Real Estate Congress Factss

A wide-ranging civil rights law enacted by the U.S.
Congress in 1990, that

prohibits, under certain circumstances, discrimination based on disability is known
as what...?
AAmericans with Disabilities Act
BFair Housing Act
CCivil Rights Act
DNew York State Human Rights Law
Correct Answer: A Your Answer: C
The practice of inducing homeowners in a particular neighborhood to sell their

homes quickly, often at below market prices, by creating the fear that the entry of
a minority group or groups into the neighborhood will cause a precipitous decline
in property values is known as what...?
ABlockbusting
BRedlining
CFiltering Down
DSteering
Correct Answer: A Your Answer: D
This Supreme Court decision held that Congress could regulate the sale of private
property in order to prevent racial discrimination...?
AJones vs. Mayer
BRoe vs. Wade
CPlessy vs. Ferguson
DMarbury vs. Madison
Handicap accessibility and adaptability provisions were required for all new
construction as of which year...?
A1991
B1988
C1974
D1968
Real estate agents may be subject to licensure suspensions or revocations if they

illegally solicit homeowners from these...?
ACease and Desist Lists
BMLS Listings
COpen Listings
DMotivated Sellers
Which of the following is NOT one of the protected classes from the Fair Housing
Act of 1968...?
AMilitary Status
BRace
CGender
DNational Origin
Correct Answer: A Your Answer: B
This rule was adopted by the Secretary of State which prohibits any or all types of
solicitation directed towards homeowners within a defined geographic area...?
ANon-Solicitation Order
BRedlining
CSteering
DBlockbusting
The practice in which real estate brokers guide prospective home buyers towards or
away from certain neighborhoods based on their race is referred to as...?
ASteering
BRedlining
CBlockbusting
DTesting
Testers have primarily been used to test for which of the following discriminatory
acts...?
ARacial discrimination
BGender discrimination
CAge discrimination
DHandicap discrimination
Correct Answer: A Your Answer: A
Michele is a sales agent who has a Korean client seeking to purchase a new home.
Michele reasons that her client may want to live in a predominantly Korean
neighborhood and therefore only shows homes in this neighborhood. What is Michele
guilty of...?
ASteering
BRed-lining
CBlockbusting
DTesting
Marcus, a real estate agent, represents an African American client seeking to

purchase a new home. Marcus believes his client would not be interested living in a
predominately Hispanic neighborhood and proceeds to show properties accordingly.
Marcus is guilty of the following...?
ASteering
BBlockbusting
CTesting
DRed-lining
Phillip, a real estate broker, represents a Caucasian client seeking to rent a new
apartment. Philip wrongly believes that his client would not be interested renting
in a predominantly Chinese neighborhood and proceeds to show apartments
accordingly. Phillip is guilty of the following...?
ASteering
BBlockbusting
CTesting
DRed-lining
Kevin, a real estate broker, represents a Chinese client seeking to rent a new
apartment. Kevin wrongly believes that his client only prefers to rent in a
predominantly Chinese neighborhood and proceeds to show apartments accordingly.
Kevin is guilty of the following...?
ASteering
BTesting
CBlockbusting
DRed-lining
Mark, a real estate agent, represents a client who is seeking to purchase a new
house. In addition to the needs and wants of his client, Mark should also consider
the following...?
AThe financial capabilities of the client
BThe client's race
CThe client's age
DThe client's religious beliefs
Michael, a real estate agent, represents a client seeking to rent a new apartment.
Which of the following should Michael NOT consider when showing properties...?
AThe client's age
BThe financial capabilities of the client
CThe needs of the client
DThe desires of the client
Kristen, a real estate broker, represents a client seeking to purchase a new home.
Which of the following should Kristen NOT consider when showing properties...?
AThe client's cultural background
BThe financial capabilities of the client
CThe needs of the client
DThe desires of the client
A federal law that prohibits all discrimination on the basis of race only is known
as what...?
ACivil Rights Act of 1866
BFair Housing Act of 1968
CAmericans with Disabilities Act
DNew York State Human Rights Law
Which of the following facts may be considered appropriate when advertising a

property...?
AThe asking price of the property
BThe predominant ethic group in the neighborhood
CThe race of the owner
DProximity to a religious institution
Which of the following is NOT an appropriate fact to advertise when marketing a

property...?
AProximity to a religious institution
BThe size of the property
CThe address of the property
DThe asking price of the property
Which of the following is NOT an appropriate fact to advertise when marketing a

property...?
AThe age of the owner
BThe size of the property
CThe address of the property
DThe asking price of the property
The consequence of an impairment that may be physical, cognitive, mental, sensory,

emotional, developmental, or some combination of these is known as what...?
ADisability
BIncapacity
CDetriment
DDefect
According to the fair housing laws, how many persons are assumed to occupy a studio
apartment...?
A2
B1
C3
D4
Non-discrimination and housing for FHA or VA loans was signed into law in what
year...?
A1962
B1964
C1968
D1966
The Housing and Community Development Act was signed into law in this year...?
A1974
B1968
C1988
D1962
In 1974, this Act was signed into Federal law...?

AThe Housing and Community Development Act
BFair Housing Act
CCivil Rights Act
DAmerican with Disabilities Act
In 1988, this Act was passed into federal law...?

AThe Fair Housing Amendment Act
BThe Civil Rights Act
CThe Fair Housing Act
DThe Housing and Community Development Act
The Fair Housing Amendment Act was signed into federal law in what year...?
A1988
B1964
C1968
D1992
A federal prohibition that protects the buyer/renter of a dwelling from

seller/landlord discrimination with regards to race, color, religion, gender,
family status, disability, or national origin is known as what...?
AFair Housing Act of 1968
BCivil Rights Act of 1866
CNew York State Human Rights Law
DAmericans with Disabilities Act
In this landmark case, the Supreme Court decided that 'separate is NOT equal'...?
ABrown vs. Board of Education
BRoe vs. Wade
CPlessy vs. Ferguson
DBuchanan vs. Warley Supreme Court
The Department of Housing and Urban Development (HUD), was established in this
year...?
A1965
B1974
C1964
D1990
Which of the following classes is protected under NYC fair housing laws but NOT New
York State laws...?
ACitizenship Status
BFamilial Status
CMarital Status
DMilitary Status
In addition to the classes protected under the federal fair housing laws, which of
the following classes are protected under the New York State Human Rights Law...?
AMarital Status
BAge
CSex
DRace
In addition to the classes protected under the Federal Fair Housing laws, which of
the following classes are protected under the New York State Human Rights Law...?
ADomestic Violence Victim Status
BRace
CSex
DColor
The 'Ms. Murphy's Exemption' is also known as this...?

ASingle Family Home Exemption
BSalesperson Exemption
CMulti-family Dwelling Exemption
DCommercial Building Exemption
In New York State, the single family home exemption applies to a home with how many
dwelling units...?
A2
B1
C3
D4
A single person, pregnant woman or a household with children under 18 living with
parents or legal custodians who might experience housing discrimination is referred
to as...?
AFamilial Status
BMarital Status
CDesignation
DTesters
Which of the following is an example of a type of discriminatory act that may

violate fair housing laws...?
ASteering minority home seekers to specific neighborhoods
BShowing a property to any interested party
CRefusing to show a particular property due to the lack of financial means of the
client
DAsking to verify the source of funds used for the down payment
The decline in value of properties in neighborhoods that were once middle or upper-
middle income is known as...?
AFiltering Down
BGentrification
CSteering
DRevitalization
Cease and desist lists or orders of non-solicitation lists can be found where...?
AThe NY Department of State website
BThe Department of Buildings website
CThe Department of Finance website
DThe NY Attorney General's website
Chris was seeking to purchase a cooperative apartment but his application was
rejected by the board. Which of the following would NOT be a valid and legal reason
for Chris' rejection...?
AChris is an African American
BChris intended to use the apartment as a rental investment
CChris did not have enough cash for the down payment
DChris could not obtain proper financing

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Real Estate Congress Factss

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A wide-ranging civil rights law enacted by the U.S.

Congress in 1990, that

The practice of inducing homeowners in a particular neighborhood to sell their

Real estate agents may be subject to licensure suspensions or revocations if they

Marcus, a real estate agent, represents an African American client seeking to

Which of the following facts may be considered appropriate when advertising a

Which of the following is NOT an appropriate fact to advertise when marketing a

Which of the following is NOT an appropriate fact to advertise when marketing a

The consequence of an impairment that may be physical, cognitive, mental, sensory,

In 1974, this Act was signed into Federal law...?

In 1988, this Act was passed into federal law...?

A federal prohibition that protects the buyer/renter of a dwelling from

The 'Ms. Murphy's Exemption' is also known as this...?

Which of the following is an example of a type of discriminatory act that may

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