DR.

SHYAMA PRASAD
MUKHERJEE UNIVERSITY ,
RANCHI

UNIVERSITY DEPARTMENT OF COMMERCE

2021-23

PROJECT ON

“ EVOLUTION OF MANAGEMENT TECHNIQUE FOR

CONTROLLING NON-PERFORMING ASSET”

PROJECT REPORT SUBMITTED IN PARTIAL FULFILLMENT OF REQUIREMENT

FOR THE AWARD OF M.COM UNDER DR. SHYAMA PRASAD MUKHERJEE
UNIVERSITY, RANCHI

UNDER THE GUIDANCE OF: SUBMITTED BY:

Dr. Pankaj Kumar Sharma NAME: SONI KUMARI

Dr. Anudit Marandi CLASS: M.COM, SEM-IV
EXAM ROLL NO. : 21M655677
REG. NO. : DSPMU2021004927
SESSION : 2021-23
 DECLARATION

I hereby declare that the Project entitled “ EVOLUTION OF MANAGEMENT TECHNIQUE

FOR CONTROLLING NON-PERFORMING ASSET” is an outcome of my efforts under the
guidance of Dr. Pankaj Kumar Sharma and Dr. Arundit Marandi.The project is submitted to the
University Department of Commerce, Dr. Shyama Prasad Mukherjee University, Ranchi. For the
partial fulfillment of the Master of Commerce examination 2022-23.

I further declare that the information and data given in the report are authentic to the best of
my knowledge. This project report has not been submitted to any other University or institution
for the award of any degree.

Date: Student Name: SONI KUMARI

Place: Exam Roll No. : 21M655677
Reg. No. : DSPMU2021004927
Session : 2021-23
 CERTIFICATE BY INTERNAL GUIDE
‘This is to certify that the Project entitled “ EVOLUTION OF MANAGEMENT TECHNIQUE
FOR CONTROLLING NON-PERFORMING ASSET” submitted to the Department of
Commerce, Dr. Shyama Prasad Mukherjee University, Ranchi for the award of the Degree of
Master of Commerce is a record of project work carried out by SONI KUMARI Semester IV
(/Finance), Session 2021-2023, bearing Exam Roll No. 21M655677 & Registration No,
DSPMU2021004927 in the
Department of Commerce, DSPMU, Ranchi has been carried out under our

supervision and guidance. This project has not been previously submitted for

the award of any Degree, in any university or in; n. It is also certified that the

project represents independent work on the part of the candidate.

Further, we certify that SONI KUMARI bears a good moral character.

EXTERNAL EXPERT: INTERNAL EXPERT:

 ACKNOWLEDGEMENT

In the accomplishment of completion of my project on “ A STUDY TO EVALUATE THE

BANKING SERVICE PROVIDED TO RURAL CUSTOMERS BY PSU BANK”. | would like
to convey my special gratitude to Vice Chancellor Prof. Dr. Tapan Kumar Shan Registrar Dr.
(Mrs) Namita Singh of Dr. Shyama Prasad Mukherjee and as well as Dr. Kalindi Kumari Co-
ordinator and Dr. Indra Nath Sahu Assistant Co-ordinator Department of Commerce,
'DSPMU, Ranchi.

I would like to thank my project guides Dr. Pankaj Kumar Sharma and Dr. Anudit Marandi
Faculty Department of Commerce, DSPMU, Ranchi who made this project work possible. Their
guidance, inspirations and constructive suggestions was helpful for me in the preparation
and execution of this project.

I also extend my gratitude to Ms. Harsha, Mrs. Chahat Azam, Ms.Ankita Singh, Mr. Kumar
Sumit Kerketta and Mr. Akash, of Department of Commerce, Dr. Shyama Prasad Mukherjee
University, Ranchi, for their valuable and constructive suggestions during my project work. I am
highly grateful for the direction provided by all of them and I cannot forget the
co-operation and assistance throughout my Project work.

Finally, I would want to convey my sincere thanks to my friends

and supporters; without them, the task would not have been
accomplished in such a timely manner.