19/4/23, 14:53 Caja Cusco

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Simulador de Créditos

PASO 1: SIMULA TU CRÉDITO

Personeria: Natural Tipo: Crédi - Personal

Zona: ZONA 2 (Arequipa, Moquegua, Puno y Tacna)

Moneda: Soles Monto: 30000 Frecuencia: Mensual Plazo: 36

Calendario: Periodo Fijo Desemb: 19/04/2023 1° Cuota: 19/05/2023

* Cada 30 dias

Calendario Preliminar de Amortizaciones:

T.E.A. 18.16 % T.C.E.A. 20.27 % Interes Moratorio Anual: 132.00 % Desgravamen: 0.0009 ITF: 0.005 %

T.E.A. (Tasa Efectiva Anual) Fija T.C.E.A. (Tasa de Costo Efectivo Anual)

Interés *Seguro
Nro. Fecha Interés Capital Saldo ITF Cuota Total
Diferido Desgravamen
          30,000.00      

1 19/05/2023 420.00 0.00 646.60 29,353.40 27.00 0.05 1,093.65

2 18/06/2023 410.95 0.00 655.65 28,697.75 27.00 0.05 1,093.65

3 18/07/2023 401.77 0.00 664.83 28,032.92 27.00 0.05 1,093.65

4 17/08/2023 392.46 0.00 674.14 27,358.78 27.00 0.05 1,093.65

5 16/09/2023 383.02 0.00 683.58 26,675.20 27.00 0.05 1,093.65

6 16/10/2023 373.45 0.00 693.15 25,982.05 27.00 0.05 1,093.65

7 15/11/2023 363.75 0.00 702.85 25,279.20 27.00 0.05 1,093.65

8 15/12/2023 353.91 0.00 712.69 24,566.51 27.00 0.05 1,093.65

9 14/01/2024 343.93 0.00 722.67 23,843.84 27.00 0.05 1,093.65

10 13/02/2024 333.81 0.00 732.79 23,111.05 27.00 0.05 1,093.65

11 14/03/2024 323.55 0.00 743.05 22,368.00 27.00 0.05 1,093.65

12 13/04/2024 313.15 0.00 753.45 21,614.55 27.00 0.05 1,093.65

13 13/05/2024 302.60 0.00 764.00 20,850.55 27.00 0.05 1,093.65

14 12/06/2024 291.91 0.00 774.69 20,075.86 27.00 0.05 1,093.65

15 12/07/2024 281.06 0.00 785.54 19,290.32 27.00 0.05 1,093.65

16 11/08/2024 270.06 0.00 796.54 18,493.78 27.00 0.05 1,093.65

17 10/09/2024 258.91 0.00 807.69 17,686.09 27.00 0.05 1,093.65

18 10/10/2024 247.61 0.00 818.99 16,867.10 27.00 0.05 1,093.65

19 09/11/2024 236.14 0.00 830.46 16,036.64 27.00 0.05 1,093.65

20 09/12/2024 224.51 0.00 842.09 15,194.55 27.00 0.05 1,093.65

21 08/01/2025 212.72 0.00 853.88 14,340.67 27.00 0.05 1,093.65

22 07/02/2025 200.77 0.00 865.83 13,474.84 27.00 0.05 1,093.65

23 09/03/2025 188.65 0.00 877.95 12,596.89 27.00 0.05 1,093.65

24 08/04/2025 176.36 0.00 890.24 11,706.65 27.00 0.05 1,093.65

25 08/05/2025 163.89 0.00 902.71 10,803.94 27.00 0.05 1,093.65

26 07/06/2025 151.26 0.00 915.34 9,888.60 27.00 0.05 1,093.65

27 07/07/2025 138.44 0.00 928.16 8,960.44 27.00 0.05 1,093.65

28 06/08/2025 125.45 0.00 941.15 8,019.29 27.00 0.05 1,093.65

29 05/09/2025 112.27 0.00 954.33 7,064.96 27.00 0.05 1,093.65

30 05/10/2025 98.91 0.00 967.69 6,097.27 27.00 0.05 1,093.65

31 04/11/2025 85.36 0.00 981.24 5,116.03 27.00 0.05 1,093.65

32 04/12/2025 71.62 0.00 994.98 4,121.05 27.00 0.05 1,093.65

33 03/01/2026 57.69 0.00 1,008.91 3,112.14 27.00 0.05 1,093.65

34 02/02/2026 43.57 0.00 1,023.03 2,089.11 27.00 0.05 1,093.65

35 04/03/2026 29.25 0.00 1,037.35 1,051.76 27.00 0.05 1,093.65

36 03/04/2026 14.72 0.00 1,051.76 0.00 27.00 0.05 1,093.65

... ... ...

TOTAL S/ 8,397.60 0.00 30,000.00 972.00 1.80 39,371.40

Nota: El cronograma de cuotas del Crédito Simulado es referencial.

* El costo de la prima de seguro puede ser contratado en la Caja Cusco o puede ser contratado directamente por el cliente y endosado a favor de la Caja Cusco hasta
por el monto del saldo adeudado.

https://zonasegura.cmac-cusco.com.pe/simuladorweb/fmSimuladorCredito.aspx 1/1