Ejercicio del metodo indicador basico.

2018 2019 2020 Promedio Factor

Ingresos $17,000,000.00 $10,000,000.00 $22,000,000.00 $16,333,333.33 15%

Anuales

2019 2020 2021 Promedio Factor

Ingresos $38,000,000.00 $52,000,000.00 $47,000,000.00 $45,666,666.67 15%

Anuales

2017 2018 2019 Promedio Factor

Ingresos $24,000,000.00 $74,000,000.00 $63,000,000.00 $53,666,666.67 15%

Anuales
Requerimiento
minimo de
Capital

$2,450,000.00

Requerimiento
minimo de
Capital

$6,850,000.00

Requerimiento
minimo de
Capital

$8,050,000.00
Metodo estandar

Linea de Coeficiente
2019 2020 2021 Promedio
negocio beta

Finanzas
$10,000,000.00 $11,000,000.00 $12,000,000.00 $11,000,000.00 15%
corporativas
Negociacion y
$6,000,000.00 $5,000,000.00 $4,000,000.00 $5,000,000.00 18%
Ventas
Cartera de
$7,000,000.00 $8,000,000.00 $9,000,000.00 $8,000,000.00 12%
Menudeo
Cartera
$3,000,000.00 $2,000,000.00 $1,000,000.00 $2,000,000.00 15%
Comercial
Pagos y
$2,000,000.00 $2,000,000.00 $2,000,000.00 $2,000,000.00 18%
Liquidacion
Servicios de
Agencia y $3,000,000.00 $3,000,000.00 $3,000,000.00 $3,000,000.00 15%
Custodia
Administracion
$8,000,000.00 $9,000,000.00 $10,000,000.00 $9,000,000.00 12%
de activos
Banca de
$45,000,000.00 $50,000,000.00 $70,000,000.00 $55,000,000.00 12%
Menudeo

TOTAL $84,000,000.00 $90,000,000.00 $111,000,000.00 $95,000,000.00 117%

Linea de Coeficiente
2019 2020 2021 Promedio
negocio beta

Finanzas
$17,000,000.00 $15,000,000.00 $19,000,000.00 $17,000,000.00 15%
corporativas
Negociacion y
$10,000,000.00 $8,000,000.00 $12,000,000.00 $10,000,000.00 18%
Ventas
Cartera de
$30,000,000.00 $25,000,000.00 $35,000,000.00 $30,000,000.00 12%
Menudeo
Cartera
$40,000,000.00 $60,000,000.00 $20,000,000.00 $40,000,000.00 15%
Comercial
Pagos y
$5,000,000.00 $10,000,000.00 $3,000,000.00 $6,000,000.00 18%
Liquidacion
Servicios de
Agencia y $47,000,000.00 $39,000,000.00 $65,000,000.00 $50,333,333.33 15%
Custodia
Administracion
$96,000,000.00 $98,000,000.00 $90,000,000.00 $94,666,666.67 12%
de activos
Banca de
$72,000,000.00 $74,000,000.00 $78,000,000.00 $74,666,666.67 12%
Menudeo
TOTAL $317,000,000.00 $329,000,000.00 $322,000,000.00 $322,666,666.67 117%
Requerimiento
minimo de
Capital

$1,650,000.00

$900,000.00

$960,000.00

$300,000.00

$360,000.00

$450,000.00

$1,080,000.00

$6,600,000.00

$12,300,000.00

Requerimiento
minimo de
Capital

$2,550,000.00

$1,800,000.00

$3,600,000.00

$6,000,000.00

$1,080,000.00

$7,550,000.00

$11,360,000.00

$8,960,000.00
$42,900,000.00