Fee Information Document

Name of the account provider: Raiffeisen Bank Zrt.

Account name: EUR Account
Date: 01 April 2023

• This document informs you about the fees for using the main services linked to the payment
account. It will help you to compare these fees with those of other accounts.

• Fees may also apply for using services linked to the account which are not listed here. Full
information is available in the following documents:

- Conditions of Raiffeisen Bank Account, Raiffeisen CLEVERcard, Bank-, Credit Card

List of Conditions, Conditions of Cash and Cheque Transactions, “Fedezetlen Hitelek
Kondíciós lista”.
- Exchange rates:
https://www.raiffeisen.hu/web/english/individuals/online-services/exchange-
rates/retail

• A glossary of the terms used in this document is available free of charge.

Service Fee

General account services

Maintaining the Standard account Monthly fee HUF 0
account maintenance and
package fee with
electronic account Total annual fee HUF 0
statement

Standard account Monthly fee HUF 0

maintenance and
package fee with
paperbased account Total annual fee HUF 0
statement

Account closing fee If less than 6 months HUF 5,000

have passed between
the opening of the
account and the
submission of the bank
account termination
request

1
 If more than 6 months HUF 0
have passed between
the opening of the
account and the
submission of the bank
account termination
request
Account package -
switching fee

Annual interest rate 0.01%

Unified Deposit Rate 0.01%
Index
Internet banking and Internet banking, mobile -
mobile app services app and online services
monthly and annual fee

SMS service Verification SMS fee -

(piece)
Notification/other SMS [Mobil Banking Account HUF 29/SMS
fee (piece) Info automatically sent
SMS]

[Mobil Banking Card HUF 29/SMS

Info automatically sent
SMS]

SMS service/package [Mobil Banking Account HUF 146

fee Info] Monthly fee

[Mobil Banking Account HUF 1,752

Info] Total annual fee

[Mobil Banking Card HUF 146

Info] Monthly fee

[Mobil Banking Card HUF 1,752

Info] Total annual fee

[DirektNet login HUF 146

notification SMS
service] Monthly fee

[DirektNet login HUF 1,752

notification SMS
service] Total annual
fee
Telephone banking Telephone banking -
service service monthly fee and
total annual fee
Telephone banking -
service ad hoc fee

2
Payments (excluding cards)
Sending money Outside account provider Interbank - with 0.27%, min. EUR
within Hungary in electronically conversion. Standard 3.78, max. EUR
HUF fee. The second part 174.30 + 0.3%.
applies to the portion max. HUF 10,000
exceeding equivalent
amount of HUF 20,000

Conversion fee 0.27%, min. EUR

3.78, max. EUR
174.30

Outside account provider Interbank - without 0.27%, min. EUR

on telephone conversion. Standard 3.78, max. EUR
fee. The second part 174.30 + 0.3%.
applies to the portion max. HUF 10,000
exceeding equivalent
amount of HUF 20,000

Outside account provider Interbank - without 0.27%, min. EUR

on paper (at branch) conversion. Standard 3.78, max. EUR
fee. The second part 174.30 + 0.3%.
applies to the portion max. HUF 10,000
exceeding equivalent
amount of HUF 20,000

Within account provider In bank - with 0.19%, min. EUR

electronically conversion. Standard 5.39, max. EUR
fee. The second part 187.73 + 0.3%.
applies to the portion max. HUF 10,000
exceeding equivalent
amount of HUF 20,000

Conversion fee 0.06 %, min. EUR

2.16, max. EUR
75.10

Within account provider In bank - without 0.19%, min. EUR

on telephone conversion. Standard 5.39, max. EUR
fee. The second part 187.73 + 0.3%.
applies to the portion max. HUF 10,000
exceeding equivalent
amount of HUF 20,000

Within account provider In bank - without 0.19%, min. EUR

on paper (at branch) conversion. Standard 5.39, max. EUR
fee. The second part 187.73 + 0.3%.
applies to the portion max. HUF 10,000
exceeding equivalent
amount of HUF 20,000

3
Standing order In HUF Outside account -
provider, electronically
-
In HUF Outside account -
provider, on telephone
In HUF Outside account -
provider, on paper (at
branch)
In HUF Within account -
provider, electronically
-
Direct debit In HUF Outside account -
provider, electronically
In HUF Outside account -
provider, on telephone
In HUF Outside account -
provider, on paper (at
branch)
In HUF Within account -
provider, electronically
In HUF Within account -
provider, on telephone
In HUF Within account -
provider, on paper (at
branch)

Sending money in International Standard fee Without 0.19%, min. HUF

euro (SEPA) electronically conversion EUR 338, max. HUF
payment to single euro 8,126 + 0.3%. max.
payment area via HUF 10,000
Raiffeisen DirektNet.
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

International on Standard fee Without 0.27%, min. HUF

telephone conversion EUR 406, max. HUF
payment to single euro 13,544 + 0.3%.
payment area in max. HUF 10,000
Raiffeisen Direkt.The
second part applies to
the portion exceeding
equivalent amount of
HUF 20,000

4
International on paper (at Standard fee Without 0.45%, min. HUF
branch) conversion EUR 791, max. HUF
payment to single euro 20,314 + 0.3%.
payment area at branch max. HUF 10,000
up to EUR 1,054. The
second part applies to
the portion exceeding
equivalent amount of
HUF 20,000

Domestic electronically EUR payment in bank. 0.19%. min. EUR

Without conversation. 5.39, max. EUR
Standard fee. The 187.73 + 0.3%.
second part applies to max. HUF 10,000
the portion exceeding
equivalent amount of
HUF 20,000

Domestic EUR 0.27%, min. EUR

payment in bank. 3.78, max. EUR
Without conversation. 174.30 + 0.3%.
Standard fee. The max. HUF 10,000
second part applies to
the portion exceeding
equivalent amount of
HUF 20,000

Domestic on telephone EUR payment in bank. 0.19%, min. EUR

Without conversation. 5.39, max. EUR
Standard fee. The 187.73 + 0.3%.
second part applies to max. HUF 10,000
the portion exceeding
equivalent amount of
HUF 20,000

Domestic EUR 0.27%, min. EUR

payment in bank. 3.78, max. EUR
Without conversation. 174.30 + 0.3%.
Standard fee. The max. HUF 10,000
second part applies to
the portion exceeding
equivalent amount of
HUF 20,000

5
 Domestic on paper (at EUR payment in bank. 0.19%, min. EUR
branch) Without 5.39, max. EUR
conversation.Standard 187.73 + 0.3%.
fee. The second part max. HUF 10,000
applies to the portion
exceeding equivalent
amount of HUF 20,000

Domestic EUR 0.27%, min. EUR

payment in bank. 3.78, max. EUR
Without conversation. 174.30 + 0.3%.
Standard fee. The max. HUF 10,000
second part applies to
the portion exceeding
equivalent amount of
HUF 20,000

Sending money in International Interbank. in case of 0.27%, min. EUR

other currencies electronically transfer with 3.78, max. EUR
conversation. In other 174.30 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

Conversation fee 0.27%, min. EUR

3.78, max. EUR
174.30

International on Interbank. In case of 0.27%, min. EUR

telephone transfer with 3.78, max. EUR
conversation. in other 174.30 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

Conversation fee 0.27%, min. EUR

3.78, max. EUR
174.30

International on paper (at Interbank. In case of 0.27%, min. EUR

branch) transfer with 3.78, max. EUR
conversation. In other 174.30 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

6
 Conversation fee 0.27%, min. EUR
3.78, max. EUR
174.30

Domestic electronically Interbank. In case of 0.27%, min. EUR

transfer with 3.78, max. EUR
conversation. In other 174.30 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

Conversation fee 0.27%, min. EUR

3.78, max. EUR
174.30

In bank. In case of 0.19%, min. EUR

transfer with 5.39, max. EUR
conversation. In other 187.73 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

Conversation fee 0.06 %. min. EUR

2.16, max. EUR
75.10

Domestic on telephone Interbank. In case of 0.27%, min. EUR

transfer with 3.78, max. EUR
conversation. In other 174.30 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

Conversation fee 0.27%, min. EUR

3.78, max. EUR
174.30

In bank. In case of 0.19%. min. EUR

transfer with 5.39, max. EUR
conversation. In other 187.73 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

7
 Conversation fee 0.06 %. min. EUR
2.16, max. EUR
75.10

Domestic on paper (at Interbank. In case of 0.27%, min. EUR

branch) transfer with 3.78, max. EUR
conversation. In other 174.30 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

Conversation fee 0.27%, min. EUR

3.78, max. EUR
174.30

In bank. in case of 0.19%, min. EUR

transfer with 5.39, max. EUR
conversation. in other 187.73 + 0.3%.
currency. Standard fee. max. HUF 10,000
The second part
applies to the portion
exceeding equivalent
amount of HUF 20,000

Conversation fee 0.06 %, min. EUR

2.16, max. EUR
75.10

Crediting of foreign Outside account provider Crediting EUR transfer HUF 0

currency amounts in currency from abroad, from the
corresponding to the single euro payment
currency of the payment area Standard fee
account
Outside account provider Conversion fee 0.27%, min. EUR
in currency different from 7.56, max. EUR
the currency of the 788.45
payment account

Within account provider HUF 0

in currency
corresponding to the
currency of the payment
account
Within account provider Conversion fee 0.27%, min. EUR
in currency different from 7.56, max. EUR
the currency of the 788.45
payment account
Cards and cash
Providing a debit Name of the debit card [Unembossed Start
card linked to payment CLEVERcard]
account

8
Main card application fee [Unembossed Start -
CLEVERcard]

Main card first annual fee [Unembossed Start HUF 4,122

CLEVERcard]

Main card annual fee [Unembossed Start HUF 4,122

from the second year CLEVERcard]

Name of the debit card [OneCard bankcard]

linked to payment
account

Main card application fee [OneCard bankcard] --

Main card first annual fee [OneCard bankcard] HUF 7,380

Main card annual fee [OneCard bankcard] HUF 7,380

from the second year

Name of the debit card [VertiCard

linked to payment (Mastercard
account Unembossed bank
card)]

Main card application fee [VertiCard HUF 3,597

(Mastercard
Unembossed bank
card)]

Main card first annual fee [VertiCard HUF 6,616

(Mastercard
Unembossed bank
card)]

Main card annual fee

from the second year [VertiCard HUF 6,616
(Mastercard
Unembossed bank
card)]

Name of the debit card [VISA Gold]

linked to payment
account

Main card application fee [VISA Gold] -

Main card first annual fee [VISA Gold] HUF 23,187

Main card annual fee [VISA Gold] HUF 23,187

from the second year

9
 Name of the debit card [Mastercard Gold]
linked to payment
account

Main card application fee [Mastercard Gold] -

Main card first annual fee [Mastercard Gold] HUF 24,055

Main card annual fee [Mastercard Gold] HUF 24,055

from the second year

Name of credit card Service is not available

Providing a credit
linked to payment
card
account
Main card application fee -

Main card first annual fee -

Main card annual fee -
from the second year
Annual lending rate -
APR in the commercial -
communication
Annual default interest -
rate
Penalty fee for late -
payment
Credit limit overshooting -
fee
Monthly cycle closing fee -
Fee of redemption -
/payment/repayment at
own branch
Fee of transferring -
redemption
/payment/repayment
Fee of redemption -
/payment/repayment by
postal cheque
Purchases with Purchases with debit HUF 0
debit or credit cards card in Hungary
in Hungary
Purchases with credit -
card in Hungary
Purchases with Purchases with debit HUF 0
debit or credit cards card abroad
abroad
Purchases with credit -
card abroad
Cash withdrawal in Without bankcard at [HUF payments (in 0.50% + 0.6%,
Hungary branch banknotes and coins)] max. HUF 420,000

10
 [Foreign currency 0.50% + 0.6%,
payments] in currency max. HUF 420,000
of the payment account

[Foreign currency 0.50% + 0.6%,

payments] different max. HUF 420,000
from the currency of the
payment account

With debit card from own Domestic HUF HUF 749

ATM transactions from
Raiffeisen ATM –
standard fee

With debit card from Domestic HUF HUF 749

other ATM transactions from other
ATM – standard fee
With debit card at own -
branch
With debit card at other [Domestic, not HUF 693
branch Raiffeisen branch (HUF
transaction)]

With debit card at the Domestic HUF HUF 749

post office transactions from other
ATM and post office –
standard fee

With credit card from -

own ATM
With credit card from -
other ATM
With credit card at own -
branch
With credit card at other -
branch
With credit card at the -
post office
Cash withdrawal With debit card from [Abroad ATM – in EEA HUF 749
abroad ATM operated by own state in EUR]
account provider (group)
With debit card from [Abroad ATM – in EEA HUF 749
other ATM state in EUR]
With debit card from [Abroad in branch] EUR 11.58
branch operated by own
account provider (group)
With debit card at other [Abroad in branch] EUR 11.58
branch
With credit card from -
ATM operated by own
account provider (group)
With credit card from -
other ATM

11
 With credit card from -
branch operated by own
account provider (group)
With credit card at other -
branch
Cash deposit in HUF cash deposit at own -
Hungary ATM
HUF cash deposit at own [HUF deposits in 0,5%
branch banknotes]
HUF cash deposit at -
other branch
HUF cash deposit at the -
post office on POS
terminal
Overdrafts and related services
Arranged overdraft Name of the Service is not available
claimable overdraft
Annual lending rate -
APR in the commercial -
communication
Credit scoring fee -
Administration fee -
Potential nominal -
provisions
Annual default interest -
rate
Other services
Limit change Change of purchase limit [Change of daily card HUF 406
electronically usage limit]
Change of purchase limit [Change of daily card HUF 406
on telephone usage limit]
Change of purchase limit [Change of daily card HUF 406
on paper (at branch) usage limit]
Change of ATM cash [Change of daily card HUF 406
withdrawal limit usage limit]
electronically
Change of ATM cash [Change of daily card HUF 406
withdrawal limit on usage limit]
telephone
Change of ATM cash [Change of daily card HUF 406
withdrawal limit on paper usage limit]
(at branch)
Issue of certificates Paper based copy of [Duplicates of HUF 1,585 /
for the customer regular monthly bank statements and statement or
account statement sent advices] for the last advice
by postal service 12months (For paper
based statement holder
customers)
[Duplicates of HUF 3,172
statements and
advices] for the period

12
 before the last 12
months
Certificate of coverage [Certification of HUF 1,576
available balance]

Account balance -
certificate
Other certificate Certification of Other HUF 1,576
certificates issued by
the Bank, Fees of other
notifications

13