Quotation No

80002850041

HDFC Life Smart Term Edge - Benefit Illustration

A Non-Linked Non-Participating Individual Life Term Insurance Plan
Date of Illustration : 13 / 02 / 2023
Dear Vinay Sharma
Thank you for showing interest in HDFC Life Insurance. Based upon the inputs shared by you, we are happy to provide a detailed benefit illustration for the plan chosen by you.

Personal Details Proposal No.

Name of the Prospect/Policyholder Vinay Sharma Name of the Product: HDFC Life Smart Term Edge
Age (years) 37 Tag Line: A Non-Linked Non-Participating Individual Life
Name of the Life Assured Mr Vinay Sharma Term Insurance Plan
Age (years) 37 Unique Identification Number: 101N153V01
Policy Term (years) 30 GST Rate 4.5% (First Year); 2.25% (Second Year onwards)
Premium Payment Term (years) 30
Amount of Instalment Premium (Rs.) 22,254
Mode of Payment of Premium Annual
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your Insurer carrying on life insurance business.
If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page.

Policy Details
Classic Sum Assured (Rs.) 6,67,620
Policy Option Sum Assured on Death (at the inception of the
- 50,00,000
policy) Rs.

Premium Summary
Base Plan Riders Total Installment Premium
Instalment Premium without GST 22,254 0 22,254
Instalment Premium with First Year GST 23,255 0 23,255
Instalment Premium with GST 2nd Year onwards 22,755 0 22,755
Quotation No

Amounts in Rs.

Guaranteed Benefits Non Guaranteed

Policy Year Annualized Premium
Survival Benefits / Other Benefits if any Maturity Benefit Death Benefit Min Guaranteed Special Surrender
Loyalty Additions Surrender Value Value
1 22,254 0 0 0 50,00,000 0 0
2 22,254 0 0 0 50,00,000 13,352 13,927
3 22,254 0 0 0 50,00,000 23,367 23,367
4 22,254 0 0 0 50,00,000 44,508 44,504
5 22,254 0 0 0 50,00,000 55,635 55,633
6 22,254 0 0 0 50,00,000 66,762 66,762
7 22,254 0 0 0 50,00,000 77,889 77,885
8 22,254 0 0 0 50,00,000 89,016 89,014
9 22,254 0 0 0 50,00,000 1,10,157 1,10,157
10 22,254 0 0 0 50,00,000 1,22,397 1,22,395
11 22,254 0 0 0 50,00,000 1,34,637 1,34,632
12 22,254 0 0 0 50,00,000 1,60,229 1,60,229
13 22,254 0 0 0 50,00,000 1,73,581 1,73,581
14 22,254 0 0 0 50,00,000 2,02,511 2,02,509
15 22,254 0 0 0 50,00,000 2,16,977 2,16,977
16 22,254 0 0 0 50,00,000 2,31,442 2,31,437
17 22,254 0 0 0 50,00,000 2,64,823 2,64,818
18 22,254 0 0 0 50,00,000 2,80,400 2,80,400
19 22,254 0 0 0 50,00,000 2,95,978 3,07,593
20 22,254 0 0 0 50,00,000 3,33,810 3,35,986
21 22,254 0 0 0 50,00,000 3,50,501 3,65,509
22 22,254 0 0 0 50,00,000 3,67,191 3,96,139
23 22,254 0 0 0 50,00,000 4,09,474 4,27,824
24 22,254 0 0 0 50,00,000 4,27,277 4,60,498
25 22,254 0 0 0 50,00,000 4,72,898 4,94,072
26 22,254 0 0 0 50,00,000 4,91,813 5,28,388
27 22,254 0 0 0 50,00,000 5,10,729 5,63,238
28 22,254 0 0 0 50,00,000 5,60,801 5,98,328
29 22,254 0 0 0 50,00,000 5,80,829 6,33,284
30 22,254 0 0 6,67,620 50,00,000 0 0

Notes:
Quotation No

Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premium paid towards riders, if any, and Goods and Service Tax.

I, ___________________________ (name), have explained the premiums, and benefits under the I, ___________________________ (name), having received the informa on with respect to the
product fully to the prospect / policyholder. above, have understood the above statement before entering into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder