22/7/23, 21:27 Caja Cusco

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Simulador de Créditos

PASO 1: SIMULA TU CRÉDITO

Personeria: Natural Tipo: Crédito Vehicular

Zona: ZONA 3 (Ica y Lima)

Moneda: Soles Monto: 62662 Frecuencia: Mensual Plazo: 36

Calendario: Fecha Fija Desemb: 22/07/2023 1° Cuota: 22/08/2023

Calendario Preliminar de Amortizaciones:

T.E.A. 15.39 % T.C.E.A. 16.20 % Interes Moratorio Anual: 132.00 % Desgravamen: 0.0006 ITF: 0.005 %

T.E.A. (Tasa Efectiva Anual) Fija T.C.E.A. (Tasa de Costo Efectivo Anual)

Interés *Seguro
Nro. Fecha Interés Capital Saldo ITF Cuota Total
Diferido Desgravamen
62,662.00

1 22/08/2023 777.16 0.00 1,384.10 61,277.90 37.60 0.10 2,198.96

2 22/09/2023 760.00 0.00 1,401.26 59,876.64 36.77 0.10 2,198.13

3 22/10/2023 718.52 0.00 1,442.74 58,433.90 35.93 0.10 2,197.29

4 22/11/2023 724.72 0.00 1,436.54 56,997.36 35.06 0.10 2,196.42

5 22/12/2023 683.97 0.00 1,477.29 55,520.07 34.20 0.10 2,195.56

6 22/01/2024 688.59 0.00 1,472.67 54,047.40 33.31 0.10 2,194.67

7 22/02/2024 670.32 0.00 1,490.94 52,556.46 32.43 0.10 2,193.79

8 22/03/2024 609.53 0.00 1,551.73 51,004.73 31.53 0.10 2,192.89

9 22/04/2024 632.58 0.00 1,528.68 49,476.05 30.60 0.10 2,191.96

10 22/05/2024 593.71 0.00 1,567.55 47,908.50 29.69 0.10 2,191.05

11 22/06/2024 594.18 0.00 1,567.08 46,341.42 28.75 0.10 2,190.11

12 22/07/2024 556.10 0.00 1,605.16 44,736.26 27.80 0.10 2,189.16

13 22/08/2024 554.84 0.00 1,606.42 43,129.84 26.84 0.10 2,188.20

14 22/09/2024 534.92 0.00 1,626.34 41,503.50 25.88 0.10 2,187.24

15 22/10/2024 498.04 0.00 1,663.22 39,840.28 24.90 0.10 2,186.26

16 22/11/2024 494.12 0.00 1,667.14 38,173.14 23.90 0.10 2,185.26

17 22/12/2024 458.08 0.00 1,703.18 36,469.96 22.90 0.10 2,184.26

18 22/01/2025 452.32 0.00 1,708.94 34,761.02 21.88 0.10 2,183.24

19 22/02/2025 431.12 0.00 1,730.14 33,030.88 20.86 0.10 2,182.22

20 22/03/2025 369.80 0.00 1,791.46 31,239.42 19.82 0.10 2,181.18

21 22/04/2025 387.45 0.00 1,773.81 29,465.61 18.74 0.10 2,180.10

22 22/05/2025 353.59 0.00 1,807.67 27,657.94 17.68 0.10 2,179.04

23 22/06/2025 343.03 0.00 1,818.23 25,839.71 16.59 0.10 2,177.95

24 22/07/2025 310.08 0.00 1,851.18 23,988.53 15.50 0.10 2,176.86

25 22/08/2025 297.52 0.00 1,863.74 22,124.79 14.39 0.10 2,175.75

26 22/09/2025 274.40 0.00 1,886.86 20,237.93 13.27 0.10 2,174.63

27 22/10/2025 242.86 0.00 1,918.40 18,319.53 12.14 0.10 2,173.50

28 22/11/2025 227.21 0.00 1,934.05 16,385.48 10.99 0.10 2,172.35

29 22/12/2025 196.63 0.00 1,964.63 14,420.85 9.83 0.10 2,171.19

30 22/01/2026 178.85 0.00 1,982.41 12,438.44 8.65 0.10 2,170.01

31 22/02/2026 154.27 0.00 2,006.99 10,431.45 7.46 0.10 2,168.82

32 22/03/2026 116.79 0.00 2,044.47 8,386.98 6.26 0.10 2,167.62

33 22/04/2026 104.02 0.00 2,057.24 6,329.74 5.03 0.10 2,166.39

34 22/05/2026 75.96 0.00 2,085.30 4,244.44 3.80 0.10 2,165.16

35 22/06/2026 52.64 0.00 2,108.62 2,135.82 2.55 0.10 2,163.91

36 22/07/2026 25.63 0.00 2,135.82 0.00 1.28 0.10 2,162.64

... ... ...

TOTAL S/ 15,143.55 0.00 62,662.00 744.84 3.60 78,553.77

Nota: El cronograma de cuotas del Crédito Simulado es referencial.

* El costo de la prima de seguro puede ser contratado en la Caja Cusco o puede ser contratado directamente por el cliente y endosado a favor de la Caja Cusco hasta
por el monto del saldo adeudado.

https://zonasegura.cmac-cusco.com.pe/simuladorweb/fmSimuladorCredito.aspx 1/1