Gjog eof] < * 3
-s_ z}=;= @)%& b]lv -v_ z}=;= @)^% b]lv ( v
-u_ z}=;= @)^& b]lv -3_ z}=;= @)^^ b]lv !) u
97 98

Thank you
wGojfb
99

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