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•Premium received from 13th month Onwards in a PLI policy is renewal Premium. The
Incentive payable on renewal premium will be renewal Incentive.
Incentive Income
Premium Incentive
Year % of Incentive
Deposited Amount
1st Year 35,400/- 20% 7,080/-
Rest of every
year
35,400/- 1% 354/-
Total Incentive of 26 Years = 15,930/-
* Policy Term more than 25 year
Incentive Income
Premium Incentive
Year % of Incentive
Deposited Amount
1st Year 35,400/- 10% 3,540/-
Rest of every
year
35,400/- 2.5% 885/-
Total Incentive of 26 Years = 25,665/-
* Policy Term more than 25 year