LIPA BANK INC.

AMORTIZATION SCHEDULE
BORROWER
AMOUNT OF LOAN Php200,000.00
AMORTIZATION / monthly amortization of 5,000.00 with balloon payment every May and
MODE OF PAYMENT November, balance in full upon maturity
TERM OF THE LOAN 3 years
INTEREST RATE 25% p.a. fixed for the first year subject for repricing on
the succeeding years
SERVICE CHARGE 5% s.c.
LOAN NO.
DATE GRANTED March 22, 2023
DUE DATE March 22, 2026

DATE BONUS PRINCIPAL INTEREST MRI CHARGES AMORTIZATION BALANCE

DEDUCTIONS Php200,000.00
3/27/2023 3,545.69 694.44 261.95 497.92 5,000.00 196,454.31
4/27/2023 10.91 4,229.22 261.95 497.92 5,000.00 196,443.40
5/27/2023 13,000.00 147.56 4,092.57 261.95 497.92 18,000.00 183,295.84
6/27/2023 294.18 3,945.95 261.95 497.92 5,000.00 183,001.66
7/27/2023 427.60 3,812.53 261.95 497.92 5,000.00 182,574.06
8/27/2023 309.72 3,930.41 261.95 497.92 5,000.00 182,264.34
9/27/2023 - 316.38 3,923.75 261.95 497.92 5,000.00 181,947.96
10/27/2023 - 449.55 3,790.58 261.95 497.92 5,000.00 181,498.41
11/27/2023 13,000.00 332.87 3,907.26 261.95 497.92 18,000.00 168,165.54
12/27/2023 - 736.68 3,503.45 261.95 497.92 5,000.00 167,428.86
1/27/2024 - 635.76 3,604.37 261.95 497.92 5,000.00 166,793.10
2/27/2024 - 649.45 3,590.68 261.95 497.92 5,000.00 166,143.65
3/27/2024 - 942.48 3,345.95 213.65 497.92 5,000.00 165,201.17
4/27/2024 - 732.02 3,556.41 213.65 497.92 5,000.00 164,469.15
5/27/2024 13,000.00 861.99 3,426.44 213.65 497.92 18,000.00 150,607.16
6/27/2024 - 1,046.19 3,242.24 213.65 497.92 5,000.00 149,560.97
7/27/2024 - 1,172.58 3,115.85 213.65 497.92 5,000.00 148,388.39
8/27/2024 - 1,093.96 3,194.47 213.65 497.92 5,000.00 147,294.43
9/27/2024 - 1,117.51 3,170.92 213.65 497.92 5,000.00 146,176.92
10/27/2024 - 1,243.08 3,045.35 213.65 497.92 5,000.00 144,933.84
11/27/2024 13,000.00 1,168.33 3,120.10 213.65 497.92 18,000.00 130,765.51
12/27/2024 - 1,564.15 2,724.28 213.65 497.92 5,000.00 129,201.36
1/27/2025 - 1,507.01 2,781.42 213.65 497.92 5,000.00 127,694.35
2/27/2025 - 1,539.48 2,748.98 213.70 497.84 5,000.00 126,154.87

3/27/2025 - 2,389.30 2,453.01 157.69 5,000.00 123,765.57

4/27/2025 - 2,177.91 2,664.40 157.69 5,000.00 121,587.66
5/27/2025 13,000.00 2,309.23 2,533.08 157.69 18,000.00 106,278.43
6/27/2025 - 2,554.37 2,287.94 157.69 5,000.00 103,724.06
7/27/2025 - 2,681.39 2,160.92 157.69 5,000.00 101,042.67
8/27/2025 - 2,667.09 2,175.22 157.69 5,000.00 98,375.58
9/27/2025 - 2,724.50 2,117.81 157.69 5,000.00 95,651.08
10/27/2025 - 2,849.58 1,992.73 157.69 5,000.00 92,801.50
11/27/2025 13,000.00 2,844.50 1,997.81 157.69 18,000.00 76,957.00
12/27/2025 - 3,239.04 1,603.27 157.69 5,000.00 73,717.96
1/27/2026 - 3,255.33 1,586.98 157.69 5,000.00 70,462.63
3/22/2026 - 70,462.63 2,642.35 157.73 73,262.71