Terminology List – Finance

Finance – 401(k) Loan

English Term Translation
annual interest rate tasa de interes annual
bi-weekly Cada 2 semanas
growth and income Crecimiento e ingresos
guidelines Directrices
hardship Dificultades
matc h, to
mutual funds Fondos de inversion
pay-off Pagado
payroll Nomina
portfolio Portafolio
processing fee Tasa de tramitacion
quarter Trimester
rate of return Tasa de rendimiento
retirement Jubilacion/retiro
stock market Mercado de valores
stock options Opciones sobre acciones
tax advisor Asesor fiscal
treasury bonds Bonos de tesoro
vested Concedido

Finance – Account Services

English Term Translation
account Cuenta
account number Numero de cuenta
amount Cantidad
Annual Percentage Rate (APR) Tasa porcentual annual
bill Factura
business days Dias laborales/habiles
file Archivos

CyraCom International Certification Program – Finance – Terminology Lists Page 1

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 minimum amount due Cantidad minima a pagar
payment Pago
social security number Numero de seguridad social
statement Declaracion
update Actuaizacion

Finance – Bank Card Replacement

English Term Translation
bank account number Numero de cuenta bancaria
business day Dia habil, laborable
checking account Cuenta corriente
joint account Cuenta conjunta
savings account Cuentas de ahorro
supermarket Supermercado

Finance – Credit Card Application

English Term Translation
application Solicitud
counties Condados
county Condado
credit agencies Agencias de credito
credit card Tarjeta de credito
credit limit Limite de credito
door handles Manillas de puertas
leased Alquilado
multiple choice Eleccion multiple
public records Registros publicos

CyraCom International Certification Program – Finance – Terminology Lists Page 2

© 2020 Copyright. CyraCom International, Inc. All rights reserved. (rev. 10.26.2020)
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 Finance – Financial Assistance
English Term Translation
application Solicitud
day laborer Jornalero
financial assistance Asistencia financiera
food stamps Cupones de alimentos
health insurance Seguro de salud
income Ingresos

Finance – Payment Terminal Technical Support

English Term Translation
account Cuenta
business Negocio
cash register Caja registradora
charge Cargo
merc hant number Numero de comerciante
phone line Linea Telefonica
power outlet Toma de corriente
reboot Reinicio
serial number Numero de serie
swipe the card Pasar la tarjeta
terminal Terminal
transactions Transacciones
unplug desconectar

Finance – Refinancing a Loan

English Term Translation
adjustable rate mortgage (ARM) Hipoteca de tasa ajustable
appraised value Valor de tasacion
attorney fees Honorarios de de abogados

CyraCom International Certification Program – Finance – Terminology Lists Page 3

© 2020 Copyright. CyraCom International, Inc. All rights reserved. (rev. 10.26.2020)
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 bad credit Mal credito
bill consolidation Consolidacion de facturas
conventional loan Prestamo convencional
credit bureau Oficina de credito
creditworthy Solvente/al dia
equity Equidad
fee Cuota
fixed monthly payment Pago mensual fijo
flat-fee refinance Refinanciacion con tarifa
home improvements Mejoras del hogar
home inspection Inspeccion de Vivienda
life of the loan Duracion del prestamo
loan officer Agente de credito
loan origination fee
out-of-pocket expenses Gastos de bolsillo
refinance
refinancing costs
Truth in Lending Act

Finance – Rejected Auto Loan

English Term Translation
acquisition fee
bankruptcy
buying power
co-applicant
creditworthiness
debt
default
financial status
gross income
home equity loan
in stock
lease

CyraCom International Certification Program – Finance – Terminology Lists Page 4

© 2020 Copyright. CyraCom International, Inc. All rights reserved. (rev. 10.26.2020)
Produced by the Quality and Development Department
 negative cash flow
outstanding balances
pre-qualified
profit margin
retail price
right of ownership
seize the property
up-front costs

Finance – Unauthorized Bank Transactions

English Term Translation
account number
affidavit
amount
billing address
fraud
fraudulent
late fee
mailing address
merc hant
money order
notary public
routing number
statement
transaction

CyraCom International Certification Program – Finance – Terminology Lists Page 5

© 2020 Copyright. CyraCom International, Inc. All rights reserved. (rev. 10.26.2020)
Produced by the Quality and Development Department