4.

Credit and debit cards

A. 1 – registers
2 – retail
3 – entered
4 - touch
5 – receipt
6 – read
7 – transfer
8 – by
9 – sign
10 – identification
11 – secure
12 – signature
13 – transactions
14 – verified

B. 1 – The customer arrives at a supermarket checkout.

2 – The cashier scans the barcodes on the products.
3 – The customer inserts her/his card into the chip and PIN keypad.
4 – The card’s electronic chip is read, and the customer enters his or her PIN.
5 – The PIN is verified.
6 – The payment is authorized.
7 – Funds are transferred from the customer’s account to the retailer’s account.
8 – The transaction appears on the customer’s bank statement.

C. 1 – magnetic
2 – erased
3 – swipes
4 – guarantees
5 – expiry
6 – encrypted
7 - microprocessor

D. 1 – Can I take credit or debit cards details, please?

2 – Sure. I have my card right here.
3 – Can you give me the card number, please?
4 – It’s 4293 5274 3877 3305.
5 – And the expiry date?
6 – December 2011.
7 – And finally, the name as it’s printed on the card.
 8 – Mr J C Smith.
9 – That’s fine. Your payment has gone through.

5. Internet banking
A. 1 – transactions
2 – applications
3 – facilities
4 – authentication
5 – PINs
6 – encrypted
7 - protected
8 – victims
9 – passwords

B. 1 – funds
2 – third party
3 – exclusively
4 – overheads
5 – multiple
6 – hacker
7 – spyware
8 – malicious
9 – fraud
10 – identity theft
11 – widespread
12 – gullible
13 – purporting
14 – hand over

C. 1 – g
2–c
3–e
4–b
5–h
6–d
7–a
8–f

D. 1 – d
2–b
3–e
4–c
5–a
6–f