At a Glance: VUL Product Key Features & Key Benefits

KEY FEATURE KEY BENEFIT (Value to the Client)

Income protection.
LIFE INSURANCE (Regular Premium VUL) The insured’s beneficiaries will have liquid funds to pay
The amount of insurance coverage is set by the client. for final expenses, and to provide for continuing
expenses to maintain their standard of living

Safety net.
Upon death of Insured, the beneficiary gets 125% of
LIFE INSURANCE (Single Premium VUL)
the Single Premium, or the fund value, whichever is
The amount of insurance coverage is set at a fixed %
higher*. The minimum guaranteed death benefit
of the single premium.
secures their loved ones regardless of the fund
performance.

High potential return.

INVESTMENT FUND
Underlying assets (bonds & stocks) are known to beat
The VUL Fund is chosen by the client based on their
inflation and grow money over time to help meet the
investment risk appetite and the horizon.
client’s long-term accumulation goals.

DIVERSIFICATION Investment risk managment.

Each VUL Fund is allocated across different financial Diversification is an essential component of reaching
instruments, industries & other categories. long-term financial goals while minimizing risk.

PROFESSIONAL MANAGEMENT Knowledge & expertise.

Professional fund managers create portfolios & apply The managed funds in VUL, are ideal for the
asset allocation strategies to meet the investment individuals who do not have the expertise nor the
objective of the fund. time to manage their investments.

*special conditions apply for Sun MaxiLink One & Sun MaxiLink Dollar One GIO policies