Scottish

Warrior clans - +25% levies

Refined poetry - May write poetry to earn prestige, and gain opinion with others
Stalwart defenders - Gain +1 combat advantage when defending
Polygamy - May have multiple spouses based on rank
May use the highlander, ranged class, men-ar-arms regiment, stronger than the
crossbowmen regiment
May construct recreation grounds for extra gold, prestige, and vassal opinion

Catholicism
Considers honesty, zealotry and temperance to be virtues
Considers Deceit, cynicism and gluttony to be sins
Crusade - May use the crusade casus belli again those of non-Christian faiths
Communion - May spend gold to gain piety, may request the Pope excommunicate other
characters
Monasteries - May punish characters by forcing them to become monks/nuns (gaining
extra piety for each monk/nun in your realm)

Impatient
Increased prestige generation, hostile schemes more likely to succeed, -2 learning

Honest
+3 diplomacy, -2 intrigue

Lustful
+2 intrigue, +25% fertility, seduction schemes more likely to succeed