IFX Payments Pricing Schedule

Client Name: Edit Software LTD (you or the client)

Address: 71-75, Shelton Street, Covent Garden ,WC2H 9JQ

Company Registration Number: 12565690

Proposal Date: 29/09/2022
Proposal Expiry Date: 13/10/2022
Account Executive: Anthony Morkos

Following your recent discussions with IFX Payments (we or us) regarding the pricing for products
used, please see the below pricing proposal (Pricing Schedule).

Core Solution Fee Types Currency & Fees

Core conversion and payments functionality

● Receive and hold funds in 38 currencies Invoice Currency GBP
● Multi-level authorisation - define and layer
authorisation levels across your business
Monthly Account Fee* 0.00
Foreign Exchange
● Pre agreed currency conversions
● Real time FX rates Minimum Monthly Fee** 150

Payments
● Make payments in over 100 currencies Additional IBAN Fee: 0.00
● Access SWIFT, GB and EU payment routes
● Payer and beneficiary management and
reporting Account Opening Fee*** 0.00
● Self-access payment confirmations
● Mass Payments - Upload up to 10,000
payments / conversions / beneficiaries in a Implementation Fee*** 0.00
single upload

Collections API Fee**** 0.00

● Collect money on behalf of your clients into
local dedicated accounts
● Collect money in multiple currencies from *Monthly fee invoice will be sent at the end of each calendar
third parties on behalf of your clients month
● A single IBAN can hold 38 currencies
● Unlimited number of IBANs can be provided ** Minimum monthly fee will be reduced by the accrued fees and
charges payable detailed in the Pricing Schedule incurred by the
Client for the month in question
Support
● Dedicated support manager ***Invoiced in the first month’s invoice
● Live online support channel
****Invoiced in the month the API is connected

IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718
Foreign Exchange Fees

Further charges will be applied each month based on your usage, volumes and payment routes

FX Spreads
Tiers Trading Hour Spreads Out-of-Hour Spreads**

Tier 1 Currencies* 0.75% 1.75%

Tier 2 Currencies* 1% 2.00%
Tier 3 Currencies* 1.5% 2.50%

Tier 4 Currencies* 2% 3.00%

* Tier Currencies and agreed spreads for specific currencies are described in Annex 1

Telephone broking: alternative or supplementary FX charges may be agreed from time to time by telephone between you and
an Account Executive. Where this is the case, the FX charges agreed by telephone will supersede the charges set out in this
Pricing Schedule.

**Out-of-hours: trading hours are 08.30 to 17.30 in the United Kingdom, Monday to Friday, when banks in England are open
for business (Trading Hours). Your account(s) held with us may permit foreign exchange conversions/trading to be booked
and/or made outside of Trading Hours (Out-Of-Hours). Unless otherwise specifically provided for in this Pricing Schedule,
pre-agreed FX transaction fees included in this Pricing Schedule do not apply to Out-Of-Hours conversions or trading. For
certain out-of-hours conversions or trading we will apply a reasonable extra percentage-based fee, which may change
according to when and how frequently the currencies are traded. You can avoid the application of the extra percentage-based
fee by booking/making foreign exchange conversions in Trading Hours. Should you wish to pre-agree alternative Out-Of-Hours
fees, please contact your Account Executive. Note, a foreign exchange conversion may be successful during Trading Hours but
the usual payment instruction cut-off time of 15.30 (UK time) will continue apply to applicable onward payments.

Transaction Fees

Fees may apply for each payment and/or receipt made and the fee varies depending on the method
you choose. If you do not pre-agree fees for certain payment routes and execute payment
transactions using any such routes, certain fees will still apply. Please contact your Account Executive
for further details.

Standard Payment Fees Fixed Fee in GBP ** Percentage Fee % Minimum Fee
WIRE SHA* (payments in available 15 0.00% Select
currencies)
SEPA (EUR payments to the EEA) 2 0.00% Select
FPS (GBP payments to the UK) 2 0.00% Select
Internal Transfers (Related) 15 0.00% Select
Internal Transfers (Other) 15 0.00% Select

*SHA charges may result in the beneficiary receiving the principle less any intermediary fees, OUR charges should result in the
beneficiary receiving the principle in full

** Fixed Fee in GBP or the GBP equivalent of the settlement currency, unless otherwise stated above

Receipt Fees Fixed Fee in GBP* Percentage Fee %

External Receipts 0.00 0.75%
Internal Transfers (Related) 0.00 0.00%

IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718
Internal Transfers (Other) 0.00 0.00%

Please see Annex 3 for any other fees that fall outside of the above standard fees.

Euro Balance Charges

If you expect to hold Euro balances in excess of €25,000 with us, please refer to Annex 2 of this
Pricing Schedule for details of Euro Balance Charges.

All sums payable under this Pricing Schedule (i) are exclusive of value added tax or other applicable
sales tax (unless otherwise stated in this Pricing Schedule), which shall be added to the sum in
question if applicable; and (ii) shall be paid in full without any deductions.

Payment of all invoiced fees and charges is to be made to the indicated account 14 days from the
invoice date. Please note, invoices in respect of Euro Balances Charges will be issued separately and
in addition to other invoices issued to you by us. If payment has not been received, we reserve our
right to withdraw funds from your account to satisfy the amount owed without warning. Any
outstanding amounts may result in suspension of your account(s).

Unless otherwise specified by us, the pricing set out in this Pricing Schedule will apply to all ibanq
accounts opened by you from time to time.

The fees set out herein are based on the payment volumes, forecasts and profiles represented by you
and annexed (Annex 4) to this Pricing Schedule. We have relied on the information provided by you
and reserve the right to unilaterally review and amend the fees outlined herein, in the event that
payment volumes, forecasts and and/or profiles differ from those set out in Annex 4 by 10% or
greater.

Please confirm your agreement to this Pricing Schedule by signing and returning a copy of this letter.
Once this Pricing Schedule has been executed, it will form part of your contract with us.

Yours sincerely,

Anthony Morkos
Head of Finance
For and on behalf of
IFX (UK) Ltd t/a “IFX Payments”

I, on behalf Edit Software LTD, acknowledge and agree to the above Pricing Schedule.

Ionut Alexandru Dobre

Signature: ………………………………………. Name:………………………………………………..
UBO OWNER
Position: ................................................ Anticipated Go Live Date ........29.09.2022..........................
29.09.2022
Date: …………………………………………….

IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718
 ANNEX 1 CURRENCY CLASSIFICATIONS

TIER CURRENCY OVERRIDE SPREAD

Tier 1 Currencies ● British Pound GBP As quoted

● Euro EUR As quoted
● US Dollar USD As quoted
Tier 2 Currencies ● Canadian Dollar CAD As quoted
● Australian Dollar AUD As quoted
● Japanese Yen JPY As quoted
● New Zealand Dollar NZD As quoted
● Norwegian Krone NOK As quoted
● Swedish Krona SEK As quoted
● Danish Krone DKK As quoted

Tier 3 Currencies ● Swiss Franc CHF As quoted

● Polish Zloty PLN As quoted
● Emirati Dirham AED As quoted
● Singapore Dollar SGD As quoted
● South African Rand ZAR As quoted
● Israeli Shekel ILS As quoted
● Czech Koruna CZK As quoted
● Hong Kong Dollar HKD As quoted
● Russian Ruble RUB As quoted
● Hungarian Forint HUF As quoted
● Romanian Leu RON As quoted
● Mexican Peso MXN As quoted
● Bulgarian Lev BGN As quoted
● Turkish Lira TRY As quoted
● Kuwaiti Dinar KWD As quoted
● Omani Rial OMR As quoted
● Qatari Riyal QAR As quoted
● Tunisian Dinar TND As quoted
● Kenyan Shilling KES As quoted
● Croatian Kuna HRK As quoted
● Ugandan Shilling UGX As quoted
● Ghanaian Cedi GHS As quoted
● Mauritian Rupee MUR As quoted
● Thai Baht THB As quoted
● Chinese Yuan Renminbi CNY As quoted
● Bahraini Dinar BHD As quoted
● Saudi Arabian Riyal SAR As quoted
● Jordanian Dinar JOD As quoted
As quoted
As quoted

IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718
Tier 4 Currencies
All other currencies not classified
above fall into this category.

ANNEX 2 EURO BALANCE CHARGES

● A monthly account charge will be applied if you hold Euro balances in excess of €25,000 with
us overnight.

● The monthly charge will be calculated based on your average overnight balance held with us
in accordance with the bandings set out below.

● Sub account (also referred to as “child account”) balances will be aggregated and the main
account (also referred to as the “parent account”) holder will be invoiced for the charges.

● Balances in excess of €3,000,000 will be subject to a monthly charge of at least €1,825.

Monthly charges exceeding €1,825 will be considered and relayed to you on an individual
basis. If you anticipate holding in excess of €3,000,000 as an overnight balance, please let
your Sales Executive know as soon as possible.

Note that VAT will not be charged on the Euro Balance Charges below.

The Euro Balance Charges will be reviewed quarterly effective from January 2022.

Average Balance Monthly Charge

From To
€1.00 €25,000 € -
€25,001 €50,000 €25
€50,001 €100,000 €50
€100,001 €200,000 €100
€200,001 €400,000 €200
€400,001 €600,000 €325
€600,001 €800,000 €450
€800,001 €1,000,000 €575
€1,000,001 €1,200,000 €700
€1,200,001 €1,400,000 €825
€1,400,001 €1,600,000 €950
€1,600,001 €1,800,000 €1,075
€1,800,001 €2,000,000 €1,200
€2,000,001 €2,200,000 €1,325
€2,200,001 €2,400,000 €1,450
€2,400,001 €2,600,000 €1,575
€2,600,001 €2,800,000 €1,700
€2,800,001 €3,000,000 €1,825

IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718
IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718
 ANNEX 3 PAYMENT & RECEIPT FEE OVERRIDES

Payment Fee Overrides

Payment Currency Destination Charge Fixed Fee Percentage Minimum

Type Type GBP Fee % Fee
Select Select Select Select 0.00 0.00% Select

Select Select Select Select 0.00 0.00% Select

Select Select Select Select 0.00 0.00% Select

Select Select Select Select 0.00 0.00% Select

Select Select Select Select 0.00 0.00% Select

Select Select Select Select 0.00 0.00% Select

Select Select Select Select 0.00 0.00% Select

Receipt Fee Overrides

Receipt Type Currency Fixed Fee GBP Percentage Fee %

Select Select 0.00 0.00%

Select Select 0.00 0.00%

Select Select 0.00 0.00%

Select Select 0.00 0.00%

Select Select 0.00 0.00%

Select Select 0.00 0.00%

Select Select 0.00 0.00%

IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718
 ANNEX 4 PAYMENT VOLUMES AND PAYMENTS PROFILE

IFX (UK) Ltd is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900517) for the issuing of
electronic money. IFX (UK) Ltd trading as IFX Payments is registered in England and Wales with Company Registration Number 05422718