inv gastos

0 -715.4
1
2
3 715.4/40
4 17.885
5 i
6
7
8
9 715.40-50(P/F,2.5%,12)-50(P/F,2.5%,24
10 715.40-(50*0.7436)-(50*0.5529)=A17.8
11 650.575
12 a+50 A
13
14
15
16
17
18
19
20
21
22
23
24 a+50
 = (P/A,I,24)
= 2.50%

5.40-50(P/F,2.5%,12)-50(P/F,2.5%,24)=A(P/A,2.5%,24)
5.40-(50*0.7436)-(50*0.5529)=A17.885
.=A(17.885)
36.37545429
700+700∗(([1+𝑥]^5−1)/
(𝑋[1+𝑥]^5 ))=100∗(([1+𝑥]^6−1)/(𝑋[1+𝑥]^6 )) +

TASA DE INTERES
1)/(𝑋[1+𝑥]^6 )) + 2500

19%
Cant. de personas 30
Aporte quincenal S/ 1,000.00
Retiro periódico S/ 30,000.00
Interés nominal 1% quincenal
Interés efectivo 0.038356% quincenal

Persona Retiro P/F Retiro * P/F VAN

1 S/ 30,000.00 1.00000 S/ 30,000.00 S/ 29,988.50
2 S/ 30,000.00 0.99962 S/ 29,988.50 S/ 29,977.00
3 S/ 30,000.00 0.99923 S/ 29,977.00 S/ 29,965.51
4 S/ 30,000.00 0.99885 S/ 29,965.51 S/ 29,954.02
5 S/ 30,000.00 0.99847 S/ 29,954.02 S/ 29,942.53
6 S/ 30,000.00 0.99808 S/ 29,942.53 S/ 29,931.05
7 S/ 30,000.00 0.99770 S/ 29,931.05 S/ 29,919.58
8 S/ 30,000.00 0.99732 S/ 29,919.58 S/ 29,908.10
9 S/ 30,000.00 0.99694 S/ 29,908.10 S/ 29,896.64
10 S/ 30,000.00 0.99655 S/ 29,896.64 S/ 29,885.17
11 S/ 30,000.00 0.99617 S/ 29,885.17 S/ 29,873.72
12 S/ 30,000.00 0.99579 S/ 29,873.72 S/ 29,862.26
13 S/ 30,000.00 0.99541 S/ 29,862.26 S/ 29,850.81
14 S/ 30,000.00 0.99503 S/ 29,850.81 S/ 29,839.37
15 S/ 30,000.00 0.99465 S/ 29,839.37 S/ 29,827.93
16 S/ 30,000.00 0.99426 S/ 29,827.93 S/ 29,816.49
17 S/ 30,000.00 0.99388 S/ 29,816.49 S/ 29,805.06
18 S/ 30,000.00 0.99350 S/ 29,805.06 S/ 29,793.63
19 S/ 30,000.00 0.99312 S/ 29,793.63 S/ 29,782.21
20 S/ 30,000.00 0.99274 S/ 29,782.21 S/ 29,770.79
21 S/ 30,000.00 0.99236 S/ 29,770.79 S/ 29,759.37
22 S/ 30,000.00 0.99198 S/ 29,759.37 S/ 29,747.96
23 S/ 30,000.00 0.99160 S/ 29,747.96 S/ 29,736.56
24 S/ 30,000.00 0.99122 S/ 29,736.56 S/ 29,725.16
25 S/ 30,000.00 0.99084 S/ 29,725.16 S/ 29,713.76
26 S/ 30,000.00 0.99046 S/ 29,713.76 S/ 29,702.37
27 S/ 30,000.00 0.99008 S/ 29,702.37 S/ 29,690.98
28 S/ 30,000.00 0.98970 S/ 29,690.98 S/ 29,679.59
29 S/ 30,000.00 0.98932 S/ 29,679.59 S/ 29,668.21
30 S/ 30,000.00 0.98894 S/ 29,668.21 S/ 29,656.84

VAN(1) = S/ 29,988.50 VAN(1) - VAN(30)= S/ 331.66

VAN(30) = S/ 29,656.84
2500=450/[1+𝑥]^12 +425/[1+𝑥]^14 +400/[1+𝑥]^16 +3
+325/[1+𝑥]^22 +300/[1+𝑥]^24 +275/[1+𝑥]^26 +250/[1

TASA DE INTERES
/[1+𝑥]^16 +375/[1+𝑥]^18 +350/[1+𝑥]^20
^26 +250/[1+𝑥]^28 +225/[1+𝑥]^30

3.12%
250000+10000/[1+𝑥]^1 + 10000/[1+x]^2 + 15000/[1+x]^3 +
15000/[1+x]^4 - ( 100000)/[1+x]^4
=63250+63250*(([1+x]^3−1)/(X∗[1+x]^3 ))

INTERES 10%
]^3 +
 inv gastos
1 -36000 -280
2 -280
3 -690
4 -350
5 -400
6
vr fc
-36280 13%
-280
-690
-350
-400
0
van -S/ 37,556.05
cae S/ 9,394.77