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Dear Customer,

Thank You for enquiring about HDFC ERGO's my:health Suraksha


Kindly find the premium below as per the details shared by you :

Sum Insured 5 Lakhs

Location 2

Age of Insured Person(s) Adults: 72 Children: NA

Product Plan SILVER SMART

Unlimited Restore Policy Type


Policy Period (Add on)
Individual Family Floater

Yes 48,584 NA
1 Year
No 48,342 NA

Yes 89,880 NA
2 Years
No 89,433 NA

Yes 1,31,177 NA
3 Years
No 1,30,524 NA

Family Floater Basis Just like a shield, a family Individual Sum Insured Basis Unlike a Family
floater plan provides a common cover to all the floater where one Sum Insured is shared by all
family members under a single health insurance members, this plan provides individual sum
policy. Under this plan a single sum insured is insured for each member enabling more
shared amongst all family members. coverage for your family in a single policy.

Key features of the policy:

1. Coverage for hospitalization expenses including Day Care, Domiciliary, Mental Healthcare and
Alternative treatments.

2. No Capping on Room rent or disease wise sub-limit.

3. Pre & post hospitalization expenses covered for 60 & 180 days respectively.

4. Exclusive covers like Air ambulance cover, Recovery benefit, Sum Insured rebound available
based on plan chosen.

5. Exclusive Wellness features like Fitness discount at renewals and additional Health incentives.

6. Opt for long term policy tenures and avail 7.5% /10% discount on 2/3 year policy respectively.

7. Above premium rates have been calculated basis information provided and are including GST.

Tier 1: Delhi, NCR, Mumbai, Thane, Mumbai Suburban and Navi Mumbai, Surat, Ahmedabad &
Vadodara
Tier 2: Rest of India - All other cities

‡On payment of Tier 1 premiums, an Insured Person can avail treatment all over India without any
co- payment.

‡On payment of Tier 2 premium, an Insured Person can avail treatment at Tier 2 cities without any
Co-Payment. However, if an Insured Person avails a treatment in Tier 1 cities, 20% Co-Payment
shall be applicable on admissible claim amount.

‡Co-Payment under Tier 2 above will not be applied If an Insured Person opts for Hospitalization
with Room Rent up to Rs 2,500 per day or on Hospitalization for Medically Necessary treatment
following an Accident.

Terms & conditions apply. HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146. CIN: U66030MH2007PLC177117.
Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai ±
For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale.
Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company under license. UIN:
my:health Suraksha - HDFHLIP23031V062223. Unlimited Restore (Add On) - HDFHLIA22188V012122. UID: 10983.

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