Colegio San Bartolomé La Merced

Reasoning – Global Economics

Activity to understand and learn the behaviour and rentability of saving accounts.

In the following link you will find information about some saving accounts services that some banks offer.
https://www.rankia.co/blog/cuentas-bancarias-corrientes-ahorro-nomina/3124954-mejores-cuentas-ahorro-2021

Bank Minimum Fixed terms Debit card Exempted of 4 Interest rates Cash
opening x 1000 tax (APR) withdrawal
amount fees.

Bancamia $20'000 Doesn’t have No No it doesn’t From 0.25% to No

2.50%
Banco W $10'000 Doesn’t have No It depends From 1.50% to Doesn’t says
9.00%
Bancoomeva $50'000 6 months Yes It depends of From 0.005% to No
election 1.60%
BBVA $30'000 Doesn’t have Yes If you have the From 1% to Doesn’t says
requirements 1.60%
Multibank $1'000 6 months Yes No Max 2.00% No

Banco Fallabela Doesn’t have Doesn’t have Yes No Max 2.85% Doesn’t says

Bancompartir $20'000 One year Yes Yes From 1.50% to Doesn’t Says
5%
Financiera Doesn’t have 6 months Yes Yes From 2.50% to No
Juriscoop 3.35%

ITAHU 10’000 Doesn’t says No It depends of From 0.01% to No

0.10%
As soon as you have collected the information, you are going to analyse the return on investment of an initial amount of $1.000.000 considering
the gathered information, each of the investments will be made over a 12-month, 1 year period. The idea is to compare the return of the
investments rates in an Annual Percentage Rate (APR).

Bank Minimum Annual Percentage Rate Return Ending Balance

opening amount (APR).

Bancamia $1.000.000
Banco W $1.000.000
MBancoomev $1.000.000
a
BBVA $1.000.000
Multibank $1.000.000
Banco $1.000.000
Fallabela
Bancompartir $1.000.000
Financiera $1.000.000
Juriscoop
ITAHU $1.000.000
Banco Caja $1.000.000
Social
Banco de $1.000.000
Bogotá
Davivienda $1.000.000
Banco AV $1.000.000
Villas
Banco Popular $1.000.000
Links to gather the information of each bank.
Bancamia: https://www.bancamia.com.co/uploads/default/products/fc02bb1104e9f9a187149f40cc1125f2.pdf
Banco W: https://www.bancow.com.co/wp-content/uploads/2021/08/ahorro-tasas-y-tarifas-vigentes-agosto-23-a-30.pdf
Coomeva: file:///Users/mac/Desktop/Tasas%20Ahorro%20-%20Febrero.pdf
BBVA: https://www.bbva.com.co/content/dam/public-web/colombia/documents/personas/cuentas/ahorro/DO-01-Tasas-cuenta-ahorro.pdf
Multibank: https://www.multibank.com.pa/sites/default/files/tarifario-mb-jun2021.pdf
Fallabela: https://www.bancofalabella.com.co/descuento-detalle/beneficios-bf/landing-pac-tasas-preferenciales
Bancompartir: https://comparabien.com.co/producto/ahorros/bancompartir-mi-cuenta
Financiera Juriscoop: https://api.financierajuriscoop.com.co/uploads/TASAS_CAPTACION_PDF_1c0ba449a9.pdf
ITAHU: https://www.itau.co/documents/10282/45358/Tasa_Pasiva_Agosto_PN-050821.pdf
Banco Caja Social: https://www.bancocajasocial.com/portalserver/content/atom/ed3567c4-64a3-462a-93a4-7c6466ef50e8/content/7-FOOTER/1-
Informacion-Corporativa/3-Tasas-y-Tarifas/1-Cuentas-Bancarias/Tasas-Cuentamiga.pdf?id=6a2d29e7-ab81-4284-80c7-cc801f8dfe35
Davivienda: https://comparabien.com.co/producto/ahorros/davivienda-cuenta-ahorro-rentable
For more information about the banks interests: https://comparabien.com.co/ahorros/result